Gated Communities in The Villages, FL
Looking for gated communities in The Villages, FL? Momentum tracks 10 The Villages communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
The Villages gated communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| VILLAGES/FRUITLAND PARK UN #31 · agent | The Villages | $1.20M | – | 49 d |
| VILLAGES OF WEST LAKE · agent | The Villages | $595,000 | – | 54 d |
| VILLAGE OF LAKE DENHAM · agent | The Villages | $330,000 | – | 10 d |
| VILLAGES OF FRUITLAND PARK UNIT NO 33 · agent | The Villages | $355,000 | – | 107 d |
| THE VILLAGES ORANGE BLOSSOM GARDENS UN #1 · agent | The Villages | $128,000 | – | – |
| VILLAGES/FRUITLAND PARK UN #27 · agent | The Villages | $315,000 | – | 41 d |
| ORANGE BLOSSOM GARDENS UN #10 · agent | The Villages | $178,000 | – | 95 d |
| VILLAGE OF WEST LAKE | The Villages | – | – | 129 d |
| VILLAGES/FRUITLAND PARK UN #26 | The Villages | – | – | 62 d |
| VILLAGES/WEST LAKE | The Villages | – | – | – |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
What gates change about ownership
Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.
Due diligence before you buy behind a gate
Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.
What it costs to own here
At Lake County’s typical combined millage of 16.65 mills, a purchase at $330,000 (the median across these The Villages gated communities) generates roughly $5,493 a year in property tax before exemptions — about $458 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Lake County average about $1,756 a year ($146 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Lake County near $2,182 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Lake County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Lake County right now
In the most recent IRS migration data (2022-2023), Lake County gained a net 12,855 people to relocation, with the largest inbound flows from NY, CA, NJ. Households moving IN reported average incomes of $80,711 versus $59,346 for those leaving — the income mix of demand, straight from tax filings. Population is up about 18.9% over the recent multi-year window. On the supply side, builders pulled 5,342 residential permits in Lake County in 2025 (3,999 single-family), up 7.1% year over year — against 6,316 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 5.9% versus its income-and-rent fundamentals.
Live inventory, refreshed nightly from the MLS.
Live gated-community listings in The Villages
44 active listings carry the flag today (37% of The Villages inventory), median asking $432,000, $246/sq ft, median 19 days on market. Photo cards link to the listing; refreshed nightly.
Newest gated community homes in The Villages
The most expensive gated community homes in The Villages
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 1130 Sayle Street | $989,000 | 2,694 | Villages/Sumter |
| 2841 Apache Court | $975,000 | 2,310 | Villages/Sumter |
| 1555 Cope Place | $899,000 | 2,453 | Villages/Sumter |
| 1722 Enrique Drive | $749,000 | 2,429 | Villages/Sumter |
| 3095 Kramer Court | $624,900 | 2,488 | Villages Fruitland Park |
| 1451 Luckett Court | $600,000 | 2,035 | Villages/Sumter |
| 7492 Far Hills Loop | $599,990 | 1,941 | The Villages Lady Lake |
| 2425 Boiling Springs Court | $569,900 | 2,000 | Villages/Sumter |
| 1596 Birmingham Terrace | $559,900 | 2,021 | Villages/Sumter |
| 2935 Luraville Road | $539,900 | 2,195 | Villages/Sumter |
Gated Community Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 6 | 14% |
| $300Kâ$500K | 25 | 57% |
| $500Kâ$750K | 10 | 23% |
| $750Kâ$1M | 3 | 7% |
The Villages gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most gated community homes listed are tabled; the rest follow.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Villages Of Sumter | 19 | 0 | $420,000 | $245,000 |
| Villages/Sumter | 12 | 0 | $517,450 | $315,000 |
| The Villages | 8 | 0 | $454,500 | $262,500 |
| The Villages | 8 | 0 | $419,500 | $255,000 |
| Villages/Marion Un 65 | 4 | 0 | $422,000 | $337,499 |
| Sumter Villages | 4 | 0 | $397,450 | $295,000 |
| Villages/Sumter Un 191 | 2 | 0 | $494,800 | $474,900 |
| Villages Of Sumter Audrey Villas | 2 | 0 | $383,500 | $358,000 |
| Villages Of Sumter Cottonwoodvillas | 2 | 0 | $379,500 | $369,000 |
| The Villages Of Southern Oaks | 2 | 0 | $374,450 | $319,000 |
| Villages Of West Lake | 2 | 0 | $299,900 | $254,900 |
| Villages Of Sumter Villa San Leandro | 2 | 0 | $288,500 | $285,000 |
| Villas/Sunnyside | 2 | 0 | $261,500 | $248,000 |
| Villages Of Sumter Rainey Villas | 2 | 0 | $256,950 | $239,000 |
| Orange Blossom Gardens | 2 | 0 | $199,400 | $198,900 |
| Villages Of Sumter Lake Shore Cottages | 1 | 0 | $1,399,900 | $1,399,900 |
| Villages/Sumter-Lake Deaton | 1 | 0 | $1,149,000 | $1,149,000 |
| Village/Fenney Un #3 | 1 | 0 | $1,099,990 | $1,099,990 |
| Villages/Southern Oaks Un 227 | 1 | 0 | $1,080,000 | $1,080,000 |
| Villages/Southern Oaks Un #15 | 1 | 0 | $1,000,000 | $1,000,000 |
| Villages/Sumter Un 194 | 1 | 0 | $845,000 | $845,000 |
| Villages Of Marion | 1 | 0 | $839,000 | $839,000 |
| Villages/Southern Oaks Un #118 | 1 | 0 | $819,900 | $819,900 |
| Southern Oaks Un 42 | 1 | 0 | $727,500 | $727,500 |
| Villages/Marion Un 53 | 1 | 0 | $655,000 | $655,000 |
| Villages/Southern Oaks Un 124 | 1 | 0 | $649,900 | $649,900 |
| Village/Fenney Un #11 | 1 | 0 | $649,900 | $649,900 |
| Villages/Fruitland Park Un #27 | 1 | 0 | $624,900 | $624,900 |
| Villages/Sumter Un 193 | 1 | 0 | $599,000 | $599,000 |
| Villages/Sumter Bonita Villas | 1 | 0 | $598,700 | $598,700 |
| Villages/Marion Un 55 | 1 | 0 | $595,000 | $595,000 |
| Village/Fenney Un #8 | 1 | 0 | $589,000 | $589,000 |
| Village Of Poinciana | 1 | 0 | $587,500 | $587,500 |
| Villages/Marion | 1 | 0 | $584,000 | $584,000 |
| Villages/Southern Oaks Cade Vi | 1 | 0 | $580,000 | $580,000 |
| Villages/Southern Oaks Un 51 | 1 | 0 | $570,000 | $570,000 |
| Villages Of Sumter Villa Tierra Grande | 1 | 0 | $550,000 | $550,000 |
| The Villages Of Sumter Unit No 136 | 1 | 0 | $550,000 | $550,000 |
| The Village Of St Catherine | 1 | 0 | $549,000 | $549,000 |
| Villages/Wildwood Antrim Dells | 1 | 0 | $548,900 | $548,900 |
| Cabanas/Creekside Lndg | 1 | 0 | $525,000 | $525,000 |
| Villages Of Sumter Elizabeth Villas | 1 | 0 | $499,900 | $499,900 |
| Hickory Hill Hammock | 1 | 0 | $499,850 | $499,850 |
| Villages/West Lake Un #74 | 1 | 0 | $499,000 | $499,000 |
| Pine Ridge | 1 | 0 | $489,000 | $489,000 |
| Villages/Wildwood Alden Bungal | 1 | 0 | $469,900 | $469,900 |
| Villages/Sumter Un 115 | 1 | 0 | $464,990 | $464,990 |
| Villages/Fruitland Park Un 35 | 1 | 0 | $460,000 | $460,000 |
| Villages Of Sumter Carlton Villas | 1 | 0 | $450,000 | $450,000 |
| Villages/Fruitland Park Un 33 | 1 | 0 | $449,999 | $449,999 |
| Sumter | 1 | 0 | $449,900 | $449,900 |
