How to Find the Best Real Estate Agent in Waterford Estates, Jacksonville
Buying here? See Waterford Estates homes for sale and the Waterford Estates community guide (Jacksonville).
In Waterford Estates, recent sales run a median of about $472,000 ($214/sq ft) — so accurate local pricing and comparable-sales knowledge are what separate a strong Waterford Estates agent from an average one.
Waterford Estates recorded 6 closings in the last 12 months at a median of $472,000 — the numbers any agent you interview here should already know. This guide covers what makes a great Waterford Estates real estate agent, the questions to ask before you hire, the current Waterford Estates market in detail, and how to connect with a proven local expert. See the Waterford Estates neighborhood guide for homes and lifestyle.
What makes a great real estate agent in Waterford Estates
The best Waterford Estates agents share four things: local sales experience (they’ve actually closed deals here), pricing accuracy built on real comps, marketing that reaches the right buyers, and negotiation that protects your money.
That local nuance is why a Waterford Estates specialist beats a generalist: they know the streets, the HOAs, the school zones, and what buyers here will and won’t pay for.
Recent market activity in Waterford Estates
A great agent works from data, not guesswork. Here’s the current snapshot for Waterford Estates (from Momentum’s MLS data, as of 2026-08-30):
Market read: Buyer-Leaning Market (limited data). Use these numbers to pressure-test any agent you interview — a true local will know them cold.
Recent sales in Waterford Estates
Real homes recently closed in Waterford Estates — the kind of comps a great local agent prices from:
| Address | Details | Sold |
|---|---|---|
| 5608 Crest Creek Drive | 5 bd / 3.5 ba · 2,583 sqft · closed 2026-04-28 | $562,500 |
| 12027 Brandon Lake Drive | 5 bd / 4 ba · 2,959 sqft · closed 2026-01-12 | $458,000 |
| 5563 Alden Bridge Drive | 4 bd / 2 ba · 1,957 sqft · closed 2025-12-01 | $455,000 |
| 5717 S Lake Fern Drive | 5 bd / 3 ba · 2,505 sqft · closed 2025-10-09 | $485,000 |
| 5586 Loon Lake Court | 3 bd / 2 ba · 1,903 sqft · closed 2025-10-09 | $420,000 |
| 5643 Crest Creek Drive | 4 bd / 3 ba · 2,528 sqft · closed 2025-09-09 | $532,500 |
Source: Data provided by realMLS. Recent closed sales shown for market context.
Where Waterford Estates sales actually landed, 2024–2026
Of the 28 recorded Waterford Estates closings since 2024, half landed between $436,250 and $520,875 (the middle two quartiles); the lowest recorded sale was $370,000 and the highest $640,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.
| Sold price band | Share of closings | Sales |
|---|---|---|
| Under $400,000 | 3 (11%) | |
| $400,000 – $450,000 | 6 (21%) | |
| $450,000 – $500,000 | 9 (32%) | |
| $500,000 – $550,000 | 4 (14%) | |
| None and up | 6 (21%) |
What homes of your size have sold for in Waterford Estates
The same recorded closings, split into thirds by living area. Find the row your home falls in: the $/sqft figure times your square footage is the recorded-sales bracket for homes like yours here — a starting range from real closings, not a valuation of your specific property. Smaller homes here have been selling at a higher price per square foot than larger ones ($218 vs $195) — the usual pattern, since lot, kitchen and baths do not scale with floor area.
| Size group | Median $/sqft | Median sold | Sold range | Sales |
|---|---|---|---|---|
| Smaller homes 1,635–2,152 sq ft | $218 | $410,000 | $370,000 – $478,000 | 9 |
| Mid-size homes 2,253–2,432 sq ft | $206 | $482,500 | $440,000 – $590,000 | 9 |
| Larger homes 2,505–3,262 sq ft | $195 | $508,500 | $440,000 – $640,000 | 10 |
How Waterford Estates compares to its neighbors
Pricing a home means knowing the alternatives buyers are weighing. The five nearest tracked communities, side by side:
| Community | Median | $/sq ft | DOM | Momentum Score |
|---|---|---|---|---|
| Waterford Estates | $472,000 | $214 | – | 53 |
| Drayton Park | $187,000 | $158 | 35 d | 63 |
| Copperleaf | $468,000 | $210 | – | 53 |
| Flagler Station | $332,000 | $160 | – | 54 |
| Greenland Chase | $398,000 | $190 | 76 d | 68 |
| Williams Walk at Bartram Park | $183,000 | $168 | 53 d | 71 |
Momentum Score is Momentum Realty’s proprietary 0-100 community market rating. Figures from Momentum’s MLS data, as of 2026-08-30.
