Saddle Oaks
Homes for Sale in Jacksonville, FL
All 4,477 homes for sale in Jacksonville, FL · median $299,999 · 238 homes for sale in 32219 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of LENNAR REALTY INC · via realMLS
As of October 2026, Saddle Oaks in Jacksonville, FL has 18 homes for sale and 18 pending, asking from $282,990 to $473,990 (median $359,495). Over the 12 months ending 2026-10-20, 90 recorded sales closed at a median of $330,782, $167 per square foot, a median 38 days on market, sellers accepting 97% of original asking (-3% versus the prior year). Homes listed or recently sold were built 2024–2026 with 42 new construction; 48 of 48 report an HOA (median $88/mo); 2 of the 48 geocoded homes sit in a FEMA special flood hazard zone (median elevation 42 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,910 ($5,170 with the full homestead exemption).
Last 30 days in Saddle Oaks: 7 new listings (median asking $346,990), 18 under contract right now, 2 closed sales (median $296,995). As of October 20, 2026, realMLS.
Homes For Sale Right Now in Saddle Oaks
Live MLS inventory for Saddle Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 56 daysTop listing
Active · 60 days
Active · 12 days
Active · 12 days
Active · 60 days
Active · 18 days
Active · 110 days
Active · 183 days
Active · 74 days
Active · 15 days
Active · 34 days
Active · 18 days
Active · 56 days
Active · 18 daysActive and pending Saddle Oaks listings as of 2026-10-20, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Saddle Oaks is a single-vintage new-construction community in Jacksonville, with every home in the MLS record built in 2024. That matters for pricing: at a $335,735 median and $161.98 per square foot on a median 2,538 square feet, the number you're seeing reflects builder-era construction and finish packages, not a decades-wide mix of renovation states the way older Duval County subdivisions price out.
Supply is thin — 16 active listings against 184 total homes, with 2.1 months of supply, which is why this reads as a seller-leaning market. Median days on market sits at just over 29 days, and year-over-year price movement is essentially flat, down 0.9%. For a buyer, that combination means less room to negotiate on a well-priced, well-finished listing; for a seller, it means pricing at or near recent comps still tends to move within a month.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Saddle Oaks right now
🔴 Seller-leaning market. 2.5 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 20, 2026. Confidence: Very High (36 active and pending listings, 90 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($331K) is down 2.7% from the prior 12 months ($340K).Momentum Research, record-level realMLS closed sales, 12-month windows ending October 20. Confidence: Very High (90 and 91 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Saddle Oaks market snapshot (as of October 20, 2026): the median sale price is about $331K ($167 per sq ft over the trailing 12 months of closed sales), a median 39 days on market for closed sales, and 2.5 months of supply, a seller-leaning market. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level realMLS closed sales (90 closings in the current window).
In ZIP 32219 (Jacksonville), 804 homes closed in the last 12 months at a median of $316K ($175/sq ft), up 0.3% year over year, with a median 58 days on market. Right now 204 active and 86 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32219 housing market and the Duval County market.
realMLS (Northeast Florida) sales records identify 241 homes in Saddle Oaks that have changed hands since 2024, built between 2023 and 2026 (median 2025), with a median living area of about 2,106 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 136 qualified sales in Saddle Oaks across 2024–2025 (135 in 2024, 1 in 2025), median $361,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Saddle Oaks: of 34 listing addresses checked against the FEMA National Flood Hazard Layer, 94% sit outside the FEMA Special Flood Hazard Area (Zone X); 6% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
Because Saddle Oaks was built out in a single year, buyers are comparing apples to apples on construction era rather than weighing an older home against a newer one — the differentiators here are lot, finish level, and floor plan rather than age of the structure.
The setting & the homes.
Aerial and on-site photos of Saddle Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Saddle Oaks
Saddle Oaks
Saddle Oaks
Saddle Oaks
Saddle Oaks
Saddle OaksPhotos from realMLS listings in Saddle Oaks; content deemed reliable but not guaranteed.
Who Saddle Oaks is best for.
Best for
- Buyers who want a home built in 2024 rather than an older resale and are budgeting near the current $335,735 median.
- Buyers prioritizing HOA-maintained amenities like a pool, clubhouse, and dog park, who will independently confirm current access with the HOA.
- Sellers who can price at or near recent comps and want a market where 2.1 months of supply favors a listing that's positioned correctly.
Probably not for
- Buyers who want a wide range of price points or construction eras to choose from — with all homes from 2024, that variety isn't here.
- Buyers who want a large active inventory to browse before deciding — 16 listings is a narrow pool.
- Buyers expecting significant negotiating room; a seller-leaning market with 29-day median days on market leaves less room to work with.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($331K) IS the median in the snapshot above, and the move from 2025 ($340K) IS the -2.7% one-year change.
