Monterey Cove at
Bayside Lakes

Palm Bay · Brevard County

A gated village of single-family homes inside the master-planned Bayside Lakes community in southeast Palm Bay.

Gated village in Bayside LakesSingle-family, midsizeHOA lawn care reported

Live Market Pulse

54/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Monterey Cove

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Space Coast MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseSpace Coast MLS

$385K

Median Price

4.8mo

Supply

n/a

Avg DOM

Soft

Seller Leverage

$191/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Monterey Cove at Bayside Lakes is a gated village of single-family homes inside the master-planned Bayside Lakes community in southeast Palm Bay, with midsize homes reported roughly in the 1,600 to 2,200 square-foot range, many on lakes or with screened pools. The read is value and convenience: a low-maintenance village where lawn care is reported as included, set within a master plan that offers a clubhouse, pool, courts, and nearby retail and dining. The buy turns on the lot, whether it is a lake or interior position, the condition, and confirming the village HOA and any master-association fees with the listing."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Monterey Cove at Bayside Lakes market snapshot (as of June 17, 2026): the median sale price is about $385K ($191 per sq ft), a buyer-leaning market (limited data). Based on 5 recent closings in live Space Coast MLS data.

Monterey Cove at Bayside Lakes is a gated single-family village within the master-planned Bayside Lakes community in southeast Palm Bay (ZIP 32909), Brevard County (community profiles).

Homes are reported as midsize, roughly 1,608 to 2,217 square feet, with many featuring screened pools, spas, and lake or water views; treat sizes as reported and confirm per home.

The HOA is reported to include lawn care, mulching, and weeding, positioning Monterey Cove as a low-maintenance village. Bayside Lakes is a gated, master-planned community with reported amenities including a clubhouse, pool, playground, gym, and tennis and basketball courts, plus nearby grocery, dining, and parks.

Because Monterey Cove sits inside a larger master plan, the decision is lot and fee specific. Read whether the home is on a lake or interior, confirm the village HOA and any master-association dues and what each covers, read condition, then comp within the village.

A Look Inside Monterey Cove

The course, the club, the gates.

Photos of Monterey Cove at Bayside Lakes from recent listings in the community. Swipe to explore.

Swipe or use the arrows → tap any photo to enlarge

Monterey Cove at Bayside Lakes

Quick Match

Who Monterey Cove is best for.

Best for

Buyers who want gated, low-maintenance single-family living inside a master-planned community
Buyers who value a lake or pool home with reported HOA lawn care
Buyers who want master-plan amenities and nearby retail within a short drive
Buyers who will confirm the village HOA and any master-association fees before they offer

Probably not for

Buyers who want large custom estates or acreage
Buyers who want no HOA and full control of the yard
Buyers who want to be on the coast rather than southeast Palm Bay
Buyers who want a downtown or walkable urban setting

Market Pulse

How Monterey Cove is performing right now

54/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

4.8Months of supplytight

72Median days on marketdays

1 : 2Under contract vs for salestrong demand

5Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from the Space Coast MLS, as of June 17, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Monterey Cove listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Bayside Lakes or Palm Bay. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now2 : 1active : pending

For sale2

Pending1

Sold 12mo5

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Monterey Cove at Bayside Lakes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Monterey Cove

Live MLS inventory for Monterey Cove at Bayside Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

348 Gardendale Circle home for sale in Monterey Cove at Bayside Lakes

ActiveTop listing

$445,000

3 bd · 2 ba · 1,980 sqft · built 2004

348 Gardendale Circle, Palm Bay, 32909

Strong resaleRenovatedLakefront

Listed by Watson Realty Corp

319 Gardendale Circle home for sale in Monterey Cove at Bayside Lakes

Active

$319,900

3 bd · 2 ba · 1,934 sqft · built 2005

319 Gardendale Circle, Palm Bay, 32909

Strong resaleReno opportunityBest value

Listed by RE/MAX Elite

426 Gardendale Circle home for sale in Monterey Cove at Bayside Lakes

Pending

$434,900

3 bd · 2 ba · 1,970 sqft · built 2004

426 Gardendale Circle, Palm Bay, 32909

Pool

Listed by Real Broker LLC

Active and pending Monterey Cove listings as of 2026-06-17, priced high to low. Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.. Tap any home to ask about it.

