Retreat At Lake Charm in Oviedo

Retreat At Lake Charm
Homes for Sale in Oviedo, FL

All 203 homes for sale in OVIEDO, FL · median $489,990 · 135 homes for sale in 32765 · Seminole County homes for sale

Community in Oviedo · Seminole County · ZIP 32765
Median sale $860K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data5 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $860,000, $245 per square foot, a median 10 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2017 - 2019; 4 of 4 report an HOA (median $205/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $13,060 ($12,460 with the full homestead exemption).

Live · Retreat At Lake Charm Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$860K
Median sold · 12 mo
$245/sf
Sold $/sqft · 12 mo
peak $245 in 2026
98.5%
Sale vs ask
Tempo
10days
Median DOM · closed
5 days at the 2024 low
0 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 2 a year
Track record · 5 years of records
3,272sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Retreat At Lake Charm prices on scale and consistency, not novelty. With homes built in a tight window around 2018 and living space that clusters near 3,895 square feet, the product itself is uniform - buyers are largely paying for square footage and finish level rather than lot-to-lot variation. That shows up in a median price of $925,000 and a price per square foot near $247.51, both of which reflect a community where the homes were built to a similar spec rather than a wide range of vintages and sizes.

Zero active listings and a median of 8 days on market tell you this is a thin, fast-moving pool. When something does list, it tends to move quickly, and with only 37 homes total, one or two listings can swing the read on price meaningfully. Sellers here are not competing against a deep shadow inventory; buyers waiting for more choices may be waiting on the next owner who decides to sell, not a builder pipeline.

Nearby homes for sale

No active listings inside Retreat At Lake Charm right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1006 PANTHER STREET
$848K · 0.2 mi away
5 bd · 3 ba · 3,060 sqft
1006 PANTHER STREET
Listed by PREMIER SOTHEBYS INT'L REALTY
402 VALENCIA CIRCLE
$529K · 0.3 mi away
4 bd · 3 ba · 1,986 sqft
402 VALENCIA CIRCLE
Listed by COLDWELL BANKER REALTY
291 MAPLE COURT
$675K · 0.5 mi away
2 bd · 2 ba · 2,266 sqft
291 MAPLE COURT
Listed by OPTIMA REAL ESTATE
1185 STELLAR DRIVE
$998K · 0.5 mi away
4 bd · 4 ba · 4,157 sqft
1185 STELLAR DRIVE
Listed by CALL IT CLOSED INTL REALTY
383 PALM DRIVE
$475K · 0.5 mi away
3 bd · 2 ba · 1,725 sqft
383 PALM DRIVE
Listed by FOLIO REALTY LLC
958 ORANGE AVENUE
$459K · 0.5 mi away
3 bd · 2 ba · 1,678 sqft
958 ORANGE AVENUE
Listed by RE/MAX TOWN & COUNTRY REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Retreat At Lake Charm market snapshot (as of September 12, 2026): the median sale price is about $860K ($245 per sq ft over the trailing 12 months of closed sales), and a median 10 days on market for closed sales.

In ZIP 32765 (OVIEDO), 735 homes closed in the last 12 months at a median of $485K ($251/sq ft), down 2.1% year over year, with a median 35 days on market. Right now 60 active and 36 pending listings put supply at about 3.1 months - a healthy market. See the live ZIP 32765 housing market and the Seminole County market.

Stellar MLS sales records identify 31 homes in Retreat At Lake Charm that have changed hands since 2017, built between 2017 and 2019 (median 2018), with a median living area of about 4,181 sq ft and a typical 6-bedroom, 4-bath layout; 87% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

A gated, deed-restricted enclave of 37 homes built in a narrow window around 2018, where nearly all owners carry a homestead exemption - a signal of longer, settled ownership rather than a churn-heavy resale market.

Best for

  • Buyers targeting a larger, newer-construction home built within a tight, recent timeframe rather than an older or mixed-era resale stock.
  • Buyers comfortable acting quickly once a listing appears, given the community's thin and fast-moving inventory.
  • Buyers who value a gated, deed-restricted setting with shared recreational amenities over a non-restricted neighborhood.

Probably not for

  • Buyers who want to shop several active listings side by side before deciding - there is currently none to compare.
  • Buyers seeking a lower entry point or a wider range of home sizes and ages within one community.
  • Buyers uncomfortable with deed restrictions or HOA-governed recreation and access terms.

Windows contain 1 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
024202220242026
1 to 4 a year; 4 in the current window.

RETREAT AT LAKE CHARM Market Scorecard

No active listings

RETREAT AT LAKE CHARM is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$860,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/4
Active/Pend/Sold

Typical home value in the 32765 ZIP is $491,442, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Retreat At Lake Charm, OVIEDO

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Retreat At Lake Charm today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Retreat At Lake Charm.

