Pines/Lake Saunders
Homes for Sale in Tavares, FL

All 271 homes for sale in Tavares, FL · median $329,000 · 262 homes for sale in 32778 · Lake County homes for sale

Community in Tavares · Lake County · ZIP 32778
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Built fromLive Stellar MLS data5 years of closingsUpdated twice daily

As of September 2026, the MLS records 4 closed sales in Pines/Lk Saunders Ph I in Tavares, FL since 2021, the most recent in November 2025. Across Tavares as a whole, 435 homes closed in the last 12 months at a median of $329,990, 69 median days on market, with 132 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,490 ($4,820 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Pines/Lake Saunders Ph I is a small, contained pocket of 151 homes built mostly in the mid-2000s, with a build window that stretches out to 2019 for a handful of newer infill homes. The bulk of the stock centers on 2006, so most buyers here are looking at homes in their second decade rather than new construction, which means condition and updates — not age alone — will drive what a given house is worth relative to its neighbors.

With no community amenities identified in current MLS listings, this reads as a straightforward residential subdivision rather than an amenity-driven community — no clubhouse or pool package to price in, no HOA lifestyle premium. A homestead share above 60% points to a base of owner-occupied homes, which tends to support steadier upkeep and fewer distressed listings, but buyers should still expect a real range in finish quality across a nearly 15-year build span.

Nearby homes for sale

No active listings inside Pines/Lk Saunders Ph I right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1229 LONGVILLE CIRCLE
$305K · 0.1 mi away
4 bd · 2 ba · 1,820 sqft
1229 LONGVILLE CIRCLE
Listed by OPENDOOR BROKERAGE LLC
1221 LONGVILLE CIRCLE
$314K · 0.1 mi away
3 bd · 2 ba · 1,818 sqft
1221 LONGVILLE CIRCLE
Listed by EVERYSTATE INC.
1324 KELLOGG DRIVE
$325K · 0.1 mi away
3 bd · 2 ba · 1,822 sqft
1324 KELLOGG DRIVE
Listed by LPT REALTY, LLC
1409 KELLOGG DRIVE
$304K · 0.2 mi away
3 bd · 2 ba · 1,500 sqft
1409 KELLOGG DRIVE
Listed by BEACON REAL ESTATE & ASSOC
1083 DAVID WALKER DRIVE #C3
$195K · 0.2 mi away
2 bd · 2 ba · 1,057 sqft
1083 DAVID WALKER DRIVE #C3
Listed by RIGHT REALTY CONNECTION, INC.
1075 DAVID WALKER DRIVE #C-1
$198K · 0.2 mi away
2 bd · 2 ba · 1,057 sqft
1075 DAVID WALKER DRIVE #C-1
Listed by JASON MITCHELL REAL ESTATE FLO

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A tucked-in Tavares subdivision of 151 homes built primarily in the mid-2000s, with a median living area of 1,838 square feet and no listed community amenities — this is a fundamentals-first neighborhood rather than a lifestyle-package one.

Stellar MLS sales records identify 7 homes in Pines/Lake Saunders that have changed hands since 2015, built between 2005 and 2006 (median 2005), with a median living area of about 1,906 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 11 qualified sales in Pines/Lake Saunders across 2024–2025 (6 in 2024, 5 in 2025), median $337,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer seeking a mid-sized single-family home built in the mid-2000s without HOA amenity fees attached
  • A buyer prioritizing lot and home over shared community features
  • A buyer comfortable evaluating individual homes on updates and condition rather than relying on a uniform newer-build standard

Probably not for

  • A buyer specifically wanting a clubhouse, pool, or organized amenity package as part of the purchase
  • A buyer who wants only new or near-new construction with minimal system-replacement risk
  • A buyer unwilling to budget for inspection-driven repairs given the range in home ages

The market around Pines/Lake Saunders

Pines/Lake Saunders is too small for its own price trend, so here is the market around it.

In ZIP 32778, 339 homes are on the market and 20% are under contract — a steady corner of Tavares.

Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).

