Miramar Terrace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · via realMLS

Miramar Terrace's price sits at a median of $456,250 across 657 homes, working out to roughly $310 per square foot on a median 1,780-square-foot home. That per-square-foot figure has to carry a lot of variation: homes here were built anywhere from 1926 to 2023, with the median build year landing at 1946, so pricing is driven less by a uniform product and more by condition and how much a given house has been updated since it was built. Homestead exemptions cover about 76.5% of parcels, pointing to more owner-occupied, longer-held property than turnover-driven inventory.
On the current-market side, this is a tight seller-leaning setup: just 1 active listing against roughly a month of supply, with homes that did sell moving in a median of about 20.5 days. Prices are down 13.1% year over year even as the community sits 169% above where it was in 2012, which reads as a cooling after a long run rather than a market in retreat. With a market heat score of 44 and only 14 closings in the window we're pulling from, sellers should not assume the recent pace will continue, and buyers should not expect much room to negotiate on the rare listing that does come up.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Miramar Terrace right now
🟡 Balanced market. 2.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 18, 2026. Confidence: High (2 active and pending listings, 13 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($420K) is down 19.2% from the prior 12 months ($520K) and up 132% since 2012. With about 17 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 18. Confidence: Medium (13 and 17 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Miramar Terrace market snapshot (as of October 18, 2026): the median sale price is about $420K ($311 per sq ft over the trailing 12 months of closed sales), a median 14 days on market for closed sales, and 2.0 months of supply, a balanced market. The trailing-12-month median is down 19% from the prior 12 months and up 132% since 2012, computed from record-level realMLS closed sales (13 closings in the current window).
Miramar Terrace is a community of 260 homes in Jacksonville, Duval County, built between 1927 and 2023 (median 1946.0), with a median living area of about 1,680 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Miramar Terrace is an established Jacksonville community where the housing stock spans nearly a century, from 1926 construction to homes finished as recently as 2023, giving buyers a genuine choice between older, character-driven housing and newer builds within the same 657-home footprint.
The setting & the homes.
Aerial and on-site photos of Miramar Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Miramar Terrace; content deemed reliable but not guaranteed.
Who Miramar Terrace is best for.
Best for
- Buyers targeting a purchase near the $456,250 median who are comfortable evaluating condition on a home built anywhere between 1926 and 2023.
- Buyers who plan to occupy the home themselves, consistent with the roughly 76.5% homestead share already in the community.
- Buyers prepared to move decisively — homes here have recently sold in a median of about 20.5 days, and only 1 listing is active at a time.
Probably not for
- Buyers who need several comparable homes to choose from before deciding — active inventory is currently down to 1 listing.
- Buyers hoping for a uniform, single-era product; build years here range from 1926 to 2023.
- Buyers assuming prices will keep climbing at the same pace as the 169% run since 2012 — the market is currently down 13.1% year over year.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 18 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($420K) IS the median in the snapshot above, and the move from 2025 ($520K) IS the -19.2% one-year change.
Windows contain 9 to 34 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 32084 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Miramar Terrace Market Scorecard
Miramar Terrace is currently a balanced market. About 2.0 months of supply, a median asking price of $737,450, and homes go under contract in about 52 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Miramar Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Miramar Terrace
Live MLS inventory for Miramar Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Miramar Terrace listings as of 2026-10-18, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Miramar Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
How far is everything?
Everyday stops around Miramar Terrace are close: the nearest coffee is about 1 minutes away.
- Parkwood Coffee · Coffee1 min
- J R Grocery · Groceries2 min
- Metro Diner · Dining2 min
- Arco Group Inc. · Shopping4 min
- Alexandria Oaks Park · Parks4 min
- Hope Haven · Health8 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hendricks Avenue Elementary SchoolFLDOE grade A · PreK-5
- Alfred I. duPont Middle SchoolFLDOE grade C · 6-8
- Terry Parker High SchoolFLDOE grade C · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Miramar Terrace address.
Recent Developments in Miramar
Development, infrastructure, retail, and school activity affecting Miramar, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 3 miles north of Miramar.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 12 miles northeast of Miramar.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 3 miles north of Miramar.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 3 miles north of Miramar.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 3 miles north of Miramar, elsewhere in Duval County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 18 miles south of Miramar.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Miramar Terrace buying strategy.
If we were buying in Miramar Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Miramar Terrace.
One Median, Many Build Years
The $310-per-square-foot median doesn't describe one type of house — it's a figure spanning construction dates that run from 1926 to 2023, with the typical home in the community dated to 1946. A 1946-built home and a 2023-built home landing near the same per-square-foot price point rarely happens without a wide spread underneath that median, which is why condition, renovation history, and lot specifics matter more here than in a community with a single build era.
Inventory data underscores how thin this market currently is: 1 active listing against roughly a month of supply, and only 14 closings in the window behind these figures. A median 20.5-day time on market for homes that did sell is fast, consistent with the seller-leaning band this community is currently scored in, though a market heat score of 44 suggests the intensity is moderate rather than extreme.
The location and the amenities are priced into every listing in Miramar Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Miramar Terrace buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.5). Basis: Long-Term Appreciation +132% since 2012; Recent Direction -19.2% year-over-year; Liquidity & Demand 2.0 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 1 active listing and a full century of build years represented across Miramar Terrace's 657 homes, pricing here is not something you back into from comparable listings alone — it takes someone who can weigh a 1946-built home against a 2023-built home on the same street and price the difference correctly. Momentum tracks this community's closings and inventory directly rather than relying on a published automated estimate, which matters most in a low-inventory, seller-leaning market where a wrong number costs a buyer a negotiation or costs a seller a sale.
Miramar Terrace in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA status not on record. Verify any dues before you offer
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 12 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=12) · as of 2026-10
Tools for a Miramar Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Miramar Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Miramar Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Miramar Terrace home worth?
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Ask an agent about Miramar Terrace
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Miramar Terrace will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Miramar Terrace?
How long do homes in Miramar Terrace take to sell?
Is Miramar Terrace a buyer's or seller's market right now?
How many homes are in Miramar Terrace?
What share of Miramar Terrace is owner-occupied?
When were the homes in Miramar Terrace built?
Have Miramar Terrace home prices gone up?
What schools serve Miramar Terrace?
Who is the best real estate agent for Miramar Terrace?
How do I find a top Jacksonville real estate agent who knows Miramar Terrace?
Can Momentum Realty connect me with an agent for Miramar Terrace?
Should you buy in Miramar Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Miramar Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 18, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 18, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32084/32207/32266)) |
| Under-contract shares | realMLS records, as of 2026-10-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (345 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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