Aerial view of San Jose Terr

San Jose Terr
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32207
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data20 years of closingsUpdated twice daily

As of September 2026, the MLS records 5 closed sales in San Jose Terr in Jacksonville, FL since 2006, the most recent in October 2023. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

San Jose Terr sits in Jacksonville's San Jose corridor in Duval County, and the honest starting point is that the FACTS snapshot here is thin. I don't have a median price, a days-on-market figure, or an inventory count to anchor to, so I'm not going to invent one. What I can tell you is location-driven: this is an established southside pocket, and in areas like this price tends to be set far more by the condition and scope of the individual home than by any neighborhood-wide number.

For a buyer, that means underwriting each listing on its own merits rather than assuming a going rate. For a seller, it means presentation and honest condition disclosure carry the negotiation. Until we pull live comparables, treat any figure you see elsewhere as unverified and price off actual recent closings.

The 60-Second Overview

San Jose Terr is an established residential pocket on Jacksonville's southside in Duval County, sourced from the realMLS feed and current as of July 2026. It reads as a settled, house-by-house market rather than a uniform new-build tract.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting an established southside Jacksonville location who will assess each home on its own condition
  • Buyers comfortable underwriting a purchase off verified recent closings rather than a headline figure
  • Sellers willing to price to actual condition and lean on presentation in negotiation

Probably not for

  • Buyers who want a single predictable per-home price across the neighborhood
  • Buyers set on uniform new construction or a master-planned tract
  • Anyone unwilling to review property-specific comparables before making an offer

The market around San Jose Terr

San Jose Terr is too small for its own price trend, so here is the market around it.

In ZIP 32207, 196 homes are on the market and 28% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).

ZIP and county figures describe the wider market, not San Jose Terr specifically. Momentum Research analysis of MLS records.

If we were buying in San Jose Terr today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in San Jose Terr.

Best Buy
Buyers who want an established southside Jacksonville location and will evaluate homes individually.
Biggest Risk
Thin published data means you must verify pricing against actual recent closings.
Sweet Spot
A condition-appropriate home priced off real comps, not an assumed average.
Avoid If
You need predictable, uniform pricing and turnkey new construction.

The location and the amenities are priced into every listing in San Jose Terr. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Because the public snapshot for San Jose Terr is limited, the value we add is pulling live realMLS closings and walking each property on its own condition rather than leaning on a headline number. We would rather tell you a specific home is over- or under-priced than hand you a neighborhood average that hides the spread.

San Jose Terr in 15 seconds.

Best forBuyers who want an established southside Jacksonville location and will evaluate homes individually.
Biggest advantageA settled pocket where value tracks the specific house, not a tract-wide formula.
Biggest riskThin published data means you must verify pricing against actual recent closings.
Sweet spotA condition-appropriate home priced off real comps, not an assumed average.
Avoid ifYou need predictable, uniform pricing and turnkey new construction.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed San Jose Terr sales matched to your home.

What is your San Jose Terr home worth?

Get a no-obligation home value based on real comparable sales in San Jose Terr, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in San Jose Terr on the map →

Real comps, not an automated estimate.
Buyers targeting an established southside Jacksonville location who will assess each home on its own conditionExcellent fit
Buyers comfortable underwriting a purchase off verified recent closings rather than a headline figureExcellent fit
Sellers willing to price to actual condition and lean on presentation in negotiationExcellent fit
Buyers who want a single predictable per-home price across the neighborhoodProbably not
Buyers set on uniform new construction or a master-planned tractProbably not
Anyone unwilling to review property-specific comparables before making an offerProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-08-30
Historical depthClosed-sale records back to 2006 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,810/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.