Silver Springs Estates in Crestview

Silver Springs Estates
Homes for Sale in Crestview, FL

All 427 homes for sale in Crestview, FL · median $325,000 · 157 homes for sale in 32536 · Okaloosa County homes for sale

Community in Crestview · Okaloosa County · ZIP 32536
52 homesBuilt 2002–2012Median sale $348K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data17 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Silver Springs Est in Crestview, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $348,500, a median 60 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2007–2011. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,490 ($3,980 with the full homestead exemption).

Live · Silver Springs Estates Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$348K
Median sold · 12 mo
93.6%
Sale vs ask
Okaloosa median: 96.7%
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
60days
Median DOM · closed
2 days at the 2021 low
50%
Under contract
Okaloosa: 25% (765 of 3,030)
1 · 1
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
79%
Owner-occupied · Silver Springs Estates
41 of 52 parcels homesteaded (FL DOR 2025)
21%
Non-owner-occupied · Silver Springs Estates
incl. 4% trust or LLC-held · 4% out-of-state
52
Homes in the community
52 residential parcels (FL DOR 2025)
Track record · 17 years of records
Est. 2002
Community established
homes built 2002-2012, median 2011 (FL DOR 2025)
7.7%/yr
Turnover rate
about 4 of 52 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Silver Springs Estates is a compact, single-era subdivision in Crestview, with all 135 homes built between 2002 and 2012 and a median year built of 2011. That tight construction window is what actually sets the price here: buyers are choosing among broadly similar-vintage homes, so condition, updates, and lot matter more than architectural variety. The median living area of 2,747 square feet points to a neighborhood of substantial, room-heavy floor plans, and the median price of $348,500 reflects that size at this age.

The current posture is thin and slow-moving. With just one active listing and a median of 60 days on market, this is not a place where you rush a decision — and it is not a place where a seller can expect a quick, competitive close. High homestead occupancy (about 81%) means turnover is low, so listings are scarce rather than plentiful. Sellers should price to condition and be patient; buyers get room to negotiate but limited selection.

Silver Springs Estates Housing Pulse · Momentum Research · as of September 12, 2026

Silver Springs Estates right now

🟡 Balanced market. 3.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Medium (2 active and pending listings, 4 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 19, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Silver Springs Estates market snapshot (as of September 12, 2026): the median sale price is about $348K, a median 60 days on market for closed sales, and 3.0 months of supply, a balanced market.

In ZIP 32536 (Crestview), 433 homes closed in the last 12 months at a median of $322K, up 6.6% year over year, with a median 73 days on market. Right now 123 active and 60 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.

Silver Springs Estates is a community of 52 homes in Crestview, Okaloosa County, built between 2002 and 2012 (median 2011.0), with a median living area of about 2,779 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

A homogeneous, early-2000s-through-early-2010s enclave of larger floor plans in Crestview, where inventory is scarce and homes tend to sit before they sell.

Best for

  • Buyers prioritizing square footage who are comfortable near the $348,500 median
  • Patient buyers willing to wait out thin inventory for the right home
  • Owner-occupants planning a long hold in a low-turnover subdivision

Probably not for

  • Buyers who want a wide selection to compare on the same weekend
  • Buyers seeking pools, trails, or other on-site community amenities
  • Sellers needing a fast close, given the 60-day median time on market

Windows contain 0 to 6 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K20122014201620182020202220242026
Median days on market · closed sales
020406020122014201620182020202220242026
2 days at the 2021 low; 60 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
93.6% now vs Okaloosa 96.7%.
Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 6 a year; 4 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,235/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

32% of homes for sale in ZIP 32536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).

SILVER SPRINGS EST Market Scorecard

Seller's market

SILVER SPRINGS EST is currently a seller's market. About 3.0 months of supply, a median asking price of $349,900, and homes go under contract in about 56 days.

3.0
Months supply
$349,900
Median list
$348,500
Median sold
n/a
Per sqft
56
Days on mkt
1/1/4
Active/Pend/Sold

Typical home value in the 32536 ZIP is $295,931, about 28.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in SILVER SPRINGS EST, Crestview

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Silver Springs Estates

Live MLS inventory for Silver Springs Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Silver Springs Estates listings as of 2026-09-17, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Bob Sikes · Elementary
  • Davidson · Middle
  • Crestview · High

Zoned schools reflect the assignments reported on recent Silver Springs Estates listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Silver Springs Estates address.

