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Waterford Estates in Jacksonville

Waterford Estates
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32092
453 homesBuilt 1996–2011Median sale $469K
Free · No obligation
Talk to a Waterford Estates Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
39/100
Market Heat
Cooler than normal
2013 → 2026 · 89 at the 2022 peak
0 is Waterford Estates's coldest market since 2013, 100 its hottest. Today: 39. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Waterford Estates Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$469K ▼
Median sold · 12 mo
down 0.2% vs the prior 12 months
-0.2% ▼
1-yr price change
n = 8 and 17 sales in the two windows
$214/sf
Sold $/sqft · 12 mo
peak $214 in 2026
98.4%
Sale vs ask
+156%
T12M median vs 2012
from a $183K median in 2012
Tempo
29days
Median DOM · closed
9 days at the 2022 low
0 · 0
For sale · pending
live counts, refreshed twice daily
8
Sold · last 12 mo
10-yr average: about 17 a year
Ownership and context
85%
Owner-occupied · Waterford Estates
385 of 453 parcels homesteaded (FL DOR 2025)
15%
Non-owner-occupied · Waterford Estates
incl. 9% trust or LLC-held · 4% out-of-state
33%
Cash buyers · Waterford Estates
4 of 12 sales, 12 mo ending July 2025
453
Homes in the community
453 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1996
Community established
homes built 1996-2011, median 2002 (FL DOR 2025)
2
Failed listings · 2026
peaked at 34 in 2007
2,516sqft
Median sold home size
12-mo windows, closed sales
1.8%/yr
Turnover rate
about 8 of 453 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in Waterford Estates is anchored by build era and finished square footage, not lot scarcity. The 453 homes here span 1996 to 2011, with a median build year of 2002 and a median living area of 2,625 square feet, and the median sale runs $469,000, or about $214 per square foot — a segment priced on condition and size rather than new-construction premiums.

There are zero active listings right now, and the most recent window closed only 8 sales, so there is essentially no inventory to shop from at the moment. Price is roughly flat year over year, down 0.2%, which reads as a pause rather than a reversal given the community is up 156% since 2012 — sellers who do list are working with thin direct comps, and buyers waiting for more choice may be waiting a while.

Waterford Estates Housing Pulse · Momentum Research · as of July 14, 2026

Waterford Estates right now

🟡 Off the recent peak. The trailing-12-month median ($469K) is down 0.2% from the prior 12 months ($470K) and up 156% since 2012. With about 17 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (8 and 17 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Waterford Estates market snapshot (as of July 14, 2026): the median sale price is about $469K ($214 per sq ft over the trailing 12 months of closed sales), and a median 29 days on market for closed sales. The trailing-12-month median is down 0% from the prior 12 months and up 156% since 2012, computed from record-level realMLS closed sales (8 closings in the current window).

Waterford Estates is a community of 453 homes in Jacksonville, Duval County, built between 1996 and 2011 (median 2002), with a median living area of about 2,625 square feet. 85% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Waterford Estates is a built-out Duval County subdivision with homes dating to 1996-2011 — a mature, single-era product rather than a new-construction competitor — where price tracks condition and finished square footage more than parcel-by-parcel scarcity.

Quick Match

Who Waterford Estates is best for.

Best for

  • Buyers targeting a purchase around the $469,000 median in an established, built-out Duval County subdivision.
  • Buyers comfortable moving quickly and decisively once a home lists, given the typical under-30-day time on market.
  • Buyers who want a home from a defined 1996-2011 build era, sized near the median 2,625 square feet, over new-construction turnover.

Probably not for

  • Buyers who need several active listings to compare side by side before committing — there are none on market right now.
  • Buyers with no flexibility below the $469,000 median, since that median is the only price figure available for this segment.
  • Investors seeking high-turnover rental stock — 85% of homes here carry a homestead exemption, pointing to owner-occupied use.
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Market Pulse

How Waterford Estates is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
8Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Waterford Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Waterford Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Waterford Estates

Live MLS inventory for Waterford Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

