Scottish Highlands
Homes for Sale in Leesburg, FL

All 632 homes for sale in LEESBURG, FL · median $286,700 · 136 homes for sale in 34788 · Lake County homes for sale

Community in Leesburg · Lake County · ZIP 34788
615 homesBuilt 1983–2012Median sale $195K
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Live Market Pulse
30/100
Market Heat
Cooler than normal
2013 → 2026 · 79 at the 2022 peak
0 is Scottish Highlands's coldest market since 2013, 100 its hottest. Today: 30. How it's scored

Photo via Stellar MLS

Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Scottish Highlands in Leesburg, FL has 10 homes for sale and 2 pending, asking from $169,000 to $315,000 (median $242,450). Over the 12 months ending 2026-08-02, 9 recorded sales closed at a median of $195,000, $154 per square foot, a median 76 days on market, sellers accepting 90% of original asking (-5% versus the prior year). Homes listed or recently sold were built 1987 - 1994; 22 of 24 report an HOA (median $215/mo); none of the 24 geocoded homes sit in a FEMA special flood hazard zone (median elevation 79 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $3,250 ($2,580 with the full homestead exemption).

Sections of Scottish Highlands in the MLS

Scottish Highlands in Leesburg, FL is recorded as 20 separate subdivisions/phases in the MLS; 5 homes are for sale across them today. Each section has its own page:

Live · Scottish Highlands Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$195K ▼
Median sold · 12 mo
down 4.9% vs the prior 12 months
-4.9% ▼
1-yr price change
n = 9 and 9 sales in the two windows
$154/sf
Sold $/sqft · 12 mo
peak $156 in 2025
90.0%
Sale vs ask
+153%
T12M median vs 2012
from a $77K median in 2012
Tempo
76days
Median DOM · closed
7 days at the 2022 low
9
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
80%
Owner-occupied · Scottish Highlands
489 of 615 parcels homesteaded (FL DOR 2025)
20%
Non-owner-occupied · Scottish Highlands
incl. 5% trust or LLC-held · 9% out-of-state
56%
Cash buyers · Scottish Highlands
5 of 9 sales, 12 mo ending June 2026
615
Homes in the community
615 residential parcels (FL DOR 2025)
Track record · 22 years of records
Est. 1983
Community established
homes built 1983-2012, median 1989 (FL DOR 2025)
2
Failed listings · 2026
peaked at 27 in 2008
1,310sqft
Median sold home size
12-mo windows, closed sales
1.5%/yr
Turnover rate
about 9 of 615 homes trade a year

Homes For Sale Right Now in Scottish Highlands

Live MLS inventory for Scottish Highlands. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Scottish Highlands listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Scottish Highlands Housing Pulse · Momentum Research · as of August 2, 2026

Scottish Highlands right now

🟡 Off the recent peak. The trailing-12-month median ($195K) is down 4.9% from the prior 12 months ($205K) and up 153% since 2012. With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (9 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside SCOTTISH HIGHLANDS right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

325 S 2ND STREET
$429K · 0.3 mi away
4 bd · 4 ba · 2,186 sqft
325 S 2ND STREET
Listed by CENTURY 21 CARIOTI
1105 HERNDON STREET
$550K · 0.3 mi away
4 bd · 3.5 ba · 4,096 sqft
1105 HERNDON STREET
Listed by AMERICAN DREAM HOMES INC
1112 W MAIN STREET #C4
$80K · 0.3 mi away
1 bd · 1 ba · 638 sqft
1112 W MAIN STREET #C4
Listed by MORRIS REALTY AND INVESTMENTS
1116 W LINE STREET
$275K · 0.4 mi away
6 bd · 3 ba · 3,462 sqft
1116 W LINE STREET
Listed by OLYMPUS EXECUTIVE REALTY INC
408 S 12TH STREET
$226K · 0.4 mi away
3 bd · 1 ba · 1,399 sqft
408 S 12TH STREET
Listed by ERA GRIZZARD REAL ESTATE
201 MIKE STREET
$139K · 0.5 mi away
2 bd · 1 ba · 1,058 sqft
201 MIKE STREET
Listed by GOLDEN DOOR REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Scottish Highlands market snapshot (as of August 2, 2026): the median sale price is about $195K ($154 per sq ft over the trailing 12 months of closed sales), and a median 76 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months and up 153% since 2012, computed from record-level Stellar MLS closed sales (9 closings in the current window).

In ZIP 34788 (LEESBURG), 330 homes closed in the last 12 months at a median of $250K ($160/sq ft), down 2.7% year over year, with a median 69 days on market. Right now 81 active and 22 pending listings put supply at about 4.2 months - a buyer's market. See the live ZIP 34788 housing market and the Lake County market.

Flood zones in SCOTTISH HIGHLANDS: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Leesburg.