Windows contain 40 to 91 sales each (90 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
50% of homes for sale in Saddle Oaks are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Saddle Oaks Market Scorecard
Saddle Oaks is currently a strong seller's market. About 2.4 months of supply, a median asking price of $359,495, and homes go under contract in about 54 days.
Typical home value in the 32219 ZIP is $292,917, about 9.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Saddle Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Saddle Oaks
- Pool · reported on 34 of 41 listings
- Trash · reported on 33 of 41 listings
- Playground · reported on 20 of 41 listings
- Dog Park · reported on 18 of 41 listings
- Park · reported on 10 of 41 listings
- Water · reported on 6 of 41 listings
- Clubhouse · reported on 4 of 41 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Saddle Oaks are close: the nearest groceries is about 4 minutes away.
- Beauty in royalty · Groceries4 min
- West Lake · Parks4 min
- Oxtail Spot · Dining8 min
- Crystal Springs Plaza · Shopping15 min
- Children's Services · Health15 min
- Trinity Plaza & Indoor Playground · Coffee16 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Saddle Oaks with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Garden City Elementary SchoolFLDOE grade C · PreK-5
- Highlands Middle SchoolFLDOE grade C · 6-8
- Jean Ribault High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Saddle Oaks address.
Shop the zone: Homes zoned for Dinsmore Elementary School · Homes zoned for Jean Ribault Middle School · Homes zoned for Select One Middle School · Homes zoned for Highlands Middle School · Homes zoned for First Coast High School · Homes zoned for Jean Ribault High School
The Saddle Oaks buying strategy.
If we were buying in Saddle Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Saddle Oaks.
A new-build price floor, not a legacy one
With a median living area of 2,538 square feet and $161.98 per square foot, Saddle Oaks prices closer to current construction cost and builder margin than to the wider spread you'd find in a resale-heavy neighborhood. That's worth knowing going in: the median $335,735 figure isn't an entry price and it isn't a ceiling — it's simply the midpoint of what has traded, and with only 16 active listings, any single listing can move that midpoint more than it would in a deeper market.
About a quarter of homes here (25%) carry a homestead exemption on file, which is one objective signal — alongside the 16-listing active count against 184 total homes — that a meaningful share of the community is held as non-primary-residence property. HOA-reported amenities across listings include a pool, clubhouse, playground, dog park, park, and water access, plus trash service; as with any HOA-run amenity list, confirm current availability and access rules directly with the association before assuming anything is included or open.
The location and the amenities are priced into every listing in Saddle Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Saddle Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.2). Basis: Recent Direction -2.7% year-over-year; Liquidity & Demand 2.5 months of supply; Owner Commitment 36% owner-occupied; Pricing Power 97.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A 16-listing active pool with 2.1 months of supply is not a market where you can watch from the sidelines and expect the same options to be there in a few weeks. Momentum tracks Saddle Oaks inventory and closed comps as they hit the Duval County MLS feed, so pricing and offer strategy are built on the current 92-home closing window rather than a stale citywide average.
Saddle Oaks in 15 seconds.
What it really costs to own in Saddle Oaks
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $975/yr across 9 listings here (MLS tax records, 2026-10-20). Buy at today's median asking price of $359,495 and the first-year bill resets to about $5,700 with homestead (Duval County total millage 17.865 mills, FY2025-26, Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage); municipal and district millage vary within the county. |
|---|---|
| HOA dues | Median $88/month across 12 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 34 listing addresses checked against the FEMA flood map, 94% sit outside the high-risk zone and 6% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $673/month (tax $475, HOA $88, insurance $110). An estimate from the sources above, not a quote.
Email me new listings in Saddle Oaks
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Saddle Oaks
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Saddle Oaks will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- No CDD
- HOA reported ~$258/quarter
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 8 sampled listing addresses: 88% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 12% in an A-series SFHA zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=8) · as of 2026-08
Tools for a Saddle Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Saddle Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Saddle Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Saddle Oaks home worth?
Get a no-obligation home value based on real comparable sales in Saddle Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Saddle Oaks
Homes in Saddle Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 96 on record.
- 6178 Rein Avenue · off market
- 6184 Rein Avenue · off market
- 6185 Rein Avenue · off market
- 6190 Rein Avenue · off market
- 6197 Rein Avenue · off market
- 6201 Mare Avenue · off market
- 6202 Rein Avenue · off market
- 6214 Rein Avenue · off market
| Location | Jacksonville, Duval County, FL · ZIP 32219 |
|---|---|
| Homes in the community | 138 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024) |
| Typical living area | 2,565 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Trash, Playground, Dog Park, Water, Park, Clubhouse |
| Sale prices, last 12 months | $330,782 median across 90 closed sales · $167 per sq ft · -2.7% vs the prior 12 months |
| Days on market (closed sales) | 38 median |
| For sale right now | 18 active, 18 pending · median asking $359,495 · 2.5 months of supply |
| Owner-occupied (homestead) share | 36% |
| Zoned public schools | Garden City Elementary School (C, FLDOE 2025-26); Highlands Middle School (C, FLDOE 2025-26); Jean Ribault High School (A, FLDOE 2025-26) |
Data as of October 20, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Saddle Oaks key facts,” movewithmomentum.com/neighborhoods/saddle-oaks-jacksonville, data as of October 20, 2026.