5608 Crest Creek Drive home for sale in Waterford EstatesSold
$562,500
5 bd · 3.5 ba · 2,583 sqft · built 1997
5608 Crest Creek Drive, Jacksonville, 32258
Listed by COWFORD REALTY & DESIGN LLC
5643 Crest Creek Drive home for sale in Waterford EstatesSold
$532,500
4 bd · 3 ba · 2,528 sqft · built 1998
5643 Crest Creek Drive, Jacksonville, 32258
Listed by ASSIST2SELL FULL SERVICE REALTY LLC.
5717 S Lake Fern Drive home for sale in Waterford EstatesSold
$485,000
5 bd · 3 ba · 2,505 sqft · built 2001
5717 S Lake Fern Drive, Jacksonville, 32258
Listed by UNITED REAL ESTATE GALLERY
12051 Colby Creek Drive home for sale in Waterford EstatesSold
$480,000
5 bd · 3 ba · 2,528 sqft · built 2003
12051 Colby Creek Drive, Jacksonville, 32258
Listed by UNITED REAL ESTATE GALLERY
12027 Brandon Lake Drive home for sale in Waterford EstatesSold
$458,000
5 bd · 4 ba · 2,959 sqft · built 2001
12027 Brandon Lake Drive, Jacksonville, 32258
Listed by SEFAIR INVESTMENTS, INC.
5563 Alden Bridge Drive home for sale in Waterford EstatesSold
$455,000
4 bd · 2 ba · 1,957 sqft · built 2000
5563 Alden Bridge Drive, Jacksonville, 32258
Listed by UNITED REAL ESTATE GALLERY
5586 Loon Lake Court home for sale in Waterford EstatesSold
$420,000
3 bd · 2 ba · 1,903 sqft · built 2000
5586 Loon Lake Court, Jacksonville, 32258
Listed by UNITED REAL ESTATE GALLERY
5655 Baxter Lake Drive home for sale in Waterford EstatesSold
$399,500
4 bd · 2 ba · 1,832 sqft · built 2001
5655 Baxter Lake Drive, Jacksonville, 32258
Listed by SUMMER BREEZE REALTY

No homes are actively for sale in Waterford Estates right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Waterford Estates on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Waterford Estates. They are approximate and vary with traffic and your exact start point.

Old St. Augustine Road~3 to 8 min · the corridor
Interstate 295~4 to 9 min · commuting
Mandarin shopping~8 to 15 min · everyday needs
Downtown Jacksonville~18 to 26 min · employers
St. Johns Town Center~18 to 26 min · shopping and dining
Jacksonville Int'l Airport (JAX)~30 to 40 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Waterford Estates Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Drayton Park Homes for Sale in Jacksonville, FLDrayton Park Homes for Sale in Jacksonville, FLJacksonville, FL · adjacentMontevilla in Jacksonville, FLMontevilla in Jacksonville, FLJacksonville, FL · 0.3 miBayberry at Bartram Park Homes for Sale in Jacksonville, FLBayberry at Bartram Park Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 miGreenland Chase Homes for Sale in Jacksonville, FLGreenland Chase Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miFlagler Station Homes for Sale in Jacksonville, FLFlagler Station Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miGreenland Cove Homes for Sale in Jacksonville, FLGreenland Cove Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miStonefield at Bartram Park Homes for Sale in Jacksonville, FLStonefield at Bartram Park Homes for Sale in Jacksonville, FLJacksonville, FL · 1.1 miWilliams Walk at Bartram Park Homes for Sale in Jacksonville, FLWilliams Walk at Bartram Park Homes for Sale in Jacksonville, FLJacksonville, FL · 1.1 miHawthorn at Bartram Park Homes for Sale in Jacksonville, FLHawthorn at Bartram Park Homes for Sale in Jacksonville, FLJacksonville, FL · 1.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Waterford Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Waterford Estates is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Waterford Estates address.

The takeaway

What is actually shaping value in Waterford Estates, sourced and dated. We do not publish rumor.

Recent Developments in Waterford Estates

Development Intelligence

Our read on what is being built around Waterford Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA established, residential southeast Jacksonville community that trades on the specific home, its condition, and the location, with the access to Interstate 295 and Old St. Augustine Road as a durable draw.

southeast Jacksonville location

BullishNotable impact
SignificanceRadius: Waterford Estates

A southeast Jacksonville address with quick access to Interstate 295 and Old St. Augustine Road is a durable draw.