Interactive Map

Monterey Cove on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Space Coast MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Monterey Cove. They are approximate and vary with traffic and your exact start point.

Bayside Lakes Boulevard / retail~3 to 8 min · master-plan retail and dining, approximate

Malabar Road~5 to 10 min · east-west corridor

Interstate 95~10 to 15 min · regional access, approximate

U.S. 1 / Indian River Lagoon~15 to 20 min · east, approximate

Melbourne~20 to 30 min · north, approximate

Orlando Melbourne International (MLB)~30 to 40 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Monterey Cove atBayside Lakes with Momentum Realty’s local guides.

Cypress Bay PreservePalm Bay, FL · 0.3 mi

Falls ofPalm BayPalm Bay, FL · 0.3 mi

BrentwoodLakesPalm Bay, FL · 1.0 mi

Preservesat StonebriarPalm Bay, FL · 1.1 mi

Cypress Bay WestFreedomPalm Bay, FL · 1.3 mi

SloneridgePalm Bay, FL · 1.4 mi

RichmondCovePalm Bay, FL · 1.4 mi

Greenwood PlantationPalm Bay, FL · 1.7 mi

Brookside atBayside LakesPalm Bay, FL · 2.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Monterey Cove (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Brevard County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Monterey Cove is served by Brevard County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Monterey Cove address.

The takeaway

What actually shapes value in Monterey Cove, sourced and dated. We do not publish rumor.

Recent Developments in Monterey Cove at Bayside Lakes

Development Intelligence

Our read on what is being built around Monterey Cove, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a gated, low-maintenance single-family village inside the master-planned Bayside Lakes community. The watch items are the lot position, the village HOA and any master-association fees, the condition, and what amenities convey.

Gated village inside a master plan

BullishA gate plus master-plan amenities and nearby retail supports steady demand for low-maintenance single-family homes; confirm the village HOA and any master-association fees. impact

SignificanceRadius: Community

Gated village inside a master plan

Reported HOA lawn care and lake or pool homes

NeutralReported lawn-care HOA and lake or pool positions can lift value, but fees and what they cover vary; confirm the dues and lot per home. impact

SignificanceRadius: On-site

Reported HOA lawn care and lake or pool homes

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Monterey Cove at Bayside Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Reported
Community
Gated single-family village within master-planned Bayside Lakes
Monterey Cove at Bayside Lakes is reported as a gated single-family village within the master-planned Bayside Lakes community in southeast Palm Bay, with midsize homes roughly 1,608 to 2,217 square feet, many with screened pools or lake views, and an HOA reported to include lawn care, mulching, and weeding (community profiles). Treat figures as reported and confirm. Why it matters: The gated, low-maintenance village inside a master plan is the story; value turns on the lot, the fees, and condition. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Monterey Cove buying strategy.

If we were buying in Monterey Cove, this is the order of operations we would run, and the one we run for our clients.

Read whether the home is on a lake or interior, since lake and pool positions carry a premium in the village.

Confirm the village HOA dues and any master-association fees in writing, including exactly what each covers.

Confirm the reported lawn-care coverage and whether it includes mulching and weeding for the specific home.

Read condition, the roof, HVAC, screened pool, and systems on the specific home.

Comp within the village by lot position and condition, not the broader Palm Bay average.

The Quick Decision

Best Buy

An updated single-family home on a lake or pool lot with the village HOA and any master-association fees confirmed.

Biggest Risk

Underestimating combined village and master-association fees, or comparing a lake home to an interior lot.

Best Lot

Lake and pool positions carry a premium over interior lots within the village.

Smart Timing

Confirm the village HOA, any master-association dues, and what they cover before you write.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Monterey Cove at Bayside Lakes is a gated single-family village within the master-planned Bayside Lakes community in southeast Palm Bay (ZIP 32909), Brevard County. Homes are reported as midsize, roughly 1,608 to 2,217 square feet, many with screened pools or lake views. The village HOA reportedly includes lawn care, mulching, and weeding, and the master plan reportedly offers a clubhouse, pool, gym, and tennis and basketball courts, with nearby retail and dining. Confirm the village HOA, any master-association dues, and what each covers. It is zoned to Brevard County public schools by address; verify with the district.

Monterey Cove Homes For Sale

What your money buys in Monterey Cove.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Monterey Cove today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: interior single-family

$295K to $385K

The most attainable homes are interior lots without a lake view. Confirm the village HOA and any master-association fees before assuming value.

