Pines/Lake Saunders
Homes for Sale in Tavares, FL
All 271 homes for sale in Tavares, FL · median $329,000 · 262 homes for sale in 32778 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 4 closed sales in Pines/Lk Saunders Ph I in Tavares, FL since 2021, the most recent in November 2025. Across Tavares as a whole, 435 homes closed in the last 12 months at a median of $329,990, 69 median days on market, with 132 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,490 ($4,820 with the full homestead exemption).

Pines/Lake Saunders Ph I is a small, contained pocket of 151 homes built mostly in the mid-2000s, with a build window that stretches out to 2019 for a handful of newer infill homes. The bulk of the stock centers on 2006, so most buyers here are looking at homes in their second decade rather than new construction, which means condition and updates — not age alone — will drive what a given house is worth relative to its neighbors.
With no community amenities identified in current MLS listings, this reads as a straightforward residential subdivision rather than an amenity-driven community — no clubhouse or pool package to price in, no HOA lifestyle premium. A homestead share above 60% points to a base of owner-occupied homes, which tends to support steadier upkeep and fewer distressed listings, but buyers should still expect a real range in finish quality across a nearly 15-year build span.
Nearby homes for sale
No active listings inside Pines/Lk Saunders Ph I right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A tucked-in Tavares subdivision of 151 homes built primarily in the mid-2000s, with a median living area of 1,838 square feet and no listed community amenities — this is a fundamentals-first neighborhood rather than a lifestyle-package one.
Stellar MLS sales records identify 7 homes in Pines/Lake Saunders that have changed hands since 2015, built between 2005 and 2006 (median 2005), with a median living area of about 1,906 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 11 qualified sales in Pines/Lake Saunders across 2024–2025 (6 in 2024, 5 in 2025), median $337,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Pines/Lake Saunders is best for.
Best for
- A buyer seeking a mid-sized single-family home built in the mid-2000s without HOA amenity fees attached
- A buyer prioritizing lot and home over shared community features
- A buyer comfortable evaluating individual homes on updates and condition rather than relying on a uniform newer-build standard
Probably not for
- A buyer specifically wanting a clubhouse, pool, or organized amenity package as part of the purchase
- A buyer who wants only new or near-new construction with minimal system-replacement risk
- A buyer unwilling to budget for inspection-driven repairs given the range in home ages
The market around Pines/Lake Saunders
Pines/Lake Saunders is too small for its own price trend, so here is the market around it.
In ZIP 32778, 339 homes are on the market and 20% are under contract — a steady corner of Tavares.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32778 (Tavares), 713 homes closed in the last 12 months at a median of $330K ($183/sq ft), down 4.9% year over year, with a median 69 days on market. Right now 131 active and 35 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32778 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Pines/Lake Saunders specifically. Momentum Research analysis of MLS records.
The Pines/Lake Saunders buying strategy.
If we were buying in Pines/Lake Saunders today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pines/Lake Saunders.
What the build years tell you
The community's homes were built between 2004 and 2019, but the median year built of 2006 tells the real story: this is overwhelmingly a mid-2000s subdivision with a small tail of later infill construction. That matters for inspections and budgeting — most homes here are old enough to have gone through at least one major system replacement cycle (roof, water heater, HVAC), and a buyer's due diligence should focus on what's been updated rather than assuming newer-build mechanicals across the board.
At a median 1,838 square feet, this is a mid-sized single-family footprint, not an entry-level micro-lot product or an oversized executive-home community. Combined with the absence of listed community amenities, the value proposition here is the home and lot themselves rather than a shared clubhouse, gate, or recreation package — so comparisons should be made home-to-home on layout, lot, and updates rather than against amenity-rich communities nearby.
The location and the amenities are priced into every listing in Pines/Lake Saunders. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this size with no amenity package to anchor pricing, the difference between comparable-looking listings often comes down to what's been replaced or renewed inside the home — details that don't always show up clearly in MLS photos or remarks. We pull the actual permit and update history alongside the comps so you're not guessing at condition, and we price and negotiate against what similar homes in Pines/Lake Saunders Ph I have actually done, not a generic Tavares average.
Pines/Lake Saunders in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pines/Lake Saunders buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pines/Lake Saunders sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pines/Lake Saunders, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pines/Lake Saunders home worth?
Get a no-obligation home value based on real comparable sales in Pines/Lake Saunders, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Pines/Lake Saunders?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Pines/Lake Saunders
Where is Pines/Lake Saunders?
Pines/Lake Saunders is a community in Tavares, Lake County, Florida, ZIP 32778.
Are there homes for sale in Pines/Lake Saunders right now?
No active listings inside Pines/Lake Saunders at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Pines/Lake Saunders have an HOA or CDD?
No HOA is on record for Pines/Lake Saunders in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Tavares & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
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