Just listed in Saddle Oaks
The newest homes for sale in Saddle Oaks right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 6433 Rein Avenue $419,857 · 3 bd · 2 ba · 1,428 sq ft · 12 days on market Courtesy of LENNAR REALTY INC
- 1420 Josie Lane $432,990 · 4 bd · 2.5 ba · 2,657 sq ft · 12 days on market Courtesy of LENNAR REALTY INC
- 6179 Rein Avenue $346,990 · 4 bd · 3 ba · 2,428 sq ft · 15 days on market Courtesy of LENNAR REALTY INC
- 9024 Whinny Way #275 $309,900 · 4 bd · 2 ba · 1,715 sq ft · 18 days on market Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
- 6346 Mare Avenue $338,990 · 5 bd · 2.5 ba · 2,318 sq ft · 18 days on market Courtesy of LENNAR REALTY INC
- 6202 Mare Avenue $408,990 · 4 bd · 3 ba · 2,529 sq ft · 18 days on market Courtesy of LENNAR REALTY INC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Saddle Oaks Jacksonville Right Now (36)
All 36 active and pending Saddle Oaks Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 8403 Horsebit Circle #279 · $314,900 · 4 bd / 2 ba · pending · listed Oct 15, 2026 · listed by Keller Williams Realty Atlantic Partners Southside
- 6433 Rein Avenue · $419,857 · 3 bd / 2 ba · listed Oct 9, 2026 · listed by Lennar Realty Inc
- 1420 Josie Lane · $432,990 · 4 bd / 2.5 ba · listed Oct 9, 2026 · listed by Lennar Realty Inc
- 6179 Rein Avenue · $346,990 · 4 bd / 3 ba · listed Oct 6, 2026 · listed by Lennar Realty Inc
- 9024 Whinny Way #275 · $309,900 · 4 bd / 2 ba · listed Oct 3, 2026 · listed by Keller Williams Realty Atlantic Partners Southside
- 6346 Mare Avenue · $338,990 · 5 bd / 2.5 ba · listed Oct 2, 2026 · listed by Lennar Realty Inc
- 6202 Mare Avenue · $408,990 · 4 bd / 3 ba · listed Oct 2, 2026 · listed by Lennar Realty Inc
- 9591 Giada Drive · $287,900 · 3 bd / 2 ba · listed Oct 2, 2026 · listed by Exit Inspired Real Estate
- 6304 Mare Avenue · $278,990 · 3 bd / 2 ba · pending · listed Sep 30, 2026 · listed by Lennar Realty Inc
- 6171 Mare Avenue · $341,990 · 4 bd / 2 ba · listed Sep 16, 2026 · listed by Lennar Realty Inc
- 6352 Mare Avenue · $316,990 · 5 bd / 2.5 ba · pending · listed Sep 16, 2026 · listed by Lennar Realty Inc
- 1413 Josie Lane · $434,990 · 4 bd / 3 ba · pending · listed Sep 16, 2026 · listed by Lennar Realty Inc
- 1438 Josie Lane · $439,990 · 4 bd / 3 ba · pending · listed Sep 2, 2026 · listed by Lennar Realty Inc
- 6334 Rein Avenue · $332,990 · 5 bd / 2.5 ba · listed Aug 26, 2026 · listed by Lennar Realty Inc
- 6286 Mare Avenue · $299,990 · 3 bd / 2 ba · listed Aug 26, 2026 · listed by Lennar Realty Inc
- 6437 Mare Avenue · $473,990 · 4 bd / 3.5 ba · listed Aug 26, 2026 · listed by Lennar Realty Inc
- 6316 Mare Avenue · $314,990 · 5 bd / 2.5 ba · pending · listed Aug 26, 2026 · listed by Lennar Realty Inc
- 6310 Mare Avenue · $289,943 · 3 bd / 2 ba · pending · listed Aug 26, 2026 · listed by Lennar Realty Inc
- 6208 Mare Avenue · $369,990 · 4 bd / 2.5 ba · pending · listed Aug 26, 2026 · listed by Lennar Realty Inc
- 9194 Country House Drive · $374,990 · 4 bd / 2.5 ba · pending · listed Aug 26, 2026 · listed by Lennar Realty Inc
- 6403 Rein Avenue · $414,990 · 5 bd / 3 ba · listed Aug 22, 2026 · listed by Lennar Realty Inc
- 6439 Rein Avenue · $433,017 · 4 bd / 3.5 ba · listed Aug 22, 2026 · listed by Lennar Realty Inc
- 6328 Mare Avenue · $334,990 · 5 bd / 2.5 ba · pending · listed Aug 22, 2026 · listed by Lennar Realty Inc
- 1522 Josie Lane · $449,990 · 4 bd / 3 ba · pending · listed Aug 16, 2026 · listed by Lennar Realty Inc
- 9729 Gaynor Circle · $372,000 · 4 bd / 3 ba · listed Aug 8, 2026 · listed by Coldwell Banker Vanguard Realty