Lowest entry

Mid: updated or pool homes

$385K to $450K

The middle is updated homes or those with a screened pool. Condition and lot separate these more than square footage.

Most inventory

High: lake-view homes

$450K to $465K

The top end is single-family homes on a lake or with water views. These trade on the lot, the view, and condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$385K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$295K to $385K

Entry: interior single-family

The most attainable homes are interior lots without a lake view. Confirm the village HOA and any master-association fees before assuming value.

$385K to $450K

Mid: updated or pool homes

The middle is updated homes or those with a screened pool. Condition and lot separate these more than square footage.

$450K to $465K

High: lake-view homes

The top end is single-family homes on a lake or with water views. These trade on the lot, the view, and condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Monterey Cove, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Monterey Cove is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Monterey Cove holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Palm Bay locationStrong

Scarce, established homesitesStrong

Established, in-demand locationPositive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Monterey Cove

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The gate, the master-plan amenities, and the lawn-care HOA are priced into every Monterey Cove listing. The deal is won on the lot, the fees, and the condition, not the sticker.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.8B+ · Buy Score

Resale Strength7.8/10

Renovation Risk5.0/10

Location Efficiency7.8/10

Long-Term Defensibility7.6/10

Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Monterey Cove is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Space Coast MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Space Coast MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Space Coast MLS; for orientation, not an appraisal.

15-Second Take

Lake and pool positions carry a premium over interior lots.
The combined village HOA and master-association fee shapes carrying cost.
Confirm what amenity access conveys with the lot.

In a master-plan village like Monterey Cove, the lot and the fee picture set value together. Lake and pool homes hold value better than interior lots, and the combined village HOA plus any master-association fee shapes carrying cost. Compare a home against the closest sale within the village by lot and condition, and confirm the dues and amenity access before the finishes.

The 15-Second Verdict

Monterey Cove in 15 seconds.

Best forBuyers who want gated, low-maintenance single-family living inside the master-planned Bayside Lakes community.

Strong onA gated village, reported HOA lawn care, lake and pool homes, and master-plan amenities with nearby retail.

WatchThe lot position, the village HOA and any master-association fees, the condition, and what amenities convey.

Not forBuyers who want large custom estates, acreage, no HOA, or a coastal or downtown setting.

The edgeLot position and the combined fee picture define the market here, so matching the right lot at the right condition is the find.

HOA, CDD & Fees

15-Second Take

There may be both a village HOA and a master-association fee; confirm both.
Village HOA reportedly covers lawn care, mulching, and weeding.
Master-plan amenities reportedly include a clubhouse, pool, gym, and courts.
Lake and pool lots carry a premium within the village.
Comp within the village by lot and condition.

Monterey Cove sits inside the master-planned Bayside Lakes community, so there may be both a village HOA and a master-association fee. The village HOA is reported to include lawn care, mulching, and weeding. Treat any figure as reported and confirm the current village HOA, any master-association dues, and exactly what each covers before you offer. Confirm CDD/HOA with the listing.

The village HOA reportedly includes lawn care, mulching, and weeding. Master-plan amenities reportedly include a clubhouse, pool, playground, gym, and tennis and basketball courts. Confirm what conveys and whether amenity access is included for the specific home.

No golf club; reported master-plan amenities include a clubhouse, pool, playground, gym, and tennis and basketball courts in Bayside Lakes. Confirm amenities and access with the listing.

Run Your Numbers

Tools for a Monterey Cove buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxBrevard County millage and the homestead picture.Rent vs buyThe breakeven on owning in Monterey Cove.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Monterey Cove

Thinking of selling in Monterey Cove?

Your buyer is shopping a gated, low-maintenance village, so sell the specifics: the lot position, the lake or pool, what the village HOA covers, the master-plan amenities, and your updates.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Monterey Cove, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bayside Lakes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Monterey Cove home worth?

Get a no-obligation home value based on real comparable sales in Monterey Cove matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Monterey Cove at Bayside Lakes on the map →
Or get your Monterey Cove at Bayside Lakes home value & selling guide →

Real comps, not a Zestimate.

Monterey Cove Market Scorecard

Buyer-Leaning Market (limited data)

Monterey Cove is currently a buyer-leaning market (limited data). About 7.2 months of supply, a median asking price of $445,000.

