Magnolia Cottages by the Sea in Inlet Beach

Magnolia Cottages by the Sea
Homes for Sale in Inlet Beach, FL

All 294 homes for sale in Inlet Beach, FL · median $1,925,000 · Walton County homes for sale

Community in Inlet Beach · Walton County · ZIP 32413
119 homesBuilt 2004–2023Median sale $1.49M
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Live Market Pulse
68/100
Market Heat
Hotter than normal
2016 → 2026 · 75 at the 2021 peak
0 is Magnolia Cottages by the Sea's coldest market since 2016, 100 its hottest. Today: 68. How it's scored

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Magnolia Cottages By the Sea in Inlet Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $1,490,000, a median 30 days on market, sellers accepting 98% of original asking (+24% versus the prior year). Homes listed or recently sold were built 2004–2023. At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $14,540 ($14,150 with the full homestead exemption).

MAGNOLIA COTTAGES BY THE SEA key facts
LocationInlet Beach, Walton County, FL · ZIP 32413, 32459, 32461
Homes in the community119 (FL DOR 2025 assessment roll)
Years built2004–2023 (median 2009)
Typical living area1,939 sq ft (median)
Amenities listed by sellersDeed Access, Pool, Short Term Rental - Allowed, Pets Allowed, TV Cable
Sale prices, last 12 months$1,490,000 median across 3 closed sales · +24.2% vs the prior 12 months
Days on market (closed sales)30 median
For sale right now1 active, 0 pending · median asking $1,575,000 · 6.0 months of supply
Owner-occupied (homestead) share6%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “MAGNOLIA COTTAGES BY THE SEA key facts,” movewithmomentum.com/neighborhoods/magnolia-cottages-by-the-sea, data as of September 20, 2026.

Live · Magnolia Cottages by the Sea Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.49M ▲
Median sold · 12 mo
up 24.2% vs the prior 12 months
+24.2% ▲
1-yr price change
n = 3 and 3 sales in the two windows
97.7%
Sale vs ask
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
30days
Median DOM · closed
0 days at the 2021 low
0%
Under contract
Walton: 18% (698 of 3,872)
1 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
6%
Owner-occupied · Magnolia Cottages by the Sea
7 of 121 parcels homesteaded (FL DOR 2025)
94%
Non-owner-occupied · Magnolia Cottages by the Sea
incl. 31% trust or LLC-held · 86% out-of-state
119
Homes in the community
plus 2 vacant residential lots · 121 residential parcels (FL DOR 2025)
Track record · 21 years of records
16
Recorded sales · 2024-2025
median $1.40M · qualified sales on the county roll (FL DOR 2025)
Est. 2004
Community established
homes built 2004-2023, median 2009 (FL DOR 2025)
2.5%/yr
Turnover rate
about 3 of 119 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Magnolia Cottages by the Sea is a small, cottage-scale enclave in Inlet Beach, with just 119 homes built between 2004 and 2023 and a median build year of 2009. The median price sits at $1,285,000 against a median living area of roughly 1,939 square feet, so what you are paying for here is location and the coastal cottage product, not raw square footage. Condition, finish level, and proximity to the water do most of the work on price, and the spread across the community can be wide.

With one active listing and only four closings in the window, this is a thin, low-inventory market. Median days on market runs right at 30, so well-presented homes are not sitting long. For a buyer, that means moving with a prepared plan when the right cottage comes up; for a seller, it means pricing to the recent evidence rather than to hope, because a small sample makes each comp matter more.

Magnolia Cottages by the Sea Housing Pulse · Momentum Research · as of September 20, 2026

Magnolia Cottages by the Sea right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($1.49M) is up 24.2% from the prior 12 months ($1.20M). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Magnolia Cottages by the Sea market snapshot (as of September 20, 2026): the median sale price is about $1.49M, a median 30 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is up 24% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (3 closings in the current window).

In ZIP 32413 (Inlet Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.

