Waterford Estates
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price in Waterford Estates is anchored by build era and finished square footage, not lot scarcity. The 453 homes here span 1996 to 2011, with a median build year of 2002 and a median living area of 2,625 square feet, and the median sale runs $469,000, or about $214 per square foot — a segment priced on condition and size rather than new-construction premiums.
There are zero active listings right now, and the most recent window closed only 8 sales, so there is essentially no inventory to shop from at the moment. Price is roughly flat year over year, down 0.2%, which reads as a pause rather than a reversal given the community is up 156% since 2012 — sellers who do list are working with thin direct comps, and buyers waiting for more choice may be waiting a while.
Waterford Estates right now
🟡 Still climbing. The trailing-12-month median ($480K) is up 3.2% from the prior 12 months ($465K) and up 146% since 2012. With about 17 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: Medium (7 and 17 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Waterford Estates market snapshot (as of August 5, 2026): the median sale price is about $480K ($211 per sq ft over the trailing 12 months of closed sales), and a median 21 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months and up 146% since 2012, computed from record-level realMLS closed sales (7 closings in the current window).
Waterford Estates is a community of 453 homes in Jacksonville, Duval County, built between 1996 and 2011 (median 2002), with a median living area of about 2,625 square feet. 85% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Waterford Estates is a built-out Duval County subdivision with homes dating to 1996-2011 — a mature, single-era product rather than a new-construction competitor — where price tracks condition and finished square footage more than parcel-by-parcel scarcity.
The setting & the homes.
Aerial and on-site photos of Waterford Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Waterford EstatesPhotos from realMLS listings in Waterford Estates; content deemed reliable but not guaranteed.
Who Waterford Estates is best for.
Best for
- Buyers targeting a purchase around the $469,000 median in an established, built-out Duval County subdivision.
- Buyers comfortable moving quickly and decisively once a home lists, given the typical under-30-day time on market.
- Buyers who want a home from a defined 1996-2011 build era, sized near the median 2,625 square feet, over new-construction turnover.
Probably not for
- Buyers who need several active listings to compare side by side before committing — there are none on market right now.
- Buyers with no flexibility below the $469,000 median, since that median is the only price figure available for this segment.
- Investors seeking high-turnover rental stock — 85% of homes here carry a homestead exemption, pointing to owner-occupied use.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($480K) IS the median in the snapshot above, and the move from 2025 ($465K) IS the +3.2% one-year change.
Windows contain 7 to 25 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Waterford Estates Market Scorecard
Waterford Estates is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32258 ZIP is $371,716, about 25.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Waterford Estates, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research — parcels & ownership from FL DOR 2025 tax roll; distress from MLS listing status/remarks; price from realMLS closed sales. Deemed reliable, not guaranteed.
Waterford Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Waterford Estates
- Basketball Court · reported on 4 of 5 listings
- Playground · reported on 4 of 5 listings
- Tennis Court(s) · reported on 4 of 5 listings
- Pickleball · reported on 4 of 5 listings
- Pool · reported on 4 of 5 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Recent Developments in Waterford Estates
Development, infrastructure, retail, and school activity affecting Waterford Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 13 miles northwest of Waterford Estates, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 13 miles northwest of Waterford Estates, elsewhere in Duval County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 13 miles southwest of Waterford Estates.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 5 miles southeast of Waterford Estates.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 17 miles north of Waterford Estates, elsewhere in Duval County.
Source: JAXPORT - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 5 miles southeast of Waterford Estates.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Waterford Estates buying strategy.
If we were buying in Waterford Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Estates.
What the resale math says
The typical home here sells in just under a month, a median 28.5 days on market, which for a community currently showing zero active listings suggests demand shows up quickly whenever something does list. About 85% of homes carry a homestead exemption, pointing to a base of owner-occupied properties rather than heavy investor or rental turnover.
On our market heat index the community currently scores 39 — a moderate-to-cool reading consistent with the flat year-over-year price move and the shortage of active inventory. It is not a bidding-war market at the moment, but with nothing currently listed against 453 total homes, it is not a buyer's market with real choice either.
The location and the amenities are priced into every listing in Waterford Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Waterford Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.4). Basis: Long-Term Appreciation +146% since 2012; Recent Direction +3.2% year-over-year; Owner Commitment 85% owner-occupied; Pricing Power 98.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With zero active listings and just 8 closings in the tracked window, Waterford Estates does not generate the deep public comp set that high-turnover subdivisions do. Momentum tracks the realmls feed for Duval County directly and prepares a hand-built valuation rather than leaning on a published estimate, which matters more in a community this thin on current listing data.
Waterford Estates in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford Estates home worth?
Get a no-obligation home value based on real comparable sales in Waterford Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Waterford Estates on the map →
Frequently Asked Questions
What is the median home price in Waterford Estates?
How long do homes in Waterford Estates take to sell?
How many homes are in Waterford Estates?
What share of Waterford Estates is owner-occupied?
When were the homes in Waterford Estates built?
Do cash buyers compete in Waterford Estates?
Have Waterford Estates home prices gone up?
Who is the best real estate agent for Waterford Estates?
How do I find a top Jacksonville real estate agent who knows Waterford Estates?
Can Momentum Realty connect me with an agent for Waterford Estates?
Should you buy in Waterford Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Waterford Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 5, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 5, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (19 streets, ZIP 00000/32057/32092/32223/32252/32256/32257/32258/32259)) |
| Under-contract shares | realMLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2001 (491 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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