Duval County tax and flood picture

NeutralNotable impact
SignificanceRadius: Waterford Estates

Carrying cost turns on the Duval County millage and the FEMA flood zone for the specific parcel; both are verifiable and worth pulling before you write.

Established stock priced home-by-home

NeutralMinor impact
SignificanceRadius: Waterford Estates

As an established community, condition and updates vary home to home; price each home on its era and condition rather than a community average.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Waterford Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and the parcel tax bill

    The Duval County Property Appraiser publishes parcel values and the taxing authorities set the millage; the actual lines on a Waterford Estates parcel set the carrying cost alongside any flood insurance. Why it matters: Pull the specific parcel's record and taxes from the Duval County Property Appraiser and the FEMA flood determination before you write. Source

  2. 2026
    Community

    Community documented by third-party sources

    Third-party sources describe Waterford Estates as an established neighborhood in the Greenland area of southeast Jacksonville, Duval County, ZIP 32258, near Mandarin. Third-party sources describe Waterford Estates as an established Jacksonville neighborhood with a homeowners association and shared amenities including a pool and playground, with homes typically ranging from three to five bedrooms. Why it matters: Community and home characteristics are reported by third-party sources; verify the specific home, the lot, the association status, and the schools before relying on them. Source

Development alerts for Waterford EstatesGet a short monthly email when something new is approved, funded, or opens near Waterford Estates.

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By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Waterford Estates buying strategy.

If we were buying in Waterford Estates, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the association status and dues. Verify any HOA or deed restriction, the current dues, and what they cover before you write.

2

Inspect the home and systems for its era. Confirm the roof, wiring, plumbing, and HVAC, and budget for them; price the home on its condition.

3

Verify the lot and survey. Confirm the lot lines, easements, and any setbacks for the specific property.

4

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the parcel taxes before you write.

5

Comp on era and condition. Price the home against the closest comparable Waterford Estates or southeast Jacksonville sale of similar era, size, and condition.

The Quick Decision
Best Buy
An updated home on a clean, dry lot with modernized systems, priced to its true era and condition.
Biggest Risk
Outdated systems on an older home, an unverified lot or flood issue, or overpaying relative to same-era comps.
Best Lot
The lot, the home's era, and its condition are the value here; verify all three.
Smart Timing
A southeast Jacksonville location rewards a prepared buyer who has confirmed the association rules and comped the specific home.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Waterford Estates is an established neighborhood in the Greenland area of southeast Jacksonville, Duval County, ZIP 32258, near Mandarin. Third-party sources describe Waterford Estates as an established Jacksonville neighborhood with a homeowners association and shared amenities including a pool and playground, with homes typically ranging from three to five bedrooms, in a location with quick access to Interstate 295 and Old St. Augustine Road (floridarealestatecentral.com; nextdoor.com, 2026). As an established community, value is read home-by-home on era and condition, and the central diligence items are the home's systems, the lot and survey, the FEMA flood zone, the parcel taxes, and any HOA status.

Waterford Estates Homes For Sale

What your money buys in Waterford Estates.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Waterford Estates today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller or original-condition homes
$400K to $458K

Smaller and original-condition homes are the value entry at Waterford Estates. Confirm the systems, the lot, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry
Mid: updated homes
$458K to $532K

Updated homes with modernized systems are the core of the neighborhood. Price each on its era, renovations, and lot against the closest comparable sale.

Most inventory
High: larger or fully renovated homes
$532K to $562K

Larger and fully renovated homes sit at the top here. Price each on its own era, condition, and lot, not a community average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$469K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$400K to $458K
Entry: smaller or original-condition homes
Smaller and original-condition homes are the value entry at Waterford Estates. Confirm the systems, the lot, and the flood zone before you write (third-party context, 2026, not MLS).
$458K to $532K
Mid: updated homes
Updated homes with modernized systems are the core of the neighborhood. Price each on its era, renovations, and lot against the closest comparable sale.
$532K to $562K
High: larger or fully renovated homes
Larger and fully renovated homes sit at the top here. Price each on its own era, condition, and lot, not a community average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Waterford Estates, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Waterford Estates is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Waterford Estates holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Waterford Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Waterford Estates1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Waterford Estates2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Waterford Estates3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Waterford Estates4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Waterford Estates5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Waterford Estates is established, residential southeast Jacksonville living. The deal is read home-by-home in the era, the condition, the systems, the lot, and the flood picture, not a community average.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.6B · Buy Score
Resale Strength6.5/10
Renovation Risk5.8/10
Location Efficiency7.4/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Waterford Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot, the home's era, and its condition are the value; verify all three.
  • Confirm the association status, the flood zone, and the Duval County taxes.
  • Comp against the closest comparable southeast Jacksonville sale.