- 9574 Giada Drive Drive · $300,000 · 4 bd / 3 ba · listed Aug 4, 2026 · listed by Realty One Group Elevate
- 1480 Josie Lane · $418,596 · 4 bd / 3 ba · pending · listed Aug 2, 2026 · listed by Lennar Realty Inc
- 6340 Mare Avenue · $282,990 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by Lennar Realty Inc
- 6183 Mare Avenue · $379,990 · 4 bd / 2.5 ba · listed Jul 22, 2026 · listed by Lennar Realty Inc
- 9674 Gaynor Circle · $374,000 · 4 bd / 2 ba · listed Jul 22, 2026 · listed by Community Realty Associates
- 6239 Rein Avenue · $314,080 · 3 bd / 2 ba · pending · listed Jul 22, 2026 · listed by Lennar Realty Inc
- 6203 Rein Avenue · $259,985 · 3 bd / 2 ba · pending · listed Jul 22, 2026 · listed by Lennar Realty Inc
- 9524 Gaynor Circle · $390,000 · 4 bd / 3 ba · pending · listed Jul 22, 2026 · listed by Keller Williams St Johns
- 6209 Rein Avenue · $309,990 · 4 bd / 2.5 ba · pending · listed Jul 22, 2026 · listed by Lennar Realty Inc
- 6214 Mare Avenue · $329,490 · 4 bd / 3 ba · pending · listed Jul 22, 2026 · listed by Lennar Realty Inc
- 9224 Country House Drive · $358,515 · 4 bd / 2.5 ba · pending · listed Jul 22, 2026 · listed by Lennar Realty Inc
Recently sold in Saddle Oaks Jacksonville
- 6201 Mare Avenue · sold $318,990
- 6185 Rein Avenue · sold $275,000
- 9218 Country House Drive · sold $330,000
- 6197 Rein Avenue · sold $304,990
- 8295 Horsebit Circle · sold $307,985
- 6178 Rein Avenue · sold $299,990
- 6184 Rein Avenue · sold $279,990
- 9206 Country House Drive · sold $363,990
- 9048 Whinny Way #Lot 271 · sold $279,900
- 6221 Rein Avenue · sold $308,484
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Jacksonville home searches
- All homes for sale in Jacksonville, FL
- Homes for sale in Duval County, FL
- Jacksonville pool homes for sale
- Jacksonville waterfront homes for sale
- Gated communities in Jacksonville
- Jacksonville golf course homes
- Homes under $300K in Jacksonville
- Homes from $300K to $500K in Jacksonville
- 4-bedroom homes for sale in Jacksonville
- Jacksonville home values: what is my house worth?
Jacksonville guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Duval County)
- Homestead exemption (Duval County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Jacksonville? Join Momentum in Jacksonville: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Horsebit Circle (75 homes on record)
- Gaynor Circle (51 homes on record)
- Rein Avenue (41 homes on record)
- Giada Drive (41 homes on record)
- Mare Avenue (35 homes on record)
- Giada Drive (24 homes on record)
- Gaynor Circle (21 homes on record)
- Horsebit Circle (12 homes on record)
- Josie Lane (5 homes on record)
- Mare Avenue (1 homes on record)
Frequently Asked Questions
What is the median home price in Saddle Oaks?
How long do homes in Saddle Oaks take to sell?
Is Saddle Oaks a buyer's or seller's market right now?
What share of Saddle Oaks is owner-occupied?
What schools serve Saddle Oaks?
Who is the best real estate agent for Saddle Oaks?
How do I find a top Jacksonville real estate agent who knows Saddle Oaks?
Can Momentum Realty connect me with an agent for Saddle Oaks?
Where is Saddle Oaks, and what county is it in?
How far is Saddle Oaks from downtown Jacksonville and the beach?
Is Saddle Oaks in a flood zone?
Is Saddle Oaks a good place to live?
Should you buy in Saddle Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32218/32219)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2024 (221 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Saddle Oaks fits the bigger picture — live prices, inventory, and Momentum Scores: