Waterford Estates in Jacksonville

Waterford Estates Homes for Sale in Jacksonville, FL

Established 1988 · Intracoastal West · ZIP 32224

An established, residential southeast Jacksonville community in Jacksonville, an established address where value is set home-by-home on condition and lot.

Established, amenitiedSoutheast JacksonvilleSingle-family homes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Waterford Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$469K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$214/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Waterford Estates reads as an established, amenitied neighborhood near Mandarin with a community pool and playground, convenient to Interstate 295 and the St. Johns River. Third-party sources describe Waterford Estates as an established Jacksonville neighborhood with a homeowners association and shared amenities including a pool and playground, with homes typically ranging from three to five bedrooms (floridarealestatecentral.com; nextdoor.com, 2026). The buy is the specific home: confirm any HOA status, inspect the systems on the home, verify the lot and flood zone, pull the parcel taxes, and comp it against the closest same-condition sale."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Waterford Estates market snapshot (as of June 25, 2026): the median sale price is about $469K ($214 per sq ft), a buyer-leaning market (limited data). Based on 8 recent closings in live realMLS data.

Waterford Estates is an established neighborhood in the Greenland area of southeast Jacksonville, Duval County, ZIP 32258, near Mandarin (floridarealestatecentral.com; nextdoor.com, 2026).

Third-party sources describe Waterford Estates as an established Jacksonville neighborhood with a homeowners association and shared amenities including a pool and playground, with homes typically ranging from three to five bedrooms, so compare strictly by era, size, condition, and lot rather than a community average. (floridarealestatecentral.com; nextdoor.com, 2026).

The strength is the location and access: a southeast Jacksonville position with quick access to Interstate 295 and Old St. Augustine Road.

It is served by Duval County Public Schools, with assignments set by address; confirm the current zoned schools with the district.

Best for

  • Buyers who want an established single-family home with a community pool near Mandarin
  • Buyers who want suburban amenities with quick Interstate 295 access
  • Buyers who want a real lot at a value price in southeast Jacksonville

Probably not for

  • Buyers who want brand-new construction or a large resort deck
  • Buyers who want an urban or beachfront location
  • Anyone unwilling to verify the dues, the lot, and the zoned schools

How Waterford Estates is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
8Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Waterford Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Waterford Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Waterford Estates

Live MLS inventory for Waterford Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Waterford Estates right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Old St. Augustine Road~3 to 8 min · the corridor
Interstate 295~4 to 9 min · commuting
Mandarin shopping~8 to 15 min · everyday needs
Downtown Jacksonville~18 to 26 min · employers
St. Johns Town Center~18 to 26 min · shopping and dining
Jacksonville Int'l Airport (JAX)~30 to 40 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Waterford Estates Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Waterford Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Waterford Estates is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Waterford Estates address.

The takeaway

What is actually shaping value in Waterford Estates, sourced and dated. We do not publish rumor.

Recent Developments in Waterford Estates

Our read on what is being built around Waterford Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA established, residential southeast Jacksonville community that trades on the specific home, its condition, and the location, with the access to Interstate 295 and Old St. Augustine Road as a durable draw.

southeast Jacksonville location

BullishNotable impact
SignificanceRadius: Waterford Estates

A southeast Jacksonville address with quick access to Interstate 295 and Old St. Augustine Road is a durable draw.

Duval County tax and flood picture

NeutralNotable impact
SignificanceRadius: Waterford Estates

Carrying cost turns on the Duval County millage and the FEMA flood zone for the specific parcel; both are verifiable and worth pulling before you write.

