Bella Lago
Homes for Sale in Green Cove Springs, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of MATTAMY REAL ESTATE SERVICES · via realMLS
Homes For Sale Right Now in Bella Lago
Live MLS inventory for Bella Lago. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 33 daysTop listing
Active · 116 days
Active · 42 days
Active · 15 days
Active · 34 days
Active · 35 days
Active · 1 days
Active · 12 days
Active · 60 days
Active · 83 days
Active · 12 days
Active · 158 days
Active · 36 days
Active · 36 daysActive and pending Bella Lago listings as of 2026-10-22, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every home in Bella Lago's 105-home count was built in 2024, so this is a single-vintage community — pricing here is driven by floor plan, options, and lot rather than decades of deferred maintenance or remodeling. The median sale is $360,000, which works out to $168.15 per square foot against a median home size of 2,170 square feet.
The market here reads balanced on paper — 5.5 months of supply — but the underlying numbers tell a slower story: median days on market sits at 161, and prices are down 7.0% year over year. With 16 active listings against that 105-home base and 41 closings on record, sellers are not moving quickly, and buyers who show up with a clean offer and a realistic timeline have real room to negotiate.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bella Lago right now
🟢 Buyer-leaning market. 16.0 months of supply and 41% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 23, 2026. Confidence: Very High (27 active and pending listings, 47 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($357K) is down 6.7% from the prior 12 months ($382K).Momentum Research, record-level realMLS closed sales, 12-month windows ending October 23. Confidence: Very High (47 and 74 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bella Lago market snapshot (as of October 23, 2026): the median sale price is about $357K ($164 per sq ft over the trailing 12 months of closed sales), a median 161 days on market for closed sales, and 16.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 7% from the prior 12 months, computed from record-level realMLS closed sales (47 closings in the current window).
Bella Lago is a single-vintage new-construction community in Green Cove Springs — every one of its 105 homes was built in 2024, so condition variance here comes down to builder options and lot placement rather than renovation history.
The setting & the homes.
Aerial and on-site photos of Bella Lago. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Bella LagoPhotos from realMLS listings in Bella Lago; content deemed reliable but not guaranteed.
Who Bella Lago is best for.
Best for
- Buyers who want new construction and are not bothered by a market still working out its resale pricing.
- Buyers with room to negotiate on price and timeline, given the 161-day median days on market.
- Buyers comfortable at or near the $360,000 median price for roughly 2,170 square feet.
Probably not for
- Buyers who need a quick close in a fast-moving market — median days on market here runs to 161.
- Buyers seeking an established community with a long resale history rather than a single 2024 vintage.
- Sellers expecting last year's pricing — the community is down 7.0% year over year.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($357K) IS the median in the snapshot above, and the move from 2025 ($382K) IS the -6.7% one-year change.
Windows contain 32 to 74 sales each (47 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32043 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Bella Lago Market Scorecard
Bella Lago is currently a buyer-leaning market. About 16.0 months of supply, a median asking price of $339,490, and homes go under contract in about 36 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bella Lago, Green Cove Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Bella Lago on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Bella Lago
- Clubhouse · reported on 35 of 35 listings
- Playground · reported on 35 of 35 listings
- Park · reported on 15 of 35 listings
- Pool · reported on 14 of 35 listings
- Jogging Path · reported on 12 of 35 listings
- Children's Pool · reported on 2 of 35 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Bella Lago are close: the nearest dining is about 9 minutes away.
- Magic Flavor · Dining9 min
- City of Green Cove Springs Wildlife Corridor Trail · Parks10 min
- Fresenius Medical Care · Health11 min
- The Pink Peony · Coffee11 min
- Market in the Park · Groceries12 min
- Cove Plaza · Shopping14 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Lake Asbury Elementary SchoolFLDOE grade B · Public PreK-6 (Clay)
- Lake Asbury Junior High SchoolFLDOE grade A · Public 7-8 (Clay)
- Clay High SchoolFLDOE grade B · Public 9-12 (Clay, Green Cove Springs)
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bella Lago address.
The Bella Lago buying strategy.
If we were buying in Bella Lago today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bella Lago.
A new-build community still finding its price
Bella Lago's amenity package — clubhouse, pool, children's pool, playground, park, and a jogging path — is reported across this community's MLS listings, so buyers should verify current amenities and access with the HOA rather than assume everything is finished or open. At a median 2,170 square feet, homes here run larger than a typical starter product, which lines up with the $168.15 per-square-foot pricing.
One number worth sitting with: homestead exemption filings cover about 17.6% of the community, useful context on how much of the inventory is currently filed as owner-occupied versus still working through a recent purchase, a second home, or a rental. Combined with a 161-day median days on market and a 7.0% year-over-year price pullback, this reads as a community still settling into its resale rhythm rather than one with an established, stable price floor.
The location and the amenities are priced into every listing in Bella Lago. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bella Lago buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (2.9). Basis: Recent Direction -6.7% year-over-year; Liquidity & Demand 16.0 months of supply; Owner Commitment 19% owner-occupied; Pricing Power 92.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Buying or selling in a single-vintage, still-stabilizing community like Bella Lago means the comps are thin and the builder's original pricing still shapes what agents and appraisers reach for. Momentum tracks the 41 closings behind this community's numbers directly, so pricing conversations start from what has actually sold — not a builder's list price or a stale estimate — and we negotiate the 161-day market reality into the offer rather than around it.
Bella Lago in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA dues in listing data look inconsistent (~$65/year entered). Confirm current dues with the association
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 26 sampled listing addresses in this community: 96% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 4% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=26) · as of 2026-10
Tools for a Bella Lago buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bella Lago sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bella Lago, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bella Lago home worth?
Get a no-obligation home value based on real comparable sales in Bella Lago, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bella Lago on the map →
Frequently Asked Questions
What is the median home price in Bella Lago?
How long do homes in Bella Lago take to sell?
Is Bella Lago a buyer's or seller's market right now?
What share of Bella Lago is owner-occupied?
What schools serve Bella Lago?
Who is the best real estate agent for Bella Lago?
How do I find a top Green Cove Springs real estate agent who knows Bella Lago?
Can Momentum Realty connect me with an agent for Bella Lago?
Should you buy in Bella Lago?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bella Lago with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 22, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32043)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2024 (153 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bella Lago fits the bigger picture — live prices, inventory, and Momentum Scores: