Moody River Estates
Homes for Sale in North Fort Myers, FL
All 354 homes for sale in North Fort Myers, FL · median $150,000 · 240 homes for sale in 33903 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Moody River Estates in North Fort Myers, FL has 14 homes for sale and 4 pending, asking from $195,000 to $749,900 (median $402,400). Over the 12 months ending 2026-09-20, 38 recorded sales closed at a median of $343,500, $154 per square foot, a median 65 days on market, sellers accepting 87% of original asking (-16% versus the prior year). Homes listed or recently sold were built 2005–2016; 10 of 18 report an HOA (median $463/mo); 11 of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $5,490 ($4,820 with the full homestead exemption).
Last 30 days in Moody River Estates: 4 new listings (median asking $332,500), 4 under contract right now. As of October 17, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Moody River Estates
Live MLS inventory for Moody River Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Moody River Estates listings as of 2026-10-14, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Moody River Estates prices around size, not scarcity. With a median living area of 3,764 square feet, this is a community of larger-format homes, and the $154.32 median price per square foot reads modest precisely because the square footage carries the value story more than lot premiums or finish level. The $355,000 median price is the blended result of a wide build range, 2005 through 2023, so condition and update status inside that range matter more here than in a tightly-built community.
A market heat score of 23 and a 9.0% year-over-year price pullback tell the same story from two angles: this is currently a buyer-leaning market. Median days on market at 64 confirms homes are sitting longer than in competitive segments, which gives buyers negotiating room on price and terms but means sellers need realistic pricing and patience rather than a quick-list, quick-close expectation.
Moody River Estates right now
🔴 Off the recent peak. The trailing-12-month median ($344K) is down 16.2% from the prior 12 months ($410K).Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: High (38 and 25 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Moody River Estates market snapshot (as of September 20, 2026): the median sale price is about $344K ($154 per sq ft over the trailing 12 months of closed sales), and a median 65 days on market for closed sales. The trailing-12-month median is down 16% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (38 closings in the current window).
In ZIP 33903 (North Fort Myers), 5,719 homes closed in the last 12 months at a median of $380K ($221/sq ft), up 0.9% year over year, with a median 53 days on market. Right now 309 active and 73 pending listings — a buyer's market. See the live ZIP 33903 housing market and the Lee County market.
County records show 17 qualified sales in Moody River Estates across 2024–2025 (7 in 2024, 10 in 2025), median $420,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Moody River Estates: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in North Fort Myers.
Moody River Estates is a community of 324 homes in North Fort Myers, Lee County, built between 2005 and 2023 (median 2011.0), with a median living area of about 3,260 square feet. 57% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Moody River Estates in North Fort Myers is a built-out community of 563 homes spanning construction from 2005 to 2023, with a median build year of 2013 and a notably large median living area of 3,764 square feet.
The setting & the homes.
Aerial and on-site photos of Moody River Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Moody River Estates
Moody River Estates
Moody River Estates
Moody River Estates
Moody River Estates
Moody River Estates
Moody River Estates
Moody River EstatesPhotos from Florida Gulf Coast MLS listings in Moody River Estates; content deemed reliable but not guaranteed.
Who Moody River Estates is best for.
Best for
- Buyers who want a larger home footprint (median near 3,764 sq ft) over a smaller amenity-driven lot
- Buyers comfortable evaluating condition and updates across a wide 2005-2023 build range rather than assuming uniformity
- Buyers working with some negotiating room, given the current cooler market posture and longer typical time on market
Probably not for
- Buyers who want confirmed on-site community amenities as part of the purchase decision
- Sellers expecting a fast sale at a premium, given the current 64-day median market time and negative year-over-year price trend
- Buyers who want a narrow, consistent build era rather than nearly two decades of construction variation
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($344K) IS the median in the snapshot above, and the move from 2025 ($410K) IS the -16.2% one-year change.
Windows contain 0 to 81 sales each (38 in the current window); every figure carries its sample size. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
22% of homes for sale in Moody River Estates are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-16).
Moody River Estates Market Scorecard
Moody River Estates is currently a balanced market., a median asking price of $397,000, and homes go under contract in about 123 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Moody River Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Moody River Estates buying strategy.
If we were buying in Moody River Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moody River Estates.