In a community like Waterford Estates, value is driven by the specific home, its condition, and its lot, plus the association rules, not a single average. That means confirming the dues and any rental cap, inspecting the home and budgeting for its systems where applicable, confirming the lot lines and any easements, verifying the FEMA flood zone and the Duval County parcel taxes, then pricing the home against the closest comparable southeast Jacksonville sale, with the location as the durable advantage.

The 15-Second Verdict

Waterford Estates in 15 seconds.

Best forBuyers who want an established single-family home with a community pool near Mandarin.
Strong onLocation and access: a southeast Jacksonville position near Interstate 295 and Old St. Augustine Road.
WatchVarying home condition and systems, the FEMA flood zone per lot, and any HOA or deed restriction.
Not forBuyers who want brand-new construction or a large resort deck.
The edgeAn established location at a value price lets a prepared buyer or investor find value and price honestly.

HOA, CDD & Fees

15-Second Take
  • Confirm whether any HOA or deed restriction applies.
  • Verify the lot, era-specific systems, and the FEMA flood zone for the specific home.
  • No CDD is expected; confirm per parcel.

Waterford Estates carries a homeowners association with shared amenities; confirm the current dues, what they cover, and the pool and playground access before you offer.

Third-party sources describe a community pool and playground; confirm the exact amenity package and the dues in the recorded documents.

The value is the southeast Jacksonville location near Interstate 295 and Old St. Augustine Road; confirm any shared facilities in the public records.

Run Your Numbers

Tools for a Waterford Estates buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Waterford Estates.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Waterford Estates

Thinking of selling in Waterford Estates?

Your buyer is comparing southeast Jacksonville homes, so sell what is specific and verifiable: the home's era, condition, and updates, the lot, the location, and a clear flood and tax picture.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Waterford Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Waterford Estates home worth?

Get a no-obligation home value based on real comparable sales in Waterford Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Waterford Estates on the map →

Real comps, not an automated estimate.
>>>>>>> origin/main

Windows contain 7 to 28 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K$500K20122014201620182020202220242026
Down 0.2% year over year; up 156% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K$600K2k3k
491 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $93 in 2012 to a $214 peak in 2026; $214 now.
Median days on market · closed sales
05010020122014201620182020202220242026
9 days at the 2022 low; 29 now.
Sale price vs original ask · median
90%95%100%105%20122014201620182020202220242026
98.4% now.
Homes sold per 12-mo window
010203020122014201620182020202220242026
7 to 28 a year; 8 in the current window.
Sellers who gave up · failed listings per year
01020302004200820122016202020242026
Canceled, expired, or withdrawn. 34 quit in 2007; 2 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
89 at the 2022 peak, 32 in the troughs, 39 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Waterford Estates Market Scorecard

No active listings

Waterford Estates is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$469,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/8
Active/Pend/Sold

Typical home value in the 32258 ZIP is $370,168, about 25.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Interactive Map

Waterford Estates on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community & Amenities

Life at Waterford Estates

  • Basketball Court · reported on 4 of 5 listings
  • Playground · reported on 4 of 5 listings
  • Tennis Court(s) · reported on 4 of 5 listings
  • Pickleball · reported on 4 of 5 listings
  • Pool · reported on 4 of 5 listings

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The Strategy

The Waterford Estates buying strategy.

If we were buying in Waterford Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Estates.