County records show 16 qualified sales in MAGNOLIA COTTAGES BY THE SEA across 2024–2025 (14 in 2024, 2 in 2025), median $1.40M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Magnolia Cottages by the Sea is a community of 119 homes in Inlet Beach, Walton County, built between 2004 and 2023 (median 2009), with a median living area of about 1,939 square feet. 6% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

A tightly held cottage community near the water in Inlet Beach, where a homestead share of under 6% signals a market oriented toward second homes and rentals rather than full-time occupancy.

Best for

  • Second-home buyers targeting a coastal cottage in the mid-$1.2M range
  • Investors focused on short-term rental potential who will confirm HOA and rental terms
  • Buyers who value location and cottage character over raw square footage

Probably not for

  • Buyers needing substantially more than roughly 1,900 square feet
  • Anyone wanting resort-style amenities on site
  • Bargain hunters expecting a deep, liquid market with many comps to negotiate against

Windows contain 0 to 12 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$500K$1M$1.5M20122014201620182020202220242026
Up 24.2% year over year.
Median days on market · closed sales
010020122014201620182020202220242026
0 days at the 2021 low; 30 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
97.7% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 12 a year; 3 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2016202220242026
75 at the 2021 peak, 29 in the troughs, 68 now. Same score as the hero card, full history.
How much local inventory is already under contract

24% of homes for sale in ZIP 32461 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

Magnolia Cottages by the Sea Market Scorecard

Balanced

Magnolia Cottages by the Sea is currently a balanced market. About 6.0 months of supply, a median asking price of $1,575,000, and homes go under contract in about 93 days.

6.0
Months supply
$1,575,000
Median list
$1,490,000
Median sold
93
Days on mkt
1/0/2
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in MAGNOLIA COTTAGES BY THE SEA, Inlet Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 17 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Magnolia Cottages by the Sea

Live MLS inventory for Magnolia Cottages by the Sea. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Magnolia Cottages by the Sea listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Magnolia Cottages By The Sea Right Now (1)

All 1 active and pending Magnolia Cottages By The Sea listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 79 Patina Boulevard · $1,545,000 · 3 bd / 3.5 ba · listed Jun 27, 2026 · listed by Scenic Sotheby's International Realty

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Dune Lakes · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Magnolia Cottages by the Sea listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Magnolia Cottages by the Sea address.

If we were buying in Magnolia Cottages by the Sea today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Magnolia Cottages by the Sea.

Best Buy
Buyers wanting a cottage-scale coastal home in Inlet Beach as a second home or rental.
Biggest Risk
Thin comps and few closings make pricing harder to pin down and negotiations sample-sensitive.
Sweet Spot
An updated cottage priced to the recent closings near the mid-$1.2M median.
Avoid If
You need large square footage or resort-style community amenities.

A small coastal cottage market

The scale is the story. At 119 homes with a single active listing, supply is limited and comparable sales are scarce, so pricing leans heavily on the handful of recent closings and on how each individual cottage shows. The build range from 2004 to 2023 means you will find both original and newer or updated product, and that condition gap explains much of the price variation.

No community amenities were identified from current MLS listings, so the value proposition rests on the homes themselves and the Inlet Beach location rather than on resort-style facilities. Buyers should evaluate each cottage on its finishes, layout, and position within the enclave, and confirm any HOA scope and short-term rental terms directly, since those details drive both cost and use here.

“

The location and the amenities are priced into every listing in Magnolia Cottages by the Sea. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.8C+ · Buy Score
Recent Direction10.0/10
Liquidity & Demand4.0/10
Owner Commitment0.6/10
Pricing Power8.5/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.8). Basis: Recent Direction +24.2% year-over-year; Liquidity & Demand 6.0 months of supply; Owner Commitment 6% owner-occupied; Pricing Power 97.7% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market this thin, the difference between a good deal and an overpay is comp discipline. We read the small sample of recent closings honestly, price to the evidence, and help you act quickly when the median 30-day pace means hesitation costs you the home. On the sell side, we position a cottage to stand out in a low-inventory field without overreaching on price.

