Tavares Chelsea Oaks
Homes for Sale in Tavares, FL
All 271 homes for sale in TAVARES, FL · median $329,000 · 262 homes for sale in 32778 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Tavares Chelsea Oaks in Tavares, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $310,000, $183 per square foot, a median 143 days on market, sellers accepting 91% of original asking. Homes listed or recently sold were built 2005–2005; 6 of 6 report an HOA (median $40/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 86 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,160 ($4,490 with the full homestead exemption).
Chelsea Oaks is a small, mostly built-out pocket of Tavares - 149 homes total, with a year-built spread running from 1948 up to 2007 and a median build year of 2005. That mix matters more than any single stat: a handful of older homes sit alongside a larger share of 2000s-era construction, so condition and update history will do more to set price than location within the community.
Right now there are only 2 active listings and just 1 closing in the recent window, which pushes the months-supply figure to 24 - a number that reads as heavily buyer-leaning but is really a symptom of very low volume in a small neighborhood, not a glut of inventory. With so few data points, buyers and sellers should treat any single listing as a market-mover and lean on comparable condition and finish level rather than broad trend lines.
Tavares Chelsea Oaks right now
🟡 Balanced market. 4.0 months of supply and 67% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 19, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Tavares Chelsea Oaks market snapshot (as of September 12, 2026): the median sale price is about $310K ($183 per sq ft over the trailing 12 months of closed sales), a median 143 days on market for closed sales, and 4.0 months of supply, a balanced market.
In ZIP 32778 (TAVARES), 713 homes closed in the last 12 months at a median of $330K ($183/sq ft), down 5.1% year over year, with a median 70 days on market. Right now 124 active and 35 pending listings put supply at about 4.3 months - a balanced market. See the live ZIP 32778 housing market and the Lake County market.
Tavares Chelsea Oaks is a community of 106 homes in Tavares, Lake County, built between 1948 and 2007 (median 2005.0), with a median living area of about 1,772 square feet. 46% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Chelsea Oaks is a compact, deed-restricted community in Tavares where most homes date to the early-to-mid 2000s, though a few older properties round out the mix - a setting where individual listings, not neighborhood averages, tell the real story.
The setting & the homes.
Aerial and on-site photos of Tavares Chelsea Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Tavares Chelsea Oaks; content deemed reliable but not guaranteed.
Who Tavares Chelsea Oaks is best for.
Best for
- A buyer targeting a smaller, deed-restricted community with modest square footage and willing to move when the right listing appears.
- A buyer comfortable evaluating one or two available homes closely rather than shopping a wide inventory pool.
- An investor or owner-occupant fine with parking restrictions on trucks, RVs, and motorcycles as part of the HOA structure.
Probably not for
- A buyer who wants to compare several active listings side by side before deciding.
- Anyone needing to store a truck, RV, or motorcycle on-site given the community's parking restriction.
- A buyer expecting a large, higher-square-footage home, given the community's modest median living area.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($310K) IS the median in the snapshot above.
Windows contain 0 to 8 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
17% of homes for sale in ZIP 32778 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).
TAVARES CHELSEA OAKS Market Scorecard
TAVARES CHELSEA OAKS is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32778 ZIP is $312,096, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Tavares Chelsea Oaks, TAVARES
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Tavares Chelsea Oaks
Live MLS inventory for Tavares Chelsea Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Tavares Chelsea Oaks listings as of 2026-09-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Tavares Chelsea Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Tavares Chelsea Oaks
- Deed Restrictions · reported on 1 of 4 listings
- No Truck/RV/Motorcycle Parking · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Tavares Elem · Elementary
- Tavares Middle · Middle
- Tavares High · High
Zoned schools reflect the assignments reported on recent Tavares Chelsea Oaks listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Tavares Chelsea Oaks address.
Shop the zone: Homes zoned for Tavares High High School
The Tavares Chelsea Oaks buying strategy.
If we were buying in Tavares Chelsea Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tavares Chelsea Oaks.
A small community where every listing counts
With only 149 homes and a median living area of 1,783 square feet, Chelsea Oaks skews toward modest, single-family footprints rather than larger executive-style builds. Roughly half of the homes here (48.7%) carry a homestead exemption, pointing to a community with a meaningful mix of owner-occupied and non-homestead ownership.
The deed restrictions include a no truck/RV/motorcycle parking rule, which is worth confirming directly with the HOA since specifics on enforcement and scope can shift. Given the thin resale activity - just 2 active listings and 1 closing in the most recent window - pricing conversations here should be built listing-by-listing, weighing condition and updates against the community's built-out, 2005-median-vintage housing stock rather than relying on broad market-band signals alone.
The location and the amenities are priced into every listing in Tavares Chelsea Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Tavares Chelsea Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.8). Basis: Liquidity & Demand 4.0 months of supply; Owner Commitment 46% owner-occupied; Pricing Power 90.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this thin on active inventory, pricing a home well or evaluating an offer requires digging into recent comparable sales and condition detail rather than trusting a generic market snapshot. We track Chelsea Oaks alongside the broader Tavares and Lake County resale data so you are not negotiating off stale or mismatched comps.
Tavares Chelsea Oaks in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $40/month (about $480/yr) · median of 37 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $40 per month ($480 a year) - the median AssociationFee across 37 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tavares Chelsea Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tavares Chelsea Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tavares Chelsea Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tavares Chelsea Oaks home worth?
Get a no-obligation home value based on real comparable sales in Tavares Chelsea Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tavares →
Recently off market in Tavares Chelsea Oaks
Homes in Tavares Chelsea Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4169 Waltham Forest Drive · off market
Frequently Asked Questions
What is the median home price in Tavares Chelsea Oaks?
How long do homes in Tavares Chelsea Oaks take to sell?
Is Tavares Chelsea Oaks a buyer's or seller's market right now?
How many homes are in Tavares Chelsea Oaks?
What share of Tavares Chelsea Oaks is owner-occupied?
When were the homes in Tavares Chelsea Oaks built?
Who is the best real estate agent for Tavares Chelsea Oaks?
How do I find a top Tavares real estate agent who knows Tavares Chelsea Oaks?
Can Momentum Realty connect me with an agent for Tavares Chelsea Oaks?
Where is Tavares Chelsea Oaks, and what county is it in?
Should you buy in Tavares Chelsea Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32778)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (36 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Tavares Chelsea Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
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