The Quick Decision
Best Buy
Patient buyers targeting an established Duval County subdivision built between 1996 and 2011.
Biggest Risk
Zero active listings right now means there may be nothing to see when you are ready to buy.
Sweet Spot
Move-in-ready homes near the community's median 2,625-square-foot size and 2002 build year.
Avoid If
You need a live selection to compare today — there is currently nothing on market.
The Deep Dive

What the resale math says

The typical home here sells in just under a month, a median 28.5 days on market, which for a community currently showing zero active listings suggests demand shows up quickly whenever something does list. About 85% of homes carry a homestead exemption, pointing to a base of owner-occupied properties rather than heavy investor or rental turnover.

On our market heat index the community currently scores 39 — a moderate-to-cool reading consistent with the flat year-over-year price move and the shortage of active inventory. It is not a bidding-war market at the moment, but with nothing currently listed against 453 total homes, it is not a buyer's market with real choice either.

“

The location and the amenities are priced into every listing in Waterford Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Waterford Estates buys, holds, and resells. Momentum Research; not an appraisal.

8.2B+ · Buy Score
Long-Term Appreciation9.2/10
Recent Direction6.0/10
Owner Commitment8.5/10
Pricing Power8.9/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.2). Basis: Long-Term Appreciation +156% since 2012; Recent Direction -0.2% year-over-year; Owner Commitment 85% owner-occupied; Pricing Power 98.4% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

With zero active listings and just 8 closings in the tracked window, Waterford Estates does not generate the deep public comp set that high-turnover subdivisions do. Momentum tracks the realmls feed for Duval County directly and prepares a hand-built valuation rather than leaning on a published estimate, which matters more in a community this thin on current listing data.

The 15-Second Verdict

Waterford Estates in 15 seconds.

Best forPatient buyers targeting an established Duval County subdivision built between 1996 and 2011.
Biggest advantageFast turnover once a home lists — the median stay on market is just under a month at 28.5 days.
Biggest riskZero active listings right now means there may be nothing to see when you are ready to buy.
Sweet spotMove-in-ready homes near the community's median 2,625-square-foot size and 2002 build year.
Avoid ifYou need a live selection to compare today — there is currently nothing on market.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Waterford Estates buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Waterford Estates.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Estates sales matched to your home.

Selling in Waterford Estates

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Waterford Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Waterford Estates home worth?

Get a no-obligation home value based on real comparable sales in Waterford Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Waterford Estates on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Waterford Estates?
The median sale price in Waterford Estates was $469K over the 12 months ending July 14, 2026 (8 closed sales, realMLS).
How long do homes in Waterford Estates take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 29 days on market (8 sales, realMLS).
How many homes are in Waterford Estates?
The Florida DOR 2025 assessment roll shows 453 homes in Waterford Estates (public records).
What share of Waterford Estates is owner-occupied?
85% of Waterford Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Waterford Estates built?
Homes in Waterford Estates were built between 1996 and 2011, with a median year built of 2002 (FL DOR 2025 roll).
Do cash buyers compete in Waterford Estates?
Cash buyers took 33% of Waterford Estates sales in the 12 months ending July 2025 (4 of 12 closings, realMLS).
Have Waterford Estates home prices gone up?
The trailing-12-month median is up 156% since 2012, from $183K to $469K (realMLS closed records).
Who is the best real estate agent for Waterford Estates?
The best agent for Waterford Estates is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterford Estates.
How do I find a top Jacksonville real estate agent who knows Waterford Estates?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterford Estates and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Waterford Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterford Estates purchase or sale - no call center and no pressure.
The Verdict

Should you buy in Waterford Estates?

An honest fit check. We will tell you when it is not your community.

Buyers targeting a purchase around the $469,000 median in an established, built-out Duval County subdivision.Excellent fit
Buyers comfortable moving quickly and decisively once a home lists, given the typical under-30-day time on market.Excellent fit
Buyers who want a home from a defined 1996-2011 build era, sized near the median 2,625 square feet, over new-construction turnover.Excellent fit
Buyers who need several active listings to compare side by side before committing — there are none on market right now.Probably not
Buyers with no flexibility below the $469,000 median, since that median is the only price figure available for this segment.Probably not
Investors seeking high-turnover rental stock — 85% of homes here carry a homestead exemption, pointing to owner-occupied use.Probably not

Nearby Communities

Explore more neighborhoods near Waterford Estates with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (19 streets, ZIP 00000/32057/32092/32223/32252/32256/32257/32258/32259))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2001 (491 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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