Established stock priced home-by-home

NeutralMinor impact
SignificanceRadius: Waterford Estates

As an established community, condition and updates vary home to home; price each home on its era and condition rather than a community average.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Waterford Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and the parcel tax bill

    The Duval County Property Appraiser publishes parcel values and the taxing authorities set the millage; the actual lines on a Waterford Estates parcel set the carrying cost alongside any flood insurance. Why it matters: Pull the specific parcel's record and taxes from the Duval County Property Appraiser and the FEMA flood determination before you write. Source

  2. 2026
    Community

    Community documented by third-party sources

    Third-party sources describe Waterford Estates as an established neighborhood in the Greenland area of southeast Jacksonville, Duval County, ZIP 32258, near Mandarin. Third-party sources describe Waterford Estates as an established Jacksonville neighborhood with a homeowners association and shared amenities including a pool and playground, with homes typically ranging from three to five bedrooms. Why it matters: Community and home characteristics are reported by third-party sources; verify the specific home, the lot, the association status, and the schools before relying on them. Source

Development alerts for Waterford EstatesGet a short monthly email when something new is approved, funded, or opens near Waterford Estates.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Waterford Estates, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the association status and dues. Verify any HOA or deed restriction, the current dues, and what they cover before you write.

2

Inspect the home and systems for its era. Confirm the roof, wiring, plumbing, and HVAC, and budget for them; price the home on its condition.

3

Verify the lot and survey. Confirm the lot lines, easements, and any setbacks for the specific property.

4

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the parcel taxes before you write.

5

Comp on era and condition. Price the home against the closest comparable Waterford Estates or southeast Jacksonville sale of similar era, size, and condition.

Best Buy
An updated home on a clean, dry lot with modernized systems, priced to its true era and condition.
Biggest Risk
Outdated systems on an older home, an unverified lot or flood issue, or overpaying relative to same-era comps.
Best Lot
The lot, the home's era, and its condition are the value here; verify all three.
Smart Timing
A southeast Jacksonville location rewards a prepared buyer who has confirmed the association rules and comped the specific home.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Waterford Estates is an established neighborhood in the Greenland area of southeast Jacksonville, Duval County, ZIP 32258, near Mandarin. Third-party sources describe Waterford Estates as an established Jacksonville neighborhood with a homeowners association and shared amenities including a pool and playground, with homes typically ranging from three to five bedrooms, in a location with quick access to Interstate 295 and Old St. Augustine Road (floridarealestatecentral.com; nextdoor.com, 2026). As an established community, value is read home-by-home on era and condition, and the central diligence items are the home's systems, the lot and survey, the FEMA flood zone, the parcel taxes, and any HOA status.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller or original-condition homes
$400K to $458K

Smaller and original-condition homes are the value entry at Waterford Estates. Confirm the systems, the lot, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry
Mid: updated homes
$458K to $532K

Updated homes with modernized systems are the core of the neighborhood. Price each on its era, renovations, and lot against the closest comparable sale.

Most inventory
High: larger or fully renovated homes
$532K to $562K

Larger and fully renovated homes sit at the top here. Price each on its own era, condition, and lot, not a community average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$400K to $458K
Entry: smaller or original-condition homes
Smaller and original-condition homes are the value entry at Waterford Estates. Confirm the systems, the lot, and the flood zone before you write (third-party context, 2026, not MLS).
$458K to $532K
Mid: updated homes
Updated homes with modernized systems are the core of the neighborhood. Price each on its era, renovations, and lot against the closest comparable sale.
$532K to $562K
High: larger or fully renovated homes
Larger and fully renovated homes sit at the top here. Price each on its own era, condition, and lot, not a community average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Waterford Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Waterford Estates is established, residential southeast Jacksonville living. The deal is read home-by-home in the era, the condition, the systems, the lot, and the flood picture, not a community average.

Jon Brooks · Founder, Momentum Realty
6.6B · Buy Score
Resale Strength6.5/10
Renovation Risk5.8/10
Location Efficiency7.4/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Waterford Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot, the home's era, and its condition are the value; verify all three.
  • Confirm the association status, the flood zone, and the Duval County taxes.
  • Comp against the closest comparable southeast Jacksonville sale.

In a community like Waterford Estates, value is driven by the specific home, its condition, and its lot, plus the association rules, not a single average. That means confirming the dues and any rental cap, inspecting the home and budgeting for its systems where applicable, confirming the lot lines and any easements, verifying the FEMA flood zone and the Duval County parcel taxes, then pricing the home against the closest comparable southeast Jacksonville sale, with the location as the durable advantage.

Waterford Estates in 15 seconds.

