Tavares Chelsea Oaks in TAVARES

Tavares Chelsea Oaks
Homes for Sale in TAVARES, FL

Community in TAVARES · Lake County · ZIP 32778
149 homesBuilt 1948–2007
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Tavares Chelsea Oaks Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Lake: 26% (1,105 of 4,329)
2 · 2
For sale · pending
live counts, refreshed twice daily
Ownership and context
49%
Owner-occupied · Tavares Chelsea Oaks
73 of 150 parcels homesteaded (FL DOR 2025)
51%
Non-owner-occupied · Tavares Chelsea Oaks
incl. 21% trust or LLC-held · 29% out-of-state
33%
Cash buyers · Tavares Chelsea Oaks
1 of 3 sales, 12 mo ending June 2024
149
Homes in the community
plus 1 vacant residential lots · 150 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1948
Community established
homes built 1948-2007, median 2005 (FL DOR 2025)
0
Failed listings · 2023
peaked at 4 in 2016
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Chelsea Oaks is a small, mostly built-out pocket of Tavares — 149 homes total, with a year-built spread running from 1948 up to 2007 and a median build year of 2005. That mix matters more than any single stat: a handful of older homes sit alongside a larger share of 2000s-era construction, so condition and update history will do more to set price than location within the community.

Right now there are only 2 active listings and just 1 closing in the recent window, which pushes the months-supply figure to 24 — a number that reads as heavily buyer-leaning but is really a symptom of very low volume in a small neighborhood, not a glut of inventory. With so few data points, buyers and sellers should treat any single listing as a market-mover and lean on comparable condition and finish level rather than broad trend lines.

Tavares Chelsea Oaks Housing Pulse · Momentum Research · as of August 2, 2026

Tavares Chelsea Oaks right now

🟢 Buyer-leaning market. 12.0 months of supply and 50% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Chelsea Oaks is a compact, deed-restricted community in Tavares where most homes date to the early-to-mid 2000s, though a few older properties round out the mix — a setting where individual listings, not neighborhood averages, tell the real story.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a smaller, deed-restricted community with modest square footage and willing to move when the right listing appears.
  • A buyer comfortable evaluating one or two available homes closely rather than shopping a wide inventory pool.
  • An investor or owner-occupant fine with parking restrictions on trucks, RVs, and motorcycles as part of the HOA structure.

Probably not for

  • A buyer who wants to compare several active listings side by side before deciding.
  • Anyone needing to store a truck, RV, or motorcycle on-site given the community's parking restriction.
  • A buyer expecting a large, higher-square-footage home, given the community's modest median living area.

The market around Tavares Chelsea Oaks

Tavares Chelsea Oaks is a small community — 13 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.

In ZIP 32778, 351 homes are on the market and 20% are under contract — a steady corner of TAVARES.

Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).

The housing mix here is 98% single family residence, 2% ?.

ZIP and county figures describe the wider market, not Tavares Chelsea Oaks specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in TAVARES CHELSEA OAKS, TAVARES

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-08-31)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Tavares Chelsea Oaks

Live MLS inventory for Tavares Chelsea Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tavares Chelsea Oaks listings as of 2026-09-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Lake County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Tavares Elem · Elementary
  • Tavares Middle · Middle
  • Tavares High · High

Zoned schools reflect the assignments reported on recent Tavares Chelsea Oaks listings and can change; always confirm with Lake County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Tavares Chelsea Oaks address.

If we were buying in Tavares Chelsea Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tavares Chelsea Oaks.

Best Buy
Buyers or sellers dealing in a small, low-turnover community where patience and precise comps matter more than market timing.
Biggest Risk
With only 2 active listings, there is little cushion to compare pricing or negotiate from a position of multiple options.
Sweet Spot
Move-in-ready homes near the 2005 median build year tend to show the clearest, most defensible pricing.
Avoid If
Skip this community if you need a fast, high-volume search with multiple listings to compare in real time.

A small community where every listing counts

With only 149 homes and a median living area of 1,783 square feet, Chelsea Oaks skews toward modest, single-family footprints rather than larger executive-style builds. Roughly half of the homes here (48.7%) carry a homestead exemption, pointing to a community with a meaningful mix of owner-occupied and non-homestead ownership.

