Mirabay
Homes for Sale in Apollo Beach, FL
All 385 homes for sale in Apollo Beach, FL · median $474,000 · 341 homes for sale in 33572 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Mirabay Parcels 21 & 23 in Apollo Beach, FL has 4 homes for sale and 1 pending, asking from $380,000 to $447,000 (median $402,450). Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $340,000, $178 per square foot, a median 126 days on market, sellers accepting 91% of original asking (-19% versus the prior year). Homes listed or recently sold were built 2010–2021; 11 of 12 report an HOA (median $395/mo); 4 of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 4 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $5,350 ($4,720 with the full homestead exemption).
Part of the MiraBay master-planned community in Apollo Beach, FL — see all MiraBay homes for sale (15 listings across 4 villages and sections in the MLS).
Last 30 days in Mirabay: 1 new listing (median asking $415,000), 1 under contract right now, 2 closed sales (median $326,026). As of October 17, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Mirabay
Live MLS inventory for Mirabay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 105 daysTop listing
Active · 11 days
Active · 190 days
Active · 147 days
Pending · 130 daysActive and pending Mirabay listings as of 2026-10-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Price here is driven by condition and negotiation, not by a hot market. The median sits at $355,000, or about $179.78 per square foot, and homes are taking a median of roughly 142 days to close. That is a slow pace, and it tells you sellers are not setting the terms right now.
The year-over-year change is down 26.8%, so this is a buyer's posture. If you are buying, you have time and leverage to negotiate on price and repairs. If you are selling, price to the current market from day one, because carrying a listing for months while chasing the market down is the more expensive mistake.
Mirabay right now
🟢 Buyer-leaning market. 21.6 months of supply and 10% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (10 active and pending listings, 5 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($340K) is down 19.0% from the prior 12 months ($420K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mirabay market snapshot (as of September 20, 2026): the median sale price is about $340K ($178 per sq ft over the trailing 12 months of closed sales), a median 126 days on market for closed sales, and 21.6 months of supply, a buyer-leaning market. The trailing-12-month median is down 19% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 33572 (Apollo Beach), 841 homes closed in the last 12 months at a median of $501K ($215/sq ft), up 0.3% year over year, with a median 72 days on market. Right now 145 active and 27 pending listings put supply at about 5.2 months — a buyer's market. See the live ZIP 33572 housing market and the Hillsborough County market.
County records show 9 qualified sales in Mirabay across 2024–2025 (4 in 2024, 5 in 2025), median $420,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Mirabay is a community of 135 homes in Apollo Beach, Hillsborough County, built between 2010 and 2022 (median 2015.0), with a median living area of about 2,535 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a small, quiet slice of the Mirabay area in Apollo Beach, and with only a handful of closings in the window, individual sales move the numbers a lot. Read the stats as direction, not gospel.
The setting & the homes.
Aerial and on-site photos of Mirabay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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MirabayPhotos from Stellar MLS listings in Mirabay; content deemed reliable but not guaranteed.
Who Mirabay is best for.
Best for
- Buyers with a budget near the mid-$350s who value negotiating room over a fast transaction
- Buyers willing to weigh condition carefully and take on some updating for a better price
- Long-horizon owners who plan to hold and are not counting on a quick flip
Probably not for
- Buyers who need to resell quickly in a liquid, high-volume market
- Anyone who wants a tightly comparable set of recent sales to anchor an offer
- Sellers who cannot price to the current market and wait out a long days-on-market window
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($340K) IS the median in the snapshot above, and the move from 2025 ($420K) IS the -19.0% one-year change.
Windows contain 3 to 17 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 33572 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Mirabay Parcels 21 23 Market Scorecard
Mirabay Parcels 21 23 is currently a buyer's market. About 6.9 months of supply, a median asking price of $402,450, and homes go under contract in about 122 days.
Typical home value in the 33572 ZIP is $440,723, about 21.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Mirabay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Apollo Beach-HB · Elementary
- Eisenhower-HB · Middle
- Lennard-HB · High
Zoned schools reflect the assignments reported on recent Mirabay listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Mirabay address.
