Carnegie Hills
Homes for Sale in Crestview, FL
All 380 homes for sale in Crestview, FL · median $325,450 · 147 homes for sale in 32536 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Homes listed or recently sold were built 2006–2017; 7 of 7 report an HOA (median $15/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 229 ft). As of November 2026, the MLS records 1 closed sale in Carnegie Hills in Crestview, FL, the most recent in July 2026. Across Crestview as a whole, 136 homes closed in the last 12 months at a median of $319,000, 82 median days on market, with 384 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,110 ($3,600 with the full homestead exemption).

What sets price in Carnegie Hills is square footage and condition, not location extras. These are relatively large homes, with a median living area just under 2,900 square feet, built in a fairly tight window between 2006 and 2023. The median sits at $342,500, which is efficient money per foot for houses of this size and age. There are no community amenities pulling the number up, so the spread you see comes down to how updated a given house is.
Posture right now is quiet. There are zero active listings against eight closings in the trailing window, and homes took a median of 61 days to sell. That is not a fast market. A seller should price to condition and expect patience; a buyer who is waiting for inventory may simply have to wait, since nothing is currently listed and turnover is thin.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside CARNEGIE HILLS right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Carnegie Hills is a 102-home community of larger, newer-construction houses in Crestview, with no identified amenities and a high owner-occupant share, which tends to keep listing activity low.
Emerald Coast MLS sales records identify 54 homes in CARNEGIE HILLS that have changed hands since 2008, built between 2006 and 2025 (median 2011), with a median living area of about 2,350 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in CARNEGIE HILLS across 2024–2025 (2 in 2024, 5 in 2025), median $412,800 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Carnegie Hills. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Emerald Coast MLS listings in Carnegie Hills; content deemed reliable but not guaranteed.
Who Carnegie Hills is best for.
Best for
- Buyers prioritizing large, newer square footage over resort-style extras
- Long-term owner-occupants comfortable in a low-turnover, stable-ownership community
- Buyers with patience to wait for the right listing rather than choose from many
Probably not for
- Buyers who need a pool, gate, or other community amenities
- Buyers on a tight timeline who need to close soon, given no active inventory
- Investors seeking quick flips in a slow, 61-day-median market
The market around Carnegie Hills
Carnegie Hills is too small for its own price trend, so here is the market around it.
In ZIP 32536, 209 homes are on the market and 28% are under contract — a steady corner of Crestview.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32536 (Crestview), 88 homes closed in the last 12 months at a median of $331K, up 49.4% year over year, with a median 82 days on market. Right now 57 active and 30 pending listings put supply at about 7.8 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Carnegie Hills specifically. Momentum Research analysis of MLS records.
Carnegie Hills on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
The Carnegie Hills buying strategy.
If we were buying in Carnegie Hills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Carnegie Hills.
Space over features
The story here is size. With a median living area near 2,869 square feet and a build range of 2006 to 2023, buyers get substantial newer square footage for a median of $342,500. There is no amenity package to underwrite — no pool, no gate identified from current listings — so what you pay for is the house itself.
The ownership pattern reinforces the slow turnover. With roughly 83 percent of homes carrying a homestead exemption, most are owner-occupied and stay off the market for long stretches. That explains the zero active listings and the eight closings in the window. When a well-kept house does list, it faces little direct competition, but the 61-day median says buyers here are still deliberate.
The location and the amenities are priced into every listing in Carnegie Hills. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings and thin turnover, timing and condition are everything. We track the closings that do happen, help sellers price to condition rather than hope, and give buyers a realistic read on how long they may wait for the right house to come up. No amenity gloss, just the numbers on the houses themselves.
Carnegie Hills in 15 seconds.
Tools for a Carnegie Hills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Carnegie Hills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Carnegie Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Carnegie Hills home worth?
Get a no-obligation home value based on real comparable sales in Carnegie Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in CARNEGIE HILLS
Homes in CARNEGIE HILLS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2382 Cumberland Way · off market
| Location | Crestview, Okaloosa County, FL · ZIP 32536 |
|---|---|
| Homes in the community | 102 (FL DOR 2025 assessment roll) |
| Years built | 2006–2023 (median 2011.0) |
| Typical living area | 2,870 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Security System |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 83% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Carnegie Hills key facts,” movewithmomentum.com/neighborhoods/carnegie-hills, data as of November 9, 2026.
Housing distress & ownership in CARNEGIE HILLS, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Recently sold in Carnegie Hills
- 6202 Plum Orchard Way · sold $486,000
- 2382 Cumberland Way · sold $450,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Crestview home searches
- All homes for sale in Crestview, FL
- Homes for sale in Okaloosa County, FL
- Crestview pool homes for sale
- Crestview home values: what is my house worth?
- ZIP 32536 housing scorecard
Crestview guides & data
- Market data
- Best neighborhoods (ranked by data)
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Cumberland Way (22 homes on record)
- Cumberland Way (2 homes on record)
- Cumberland Way (1 homes on record)
- Cumberland Way (1 homes on record)
- Cumberland Way (1 homes on record)
What it really costs to own in Carnegie Hills
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,627/yr across 7 listings here (MLS tax records, 2026-11-11). |
|---|---|
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $176/year across 7 listings (2026-11-11), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2008 across 7 listings. An original roof here would be about 18 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Carnegie Hills
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Carnegie Hills
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Carnegie Hills will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Carnegie Hills?
What share of Carnegie Hills is owner-occupied?
When were the homes in Carnegie Hills built?
Who is the best real estate agent for Carnegie Hills?
How do I find a top Crestview real estate agent who knows Carnegie Hills?
Can Momentum Realty connect me with an agent for Carnegie Hills?
Where is Carnegie Hills, and what county is it in?
Should you buy in Carnegie Hills?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 10, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32536)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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