Olde Towne Village
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Olde Towne Village in Panama City, FL has 4 homes for sale, asking from $264,999 to $299,999 (median $292,900). Over the 12 months ending 2026-09-12, 9 recorded sales closed at a median of $290,000, a median 90 days on market, sellers accepting 96% of original asking (-2% versus the prior year). Homes listed or recently sold were built 2017–2021; 4 of 4 report an HOA (median $55/mo); 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 46 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,560 ($3,080 with the full homestead exemption).
| Location | Panama City, Bay County, FL · ZIP 32404 |
|---|---|
| Sale prices, last 12 months | $290,000 median across 9 closed sales · -1.5% vs the prior 12 months |
| Days on market (closed sales) | 90 median |
| For sale right now | 4 active, 0 pending · median asking $293,900 |
Data as of September 12, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Olde Towne Village key facts,” movewithmomentum.com/neighborhoods/olde-towne-village, data as of September 12, 2026.
Homes For Sale Right Now in Olde Towne Village
Live MLS inventory for Olde Towne Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Olde Towne Village listings as of 2026-09-17, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Olde Towne Village prices around a median of $306,250, and the story here is the mix of build years — from 1986 up through 2022, with a median build year of 2019. That spread means condition and age of construction do a lot of the pricing work inside the community, more than location or amenities, since the facts show none of the latter formally identified through MLS.
With only 8 closings in the current window, this is a thin-data market — the median and DOM figures are directional, not statistically bulletproof. Days on market sitting at 103 tells you this is not a bidding-war environment; homes here take time to sell, which favors buyers willing to negotiate and sellers who price realistically from day one.
Olde Towne Village right now
🟡 Off the recent peak. The trailing-12-month median ($290K) is down 1.5% from the prior 12 months ($294K).Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Medium (9 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 19, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Olde Towne Village market snapshot (as of September 12, 2026): the median sale price is about $290K, and a median 90 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level CPAR MLS closed sales (9 closings in the current window).
In ZIP 32404 (Panama City), 1,057 homes closed in the last 12 months at a median of $290K, down 1.5% year over year, with a median 57 days on market. Right now 403 active and 148 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
CPAR sales records identify 18 homes in Olde Towne Village that have changed hands since 2022, built between 2016 and 2026 (median 2021), with a median living area of about 1,788 sq ft and a typical 4-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
A 319-home community in Panama City (Bay County) with a construction history spanning over three decades, Olde Towne Village skews toward newer builds by median year, even though the range reaches back to the mid-1980s.
The setting & the homes.
Aerial and on-site photos of Olde Towne Village. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Olde Towne Village
Olde Towne Village
Olde Towne Village
Olde Towne VillagePhotos from CPAR MLS listings in Olde Towne Village; content deemed reliable but not guaranteed.
Who Olde Towne Village is best for.
Best for
- Buyers targeting a mid-$300s median price point in Panama City with flexibility on move-in timeline.
- Buyers who want a newer-construction feel (median build year 2019) without requiring a brand-new home.
- Sellers prepared to price competitively and wait out a slower, 100-plus-day selling window.
Probably not for
- Buyers who need on-site community amenities as part of the purchase decision.
- Sellers expecting a fast, multiple-offer sale in a low-heat market.
- Buyers who want every home in the range built in the same era — condition and age vary widely here.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($290K) IS the median in the snapshot above, and the move from 2025 ($294K) IS the -1.5% one-year change.
Windows contain 9 to 112 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
31% of homes for sale in ZIP 32404 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
Olde Towne Village Market Scorecard
Olde Towne Village is currently a thin data market. Limited supply, a median asking price of $293,900, and homes go under contract in about 72 days.
Typical home value in the 32404 ZIP is $288,184, about 20.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Olde Towne Village, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Olde Towne Village on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Olde Towne Village buying strategy.
If we were buying in Olde Towne Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Olde Towne Village.
Slow Pace, Steady Pricing
A market heat score of 24 puts Olde Towne Village on the cooler end — this is not a community where homes move fast or where sellers can expect quick, competitive offers. Median days on market of 103 confirms it: buyers here have room to be selective, and sellers need pricing and presentation to carry the listing rather than momentum.
Year-over-year, price is up 3.9%, a modest gain that lines up with a slow-and-steady market rather than a hot one. Median living space runs 2,070 square feet, and with build years ranging from 1986 to 2022, buyers touring the community will see real variation in finish level and system age — this is a place where a home inspection does real work. The 64.6% homestead share indicates a majority of owner-occupied homes, which typically correlates with lower turnover and more consistent upkeep across the community, though it is not a guarantee for any individual property.
The location and the amenities are priced into every listing in Olde Towne Village. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 8 recent closings and a build-year spread this wide, pricing a home in Olde Towne Village correctly takes more than a comp sheet — it takes someone who can weigh construction era, square footage, and condition against a thin data set. We walk that math with clients on both sides of the transaction, so offers and list prices reflect what is actually happening in the community, not a citywide average.
Olde Towne Village in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $55/month (about $660/yr) · median of 28 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $55 per month ($660 a year) — the median AssociationFee across 28 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Olde Towne Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Olde Towne Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Olde Towne Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Olde Towne Village home worth?
Get a no-obligation home value based on real comparable sales in Olde Towne Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Olde Towne Village on the map →
Recently off market in Olde Towne Village
Homes in Olde Towne Village that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 7109 Penn Way · off market
- 7139 Hatteras Boulevard · off market
- 7183 Hatteras Boulevard · off market
Frequently Asked Questions
What is the median home price in Olde Towne Village?
How long do homes in Olde Towne Village take to sell?
Who is the best real estate agent for Olde Towne Village?
How do I find a top Panama City real estate agent who knows Olde Towne Village?
Can Momentum Realty connect me with an agent for Olde Towne Village?
Where is Olde Towne Village, and what county is it in?
Should you buy in Olde Towne Village?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (434 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Olde Towne Village fits the bigger picture — live prices, inventory, and Momentum Scores:
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