The deed restrictions include a no truck/RV/motorcycle parking rule, which is worth confirming directly with the HOA since specifics on enforcement and scope can shift. Given the thin resale activity — just 2 active listings and 1 closing in the most recent window — pricing conversations here should be built listing-by-listing, weighing condition and updates against the community's built-out, 2005-median-vintage housing stock rather than relying on broad market-band signals alone.

The location and the amenities are priced into every listing in Tavares Chelsea Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin on active inventory, pricing a home well or evaluating an offer requires digging into recent comparable sales and condition detail rather than trusting a generic market snapshot. We track Chelsea Oaks alongside the broader Tavares and Lake County resale data so you are not negotiating off stale or mismatched comps.

Tavares Chelsea Oaks in 15 seconds.

Best forBuyers or sellers dealing in a small, low-turnover community where patience and precise comps matter more than market timing.
Biggest advantageHomes here are largely early-to-mid-2000s construction, which can mean fewer major system replacements than older Lake County stock.
Biggest riskWith only 2 active listings, there is little cushion to compare pricing or negotiate from a position of multiple options.
Sweet spotMove-in-ready homes near the 2005 median build year tend to show the clearest, most defensible pricing.
Avoid ifSkip this community if you need a fast, high-volume search with multiple listings to compare in real time.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tavares Chelsea Oaks sales matched to your home.

What is your Tavares Chelsea Oaks home worth?

Get a no-obligation home value based on real comparable sales in Tavares Chelsea Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Tavares Chelsea Oaks on the map →

Real comps, not an automated estimate.

TAVARES CHELSEA OAKS Market Scorecard

Strong buyer's market

TAVARES CHELSEA OAKS is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $296,000, and homes go under contract in about 60 days.

24.0
Months supply
$296,000
Median list
$270,000
Median sold
$203
Per sqft
60
Days on mkt
2/2/1
Active/Pend/Sold

Typical home value in the 32778 ZIP is $312,096, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Tavares Chelsea Oaks a buyer's or seller's market right now?
As of August 2, 2026, Tavares Chelsea Oaks leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Tavares Chelsea Oaks?
The Florida DOR 2025 assessment roll shows 149 homes plus 1 vacant residential lots in Tavares Chelsea Oaks (public records).
What share of Tavares Chelsea Oaks is owner-occupied?
49% of Tavares Chelsea Oaks parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Tavares Chelsea Oaks built?
Homes in Tavares Chelsea Oaks were built between 1948 and 2007, with a median year built of 2005 (FL DOR 2025 roll).
Do cash buyers compete in Tavares Chelsea Oaks?
Cash buyers took 33% of Tavares Chelsea Oaks sales in the 12 months ending June 2024 (1 of 3 closings, Stellar MLS).
Who is the best real estate agent for Tavares Chelsea Oaks?
The best agent for Tavares Chelsea Oaks is one who actively works TAVARES and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tavares Chelsea Oaks.
How do I find a top TAVARES real estate agent who knows Tavares Chelsea Oaks?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tavares Chelsea Oaks and the wider TAVARES area.
Can Momentum Realty connect me with an agent for Tavares Chelsea Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tavares Chelsea Oaks purchase or sale - no call center and no pressure.
A buyer targeting a smaller, deed-restricted community with modest square footage and willing to move when the right listing appears.Excellent fit
A buyer comfortable evaluating one or two available homes closely rather than shopping a wide inventory pool.Excellent fit
An investor or owner-occupant fine with parking restrictions on trucks, RVs, and motorcycles as part of the HOA structure.Excellent fit
A buyer who wants to compare several active listings side by side before deciding.Probably not
Anyone needing to store a truck, RV, or motorcycle on-site given the community's parking restriction.Probably not
A buyer expecting a large, higher-square-footage home, given the community's modest median living area.Probably not

Nearby Communities

Explore more neighborhoods near Tavares Chelsea Oaks with Momentum Realty’s local guides.

Elmwood Tavares0.2 mi awayTavares Chelsea Oaks South Tavares0.3 mi awayChelsea Oaks South Tavares0.4 mi awayVerandah Park Tavares0.5 mi awayLa Dora Manor Tavares0.5 mi awayTavares Lake Elsie Reserve Tavares0.6 mi awayMTMinnetonka Tavares0.6 mi awayTavares Minnetonka Tavares0.7 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32778))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2014 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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More Tavares & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Thinking of selling in TAVARES CHELSEA OAKS? See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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