Chelsea Oaks South in Tavares

Chelsea Oaks South
Homes for Sale in Tavares, FL

All 275 homes for sale in TAVARES, FL · median $329,000 · 249 homes for sale in 32778 · Lake County homes for sale

Community in Tavares · Lake County · ZIP 32778
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data19 years of closingsUpdated twice daily

Homes listed or recently sold were built 2015 - 2017; 3 of 3 report an HOA (median $40/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 86 ft). As of September 2026, the MLS records 36 closed sales in Chelsea Oaks South Tavares in Tavares, FL since 2007, the most recent in August 2026. Recorded prices across those 36 sales ran from $95,000 to $367,500 (median $129,900), on homes of 1,312 to 2,266 sq ft. Across Tavares as a whole, 428 homes closed in the last 12 months at a median of $329,990, 70 median days on market, with 125 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $2,160 ($1,490 with the full homestead exemption).

Live · Chelsea Oaks South Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Lake: 25% (1,077 of 4,256)
0 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Chelsea Oaks South is a small, deed-restricted community of 228 homes built out mostly between 2007 and 2022, with a median build year of 2017. That construction window matters more than most stats here: buyers are choosing between homes with over a decade of age spread, so condition and updates inside a similar footprint (median living area of 1,621 square feet) will do more to set value than the community itself.

With only 2 active listings against 24 months of supply, this is a thin, slow-moving market rather than an inactive one. A single recent closing in the tracked window skews the math, but the underlying signal is consistent: sellers should expect a longer runway to find the right buyer, and buyers who do find a listing here have real room to negotiate on price and terms.

The 60-Second Overview

A modest, deed-restricted Tavares community built out mostly in the 2010s, where inventory is scarce enough that timing and condition - not competition - tend to drive each deal.

Stellar MLS sales records identify 45 homes in Chelsea Oaks South that have changed hands since 2007, built between 2007 and 2018 (median 2012), with a median living area of about 1,772 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on a specific, deed-restricted community who are patient enough to wait for the right listing
  • Buyers comfortable evaluating homes across a decade-plus construction window and prioritizing condition over new-build status
  • Sellers who understand a thin-inventory market means pricing and preparation matter more than speed

Probably not for

  • Buyers who need to choose among several active listings at once
  • Sellers expecting a quick sale in a market currently running 24 months of supply
  • Buyers seeking a large-scale amenity package beyond a playground and standard deed restrictions

The market around Chelsea Oaks South

Chelsea Oaks South is too small for its own price trend, so here is the market around it.

In ZIP 32778, 339 homes are on the market and 20% are under contract — a steady corner of Tavares.

Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).

In ZIP 32778 (TAVARES), 713 homes closed in the last 12 months at a median of $330K ($183/sq ft), down 5.1% year over year, with a median 70 days on market. Right now 124 active and 35 pending listings put supply at about 4.3 months - a balanced market. See the live ZIP 32778 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Chelsea Oaks South specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in CHELSEA OAKS SOUTH, TAVARES

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,222/mo
Lake County typical true cost to own
$146/mo
Lake County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

CHELSEA OAKS SOUTH Market Scorecard

No active listings

CHELSEA OAKS SOUTH is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$299,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/2
Active/Pend/Sold

Typical home value in the 32778 ZIP is $312,096, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Chelsea Oaks South

Live MLS inventory for Chelsea Oaks South. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Chelsea Oaks South listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Lake County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Tavares Elem · Elementary
  • Tavares Middle · Middle
  • Tavares High · High

Zoned schools reflect the assignments reported on recent Chelsea Oaks South listings and can change; always confirm with Lake County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Chelsea Oaks South address.

If we were buying in Chelsea Oaks South today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chelsea Oaks South.

Best Buy
Buyers who want a smaller, deed-restricted community and are willing to wait for the right listing to surface.
Biggest Risk
With only 2 active listings and 24 months of supply, sellers face a long, uncertain timeline to close.
Sweet Spot
Homes built in the mid-2010s, near the community's median age and size, tend to represent the most typical value here.
Avoid If
Skip this community if you need a fast sale or a wide selection of active listings to compare.

A Small Pool, Slow Currents

With just 228 homes total and only 2 currently listed, Chelsea Oaks South doesn't generate much day-to-day market noise. The 24-month supply figure reflects that thinness as much as any softness in demand - when a market this size has one or two listings, the math behind absorption rates gets exaggerated in both directions. What it does tell a buyer or seller is that this isn't a community where homes move on momentum; each transaction stands largely on its own.

The homes themselves span a construction window from 2007 to 2022, with a median build year of 2017, so most of the stock is a decade or newer without being brand new. At a median living area of 1,621 square feet, this reads as a community of modest, efficient floor plans rather than larger executive homes. A homestead share just over 53.9% suggests the majority of homes are owner-occupied rather than held as rentals or second homes, which tends to support more consistent upkeep across the community over time.

The location and the amenities are priced into every listing in Chelsea Oaks South. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with only 2 active listings, there's no shortcut to knowing the inventory - you have to track it closely and understand what each home's age and condition actually mean for value. We watch small Lake County communities like Chelsea Oaks South closely enough to flag a new listing the moment it hits, and to help sellers price realistically against a 24-month supply backdrop instead of guessing.

Chelsea Oaks South in 15 seconds.

Best forBuyers who want a smaller, deed-restricted community and are willing to wait for the right listing to surface.
Biggest advantageVery limited competition means buyers who do find a home here have real negotiating room.
Biggest riskWith only 2 active listings and 24 months of supply, sellers face a long, uncertain timeline to close.
Sweet spotHomes built in the mid-2010s, near the community's median age and size, tend to represent the most typical value here.
Avoid ifSkip this community if you need a fast sale or a wide selection of active listings to compare.

HOA, CDD & Fees

In short
  • HOA dues reported around $40/month (about $480/yr) · median of 6 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $40 per month ($480 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chelsea Oaks South sales matched to your home.

What is your Chelsea Oaks South home worth?

Get a no-obligation home value based on real comparable sales in Chelsea Oaks South, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers focused on a specific, deed-restricted community who are patient enough to wait for the right listingExcellent fit
Buyers comfortable evaluating homes across a decade-plus construction window and prioritizing condition over new-build statusExcellent fit
Sellers who understand a thin-inventory market means pricing and preparation matter more than speedExcellent fit
Buyers who need to choose among several active listings at onceProbably not
Sellers expecting a quick sale in a market currently running 24 months of supplyProbably not
Buyers seeking a large-scale amenity package beyond a playground and standard deed restrictionsProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 14, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2007 (36 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Chelsea Oaks South Tavares? 2 recorded closings (window ending 2026-09-12). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Common questions about Chelsea Oaks South

Where is Chelsea Oaks South?

Chelsea Oaks South is a community in TAVARES, Lake County, Florida, ZIP 32778.

Are there homes for sale in Chelsea Oaks South right now?

Yes - 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Chelsea Oaks South have an HOA or CDD?

No HOA is on record for Chelsea Oaks South in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Chelsea Oaks South with Momentum Realty’s local guides.

Tavares Chelsea Oaks South0.1 mi away · median $301K, 7 sales/12 moVLVirginia Land Corp0.2 mi away · 1 for saleLSLake Saunders Acres0.2 mi awayVerandah Park0.2 mi away · median $315K, 4 sales/12 moVPVerndah Park0.2 mi away

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