| Sumter Vlgs Un 27 | 1 | 0 | $449,000 | $449,000 |
| Villages/Southern Oaks Un #113 | 1 | 0 | $439,000 | $439,000 |
| The Village Of Woodbury | 1 | 0 | $399,900 | $399,900 |
| Villages/Fruitland Park Un #30 | 1 | 0 | $399,000 | $399,000 |
| Villages Of Sumter Perry Villas | 1 | 0 | $395,000 | $395,000 |
| The Village Of Lynn Haven | 1 | 0 | $389,000 | $389,000 |
| The Village Of Newell | 1 | 0 | $380,000 | $380,000 |
| Villages/Southern Oaks Un #237 | 1 | 0 | $379,900 | $379,900 |
| Village Of West Lake | 1 | 0 | $374,900 | $374,900 |
Also with gated community homes for sale
- Villages/Fruitland Park Un #26 (1)
- Greenwood Villas (1)
- West Lake Un 61 (1)
- The Villages Villages Of Sumter Villa Tiera Grande (1)
- Villages/Southern Oaks Un 150 (1)
- Villages/Southern Oaks Chase V (1)
- Villages Of Sumter Melbourne Villas (1)
- Villages Of Sumter Alexa Villas (1)
- Villages/Fruitland Park Reagan V (1)
- Villages Of Sumter Lime Grove Villas (1)
- The Villages - Village Of Desoto - Lantana Villas (1)
- Villages/Marion 61 (1)
- Villages Of Sumter Mount Pleasant Villas (1)
- Villages/Mairon County Un 52 (1)
- Villages Of Sumter Cottages At Summerchase (1)
- Villages Of Sumter Richmond Villas (1)
- The Villlages Glenbrook (1)
- The Villags Of Sumter (1)
- Phillips Villas (1)
- Villages Of Sumter Hydrangea Villas (1)
- Villages Of Sumter Unit 31 (1)
- Villages/Southern Oaks Un #59 (1)
- Villages/Marion Phillips Vls (1)
- Lime Grove Villas (1)
- Ashleigh Villas (1)
- Orange Blossom Gardens Unit 04 (1)
- Villages/Marion Un 63 (1)
- Villages Of Sumter Katherine Villas (1)
- Villages Of Sumter Placida Villas (1)
- Villages/Sumter Un #31 (1)
- Villages/Southern Oaks Un 68 (1)
- Villages/Marion Quail Rdg Vls (1)
- Villages Of Sumter Villa San Antonio (1)
- Marion Vlgs Un #61 (1)
- Villages/Marion Un 58 (1)
- Villages/Marion Un 59 (1)
- Villages Of Sumter Arlington Villas (1)
- The Villages-Woodbury (1)
- De La Vista South (1)
- Villages Of Southern Oaks (1)
- The Village Of Sumter Rainey Villas (1)
- Villages Of Sumter Southern Oaks Villas (1)
- Villages Of Sumter Sandhill Villas (1)
- Villages/Marion Un 47 (1)
- Villages Of Sumter Villa La Crescenta (1)
- Villages Of Sumter Edgefield Villas (1)
- Villages/Marion Un 48 (1)
- Villages/Marion Villas (1)
- Villages Of Sumter Hallandale Villas (1)
- Villas/Sherwood (1)
- Lady Lake Orange Blossom Gardens Unit 17A (1)
- The Villages Of Sumter Unit No 24 (1)
- Villages/Marion Villas/Sherwoo (1)
- Ivystone Villas (1)
- Villages/Sumter Villa De La 06 (1)
- Villages/Marion Ivystone Villa (1)
- The Villages Of Sumter (1)
- Villages Of Sumter Villa Valdez (1)
- Villages Of Sumter Villa Vera Cruz (1)
- Villages/Marion Villas/Bromley (1)
Explore more of The Villages
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- Golf Course Communities in The Villages
- Find the best agent in The Villages
- Best neighborhoods in The Villages
Run the numbers in Lake County
- Find the best agent in Lake County
- Get a cash offer in Lake County
- Lake County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
How many gated communities does The Villages, FL have?
What do homes in The Villages gated communities cost?
How does Momentum classify a community as one of the gated communities?
How much is home insurance in Lake County?
What are property taxes like in Lake County?
Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.