Size drives the math, not the calendar
The spread of construction years, nearly two decades, means two homes at the same median price can differ significantly in age, systems, and finish level. That is the first thing to check here: a 2013-built home carries different maintenance assumptions than one from 2005 or one from the 2020s, even if square footage and price land in the same range.
The 65.2% homestead share indicates a majority of homes here are owner-occupied under Florida's homestead exemption, which is a useful market signal about turnover pace and inventory behavior rather than anything about the people who live there. Combined with a 35-closing window and current 64-day median market time, the data points to a community that moves at a measured pace rather than a fast-turnover one. No community amenities are currently identified from active MLS listings, so amenity access, if any, would need to be confirmed property by property rather than assumed at the community level.
The location and the amenities are priced into every listing in Moody River Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Moody River Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.1). Basis: Recent Direction -16.2% year-over-year; Owner Commitment 57% owner-occupied; Pricing Power 87.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community where build year spans nearly twenty years and square footage is doing most of the price work, we pull comparable sales by size and vintage rather than relying on a flat per-square-foot number. That distinction matters when the median price per square foot can mask real gaps between an older, unrenovated home and a newer build carrying the same footprint.
Moody River Estates in 15 seconds.
What it really costs to own in Moody River Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $6,500/yr across 36 listings here (MLS tax records, 2026-10-16). |
|---|---|
| HOA dues | Median $463/month across 484 MLS listings (most billed quarterly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 0% sit outside the high-risk zone and 100% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2012 across 36 listings. An original roof here is about 14 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,188/month (tax $542, HOA $463, insurance $183). An estimate from the sources above, not a quote.
Email me new listings in Moody River Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Moody River Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Moody River Estates will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $463/month (about $5,556/yr) · median of 484 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $463 per month ($5,556 a year) — the median AssociationFee across 484 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 11 sampled listing addresses in this community: 100% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=11) · as of 2026-10
Tools for a Moody River Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moody River Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Moody River Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Moody River Estates home worth?
Get a no-obligation home value based on real comparable sales in Moody River Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in North Fort Myers →
Recently off market in Moody River Estates
Homes in Moody River Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.
- 12910 Seaside Key Ct · off market
- 13020 Sandy Key Bend 2 · off market
- 13020 Sandy Key Bend 3404 · off market
- 13056 Silver Thorn Loop · off market
- 3140 Midship Dr · off market
- 3220 Midship Dr · off market
- 3261 Lee Way Ct 503 · off market
- 3271 Midship Dr · off market
| Location | North Fort Myers, Lee County, FL · ZIP 33903 |
|---|---|
| Homes in the community | 324 (FL DOR 2025 assessment roll) |
| Years built | 2005–2023 (median 2011.0) |
| Typical living area | 3,260 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 78%, condos 22% |
| Sale prices, last 12 months | $343,500 median across 38 closed sales · $154 per sq ft · -16.2% vs the prior 12 months |
| Days on market (closed sales) | 65 median |
| For sale right now | 16 active, 4 pending · median asking $397,000 |
| Owner-occupied (homestead) share | 57% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Moody River Estates key facts,” movewithmomentum.com/neighborhoods/moody-river-estates, data as of September 20, 2026.
Just listed in Moody River Estates
The newest homes for sale in Moody River Estates right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 13046 Sail Away St $345,000 · 3 bd · 2 ba · 2,002 sq ft · 2 days on market Courtesy of Century 21 Selling Paradise
- 13110 Silver Thorn Loop $424,900 · 3 bd · 3 ba · 2,611 sq ft · 4 days on market Courtesy of Encore Realty Services Inc
- 13051 Sandy Key Bend 502 $295,900 · 2 bd · 2 ba · 1,688 sq ft · 12 days on market Courtesy of Premiere Plus Realty Company
- 13058 Sail Away St $320,000 · 3 bd · 2 ba · 1,583 sq ft · 27 days on market Courtesy of Realty One Group MVP
- 13049 Sail Away St $442,459 · 3 bd · 2 ba · 1,982 sq ft · 42 days on market Courtesy of Coldwell Banker Realty
- 12841 Seaside Key Ct $350,000 · 3 bd · 2 ba · 1,805 sq ft · 42 days on market Courtesy of Redfin Corporation
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in Moody River Estates Right Now (19)
All 19 active and pending Moody River Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 13046 Sail Away St · $345,000 · 3 bd / 2 ba · listed Sep 29, 2026 · listed by Century 21 Selling Paradise
- 13110 Silver Thorn Loop · $424,900 · 3 bd / 3 ba · listed Sep 26, 2026 · listed by Encore Realty Services Inc
- 12760 Seaside Key Ct · $435,000 · 3 bd / 3 ba · pending · listed Sep 11, 2026 · listed by Schooner Bay Realty, Inc.