The Waterford Estates housing stock, from the live feed
From the live MLS feed as of 2026-09-03: The homes listed or recently sold were built between 1997 and 2003 (median 2000); 7 of 7 listed or recently sold homes report an HOA, median $52/mo; none of the 7 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 19 ft); the features listings here most often name are Basketball Court, Playground, Tennis Court(s) and Pickleball. See the current Waterford Estates listings →
Which way this market is moving
Active inventory across Duval County has fallen over the past year (-16%). About 28% of county listings currently carry a price cut, which tells you how much negotiating room the average seller has already conceded. Waterford Estates itself has appreciated about 0% over the period Momentum’s MLS data tracks — a community-level trend, not the county average. A strong local agent will reconcile these numbers with what is happening on your exact street before recommending a price.
What it costs to own in Waterford Estates
On a median-priced Waterford Estates home ($472,000), property taxes at Duval County’s typical millage of 17.865 run roughly $7,539 a year with the homestead exemption applied — before any CDD or special-district charges, which vary by community.
The average Citizens Property Insurance premium in Duval County is about $1,315 a year (April 2026 filings); private-market quotes differ, and a good agent will tell you which carriers are actually writing here.
Run the real numbers before you commit: what selling nets you, whether your Save Our Homes benefit moves with you, and rent vs buy in Duval County.
At Waterford Estates’s $472,000 median and Duval County’s adopted 17.86 mills (FY2025-26), a home assessed at that price carries roughly $8,430 a year in property tax before exemptions, or about $7,700 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Duval County tax page.
Rents and the investor math
Typical asking rent across Duval County sits near $1,627 a month (Zillow’s rent index). Rents are moving about 1.6% year over year. County-level yield math pencils to roughly a 6.59% cap rate on typical numbers, before expenses. Home prices run about 4.33x the county’s median household income, the affordability backdrop every buyer here negotiates inside. If you are weighing an investment purchase in Waterford Estates, ask your agent for community-level rent comps rather than county averages — the spread between communities is wide.
Who is moving to Duval County, and what they earn
The county gained a net 912 people in the latest IRS county-migration year. Households moving IN average $67,296 in income versus $68,273 for those moving out — movers arriving here earn less than those leaving, which shapes what sellers can ask and what buyers compete against. The biggest out-of-state feeder markets are GA, CA, VA. Median household income in Duval County has grown about 28% since 2018 ($68,447 now). Population is up about 9% over the same stretch. An agent who knows these flows can tell you which way demand in Waterford Estates is actually pointing, not just where prices have been.
Sources: IRS SOI county-to-county migration; U.S. Census income and population estimates. County-level data for context; community demand varies within the county.
School context you can verify: the Duval County school district earned a district grade of A from the Florida Department of Education (2025-26) and has held an A since 2025. Attendance zones vary by address, so confirm the zoned schools for any specific home with the district.
Roads, retail, schools and new construction change what homes in Waterford Estates, Jacksonville are worth. Ask any agent you interview about the projects below — how they answer tells you whether they actually work this area. Last updated August 2026.
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
Why it matters Adds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 13 miles northwest of Waterford Estates, elsewhere in Duval County.
Source: Jacksonville Today ›News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
Why it matters Anchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 13 miles northwest of Waterford Estates, elsewhere in Duval County.
Source: News4Jax ›The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
Why it matters New limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 13 miles southwest of Waterford Estates.
Source: Jax Daily Record ›A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
Why it matters Added grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 5 miles southeast of Waterford Estates.
Source: Jax Daily Record ›Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
Why it matters A large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 17 miles north of Waterford Estates, elsewhere in Duval County.
Source: JAXPORT ›The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
Why it matters Investment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 5 miles southeast of Waterford Estates.
Source: Jax Daily Record ›Full Waterford Estates, Jacksonville news timeline & guide ›
Summaries reflect public reporting and official sources linked above as of the dates shown; details and timelines can change. General observation, not investment advice.
If you’re buying in Waterford Estates
Come pre-approved, not pre-qualified, and be ready to move within days of a new listing. In a market like Waterford Estates’s, your agent’s job is speed and terms: escalation strategy, appraisal-gap planning, and knowing which contingencies you can safely keep. Ask any agent you interview how their last three Waterford Estates buyers won.