Shop the zone: Homes zoned for Lennard-Hb High School
The Mirabay buying strategy.
If we were buying in Mirabay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mirabay.
A thin, slow market
With just four closings in the measured window, this is a low-volume corner of the market. That means any single sale — a distressed deal or a fully updated home — can swing the median and the per-square-foot figure noticeably. Treat the $355,000 median as a rough center of gravity, not a firm expectation for your specific home.
Days on market north of 140 reinforce the point: buyers are not rushing, and pricing has room to be tested. Condition matters more than usual here. A move-in-ready home and a project house can sit at very different values, and the median alone will not tell you which side of that line a listing falls on. That is a walk-through-and-compare situation, not a spreadsheet decision.
The location and the amenities are priced into every listing in Mirabay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Mirabay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (2.9). Basis: Recent Direction -19.0% year-over-year; Liquidity & Demand 21.6 months of supply; Owner Commitment 65% owner-occupied; Pricing Power 90.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A thin, slow market is exactly where local read beats headline numbers. We can tell you which of the few recent sales actually resembles the home you are looking at, where the negotiating room is, and how to price a listing so it moves instead of aging on market for months. In a low-volume community, that comparison work is the whole game.
Mirabay in 15 seconds.
What it really costs to own in Mirabay
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $2,985/yr in CDD or special-district assessments on the tax bill (11 listings, MLS, 2026-10-18). 100% of the 11 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | Median $395/month across 380 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2016 across 11 listings. An original roof here is about 10 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Email me new listings in Mirabay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Mirabay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Mirabay will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $395/month (about $4,740/yr) · median of 380 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $395 per month ($4,740 a year) — the median AssociationFee across 380 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mirabay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mirabay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mirabay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mirabay home worth?
Get a no-obligation home value based on real comparable sales in Mirabay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Apollo Beach →
Recently off market in Mirabay Parcels 21 & 23
Homes in Mirabay Parcels 21 & 23 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 10 on record.
- 314 Winterside Drive · off market
- 510 Winterside Drive · off market
- 511 Winterside Drive · off market
- 532 Manns Harbor Drive · off market
- 606 Winterside Drive · off market
- 623 Winterside Drive · off market
- 707 Winterside Drive · off market
- 724 Winterside Drive · off market
| Location | Apollo Beach, Hillsborough County, FL · ZIP 33572 |
|---|---|
| Homes in the community | 135 (FL DOR 2025 assessment roll) |
| Years built | 2010–2022 (median 2015.0) |
| Typical living area | 2,535 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Clubhouse, Fitness Center, Playground, Pool, Park, Tennis Court(s) |
| Sale prices, last 12 months | $340,000 median across 5 closed sales · $178 per sq ft · -19.0% vs the prior 12 months |
| Days on market (closed sales) | 126 median |
| For sale right now | 9 active, 1 pending · median asking $401,000 · 21.6 months of supply |
| Owner-occupied (homestead) share | 65% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mirabay key facts,” movewithmomentum.com/neighborhoods/mirabay-parcels-21-23, data as of September 20, 2026.
Housing distress & ownership in Mirabay Parcels 21 & 23, Apollo Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Mirabay
The newest homes for sale in Mirabay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 803 Winterside Drive $415,000 · 3 bd · 2.5 ba · 2,173 sq ft · 11 days on market Courtesy of THE ELITE REALTY EXPERIENCE
- 508 Winterside Drive $447,000 · 3 bd · 2.5 ba · 2,420 sq ft · 105 days on market Courtesy of 27NORTH REALTY
- 514 Winterside Drive $380,000 · 3 bd · 2 ba · 1,803 sq ft · 147 days on market Courtesy of LPT REALTY, LLC
- 806 Winterside Drive $389,900 · 3 bd · 2.5 ba · 2,184 sq ft · 190 days on market Courtesy of KNOWN REAL ESTATE LLC
Checked against the MLS Oct 18, 2026. All new listings in this market.
