32550 (Miramar Beach)
Housing Market
Median sale price $715,000, up 0.6% year over year, with homes going under contract in about 94 days, 396 homes on the market.
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Housing Market Analyst
Prices are up 0.6% versus the prior year and sellers are still collecting 93.1% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Mortgage sensitivity — at 8.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 32550 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where 32550 is hot — and where it isn't
Each dot is a community (71 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on 32550 (Miramar Beach)
The median sale price across 32550 currently stands at $715,000, up 0.6% from a year ago. The typical home goes under contract in about 94 days. Sellers are capturing 93.1% of their original asking price on average.
There are 396 active listings on the market, with 52 more already under contract.
Zillow's home value index for Walton County stands at $654,436. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32550 is 43 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
32550 since 2012 — and where it’s heading
A median home here sold for $284,649 in 2012 and $955,315 over the last recorded year — 236% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (5,615 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Walton County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving 32550
Top inbound states: GA, TX, AL, TN. Movers arriving report ~$178,385 average income. Source: IRS SOI county-to-county migration, 2022-2023
433 Citizens policies in force in Walton County — the state-backed insurer of last resort. Budget insurance into any Walton purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,427 single-family · 972 multi-family · 30.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Walton
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32550 ← this page | $715K | 396 | 43 | |
| 32459 | $926K | 500 | 44 | Open → |
| 32439 | $389K | 234 | 55 | Open → |
| 32461 | $967K | 230 | 57 | Open → |
| 32433 | $207K | 58 | 49 | Open → |
| 32435 | $207K | 29 | 54 | Open → |
Neighborhoods on the move
| Destiny EastDestin | $1.49M | ▲ 32% |
| BAYTOWNE AVE EASTMiramar Beach | $1.74M | ▲ 20% |
| ARIEL DUNESMiramar Beach | $628K | ▲ 18% |
| CROSS CREEKFreeport | $329K | ▲ 14% |
| LAUREL GROVEMiramar Beach | $940K | ▲ 7% |
| FRANGISTA BEACH 1ST ADDNMiramar Beach | $1.44M | ▼ 48% |
| ONE BEACH CLUB DRIVEMiramar Beach | $950K | ▼ 32% |
| MAJESTIC SUNMiramar Beach | $590K | ▼ 20% |
| ARIEL DUNES IIMiramar Beach | $482K | ▼ 15% |
| GENOAMiramar Beach | $1.64M | ▼ 8% |
| LUAU IMiramar Beach | $381K | 19 |
| Destiny EastDestin | $1.49M | 18 |
| ARIEL DUNES IIMiramar Beach | $482K | 16 |
| DRIFTWOOD ESTATESSanta Rosa Beach | $570K | 15 |
| VILLA LAGOMiramar Beach | $1.05M | 15 |
| BAYTOWNE AVE EASTMiramar Beach | $1.74M | 6 days |
| GENOAMiramar Beach | $1.64M | 37 days |
| LAUREL GROVEMiramar Beach | $940K | 40 days |
| DRIFTWOOD ESTATESSanta Rosa Beach | $570K | 44 days |
| CROSS CREEKFreeport | $329K | 44 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32550 right now?
The data says conditions currently favor buyers in 32550 — the Momentum Score reads 43/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32550 becoming more affordable?
No — the median sale price in 32550 is $715,000, up 0.6% versus the prior year, while sellers still capture 93.1% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 32550?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are FRANGISTA BEACH 1ST ADDN (-48%); ONE BEACH CLUB DRIVE (-32%); MAJESTIC SUN (-20%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 32550 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are BAYTOWNE AVE EAST (6 days); GENOA (37 days); LAUREL GROVE (40 days) — homes there go under contract well ahead of the market-wide pace of 94 days.
32550 (Miramar Beach) housing market FAQ
What is the median home price in 32550?
The median sale price in 32550 is currently $715,000, up 0.6% from a year ago, based on MLS sales data updated August 6, 2026.
Is 32550 a buyer's or seller's market right now?
The data currently is roughly balanced. 32550 scores 43 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in 32550?
The typical home in 32550 goes under contract in about 94 days, per current MLS data.
How many homes are for sale in 32550?
There are approximately 396 active listings in 32550 as of August 6, 2026.
Are home prices in 32550 rising or falling?
Median sale prices are up 0.6% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32550 (Miramar Beach). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.