Best Buy
Buyers seeking a newer-built, larger-footprint home in a gated Oviedo setting who can move decisively when one becomes available.
Biggest Risk
With zero active listings at this snapshot, buyers may need patience or flexibility on timing to get in.
Sweet Spot
Move-up buyers who want single-community consistency in age and square footage rather than a patchwork of resale vintages.
Avoid If
Avoid if you need immediate inventory choice or want to compare multiple active listings side by side right now.

A Small, Homogenous Pocket

The build-out here is compact: homes went up between 2017 and 2019, with a median year built of 2018 and a median living area near 3,895 square feet. That combination of recent construction and larger floor plans is a big part of what supports a median price of $925,000 and a per-square-foot figure of $247.51 - this is not a community where condition varies widely from block to block, since most of the housing stock aged in together.

The homestead share of 94.6% is notable. It suggests most owners are in these homes as a primary residence rather than holding them as investment or seasonal property, which tends to correlate with lower turnover. Combined with zero active listings at the time of this snapshot, that turnover pattern is exactly why inventory here can disappear for stretches - there simply are not many reasons for owners to list.

The location and the amenities are priced into every listing in Retreat At Lake Charm. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small and this quiet on active inventory, timing and access matter more than negotiation tactics. We track listings the moment they hit and can flag off-market or pre-list opportunities to buyers who are serious about a specific floor plan or lot, and we help sellers price against a real, current comp set instead of a stale one.

Retreat At Lake Charm in 15 seconds.

Best forBuyers seeking a newer-built, larger-footprint home in a gated Oviedo setting who can move decisively when one becomes available.
Biggest advantageConsistent build quality and size across the community means less due-diligence guesswork on age and condition than in a mixed-vintage neighborhood.
Biggest riskWith zero active listings at this snapshot, buyers may need patience or flexibility on timing to get in.
Sweet spotMove-up buyers who want single-community consistency in age and square footage rather than a patchwork of resale vintages.
Avoid ifAvoid if you need immediate inventory choice or want to compare multiple active listings side by side right now.

HOA, CDD & Fees

In short
  • HOA dues reported around $205/month (about $2,460/yr) · median of 12 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $205 per month ($2,460 a year) - the median AssociationFee across 12 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Retreat At Lake Charm sales matched to your home.

What is your Retreat At Lake Charm home worth?

Get a no-obligation home value based on real comparable sales in Retreat At Lake Charm, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Oviedo →

Real comps, not an automated estimate.

Recently off market in Retreat At Lake Charm

Homes in Retreat At Lake Charm that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Retreat At Lake Charm?
The median sale price in Retreat At Lake Charm was $860K over the 12 months ending September 12, 2026 (4 closed sales, Stellar MLS).
How long do homes in Retreat At Lake Charm take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 10 days on market (4 sales, Stellar MLS).
Who is the best real estate agent for Retreat At Lake Charm?
The best agent for Retreat At Lake Charm is one who actively works Oviedo and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Retreat At Lake Charm.
How do I find a top Oviedo real estate agent who knows Retreat At Lake Charm?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Retreat At Lake Charm and the wider Oviedo area.
Can Momentum Realty connect me with an agent for Retreat At Lake Charm?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Retreat At Lake Charm purchase or sale - no call center and no pressure.
Buyers targeting a larger, newer-construction home built within a tight, recent timeframe rather than an older or mixed-era resale stock.Excellent fit
Buyers comfortable acting quickly once a listing appears, given the community's thin and fast-moving inventory.Excellent fit
Buyers who value a gated, deed-restricted setting with shared recreational amenities over a non-restricted neighborhood.Excellent fit
Buyers who want to shop several active listings side by side before deciding - there is currently none to compare.Probably not
Buyers seeking a lower entry point or a wider range of home sizes and ages within one community.Probably not
Buyers uncomfortable with deed restrictions or HOA-governed recreation and access terms.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 14, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2021 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Retreat At Lake Charm with Momentum Realty’s local guides.

TPThe Preserve At Lake Charm0.2 mi away · median $591K, 4 sales/12 moLCLake Charm Country Estates0.3 mi awayMMMead Manor0.4 mi awayGGGarden Grove0.5 mi away · median $385K, 5 sales/12 moOOOviedo Oaks0.5 mi awayPreserve At Black Hammock0.5 mi away · 1 for sale

Browse all neighborhood guides →

Thinking of selling in Retreat At Lake Charm? 4 recorded closings; median 10 days on market (window ending 2026-09-12). See the Seminole County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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