Scottish Highlands is a community of 615 homes in Leesburg, Lake County, built between 1983 and 2012 (median 1989), with a median living area of about 1,314 square feet. 80% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 30 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$150K$200K20122014201620182020202220242026
Down 4.9% year over year; up 153% since 2012.
Every sale since 2004 · price vs size
$0$100K$200K1k2k2k
208 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$15020122014201620182020202220242026
Up from $53 in 2012 to a $156 peak in 2025; $154 now.
Median days on market · closed sales
05010020122014201620182020202220242026
7 days at the 2022 low; 76 now.
Sale price vs original ask · median
85%90%95%20122014201620182020202220242026
90.0% now.
Homes sold per 12-mo window
010203020122014201620182020202220242026
0 to 30 a year; 9 in the current window.
Sellers who gave up · failed listings per year
01020200420062008201020122016201820242026
Canceled, expired, or withdrawn. 27 quit in 2008; 2 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620222026
79 at the 2022 peak, 30 in the troughs, 30 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,250/mo
Lake County typical true cost to own
$146/mo
Lake County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

17% of homes for sale in Scottish Highlands are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Scottish Highlands Market Scorecard

Balanced

Scottish Highlands is currently a balanced market. About 4.4 months of supply, a median asking price of $242,450, and homes go under contract in about 46 days.

4.4
Months supply
$242,450
Median list
$212,450
Median sold
$165
Per sqft
46
Days on mkt
10/2/27
Active/Pend/Sold

Typical home value in the 34788 ZIP is $282,402, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in SCOTTISH HIGHLANDS, LEESBURG

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Lake County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Treadway Elem · Elementary
  • Tavares Middle · Middle
  • Tavares High · High

Zoned schools reflect the assignments reported on recent Scottish Highlands listings and can change; always confirm with Lake County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Scottish Highlands address.

If we were buying in Scottish Highlands today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Scottish Highlands.

A closer look at the Scottish Highlands market

At a median of $154 per square foot, Scottish Highlands prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The trailing-12-month median down 5% year over year. Homes that do trade take a median 76 days on market, useful leverage on any listing that has lingered.

The housing stock is 615 homes built between 1983 and 2012, and 80% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Scottish Highlands. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.3B- · Buy Score
Long-Term Appreciation9.1/10
Recent Direction4.8/10
Owner Commitment8.0/10
Pricing Power3.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.3). Basis: Long-Term Appreciation +153% since 2012; Recent Direction -4.9% year-over-year; Owner Commitment 80% owner-occupied; Pricing Power 90.0% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Scottish Highlands homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Scottish Highlands.
In short
  • HOA dues reported around $215/month (about $2,580/yr) · median of 403 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $215 per month ($2,580 a year) - the median AssociationFee across 403 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Scottish Highlands sales matched to your home.

What is your Scottish Highlands home worth?

Get a no-obligation home value based on real comparable sales in Scottish Highlands, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in SCOTTISH HIGHLANDS

Homes in SCOTTISH HIGHLANDS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Frequently Asked Questions

What is the median home price in Scottish Highlands?
The median sale price in Scottish Highlands was $195K over the 12 months ending August 2, 2026 (9 closed sales, Stellar MLS).
How long do homes in Scottish Highlands take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 76 days on market (9 sales, Stellar MLS).
How many homes are in Scottish Highlands?
The Florida DOR 2025 assessment roll shows 615 homes in Scottish Highlands (public records).
What share of Scottish Highlands is owner-occupied?
80% of Scottish Highlands parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Scottish Highlands built?
Homes in Scottish Highlands were built between 1983 and 2012, with a median year built of 1989 (FL DOR 2025 roll).
Do cash buyers compete in Scottish Highlands?
Cash buyers took 56% of Scottish Highlands sales in the 12 months ending June 2026 (5 of 9 closings, Stellar MLS).
Have Scottish Highlands home prices gone up?
The trailing-12-month median is up 153% since 2012, from $77K to $195K (Stellar MLS closed records).
Who is the best real estate agent for Scottish Highlands?
The best agent for Scottish Highlands is one who actively works Leesburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Scottish Highlands.
How do I find a top Leesburg real estate agent who knows Scottish Highlands?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Scottish Highlands and the wider Leesburg area.
Can Momentum Realty connect me with an agent for Scottish Highlands?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Scottish Highlands purchase or sale - no call center and no pressure.
Where is Scottish Highlands, and what county is it in?
Scottish Highlands is in LEESBURG, Lake County, FL, ZIP 34788.
Is Scottish Highlands in a flood zone?
No, for the homes we can see: all 10 homes we sampled in Scottish Highlands sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Scottish Highlands a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Scottish Highlands: the median sale price over the last 12 months was $195K (9 sales), 31% below the LEESBURG median of $282K; homes took a median 76 days to go under contract; the assessment roll counts 615 homes, 80% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (24 streets, ZIP 34788))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2004 (208 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in SCOTTISH HIGHLANDS? 9 recorded closings; median 76 days on market (window ending 2026-08-02). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

More on Scottish Highlands

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