Tops'l Beach Manor
Condos for Sale in Miramar Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Tops'l Beach Manor in Miramar Beach, FL has 4 homes for sale and 1 pending, asking from $725,000 to $1,250,000 (median $900,000). Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $1,050,000, a median 181 days on market, sellers accepting 89% of original asking. Homes listed or recently sold were built 1986–1986; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $10,250 ($9,860 with the full homestead exemption).
Homes For Sale Right Now in Tops'l Beach Manor
Live MLS inventory for Tops'l Beach Manor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 112 daysTop listingActive · 4 days
Active · 167 days
Active · 422 days
Pending · 73 daysActive and pending Tops'l Beach Manor listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
TOPS'L BEACH MANOR is a beach condo market in Miramar Beach, and price here is driven by the address and the unit itself — floor, view, condition, and stack — far more than by any single headline number. The median sits at $1,050,000, but treat that as a midpoint, not a menu: what a specific unit fetches depends on how close it is to the Gulf and how recently it has been updated.
The posture right now favors patience on both sides. Median days on market runs to 181 days — roughly six months — with 6 active listings against just 4 closings in the window. That is a slow, thin market where well-priced, move-in-ready units get attention and everything else sits. Buyers have room to negotiate and no reason to rush; sellers need sharp pricing and realistic timelines.
Tops'l Beach Manor right now
🟢 Buyer-leaning market. 12.0 months of supply and 20% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Medium (5 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Tops'l Beach Manor market snapshot (as of September 12, 2026): the median sale price is about $1.05M, a median 181 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market.
This is a Gulf-oriented condo enclave where the beach location does the heavy lifting. With no community amenities identified in current MLS listings, buyers should confirm exactly what the building and association provide before assuming anything.
The setting & the homes.
Aerial and on-site photos of Tops'l Beach Manor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Tops'l Beach ManorPhotos from Emerald Coast MLS listings in Tops'l Beach Manor; content deemed reliable but not guaranteed.
Who Tops'l Beach Manor is best for.
Best for
- Buyers targeting a Gulf-oriented Miramar Beach condo with a budget in the seven-figure range and flexibility on unit specifics
- Long-hold buyers comfortable with a market that has leveled to low single-digit annual movement
- Patient shoppers who can wait out a slow-turning market to buy the right floor and view
Probably not for
- Buyers who need to resell quickly, given roughly six-month marketing times
- Buyers counting on the 218%-since-2012 pace to repeat over the next few years
- Buyers who require defined on-site amenities, since none are identified in current MLS listings
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.05M) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
TOPS'L BEACH MANOR Market Scorecard
TOPS'L BEACH MANOR is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $900,000, and homes go under contract in about 140 days.
Typical home value in the 32550 ZIP is $653,669, about 36.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in TOPS'L BEACH MANOR, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Tops'l Beach Manor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Tops'l Beach Manor listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Tops'l Beach Manor address.
The Tops'l Beach Manor buying strategy.
If we were buying in Tops'l Beach Manor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tops'l Beach Manor.
A thin, slow-turning beach condo market
The long arc here is real: values are up 218% since 2012, a reflection of how Gulf-front and near-Gulf product has repriced over the last decade-plus. The near-term picture is calmer — 2.4% year over year — which reads as a market that has leveled off rather than one still climbing quickly. Anyone underwriting to the last decade's pace should reset expectations to something flatter.
With only 6 active listings and 4 recent closings, individual sales swing the numbers, so lean on the specific comps for a unit's floor and view rather than the community median. The long marketing times mean pricing discipline matters more than usual: overpriced units here don't correct fast, they linger.
The location and the amenities are priced into every listing in Tops'l Beach Manor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Tops'l Beach Manor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.3). Basis: Long-Term Appreciation +218% since 2012; Liquidity & Demand 12.0 months of supply; Pricing Power 89.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a thin market with six-month marketing times, the wrong price or the wrong comp costs real money. We price off the actual units that traded — floor, view, and condition — not the community median, and we tell sellers plainly when a number won't move and buyers when patience is the better play.
Tops'l Beach Manor in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tops'l Beach Manor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tops'l Beach Manor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tops'l Beach Manor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tops'l Beach Manor home worth?
Get a no-obligation home value based on real comparable sales in Tops'l Beach Manor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Miramar Beach →
Recently off market in TOPS'L BEACH MANOR
Homes in TOPS'L BEACH MANOR that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 9011 Us Highway 98 ##210 · off market
- 9011 W US Hwy 98 #C-602 · off market
Frequently Asked Questions
What is the median home price in Tops'l Beach Manor?
How long do homes in Tops'l Beach Manor take to sell?
Is Tops'l Beach Manor a buyer's or seller's market right now?
Have Tops'l Beach Manor home prices gone up?
Who is the best real estate agent for Tops'l Beach Manor?
How do I find a top Miramar Beach real estate agent who knows Tops'l Beach Manor?
Can Momentum Realty connect me with an agent for Tops'l Beach Manor?
Should you buy in Tops'l Beach Manor?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Tops'l Beach Manor with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 1993 (50 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how TOPS'L BEACH MANOR fits the bigger picture — live prices, inventory, and Momentum Scores: