TIDES AT TOPS'L in Miramar Beach

TIDES AT TOPS'L
Homes for Sale in Miramar Beach, FL

Community in Miramar Beach · Walton County · ZIP 32541
Median sale $900K
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Photo via emeraldcoast

Built fromLive emeraldcoast data28 years of closingsUpdated twice daily
Live · TIDES AT TOPS'L Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$900K
Median sold · 12 mo
89.3%
Sale vs ask
Walton median: 94.5%
+127%
T12M median vs 2012
from a $397K median in 2012
Tempo
152days
Median DOM · closed
3 days at the 2022 low
0%
Under contract
7 · 0
For sale · pending
live counts, refreshed twice daily
7
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
0%
Cash buyers · TIDES AT TOPS'L
0 of 7 sales, 12 mo ending July 2026
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Tides at Tops'l sits in Miramar Beach with a median around $900,000, and in a market like this the price is driven far more by unit, condition, and position than by any published range. With only 7 active listings and 7 closings in the window, this is a thin, condition-driven market where a single well-appointed unit can reset expectations and a dated one can sit.

The posture right now favors patience on both sides. A median of 152 days on market tells you buyers are taking their time and sellers who price to a fantasy will wait. If you're buying, there's room to be selective and to negotiate on the units that have lingered. If you're selling, condition and honest pricing are the whole game — the days-on-market number is not forgiving of wishful list prices.

The 60-Second Overview

TIDES AT TOPS'L market snapshot (as of July 25, 2026): the median sale price is about $900K, and a median 152 days on market for closed sales.

This is a small, coastal Miramar Beach community where inventory stays tight and homes trade slowly — the kind of place you buy for the location and the unit itself, not for a deep menu of on-site amenities.

Best for

  • Buyers with a mid-to-high six-figure budget targeting a coastal Miramar Beach unit who can wait for the right one
  • Cash or well-qualified buyers comfortable negotiating on listings that have sat past the median timeline
  • Long-hold owners buying for the location itself rather than for amenities or a fast flip

Probably not for

  • Buyers who need to close quickly or expect a liquid, fast-moving inventory
  • Anyone prioritizing on-site community amenities, since none surfaced in current listings
  • Buyers expecting a tight, predictable comp stack to anchor their offer

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($900K) IS the median in the snapshot above.

Windows contain 1 to 9 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K$800K20122014201620182020202220242026
Median days on market · closed sales
020040020122014201620182020202220242026
3 days at the 2022 low; 152 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
89.3% now vs Walton 94.5%.
Homes sold per 12-mo window
025820122014201620182020202220242026
1 to 9 a year; 7 in the current window.
Indexed since 2012 · TIDES AT TOPS'L vs Walton
100200300Walton +204%TIDES AT TOPS'L +127%20122014201620182020202220242026
Same emeraldcoast record, indexed to 100 at 2012.

TIDES AT TOPS'L Market Scorecard

Balanced

TIDES AT TOPS'L is currently a balanced market., a median asking price of $779,000, and homes go under contract in about 69 days.

$779,000
Median list
$900,000
Median sold
69
Days on mkt
7/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in TIDES AT TOPS'L

Live MLS inventory for TIDES AT TOPS'L. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending TIDES AT TOPS'L listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent TIDES AT TOPS'L listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any TIDES AT TOPS'L address.

If we were buying in TIDES AT TOPS'L today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in TIDES AT TOPS'L.

Best Buy
Buyers who want a Miramar Beach coastal unit and can be patient and selective.
Biggest Risk
With only a handful of trades, pricing is hard to pin and comps are unreliable.
Sweet Spot
A well-maintained unit bought from a seller who has already absorbed the days on market.
Avoid If
You need a quick, liquid transaction or a deep set of on-site amenities.

A thin, slow-moving coastal market

The headline number here is the pace: a median of 152 days on market. That is a slow cadence, and it means the two sides of a deal are rarely in a hurry at the same time. With just 7 units active and 7 closings in the measured window, there isn't enough volume to smooth out the noise — pricing tends to be set unit-by-unit rather than by a reliable comp stack. Treat every listing on its own merits.

No community amenities surfaced in the current MLS listings, so underwrite this as a location-and-unit play in Miramar Beach, Walton County, not an amenity-driven one. Values here have climbed 127% since 2012, which speaks to the durability of the coastal location over time — but that is history, not a promise, and it does nothing to shorten today's marketing timelines.

The location and the amenities are priced into every listing in TIDES AT TOPS'L. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin, the comps do half the lying and the listing photos do the other half. We read each unit against its actual condition and position rather than a broad median, and with a 152-day norm we set realistic timelines up front — so buyers know where there's negotiating room and sellers avoid the price cut that follows a stale listing.

TIDES AT TOPS'L in 15 seconds.

Best forBuyers who want a Miramar Beach coastal unit and can be patient and selective.
Biggest advantageThe slow pace and thin inventory give a prepared buyer real negotiating leverage.
Biggest riskWith only a handful of trades, pricing is hard to pin and comps are unreliable.
Sweet spotA well-maintained unit bought from a seller who has already absorbed the days on market.
Avoid ifYou need a quick, liquid transaction or a deep set of on-site amenities.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed TIDES AT TOPS'L sales matched to your home.

What is your TIDES AT TOPS'L home worth?

Get a no-obligation home value based on real comparable sales in TIDES AT TOPS'L, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in TIDES AT TOPS'L on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in TIDES AT TOPS'L?
The median sale price in TIDES AT TOPS'L was $900K over the 12 months ending July 25, 2026 (7 closed sales, emeraldcoast).
How long do homes in TIDES AT TOPS'L take to sell?
Homes that closed in the 12 months ending July 25, 2026 took a median 152 days on market (7 sales, emeraldcoast).
Do cash buyers compete in TIDES AT TOPS'L?
Cash buyers took 0% of TIDES AT TOPS'L sales in the 12 months ending July 2026 (0 of 7 closings, emeraldcoast).
Have TIDES AT TOPS'L home prices gone up?
The trailing-12-month median is up 127% since 2012, from $397K to $900K (emeraldcoast closed records).
Who is the best real estate agent for TIDES AT TOPS'L?
The best agent for TIDES AT TOPS'L is one who actively works Miramar Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for TIDES AT TOPS'L.
How do I find a top Miramar Beach real estate agent who knows TIDES AT TOPS'L?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows TIDES AT TOPS'L and the wider Miramar Beach area.
Can Momentum Realty connect me with an agent for TIDES AT TOPS'L?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your TIDES AT TOPS'L purchase or sale - no call center and no pressure.
Buyers with a mid-to-high six-figure budget targeting a coastal Miramar Beach unit who can wait for the right oneExcellent fit
Cash or well-qualified buyers comfortable negotiating on listings that have sat past the median timelineExcellent fit
Long-hold owners buying for the location itself rather than for amenities or a fast flipExcellent fit
Buyers who need to close quickly or expect a liquid, fast-moving inventoryProbably not
Anyone prioritizing on-site community amenities, since none surfaced in current listingsProbably not
Buyers expecting a tight, predictable comp stack to anchor their offerProbably not

Nearby Communities

Explore more neighborhoods near TIDES AT TOPS'L with Momentum Realty’s local guides.

DMDeer Moss Creek NicevilleMiramar Beach, FL · 12.8 miWOWatersound Origins Santa Rosa BeachMiramar Beach, FL · 20.2 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsemeraldcoast, refreshed twice daily (last: July 25, 2026)
Community market statsemeraldcoast closed sales, 12-month windows ending July 25, 2026
Historical depthClosed-sale records back to 1998 (105 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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