Peach Creek
Homes for Sale in Point Washington, FL
All 6 homes for sale in Point Washington, FL · median $1,124,250 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of October 2026, Peach Creek in Point Washington, FL has 13 homes for sale and 2 pending, asking from $439,500 to $799,999 (median $499,900). Over the 12 months ending 2026-09-20, 12 recorded sales closed at a median of $517,500, a median 59 days on market, sellers accepting 93% of original asking (-5% versus the prior year). Homes listed or recently sold were built 2011–2020; 1 of the 27 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $5,050 ($4,660 with the full homestead exemption).
Last 30 days in Peach Creek: 2 new listings (median asking $589,450), 2 under contract right now, 2 closed sales (median $607,500). As of October 16, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Peach Creek
Live MLS inventory for Peach Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 74 daysTop listing
Active · 120 days
Active · 128 days
Active · 8 days
Active · 105 days
Active · 231 daysActive · 1 days
Active · 29 days
Active · 183 days
Active · 106 days
Active · 217 days
Active · 209 days
Active · 687 days
Pending · 13 daysActive and pending Peach Creek listings as of 2026-10-14, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price in Peach Creek is driven by condition and vintage more than any single house type. The median build year is 2016, but the stock stretches back to 1933, so what you pay tracks closely to whether you are buying newer construction or an older structure that may need work. The median living area of about 2,626 square feet gives you a useful yardstick: much of what sells here is a substantial single-family home, not a starter box. The median sits at $557,500, and the spread around it is wide enough that two houses at similar prices can be very different properties.
The current posture is moderately warm, not frantic. Median days on market run just under 60, which means well-priced, move-in-ready homes trade at a reasonable clip while dated or overpriced ones sit. With 13 active listings against 10 recent closings, inventory is thin but not starved. Sellers still have leverage on the right product; buyers have room to be selective and should not feel rushed into a stale listing.
Peach Creek right now
🟢 Buyer-leaning market. 11.1 months of supply and 14% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: High (14 active and pending listings, 12 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($518K) is down 4.7% from the prior 12 months ($543K) and up 179% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (12 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Peach Creek market snapshot (as of September 20, 2026): the median sale price is about $518K, a median 60 days on market for closed sales, and 11.1 months of supply, a buyer-leaning market. The trailing-12-month median is down 5% from the prior 12 months and up 179% since 2012, computed from record-level Emerald Coast MLS closed sales (12 closings in the current window).
In ZIP 32459 (Point Washington), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
County records show 17 qualified sales in Peach Creek across 2024–2025 (11 in 2024, 6 in 2025), median $585,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Peach Creek: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 92% sit outside the FEMA Special Flood Hazard Area (Zone X); 8% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
Peach Creek is a community of 185 homes in Point Washington, Walton County, built between 2011 and 2020 (median 2018), with a median living area of about 2,650 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Peach Creek is an established Santa Rosa Beach community of roughly 286 homes with a broad build range, so the housing here reads as varied rather than uniform. No shared community amenities show up in current MLS listings, so the draw is the homes and the Walton County location itself.
The setting & the homes.
Aerial and on-site photos of Peach Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Peach CreekPeach CreekPeach CreekPeach CreekPeach CreekPeach CreekPeach CreekPeach CreekPhotos from Emerald Coast MLS listings in Peach Creek; content deemed reliable but not guaranteed.
Who Peach Creek is best for.
Best for
- Buyers targeting the mid-$550s for a roughly 2,600-square-foot single-family home
- Owner-occupants who want an established, primarily homesteaded setting
- Buyers willing to inspect carefully and trade uniformity for variety in vintage and style
Probably not for
- Anyone wanting resort-style shared amenities, which current listings do not show
- Buyers who need a brand-new, single-vintage subdivision with predictable finishes
- Investors chasing a rental-dominant block, given the high owner-occupied share
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($518K) IS the median in the snapshot above, and the move from 2025 ($543K) IS the -4.7% one-year change.
Windows contain 2 to 35 sales each (12 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
13% of homes for sale in Peach Creek are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
PEACH CREEK Market Scorecard
PEACH CREEK is currently a strong buyer's market. About 11.1 months of supply, a median asking price of $499,900, and homes go under contract in about 122 days.
Typical home value in the 32459 ZIP is $872,689, about 74.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Peach Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Peach Creek listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Peach Creek address.
Shop the zone: Homes zoned for South Walton High School
The Peach Creek buying strategy.
If we were buying in Peach Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Peach Creek.