If you’re selling in Waterford Estates
You have leverage, but overpricing still kills momentum — homes that sit past the median days on market start fielding lowball offers. Price at the data, prep properly, and make buyers compete in week one. Your listing agent’s first-week marketing plan matters more than their commission number.
Questions to ask before you hire a Waterford Estates agent
- How many homes have you sold in or near Waterford Estates in the last year — the community recorded 6?
- How would you price my home against the $214 per square foot Waterford Estates closings have averaged — and the size-band table above?
- What’s your marketing plan, and where will my home actually show up?
- How do you handle negotiations, inspections, and appraisal gaps?
- How and how often will you communicate with me?
- Can you share recent client references?
Why community expertise matters in Waterford Estates
Inside Waterford Estates itself, recorded closings have run from $218 per square foot on the smaller homes to $195 on the larger ones — a gap of 12% that a community average hides. An agent who prices from the size table above, not the headline median, is the difference between a home that lingers and one that sells for more, faster.
Top listing agents vs. buyer’s agents in Waterford Estates
If you’re selling in Waterford Estates, a top listing agent’s pricing, staging, and marketing are what win top dollar — the same skills behind a strong home sale. If you’re buying, a sharp buyer’s agent protects you in negotiation and inspections. The best Waterford Estates Realtors do both well; ask any agent you interview which side they’re strongest on and how they’d handle yours.
Momentum’s record in Waterford Estates
In Jacksonville, Momentum Realty listed and closed 294 homes in the last 12 months at a median sale price of $310,000 (most recent closing September 2026). The communities we close most often in: The Woods (5), Arlington Hills (4), Bartram Springs (3), Pearl Court (3), Spring Park Manor (3), Victoria Lakes (3), Osprey Landing (3), Winchester Ridge (3). Source: Momentum Realty list-side closings in the MLS record, trailing 12 months; the brokerage’s own figures, not a market-share claim. Counting both sides of the table, Momentum agents closed 663 transactions in Jacksonville in the 12 months to September 2026: 301 as the listing brokerage, 332 representing the buyer, 30 on both sides; median sale $310,000 (brokerage closed records; full sales record).
Momentum agents who work Jacksonville
- Matthew BraddyMRP · 3 years · Jacksonville, FLWaterfront / ocean / river
- Jessica CrittendenSFR, BPOR · 7 years · Jacksonville, FLNew construction
- Carolina Salcedo14 years · Jacksonville, FLReal estate investors
- Juanita Vasquez8 years · Jacksonville, FLLuxury
- Daniela Acosta1 years · Greater Jacksonville areaMulti-family
- Nate Watson13 years · Jacksonville, FLLuxury
- Paris Herbin, GRIABR, GRI, C2EX, AHWD · 5 years · Jacksonville, FLRelocation
- Sarah Luther3 years · North Jacksonville, FLWaterfront / ocean / river
Service areas are self-reported by each agent; see the agent’s page for current listings and recent closings. All Momentum agents.
Meet your local expert
Brittany co-founded Momentum Realty, a RealTrends 500 brokerage (ranked #440 in the U.S.) with 320+ agents and $3.5B+ in closed sales across Florida. Tell her what you’re looking for and she’ll connect you with the right local Momentum specialist — and make sure you’re taken care of from first call to closing.
“I have now worked with Brittany and the Brooks Group / Momentum Realty to both buy and sell a property over the past 3 years. I had an outstanding experience.” — A. Lloyd, Zillow
Related Waterford Estates resources
- Homes for sale & Waterford Estates neighborhood guide
- Duval County real estate market
- Sell your Waterford Estates home with a local expert
- Duval County homestead exemption
Common questions
How do I find the best real estate agent in Waterford Estates?
What questions should I ask a Waterford Estates agent before hiring them?
Does Momentum Realty cover Waterford Estates?
What happens after I ask to be matched?
What is the median home price in Waterford Estates?
Is Waterford Estates a buyer market or a seller market right now?
What should I budget beyond the mortgage in Waterford Estates?
What do homes of my size sell for in Waterford Estates?
Is Waterford Estates in a flood zone?
Does Waterford Estates have an HOA, and how much is it?
How much are property taxes in Waterford Estates?
Market figures are aggregates from Momentum Realty’s MLS data for Waterford Estates, as of 2026-08-30, and will change over time. This is general guidance on how to choose an agent, not a ranking or endorsement of any individual. Equal Housing Opportunity.