Sugar Creek S/D
Homes for Sale in Crestview, FL
All 427 homes for sale in Crestview, FL · median $327,852 · 270 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of September 2026, Sugar Creek S/D in Crestview, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $350,000, a median 20 days on market, sellers accepting 100% of original asking (+28% versus the prior year). Homes listed or recently sold were built 1998–2002; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 114 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,510 ($4,000 with the full homestead exemption).
| Location | Crestview, Okaloosa County, FL · ZIP 32539 |
|---|---|
| Homes in the community | 245 (FL DOR 2025 assessment roll) |
| Years built | 1964–2018 (median 1993) |
| Typical living area | 1,773 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Sale prices, last 12 months | $350,000 median across 3 closed sales · +27.5% vs the prior 12 months |
| Days on market (closed sales) | 20 median |
| For sale right now | 2 active, 0 pending · median asking $323,750 · 12.0 months of supply |
| Owner-occupied (homestead) share | 64% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SUGAR CREEK S/D key facts,” movewithmomentum.com/neighborhoods/sugar-creek-s-d, data as of September 20, 2026.
Homes For Sale Right Now in Sugar Creek S/D
Live MLS inventory for Sugar Creek S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sugar Creek S/D listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Sugar Creek S D Right Now (3)
All 3 active and pending Sugar Creek S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4761 Connor Drive · $337,500 · 4 bd / 2 ba · listed Aug 18, 2026 · listed by Corcoran Reverie SRB
- 4719 Connor Drive · $289,000 · 4 bd / 2 ba · listed Jun 27, 2026 · listed by EXP Realty LLC
- 4717 Whitewater Lane · $310,000 · 4 bd / 2 ba · listed Jun 27, 2026 · listed by Century 21 AllPoints Realty
Sugar Creek is an established Crestview subdivision with a long build history running from 1964 to 2018 and a median vintage of 1993. That spread is the story here: price is driven less by a single product type and more by condition and how much updating a given home has seen. At a $300,000 median on roughly 1,773 square feet, you are paying for the specific house in front of you, not a uniform new-construction stamp.
The market posture is balanced-to-firm. A median 21 days on market and a heat score of 52 say homes that are priced right move at a reasonable clip without frenzy. Year-over-year is up 9.1%, so sellers have some tailwind, but with only 3 active listings and 5 recent closings, this is a thin, snapshot-driven market — one or two sales can move the read. Buyers should act deliberately; sellers should price to the recent comps, not to a headline.
Sugar Creek S/D right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($350K) is up 27.5% from the prior 12 months ($274K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sugar Creek S/D market snapshot (as of September 20, 2026): the median sale price is about $350K, a median 20 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 28% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (3 closings in the current window).
In ZIP 32539 (Crestview), 527 homes closed in the last 12 months at a median of $323K, up 5.8% year over year, with a median 67 days on market. Right now 140 active and 52 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32539 housing market and the Okaloosa County market.
County records show 19 qualified sales in SUGAR CREEK S/D across 2024–2025 (14 in 2024, 5 in 2025), median $285,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Sugar Creek S/D is a community of 245 homes in Crestview, Okaloosa County, built between 1964 and 2018 (median 1993), with a median living area of about 1,773 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Sugar Creek is a mature, mid-sized subdivision of about 245 homes in Crestview, where roughly 64% owner-occupancy points to a stable, lived-in community rather than a heavy rental block.
The setting & the homes.
Aerial and on-site photos of Sugar Creek S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Sugar Creek S/D
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Sugar Creek S/DPhotos from Emerald Coast MLS listings in Sugar Creek S/D; content deemed reliable but not guaranteed.
Who Sugar Creek S/D is best for.
Best for
- Buyers around a $300,000 budget who want an established Crestview subdivision and are comfortable weighing homes on condition
- Owner-occupants seeking a stable community where most homes are owner-held for the long term
- Buyers willing to move deliberately in a low-inventory market and act when the right updated home lists
Probably not for
- Buyers who require modern amenities such as a pool, clubhouse, or gated entry
- Buyers who want turnkey new construction and no risk of aging systems
- Anyone needing wide, immediate selection, given only a handful of active listings at a time
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($350K) IS the median in the snapshot above, and the move from 2025 ($274K) IS the +27.5% one-year change.
Windows contain 1 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 32539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
Sugar Creek S/D Market Scorecard
Sugar Creek S/D is currently a buyer-leaning market. About 12.0 months of supply, a median asking price of $323,750, and homes go under contract in about 186 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in SUGAR CREEK S/D, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Sugar Creek S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Riverside · Elementary
- Shoal River · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Sugar Creek S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sugar Creek S/D address.
Shop the zone: Homes zoned for Crestview High School
The Sugar Creek S/D buying strategy.
If we were buying in Sugar Creek S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sugar Creek S/D.
What the vintage spread tells you
With homes built across more than five decades, no two blocks are quite alike, and the median 1993 vintage means many houses are at the age where systems — roof, HVAC, and the like — either have been addressed or are due. This is why condition, not square footage alone, sets price at the roughly 1,773-square-foot median. Get the inspection right and read the updates carefully.
There are no community amenities identified in current MLS listings, so what you are buying is the house and its lot, not a pool or clubhouse package. That keeps carrying costs simpler and puts the emphasis squarely on the property itself. With homestead exemption on about 64% of homes, turnover is measured, and inventory at any given moment is limited.
The location and the amenities are priced into every listing in Sugar Creek S/D. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sugar Creek S/D buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.6). Basis: Recent Direction +27.5% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 64% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a subdivision this thin on active inventory, the comps do the heavy lifting, and reading them across a wide range of vintages and conditions is where deals are won or lost. We price to the specific home, flag the deferred-maintenance items that will show up at inspection, and keep sellers grounded when a single recent sale distorts the picture.
Sugar Creek S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sugar Creek S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sugar Creek S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sugar Creek S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sugar Creek S/D home worth?
Get a no-obligation home value based on real comparable sales in Sugar Creek S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Frequently Asked Questions
What is the median home price in Sugar Creek S/D?
How long do homes in Sugar Creek S/D take to sell?
Is Sugar Creek S/D a buyer's or seller's market right now?
How many homes are in Sugar Creek S/D?
What share of Sugar Creek S/D is owner-occupied?
When were the homes in Sugar Creek S/D built?
Who is the best real estate agent for Sugar Creek S/D?
How do I find a top Crestview real estate agent who knows Sugar Creek S/D?
Can Momentum Realty connect me with an agent for Sugar Creek S/D?
Where is Sugar Creek S/D, and what county is it in?
Should you buy in Sugar Creek S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2002 (87 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how SUGAR CREEK S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
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