A mixed-vintage pocket, not a cookie-cutter subdivision
The build years here run from 1933 to 2023, with the median around 2016. That tells you Peach Creek is not a single-phase development where every house looks like its neighbor. You will find newer construction alongside much older structures, and that variety is the single biggest thing shaping value. Buyers should budget inspection time accordingly and read each listing on its own terms.
With homestead occupancy near 65 percent, this leans owner-occupied rather than a rental-heavy stretch. The median price of $557,500 is up 15.1 percent year over year and has roughly tripled since 2012, a 200 percent move. That history reflects the broader Emerald Coast trajectory; it is context on where prices have been, not a forecast of where they go next.
The location and the amenities are priced into every listing in Peach Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Peach Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (5.5). Basis: Long-Term Appreciation +179% since 2012; Recent Direction -4.7% year-over-year; Liquidity & Demand 11.1 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 93.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community where value swings on vintage and condition rather than a published price sheet, the work is in reading each property accurately. We help buyers separate a fairly priced newer home from an older one carrying a newer-home price, and we help sellers position against the thin but real competition so a good listing does not drift past the roughly 60-day median.
Peach Creek in 15 seconds.
What it really costs to own in Peach Creek
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,387/yr across 12 listings here (MLS tax records, 2026-10-16). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 92% sit outside the high-risk zone and 8% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2018 across 12 listings. An original roof here is about 8 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Email me new listings in Peach Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Peach Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Peach Creek will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 11 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=11) · as of 2026-10
Tools for a Peach Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Peach Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Peach Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Peach Creek home worth?
Get a no-obligation home value based on real comparable sales in Peach Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Point Washington →
Recently off market in Peach Creek
Homes in Peach Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 125 Bryant Road · off market
- 220 Conner Circle · off market
- 277 Conner Circle · off market
- 285 Wayne Trail #Lot 126 · off market
- 99 Bryant Road · off market
| Location | Point Washington, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 185 (FL DOR 2025 assessment roll) |
| Years built | 2011–2020 (median 2018) |
| Typical living area | 2,650 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Pets Allowed, Short Term Rental - Not Allowed, Fire Alarm, Security System, Beach, Laundry |
| Sale prices, last 12 months | $517,500 median across 12 closed sales · -4.7% vs the prior 12 months |
| Days on market (closed sales) | 59 median |
| For sale right now | 12 active, 2 pending · median asking $500,000 · 11.1 months of supply |
| Owner-occupied (homestead) share | 72% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Peach Creek key facts,” movewithmomentum.com/neighborhoods/peach-creek, data as of September 20, 2026.
Housing distress & ownership in Peach Creek, Point Washington
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Peach Creek
The newest homes for sale in Peach Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 120 Kinley Avenue $499,900 · 3 bd · 2 ba · 3 days on market Courtesy of EXP Realty LLC
- 110 Conner Circle $679,000 · 5 bd · 3 ba · 10 days on market Courtesy of Hurd Real Estate & Company LLC
- 117 Wayne Trail $485,000 · 3 bd · 2 ba · 31 days on market Courtesy of Christies International Real Estate Emerald Coast
- 199 Wayne Trail $799,999 · 5 bd · 3 ba · 76 days on market Courtesy of Rising Star Real Estate Inc
- 103 Wayne Trail #Lot 101 $572,250 · 4 bd · 2.5 ba · 107 days on market Courtesy of Rawson Realty LLC
- 267 Bella Boulevard $475,000 · 3 bd · 2 ba · 108 days on market Courtesy of Rising Star Real Estate Inc
Checked against the MLS Oct 16, 2026. All new listings in this market.
Recently sold in Peach Creek
- 285 Wayne Trail #Lot 126 · sold $680,000
- 99 Bryant Road · sold $535,000
- 56 Denny Drive · sold $395,000
- 125 Bryant Road · sold $675,000
- 220 Conner Circle · sold $580,000
- 277 Conner Circle · sold $489,900
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Point Washington home searches
Frequently Asked Questions
What is the median home price in Peach Creek?
How long do homes in Peach Creek take to sell?
Is Peach Creek a buyer's or seller's market right now?
How many homes are in Peach Creek?
What share of Peach Creek is owner-occupied?
When were the homes in Peach Creek built?
Have Peach Creek home prices gone up?
Who is the best real estate agent for Peach Creek?
How do I find a top Point Washington real estate agent who knows Peach Creek?
Can Momentum Realty connect me with an agent for Peach Creek?
Where is Peach Creek, and what county is it in?
Is Peach Creek in a flood zone?
Is Peach Creek a good place to live?
Should you buy in Peach Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2011 (210 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Peach Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Peach Creek
- Home values · What homes in Peach Creek actually sell for
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