- 13064 Silver Thorn Loop · $379,900 · 3 bd / 2 ba · listed Sep 5, 2026 · listed by Old Glory Realty
- 12841 Seaside Key Ct · $350,000 · 3 bd / 2 ba · listed Sep 5, 2026 · listed by Redfin Corporation
- 13058 Sail Away St · $320,000 · 3 bd / 2 ba · listed Sep 4, 2026 · listed by Realty One Group MVP
- 13056 Silver Thorn Loop · $342,000 · 4 bd / 2 ba · pending · listed Aug 30, 2026 · listed by Encore Realty Services Inc
- 13051 Sandy Key Bend 502 · $295,900 · 2 bd / 2 ba · listed Aug 29, 2026 · listed by Premiere Plus Realty Company
- 13049 Sail Away St · $442,459 · 3 bd / 2 ba · listed Aug 20, 2026 · listed by Coldwell Banker Realty
- 12710 Olde Banyon Blvd · $459,000 · 3 bd / 3 ba · pending · listed Aug 17, 2026 · listed by CD Real Estate of SWFL LLC
- 3040 Scarlet Oak Pl · $749,900 · 3 bd / 5 ba · listed Jul 16, 2026 · listed by Epique Realty, Inc.
- 3061 Scarlet Oak Pl · $649,900 · 5 bd / 5 ba · listed Jul 16, 2026 · listed by John R. Wood Properties
- 3330 Banyon Hollow Loop · $599,000 · 5 bd / 5 ba · listed Jul 16, 2026 · listed by Top Selling Realty
- 13030 Moody River Pkwy · $549,900 · 4 bd / 3 ba · listed Jul 16, 2026 · listed by EXP Realty LLC
- 3021 Scarlet Oak Pl · $519,900 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by John R. Wood Properties
- 13090 Sandy Key Bend 3803 · $259,900 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by CD Real Estate of SWFL LLC
- 3251 Lee Way Ct 406 · $195,000 · 2 bd / 2 ba · listed Jul 16, 2026 · listed by RE/MAX Alliance Group
- 12840 Olde Banyon Blvd · $539,900 · 4 bd / 5 ba · pending · listed Jul 16, 2026 · listed by Re/Max Sunshine
- 3200 Sea Haven Ct 2104 · $309,000 · 3 bd / 2 ba · pending · listed Jul 16, 2026 · listed by Royal Shell Real Estate, Inc.
More North Fort Myers home searches
- All homes for sale in North Fort Myers, FL
- Homes for sale in Lee County, FL
- North Fort Myers pool homes for sale
- North Fort Myers waterfront homes for sale
- Gated communities in North Fort Myers
- Homes under $300K in North Fort Myers
- Homes from $300K to $500K in North Fort Myers
- 4-bedroom homes for sale in North Fort Myers
- North Fort Myers home values: what is my house worth?
- ZIP 33903 housing scorecard
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Sail Away Street (5 homes on record)
- Scarlet Oak Place (3 homes on record)
Frequently Asked Questions
What is the median home price in Moody River Estates?
How long do homes in Moody River Estates take to sell?
How many homes are in Moody River Estates?
What share of Moody River Estates is owner-occupied?
When were the homes in Moody River Estates built?
Who is the best real estate agent for Moody River Estates?
How do I find a top North Fort Myers real estate agent who knows Moody River Estates?
Can Momentum Realty connect me with an agent for Moody River Estates?
Where is Moody River Estates, and what county is it in?
Is Moody River Estates a good place to live?
Should you buy in Moody River Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 33903)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (668 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Moody River Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Moody River Estates
- Home values · What homes in Moody River Estates actually sell for
Nearby Communities
Explore more neighborhoods near Moody River Estates with Momentum Realty’s local guides.