Magnolia Cottages by the Sea in 15 seconds.

Best forBuyers wanting a cottage-scale coastal home in Inlet Beach as a second home or rental.
Biggest advantageA tightly held, low-inventory enclave near the water with newer-era construction.
Biggest riskThin comps and few closings make pricing harder to pin down and negotiations sample-sensitive.
Sweet spotAn updated cottage priced to the recent closings near the mid-$1.2M median.
Avoid ifYou need large square footage or resort-style community amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Magnolia Cottages by the Sea homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Magnolia Cottages by the Sea.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Magnolia Cottages by the Sea sales matched to your home.

What is your Magnolia Cottages by the Sea home worth?

Get a no-obligation home value based on real comparable sales in Magnolia Cottages by the Sea, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Magnolia Cottages by the Sea?
The median sale price in Magnolia Cottages by the Sea was $1.49M over the 12 months ending September 20, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in Magnolia Cottages by the Sea take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 30 days on market (3 sales, Emerald Coast MLS).
Is Magnolia Cottages by the Sea a buyer's or seller's market right now?
As of September 20, 2026, Magnolia Cottages by the Sea is roughly balanced: 6.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Magnolia Cottages by the Sea?
The Florida DOR 2025 assessment roll shows 119 homes plus 2 vacant residential lots in Magnolia Cottages by the Sea (public records).
What share of Magnolia Cottages by the Sea is owner-occupied?
6% of Magnolia Cottages by the Sea parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Magnolia Cottages by the Sea built?
Homes in Magnolia Cottages by the Sea were built between 2004 and 2023, with a median year built of 2009 (FL DOR 2025 roll).
Who is the best real estate agent for Magnolia Cottages by the Sea?
The best agent for Magnolia Cottages by the Sea is one who actively works Inlet Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Magnolia Cottages by the Sea.
How do I find a top Inlet Beach real estate agent who knows Magnolia Cottages by the Sea?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Magnolia Cottages by the Sea and the wider Inlet Beach area.
Can Momentum Realty connect me with an agent for Magnolia Cottages by the Sea?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Magnolia Cottages by the Sea purchase or sale - no call center and no pressure.
Where is Magnolia Cottages by the Sea, and what county is it in?
Magnolia Cottages by the Sea is in Inlet Beach, Walton County, FL, ZIP codes 32413, 32459, 32461. The community's center is about 6 miles east of the center of Inlet Beach (straight-line).
Second-home buyers targeting a coastal cottage in the mid-$1.2M rangeExcellent fit
Investors focused on short-term rental potential who will confirm HOA and rental termsExcellent fit
Buyers who value location and cottage character over raw square footageExcellent fit
Buyers needing substantially more than roughly 1,900 square feetProbably not
Anyone wanting resort-style amenities on siteProbably not
Bargain hunters expecting a deep, liquid market with many comps to negotiate againstProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (8 streets, ZIP 32413/32459/32461))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (64 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Magnolia Cottages by the Sea with Momentum Realty’s local guides.

Magnolia Cottages0.1 mi away · 82 homes, built 2004–23, 1 for saleWhites Gulfview Estates0.1 mi away · median $1.97M, 3 sales/12 moSeabreeze East0.1 mi away · 149 homes, built 1990–24, 1 for saleArcadia Place0.1 mi away · 1 for saleWaterhouse0.1 mi awaySeabreeze0.2 mi away · 149 homes, built 1990–24, 2 for saleSeabreeze (Walton)0.3 mi away · median $2M, 3 sales/12 moGulf Vista T H0.3 mi away

Browse all neighborhood guides →

Thinking of selling in MAGNOLIA COTTAGES BY THE SEA? 3 recorded closings; median 30 days on market (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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