7.2

Months supply

$445,000

Median list

$385,000

Median sold

$191

Per sqft

n/a

Days on mkt

3/1/5

Active/Pend/Sold

Typical home value in the 32909 ZIP is $317,505, about 16.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-06-18. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Monterey Cove at Bayside Lakes?

It is a gated single-family village within the master-planned Bayside Lakes community in southeast Palm Bay (ZIP 32909), Brevard County.

Is Monterey Cove a gated community?

Yes. Monterey Cove is reported as a gated village inside the larger gated Bayside Lakes master plan. Confirm access details with the listing.

What kinds of homes are in Monterey Cove?

Midsize single-family homes, reported roughly 1,608 to 2,217 square feet, many with screened pools, spas, or lake views. Confirm sizes per home.

What does the HOA cover at Monterey Cove?

The village HOA is reported to include lawn care, mulching, and weeding. Because it sits in a master plan, there may also be a master-association fee. Confirm both and what each covers.

What amenities does Bayside Lakes have?

Reported master-plan amenities include a clubhouse, pool, playground, gym, and tennis and basketball courts, with nearby grocery, dining, and parks. There is no golf club; confirm amenities with the listing.

Are there lake homes in Monterey Cove?

Yes. Many homes are reported to have lake or water views or screened pools. Lake positions carry a premium; confirm the lot for the specific home.

How far is Monterey Cove from the beach?

The Indian River Lagoon and U.S. 1 are roughly 15 to 20 minutes east; the Atlantic beaches are farther. Drive times are approximate and vary with traffic.

What schools serve Monterey Cove?

It is zoned to Brevard County public schools by home address; assignments change, so verify the exact zoned schools with the district.

Is Monterey Cove a good investment?

A gated, low-maintenance single-family village inside a master plan supports steady demand, but value is lot and fee specific. Confirm the lot, the village HOA, any master-association dues, and condition before deciding.

Are there both a village HOA and a master-association fee?

Possibly. Communities inside a master plan often carry both a village HOA and a master-association fee. Confirm the current dues and what each covers for the specific home.

Is Monterey Cove low maintenance?

It is positioned as a low-maintenance village with reported HOA lawn care, mulching, and weeding. Confirm the exact coverage for the specific home before you offer.

Should I use the listing agent to buy in Monterey Cove?

No. The listing agent works for the seller. In a village inside a master plan where the lot and the combined fee picture drive value, having your own representation to read the lot, the dues, and the comps is the highest-leverage decision you make.

The Verdict

Should you buy in Monterey Cove?

An honest fit check. We will tell you when it is not your community.

You want gated, low-maintenance single-family living inside a master-planned communityExcellent fit

You value a lake or pool home with reported HOA lawn careExcellent fit

You will confirm the village HOA and any master-association fees before you offerExcellent fit

You want large custom estates, acreage, or no HOAProbably not

You want to be on the coast rather than southeast Palm BayProbably not

You want a downtown or walkable urban settingProbably not

Get the inside read on Monterey Cove

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Monterey Cove home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Monterey Cove specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.

Monterey Cove atBayside Lakes

The 60-Second Overview

The course, the club, the gates.

Who Monterey Cove is best for.

Best for

Probably not for

How Monterey Cove is performing right now

Homes For Sale Right Now in Monterey Cove

Monterey Cove on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Monterey Cove at Bayside Lakes

Gated village inside a master plan

Reported HOA lawn care and lake or pool homes

Gated single-family village within master-planned Bayside Lakes

The Monterey Cove buying strategy.

The full read, only if you want it.

What your money buys in Monterey Cove.

What ~$385K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Monterey Cove holds value.

5 Mistakes Buyers Make in Monterey Cove

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Monterey Cove is different.

Which Lots & Views Hold Value Best

Monterey Cove in 15 seconds.

HOA, CDD & Fees

Tools for a Monterey Cove buy.

Thinking of selling in Monterey Cove?

In Monterey Cove, condition and view decide your number

What is your Monterey Cove home worth?

Price History: What Homes Here Have Actually Sold For

Monterey Cove Market Scorecard

Frequently Asked Questions

Should you buy in Monterey Cove?

Get the inside read on Monterey Cove

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Monterey Cove at
Bayside Lakes