Best forBuyers who want an established single-family home with a community pool near Mandarin.
Strong onLocation and access: a southeast Jacksonville position near Interstate 295 and Old St. Augustine Road.
WatchVarying home condition and systems, the FEMA flood zone per lot, and any HOA or deed restriction.
Not forBuyers who want brand-new construction or a large resort deck.
The edgeAn established location at a value price lets a prepared buyer or investor find value and price honestly.

HOA, CDD & Fees

15-Second Take
  • Confirm whether any HOA or deed restriction applies.
  • Verify the lot, era-specific systems, and the FEMA flood zone for the specific home.
  • No CDD is expected; confirm per parcel.

Waterford Estates carries a homeowners association with shared amenities; confirm the current dues, what they cover, and the pool and playground access before you offer.

Third-party sources describe a community pool and playground; confirm the exact amenity package and the dues in the recorded documents.

The value is the southeast Jacksonville location near Interstate 295 and Old St. Augustine Road; confirm any shared facilities in the public records.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Waterford Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Waterford Estates home worth?

Get a no-obligation home value based on real comparable sales in Waterford Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Waterford Estates on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Waterford Estates Market Scorecard

No active listings

Waterford Estates is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$469,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/8
Active/Pend/Sold

Typical home value in the 32258 ZIP is $369,514, about 25.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Waterford Estates?
It is an established neighborhood in the Greenland area of southeast Jacksonville, Duval County, ZIP 32258, near Mandarin, with quick access to Interstate 295 and Old St. Augustine Road.
What kind of homes are in Waterford Estates?
Third-party sources describe Waterford Estates as an established Jacksonville neighborhood with a homeowners association and shared amenities including a pool and playground, with homes typically ranging from three to five bedrooms (floridarealestatecentral.com; nextdoor.com, 2026). Compare by size, plan, condition, and lot.
What do homes cost in Waterford Estates?
Pricing varies by size, plan, condition, and lot (illustrative, not MLS). Confirm current pricing for a specific home.
Is there an HOA?
Waterford Estates carries a homeowners association with shared amenities; confirm the current dues, what they cover, and the pool and playground access before you offer.
Is there a CDD?
No CDD is expected on an established neighborhood, but confirm per parcel.
What is nearby?
The Interstate 295 and Old St. Augustine Road corridors, plus the destinations and employers noted above.
What should I inspect on an older home here?
Confirm the roof, wiring, plumbing, and HVAC; budget for them and price the home on its condition.
Is Waterford Estates in a flood zone?
Confirm the FEMA flood zone and insurance for the specific lot before you write.
What schools serve Waterford Estates?
It is served by Duval County Public Schools, with assignments set by address; confirm the current zoned schools with the district.
What is the commute like?
The Interstate 295 and Old St. Augustine Road corridors put the area's employers, shopping, and the coast within the drive times noted above; confirm the exact drive for the specific address.
Is Waterford Estates good for investors?
Its established stock and location can suit investors; confirm any HOA, the condition, the lot, and the flood zone, and price each home on its own merits.
Should I use the listing agent to buy in Waterford Estates?
No. The listing agent works for the seller. On a home where the condition, the lot, and the flood zone move value, having your own representation, which costs you nothing as the buyer, is the highest-leverage decision you make.
Who is the best real estate agent for Waterford Estates Real Estate?
The best agent for Waterford Estates Real Estate is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterford Estates Real Estate.
How do I find a top Jacksonville real estate agent who knows Waterford Estates Real Estate?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterford Estates Real Estate and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Waterford Estates Real Estate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterford Estates Real Estate purchase or sale - no call center and no pressure.
Buyers who want an established single-family home with a community pool near MandarinExcellent fit
Buyers who want suburban amenities with quick Interstate 295 accessExcellent fit
Buyers who want a real lot at a value price in southeast JacksonvilleExcellent fit
Buyers who want brand-new construction or a large resort deckProbably not
Buyers who want an urban or beachfront locationProbably not
Anyone unwilling to verify the dues, the lot, and the zoned schoolsProbably not

Get the inside read on Waterford Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Waterford Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Waterford Estates specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Waterford Estates - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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