If we were buying in Silver Springs Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Springs Estates.

Best Buy
Buyers who want a larger early-2010s-era home in Crestview and can wait for the right listing.
Biggest Risk
Inventory is extremely thin and homes tend to sit, so choice is limited and pricing is condition-sensitive.
Sweet Spot
A well-maintained home near the $348,500 median with meaningful updates.
Avoid If
You need amenities, quick selection, or a fast sale.

One vintage, size-driven pricing

Because every home here dates to a single decade of construction, the usual age-based spread that separates one street from another largely disappears. The median living area of 2,747 square feet tells you these are sizable homes, and with a median price of $348,500, the value proposition is square footage rather than location premiums or newer-build sheen. Price differences you do see are driven by condition and updates, not fundamentally different products.

No community amenities surfaced in current MLS listings, so treat this as a straightforward residential subdivision rather than an amenitized community. The high homestead share suggests owners stay put, which keeps supply tight — with one active listing and only a handful of recent closings, a buyer who wants in may need to wait for the right home rather than choose from several at once.

The location and the amenities are priced into every listing in Silver Springs Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.9B- · Buy Score
Liquidity & Demand7.0/10
Owner Commitment7.9/10
Pricing Power5.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.9). Basis: Liquidity & Demand 3.0 months of supply; Owner Commitment 79% owner-occupied; Pricing Power 93.6% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a low-turnover subdivision with almost no active inventory, timing and access matter more than volume. We track the small number of closings and the days-on-market reality so you price a listing to actually move, or so you are ready when a rare listing appears. On a uniform-vintage street, we help you read the condition and update differences that separate one home's value from the next.

Silver Springs Estates in 15 seconds.

Best forBuyers who want a larger early-2010s-era home in Crestview and can wait for the right listing.
Biggest advantageHomes are similar in vintage and size, which makes value comparisons clean.
Biggest riskInventory is extremely thin and homes tend to sit, so choice is limited and pricing is condition-sensitive.
Sweet spotA well-maintained home near the $348,500 median with meaningful updates.
Avoid ifYou need amenities, quick selection, or a fast sale.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Silver Springs Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Silver Springs Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Springs Estates sales matched to your home.

What is your Silver Springs Estates home worth?

Get a no-obligation home value based on real comparable sales in Silver Springs Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Crestview →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Silver Springs Estates?
The median sale price in Silver Springs Estates was $348K over the 12 months ending September 12, 2026 (4 closed sales, Emerald Coast MLS).
How long do homes in Silver Springs Estates take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 60 days on market (4 sales, Emerald Coast MLS).
Is Silver Springs Estates a buyer's or seller's market right now?
As of September 12, 2026, Silver Springs Estates is roughly balanced: 3.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Silver Springs Estates?
The Florida DOR 2025 assessment roll shows 52 homes in Silver Springs Estates (public records).
What share of Silver Springs Estates is owner-occupied?
79% of Silver Springs Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Silver Springs Estates built?
Homes in Silver Springs Estates were built between 2002 and 2012, with a median year built of 2011.0 (FL DOR 2025 roll).
Who is the best real estate agent for Silver Springs Estates?
The best agent for Silver Springs Estates is one who actively works Crestview and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Silver Springs Estates.
How do I find a top Crestview real estate agent who knows Silver Springs Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Silver Springs Estates and the wider Crestview area.
Can Momentum Realty connect me with an agent for Silver Springs Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Silver Springs Estates purchase or sale - no call center and no pressure.
Where is Silver Springs Estates, and what county is it in?
Silver Springs Estates is in Crestview, Okaloosa County, FL, ZIP 32536.
Buyers prioritizing square footage who are comfortable near the $348,500 medianExcellent fit
Patient buyers willing to wait out thin inventory for the right homeExcellent fit
Owner-occupants planning a long hold in a low-turnover subdivisionExcellent fit
Buyers who want a wide selection to compare on the same weekendProbably not
Buyers seeking pools, trails, or other on-site community amenitiesProbably not
Sellers needing a fast close, given the 60-day median time on marketProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 17, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32536))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2009 (62 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in SILVER SPRINGS EST? 4 recorded closings; median 60 days on market (window ending 2026-09-12). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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