In ZIP 32778 (Tavares), 713 homes closed in the last 12 months at a median of $330K ($183/sq ft), down 4.9% year over year, with a median 69 days on market. Right now 131 active and 35 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32778 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Pines/Lake Saunders specifically. Momentum Research analysis of MLS records.

If we were buying in Pines/Lake Saunders today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pines/Lake Saunders.

Best Buy
Buyers who want a mid-2000s single-family home in Tavares without paying for a shared amenity package.
Biggest Risk
Homes span a 15-year build range, so system age and update history vary house to house and require real diligence.
Sweet Spot
A 1,838 sq ft single-family home built in the mid-2000s with room for updates already handled.
Avoid If
You want a gated or amenity-rich community — none is identified here from current MLS listings.

What the build years tell you

The community's homes were built between 2004 and 2019, but the median year built of 2006 tells the real story: this is overwhelmingly a mid-2000s subdivision with a small tail of later infill construction. That matters for inspections and budgeting — most homes here are old enough to have gone through at least one major system replacement cycle (roof, water heater, HVAC), and a buyer's due diligence should focus on what's been updated rather than assuming newer-build mechanicals across the board.

At a median 1,838 square feet, this is a mid-sized single-family footprint, not an entry-level micro-lot product or an oversized executive-home community. Combined with the absence of listed community amenities, the value proposition here is the home and lot themselves rather than a shared clubhouse, gate, or recreation package — so comparisons should be made home-to-home on layout, lot, and updates rather than against amenity-rich communities nearby.

“

The location and the amenities are priced into every listing in Pines/Lake Saunders. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this size with no amenity package to anchor pricing, the difference between comparable-looking listings often comes down to what's been replaced or renewed inside the home — details that don't always show up clearly in MLS photos or remarks. We pull the actual permit and update history alongside the comps so you're not guessing at condition, and we price and negotiate against what similar homes in Pines/Lake Saunders Ph I have actually done, not a generic Tavares average.

Pines/Lake Saunders in 15 seconds.

Best forBuyers who want a mid-2000s single-family home in Tavares without paying for a shared amenity package.
Biggest advantageA high owner-occupancy share suggests steadier day-to-day upkeep across the community.
Biggest riskHomes span a 15-year build range, so system age and update history vary house to house and require real diligence.
Sweet spotA 1,838 sq ft single-family home built in the mid-2000s with room for updates already handled.
Avoid ifYou want a gated or amenity-rich community — none is identified here from current MLS listings.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pines/Lake Saunders homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pines/Lake Saunders.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pines/Lake Saunders sales matched to your home.

What is your Pines/Lake Saunders home worth?

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Real comps, not an automated estimate.
A buyer seeking a mid-sized single-family home built in the mid-2000s without HOA amenity fees attachedExcellent fit
A buyer prioritizing lot and home over shared community featuresExcellent fit
A buyer comfortable evaluating individual homes on updates and condition rather than relying on a uniform newer-build standardExcellent fit
A buyer specifically wanting a clubhouse, pool, or organized amenity package as part of the purchaseProbably not
A buyer who wants only new or near-new construction with minimal system-replacement riskProbably not
A buyer unwilling to budget for inspection-driven repairs given the range in home agesProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2021 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Pines/Lake Saunders

Where is Pines/Lake Saunders?

Pines/Lake Saunders is a community in Tavares, Lake County, Florida, ZIP 32778.

Are there homes for sale in Pines/Lake Saunders right now?

No active listings inside Pines/Lake Saunders at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Pines/Lake Saunders have an HOA or CDD?

No HOA is on record for Pines/Lake Saunders in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Tavares & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near Pines/Lake Saunders with Momentum Realty’s local guides.

TPTavares Pines At Lake Saunders0.1 mi away · median $325K, 5 sales/12 moShantiniketan0.3 mi away · 2 for saleLELake Elsie0.3 mi away · 35 homes, built 1961–14LELake Elsie Reserve0.3 mi away · 83 homes, built 1961–14, 1 for saleTavares Chelsea Oaks0.3 mi away · median $310K, 3 sales/12 moTavares Lake Elsie Reserve0.4 mi away · median $345K, 3 sales/12 moGolden Palms0.4 mi away · 74 homes, built 1991–02, 2 for sale

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