Cedar Creek
Homes for Sale in Green Cove Springs, FL
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
Cedar Creek is a newer build community in Green Cove Springs, with homes dating from 2008 to 2020 and a median build year of 2016. That tight, recent construction window means condition and finish level — not age — drive most of the price conversation here. The median living area sits just under 2,000 square feet, so this is a market of comparable footprints where updates, lot, and upkeep separate one closing from the next.
We have no closings in the current window, so there is no fresh transaction pace to read against. That puts the burden on individual list-and-comparable analysis rather than momentum. With roughly 54% of homes carrying a homestead exemption, this leans owner-occupied, which typically means steadier inventory and fewer distressed sellers — sellers should price to condition, and buyers should not expect a flood of choices at any given moment.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Cedar Creek is a 184-home community of relatively young construction in Clay County, where homes cluster around a common size and the pricing story is told through condition and finish rather than era.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cedar Creek is best for.
Best for
- Buyers who want post-2008 construction and value a predictable, uniform build quality
- Owner-occupants planning to stay put, in a predominantly homesteaded community
- Buyers comfortable with a modest active-inventory pool who can act decisively
Probably not for
- Buyers hunting for older character homes or true new construction
- Buyers needing a broad spread of square footage well above or below ~1,958 sqft
- Investors wanting high turnover and a deep, fast-moving transaction market
The market around Cedar Creek
Cedar Creek is too small for its own price trend, so here is the market around it.
In ZIP 32043, 529 homes are on the market and 24% are under contract — a steady corner of Green Cove Springs.
Across Clay County, 1,279 homes are active and 403 pending (24% under contract).
ZIP and county figures describe the wider market, not Cedar Creek specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Cedar Creek, Green Cove Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Cedar Creek
Live MLS inventory for Cedar Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cedar Creek listings as of 2026-11-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Lake Asbury · Elementary
- Lake Asbury · Middle
- Clay · High
Zoned schools reflect the assignments reported on recent Cedar Creek listings and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cedar Creek address.
The Cedar Creek buying strategy.
If we were buying in Cedar Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cedar Creek.
A newer-build pocket where condition sets the number
Everything here was built inside a single 2008-to-2020 stretch, with the median home going up in 2016. That compresses the usual variables — you are not weighing a 1980s house against new construction. Instead, buyers are comparing homes of similar vintage and a median footprint near 1,958 square feet, so the meaningful differences come down to how a home has been maintained and updated, and where it sits.
With about 54% of the 184 homes homesteaded, this reads as a predominantly owner-occupied community. That tends to mean well-kept exteriors and a slower, more deliberate trickle of listings. The practical takeaway: on any given week, the pool of available homes is likely to be modest, so committed buyers should be ready to move on the right one, and sellers benefit from presenting a home in show-ready condition.
The location and the amenities are priced into every listing in Cedar Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this uniform in age and size, the price hinges on details a spreadsheet misses — finish quality, updates, and lot position. We walk the comparable homes, tell you where a listing sits on the condition curve, and price or negotiate accordingly. With no recent closings to lean on, that hands-on read matters more than any headline number.
Cedar Creek in 15 seconds.
Tools for a Cedar Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cedar Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cedar Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cedar Creek home worth?
Get a no-obligation home value based on real comparable sales in Cedar Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recent Developments in Cedar Creek
Development, infrastructure, retail, and school activity affecting Cedar Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The project is about 15 miles northwest of Cedar Creek, elsewhere in Clay County.
Source: Clay Today - October 2026Retail & Dining
Grumpy's opens largest location yet on Fleming Island
Grumpy's opened at 1803 East-West Parkway in the former Dick's Wings and Grill space, with a Oct. 12 grand opening after benefit soft-opening dinners on Oct. 9 and 10. At 5,352 square feet it is the chain's largest of six Northeast Florida locations, seating up to 190. The owners plan a third restaurant.
What it may mean for the marketA large breakfast-and-lunch restaurant filling a vacant East-West Parkway space adds a dining option on Fleming Island. The project is about 23 miles north of Cedar Creek, elsewhere in Clay County.
Source: Clay Today - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The project is about 24 miles northwest of Cedar Creek, elsewhere in Clay County.
Source: News4JAX - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 21 miles northwest of Cedar Creek, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 19 miles northwest of Cedar Creek.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Cedar Creek?
What share of Cedar Creek is owner-occupied?
When were the homes in Cedar Creek built?
Who is the best real estate agent for Cedar Creek?
How do I find a top Green Cove Springs real estate agent who knows Cedar Creek?
Can Momentum Realty connect me with an agent for Cedar Creek?
Should you buy in Cedar Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Cedar Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32043)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2017 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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