Gated Communities in Palm Bay, FL

Looking for gated communities in Palm Bay, FL? Momentum tracks 26 Palm Bay communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Palm Bay gated communities at a glance

Communities tracked

$370,000

Median sale price

277

Recent closings

The communities, by recent sales activity

Community	City	Median price	1-yr change	Days on mkt
The Timbers at Everlands · agent	Palm Bay	$327,000	–	–
Country Club Estates (Palm Bay) · agent	Palm Bay	$540,000	–	–
Brentwood Lakes · agent	Palm Bay	$315,000	–	–
Cypress Bay Preserve · agent	Palm Bay	$352,000	–	–
Reserve at Country Club Lakes Estates · agent	Palm Bay	$443,000	–	–
Tillman · agent	Palm Bay	$334,000	–	–
Stonebriar at Bayside Lakes · agent	Palm Bay	$548,000	–	–
Fairway Crossings Townhomes at Bayside Lakes · agent	Palm Bay	$285,000	–	–
Preserves at Stonebriar · agent	Palm Bay	$323,000	–	–
Fairway Isles at Bayside Lakes Phase I · agent	Palm Bay	$318,000	–	–
Courtyard at Waterstone · agent	Palm Bay	$377,000	–	–
Falls of Palm Bay · agent	Palm Bay	$305,000	–	–
Monterey Cove at Bayside Lakes · agent	Palm Bay	$352,000	–	–
Forest Glen at Bayside Lakes · agent	Palm Bay	$468,000	–	–
Avery Springs · agent	Palm Bay	$340,000	–	–
Palm Gardens Townhomes · agent	Palm Bay	$430,000	–	–
Riviera Key · agent	Palm Bay	$365,000	–	–
Bayside Lakes · agent	Palm Bay	$370,000	–	–
Palm Vista at Everlands · agent	Palm Bay	$388,000	–	–
Bimini Bay · agent	Palm Bay	$275,000	–	–
Magnolia Park at Bayside Lakes · agent	Palm Bay	$492,000	–	–
Lake Forest at Bayside Lakes · agent	Palm Bay	$645,000	–	–
Brookside at Bayside Lakes · agent	Palm Bay	$454,000	–	–
Laurelwood at Bayside Lakes · agent	Palm Bay	$560,000	–	–
Malabar Springs · agent	Palm Bay	$446,000	–	–

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

Every other tracked gated communities in Palm Bay

Rhum Cove

What gates change about ownership

Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.

Due diligence before you buy behind a gate

Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.

What it costs to own here

At Brevard County’s typical combined millage of 15.60 mills, a purchase at $370,000 (the median across these Palm Bay gated communities) generates roughly $5,773 a year in property tax before exemptions — about $481 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Brevard County average about $2,348 a year ($196 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Brevard County near $2,120 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Brevard County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Brevard County right now

In the most recent IRS migration data (2022-2023), Brevard County gained a net 10,298 people to relocation, with the largest inbound flows from NY, CA, TX. Households moving IN reported average incomes of $80,978 versus $68,374 for those leaving — the income mix of demand, straight from tax filings. Population is up about 7.6% over the recent multi-year window. On the supply side, builders pulled 4,624 residential permits in Brevard County in 2025 (3,376 single-family), up 0.5% year over year — against 6,537 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 7.7% versus its income-and-rent fundamentals.

Explore more of Palm Bay

Run the numbers in Brevard County

Common questions

How many gated communities does Palm Bay, FL have?

Momentum currently tracks 26 communities in Palm Bay with evidence of gated community living in MLS or verified amenity records. Others exist; these are the ones with active market data.

What do homes in Palm Bay gated communities cost?

The median sale price across tracked gated communities in Palm Bay is about $370,000, varying widely by community - see the table for community-level medians.

How does Momentum classify a community as one of the gated communities?

A community appears here when we find gate, guard house or controlled-access amenities reported on MLS listings or verified amenity records for the community. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.

How much is home insurance in Brevard County?

Citizens Property Insurance policies in Brevard County average about $2,348 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in Brevard County?

Typical combined millage in Brevard County is about 15.60 mills - roughly 1.56% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.