Homes for Sale $300K to $500K in St James City, FL
This page tracks every St James City listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
54 homes listed between $300,000 and $500,000 are for sale or pending in St James City, FL today across 20 communities. The median asking price is $379,950, from $300,000 to $499,000. Listings in St James City without that feature have a median of $625,000. Most listings right now: Cherry Estates (14), St James City (9), Gulfhaven (5). Updated September 11, 2026 from the MLS.
St James City homes $300K–$500K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes $300K–$500K | New build | Median list | From |
|---|---|---|---|---|
| Cherry Estates | 14 | 0 | $345,137 | $315,000 |
| St James City | 9 | 0 | $439,000 | $335,000 |
| Gulfhaven | 5 | 0 | $424,900 | $399,000 |
| Pine Island Tropical Homesites | 4 | 0 | $359,000 | $345,000 |
| Fishermans Wharf Condo | 3 | 0 | $325,900 | $305,000 |
| Pine Island Village | 2 | 0 | $437,500 | $425,000 |
| Gulf Haven | 2 | 0 | $382,400 | $374,900 |
| Flamingo Bay | 2 | 0 | $367,000 | $345,000 |
| Eagle Lake Estates | 1 | 1 | $485,000 | $485,000 |
| 1 | 0 | $454,000 | $454,000 | |
| 1 | 0 | $450,000 | $450,000 | |
| 1 | 0 | $450,000 | $450,000 | |
| 1 | 0 | $449,999 | $449,999 | |
| St Jude Harbors | 1 | 0 | $429,000 | $429,000 |
| Pine Island Cove | 1 | 0 | $415,000 | $415,000 |
| 1 | 0 | $399,900 | $399,900 | |
| Trailerhaven | 1 | 0 | $380,000 | $380,000 |
| Pine Island Shores Unit 2 | 1 | 0 | $359,000 | $359,000 |
| Gulf Shores Estates | 1 | 0 | $344,000 | $344,000 |
| Kreamers Avocado Subd | 1 | 0 | $300,000 | $300,000 |
Where this band sits in the market
The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.
Questions to ask about any listing in this band
What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.
Common questions
How many homes listed between $300,000 and $500,000 are for sale in St James City?
What do homes $300K–$500K cost in St James City?
Which St James City community has the most homes $300K–$500K for sale?
What is the monthly payment on a $400,000 home?
Keep exploring St James City
Live data: Florida Gulf Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St James City, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.