Recently sold in Mirabay Parcels 21 23
- 724 Winterside Drive · sold $327,053
- 314 Winterside Drive · sold $325,000
- 606 Winterside Drive · sold $340,000
- 606 Winterside Drive · sold $330,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Apollo Beach home searches
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- Apollo Beach home values: what is my house worth?
- ZIP 33572 housing scorecard
Recent Developments in Mirabay Parcels 21 23
Development, infrastructure, retail, and school activity affecting Mirabay Parcels 21 23, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Sarasota Memorial to buy 120 acres in Manatee County for possible hospital campus
The Sarasota County Public Hospital Board approved a nearly $60 million purchase of about 120 acres along State Road 64 just east of I-75, contingent on rezoning. A 10-acre parcel would first hold a freestanding emergency department, with physician offices and a possible full hospital later.
What it may mean for the marketA future emergency department and medical campus would add healthcare access for east Manatee County residents. The site is about 5 miles south of Mirabay Parcels 21 23.
Source: Tampa Bay Business and Wealth - September 2026Development
Carbon dioxide terminal planned at Seaport Manatee for proposed biomethanol plant
Aptamus Carbon Solutions will plan a CO2 terminal and marine transport system at Seaport Manatee tied to Demeter Energy's proposed biomethanol plant. The plant would produce about 100,000 metric tons of biomethanol and capture about 200,000 metric tons of CO2 yearly. Cost and timeline were not disclosed.
What it may mean for the marketPlanned industrial and port activity could add maritime and industrial employment at the port. The site is about 11 miles northwest of Mirabay Parcels 21 23.
Source: Tampa Bay Business and Wealth - September 2026Schools
New Wimauma middle school under construction, to open August 2027
A new grades 6 through 8 school on West Lake Drive in Wimauma is under construction, and the school board is set to choose its name from three finalists. It is intended as a pathway to Aquilla J. Morgan High School. Districtwide enrollment fell from 183,015 to 171,553 over the last year.
What it may mean for the marketA new public middle school adds local school capacity in one of southern Hillsborough's fastest-growing areas. The project is about 13 miles northeast of Mirabay Parcels 21 23, elsewhere in Hillsborough County.
Source: BayNews 9 - August 2026Parks & Amenities
Tampa advances $1.999 million design contract for Picnic Island coastal restoration
Tampa selected HDR Engineering to design a nature-based shoreline plan including living breakwaters, a living shoreline and reinforced dunes. The contract covers design and permitting only, over 458 days, funded by a state resiliency grant. Construction is not yet funded or scheduled.
What it may mean for the marketShoreline work aims to reduce flood and erosion exposure for Port Tampa City and add park and trail amenities. The project is about 22 miles northwest of Mirabay Parcels 21 23, elsewhere in Hillsborough County.
Source: Tampa Bay Business and Wealth - July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 26 miles north of Mirabay Parcels 21 23, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Infrastructure
New Interstate 75 interchange planned for Parrish area access
A new Interstate 75 interchange is being planned to improve access for the Parrish area, primarily located in Hillsborough County and connecting to Manatee County through a possible Fort Hamer Road extension. The project is in the planning phase.
What it may mean for the marketPlans a new interstate interchange that would expand road capacity and connectivity for a growing area, potentially shaping future development patterns along the corridor. The site is about 4 miles northeast of Mirabay Parcels 21 23.
Source: Tampa Bay Times
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Mirabay?
How long do homes in Mirabay take to sell?
Is Mirabay a buyer's or seller's market right now?
How many homes are in Mirabay?
What share of Mirabay is owner-occupied?
When were the homes in Mirabay built?
Who is the best real estate agent for Mirabay?
How do I find a top Apollo Beach real estate agent who knows Mirabay?
Can Momentum Realty connect me with an agent for Mirabay?
Where is Mirabay, and what county is it in?
Is Mirabay a good place to live?
Should you buy in Mirabay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 17, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33572)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2021 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Mirabay Parcels 21 & 23 fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Mirabay with Momentum Realty’s local guides.
More on Mirabay
- Home values · What homes in Mirabay actually sell for