Aerial view of Shoal Creek Manor

Shoal Creek Manor
Homes for Sale in Crestview, FL

All 420 homes for sale in Crestview, FL · median $329,650 · 260 homes for sale in 32539 · Okaloosa County homes for sale

Community in Crestview · Okaloosa County · ZIP 32539
122 homesBuilt 1964–2018
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Built fromLive Emerald Coast MLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 11 closed sales in Shoal Creek Manor 1ST Addn in Crestview, FL since 2001, the most recent in October 2023. Across Crestview as a whole, 571 homes closed in the last 12 months at a median of $321,973, 71 median days on market, with 184 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,150 ($3,640 with the full homestead exemption).

SHOAL CREEK MANOR 1ST ADDN key facts
LocationCrestview, Okaloosa County, FL · ZIP 32539
Homes in the community122 (FL DOR 2025 assessment roll)
Years built1964–2018 (median 1987.0)
Typical living area1,403 sq ft (median)
Owner-occupied (homestead) share62%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SHOAL CREEK MANOR 1ST ADDN key facts,” movewithmomentum.com/neighborhoods/shoal-creek-manor-1st-addn, data as of September 20, 2026.

Live · Shoal Creek Manor Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
62%
Owner-occupied · Shoal Creek Manor
78 of 125 parcels homesteaded (FL DOR 2025)
38%
Non-owner-occupied · Shoal Creek Manor
incl. 7% trust or LLC-held · 9% out-of-state
122
Homes in the community
plus 3 vacant residential lots · 125 residential parcels (FL DOR 2025)
Track record · 25 years of records
6
Recorded sales · 2024-2024
median $310K · qualified sales on the county roll (FL DOR 2025)
Est. 1964
Community established
homes built 1964-2018, median 1987 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Shoal Creek Manor 1st Addn is a small residential pocket in Crestview, and with no community amenities showing in current MLS listings, price here is driven almost entirely by the individual home — its condition, updates, lot, and how it is priced against the rest of Okaloosa County. There is no pool, gate, or shared feature carrying value, so what you pay reflects the house itself, not a lifestyle package.

For a buyer, that means the work is in comparing homes on their merits rather than assuming a community premium. For a seller, it means condition and presentation do the heavy lifting; there is no amenity story to lean on, so the listing that shows well and prices honestly against nearby Crestview inventory is the one that moves.

Nearby homes for sale

No active listings inside SHOAL CREEK MANOR 1ST ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

113 E Walker Circle
$210K · 0.2 mi away
3 bd · 2 ba
113 E Walker Circle
Listed by Go Coastal Real Estate
220 W Walker Circle
$235K · 0.2 mi away
3 bd · 2 ba
220 W Walker Circle
Listed by The Premier Property Group
4719 Connor Drive
$289K · 0.3 mi away
4 bd · 2 ba
4719 Connor Drive
Listed by EXP Realty LLC
2868 Atoka Trail
$340K · 0.3 mi away
4 bd · 2 ba
2868 Atoka Trail
Listed by Counts Real Estate Group Inc
324 John King Road
$230K · 0.3 mi away
3 bd · 2 ba
324 John King Road
Listed by Coldwell Banker Realty
4761 Connor Drive
$338K · 0.4 mi away
4 bd · 2 ba
4761 Connor Drive
Listed by Corcoran Reverie SRB

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is a modest, no-frills subdivision within Crestview in Okaloosa County, where the appeal is the home and the location rather than any shared community feature.

Emerald Coast MLS sales records identify 15 homes in SHOAL CREEK MANOR that have changed hands since 2001, built between 1986 and 2016 (median 1987), with a median living area of about 1,414 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in SHOAL CREEK MANOR across 2024–2024, median $310,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who prioritize the individual home and lot over community extras
  • Value-minded buyers willing to weigh condition and updates against price
  • Anyone who needs a Crestview location and finds the right house here

Probably not for

  • Buyers who want built-in amenities like a pool, gate, or clubhouse
  • Buyers seeking an HOA-managed, uniform community feel
  • Buyers who want a predictable amenity-backed value floor for resale

The market around Shoal Creek Manor

Shoal Creek Manor is too small for its own price trend, so here is the market around it.

In ZIP 32539, 360 homes are on the market and 24% are under contract — a steady corner of Crestview.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32539 (Crestview), 527 homes closed in the last 12 months at a median of $323K, up 5.8% year over year, with a median 67 days on market. Right now 140 active and 52 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32539 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Shoal Creek Manor specifically. Momentum Research analysis of MLS records.

Shoal Creek Manor by the numbers

From county property records and closed MLS sales for the Shoal Creek Manor subdivision: 6 homes on record; built 1987–1995; typical size about 1,146 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20021$60,000
20061$178,937
20101$127,000
20111$69,500
20141$68,000
20231$259,000

Newest recorded sale: $259,000 on 2023-10-25.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

Housing distress & ownership in SHOAL CREEK MANOR 1ST ADDN, Crestview

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
25.0%
1 of 4 listings · short sale 1
Distress share trend — 25.0% now (2026-09-04 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Shoal Creek Manor today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Shoal Creek Manor.

Best Buy
Buyers focused on the house itself rather than shared community perks.
Biggest Risk
With no amenities, there is no shared feature propping up resale.
Sweet Spot
A well-maintained home priced fairly against the rest of Crestview.
Avoid If
You want a pool, gate, or clubhouse built into the community.

A home-by-home market

Because no community amenities were identified from current listings, there is nothing here to standardize value. In neighborhoods with a pool or a gate, comparable homes tend to cluster around a shared baseline. Shoal Creek Manor 1st Addn does not have that anchor, so expect a wider spread between a well-kept, updated home and one that needs work. Read each listing on its own terms.

Its position within Crestview and greater Okaloosa County is the durable part of the equation. If the location works for your commute and daily errands, the decision comes down to the specific house and the price it is asking relative to other Crestview options.

“

The location and the amenities are priced into every listing in Shoal Creek Manor. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market with no amenity premium to point to, pricing and condition are everything, and getting the comparison right requires local eyes. We work Northeast Florida and the Emerald Coast daily, and we will walk a Shoal Creek Manor 1st Addn home against real Crestview alternatives so you are not guessing at value.

Shoal Creek Manor in 15 seconds.

Best forBuyers focused on the house itself rather than shared community perks.
Biggest advantageValue is condition-driven, so a sharp buyer can find upside in the right home.
Biggest riskWith no amenities, there is no shared feature propping up resale.
Sweet spotA well-maintained home priced fairly against the rest of Crestview.
Avoid ifYou want a pool, gate, or clubhouse built into the community.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Shoal Creek Manor homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Shoal Creek Manor.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shoal Creek Manor sales matched to your home.

What is your Shoal Creek Manor home worth?

Get a no-obligation home value based on real comparable sales in Shoal Creek Manor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Crestview →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Shoal Creek Manor?
The Florida DOR 2025 assessment roll shows 122 homes plus 3 vacant residential lots in Shoal Creek Manor (public records).
What share of Shoal Creek Manor is owner-occupied?
62% of Shoal Creek Manor parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Shoal Creek Manor built?
Homes in Shoal Creek Manor were built between 1964 and 2018, with a median year built of 1987.0 (FL DOR 2025 roll).
Who is the best real estate agent for Shoal Creek Manor?
The best agent for Shoal Creek Manor is one who actively works Crestview and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Shoal Creek Manor.
How do I find a top Crestview real estate agent who knows Shoal Creek Manor?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Shoal Creek Manor and the wider Crestview area.
Can Momentum Realty connect me with an agent for Shoal Creek Manor?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Shoal Creek Manor purchase or sale - no call center and no pressure.
Where is Shoal Creek Manor, and what county is it in?
Shoal Creek Manor is in Crestview, Okaloosa County, FL, ZIP 32539.
Buyers who prioritize the individual home and lot over community extrasExcellent fit
Value-minded buyers willing to weigh condition and updates against priceExcellent fit
Anyone who needs a Crestview location and finds the right house hereExcellent fit
Buyers who want built-in amenities like a pool, gate, or clubhouseProbably not
Buyers seeking an HOA-managed, uniform community feelProbably not
Buyers who want a predictable amenity-backed value floor for resaleProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32539))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2001 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Shoal Creek Manor with Momentum Realty’s local guides.

Shoal Wood Estates0.0 mi away · 179 homes, built 1964–20Shoal Wood Estates0.2 mi awayShoal Creek0.3 mi away · 22 homes, built 1989–24Shoal Creek S D0.3 mi away · 122 homes, built 1964–18, 1 for saleShoal Creek Manor West0.3 mi away · 154 homes, built 1964–18Sugar Creek S D0.3 mi away · median $350K, 3 sales/12 moCherokee Bend S D0.4 mi away · 172 homes, built 1994–02, 1 for sale

Browse all neighborhood guides →

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