Aerial view of 33558, Florida

33558 (Lutz)
Housing Market & Home Values

ZIP code market report · Hillsborough County, FL

Median sale price $585,000, up 0.9% year over year, with homes going under contract in about 42 days, 75 homes on the market.

51 communities reporting391 sales analyzedRefreshed twice dailyMomentum Score 51
Live Market Pulse
51/100
Momentum
Balanced Market
About 5 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh October 6, 2026 at 7:22 PM ET.
Free · Built from today's data
Get My Custom 33558 (Lutz) Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · 33558 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$585K ▲
Median sold · 12 moConfidence: High
up 0.9% vs the prior 12 months
+0.9% ▲
1-yr price change
n = 391 recent sales
$240/sf ▼
Sold $/sqft · 12 mo
Hillsborough County: $221 · -1.7% vs prior yr
95.2% ▼
Sale vs ask
Hillsborough County: 95.6% · -0.1pp vs prior yr
$377K ▼
Hillsborough County home value
Zillow ZHVI, monthly · -1.4% vs a year ago
Tempo
4.9mo
Supply
3 to 6 months is the balanced band
42days ▲
Median DOM · closed
Hillsborough County: 42 days · +11.0 days vs prior yr
13%
Under contract
Hillsborough County: 24%
75 · 13 ▲5
For sale · pending
live counts, refreshed twice daily
205 ▲
Sold · last 12 mo
closed across all tracked communities · +16.4% vs prior yr
Market context
33% ▲
Listings with price cuts
Hillsborough County · Zillow · +0.5pp vs prior month
7,592
County for-sale inventory
Zillow, monthly
5% ▲
New construction
share of recent sales · +3.6pp vs prior yr
27% ▲
Cash buyers
share of sales · peak 28% · +1.9pp vs prior yr
51/100
Momentum score
Balanced Market
Economy & people · county layer
$75,011
Median household income
U.S. Census ACS, county
1,489,634
County population
+8.0% since 2018
5.0×
Price to income
county home value vs median income
61%
Owner-occupied
U.S. Census ACS, county
$2,787/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 6, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.9 months of supply — balanced by the 3-to-6-month balanced benchmark, and 13% of listed homes are already under contract. Prices are up 0.9% versus the prior year and sellers are still collecting 95.2% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 51
Momentum Score
Buyer leverage49
Seller leverage51

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 13% of inventory sits under contract.
  • Mortgage sensitivity — at 5.0× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33558 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
12.4 mo · buyer-tilted · 30 active
$300K–$500K
5.7 mo · balanced band · 21 active
$500K–$750K
1.7 mo · seller-tilted · 16 active
$750K+
5.3 mo · balanced band · 8 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 33558 is hot — and where it isn't

Each dot is a community (49 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 33558 (Lutz)

The median sale price across 33558 currently stands at $585,000, up 0.9% from a year ago. Buyers are paying a median of $240 per square foot. The typical home goes under contract in about 42 days. Sellers are capturing 95.2% of their original asking price on average.

There are 75 active listings on the market, with 13 more already under contract. At the current sales pace that works out to 4.9 months of supply — roughly balanced conditions by the standard six-month benchmark. 205 homes closed here over the trailing 12 months.

Zillow's home value index for Hillsborough County stands at $377,121. About 33% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33558 is 51 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 6, 2026.

Trends & History

33558 since 2012 — and where it’s heading

A median home here sold for $210,729 in 2012 and $576,117 over the last recorded year — 173% appreciation across 14 years of recorded sales. Cash buyers took 27% of recent sales, down from a 28% peak.

Median sale price · 2012–2026 (3,450 recorded sales)

$202K$424K$647K$576K2012: $211K2013: $275K2014: $260K2015: $298K2016: $297K2017: $318K2018: $318K2019: $303K2021: $415K2022: $506K2023: $582K2024: $638K2025: $606K2026: $576K20122015201920232026

Days on market by year

6d44d82d43d2012: 70d2013: 36d2014: 54d2015: 66d2016: 42d2017: 57d2018: 75d2019: 81d2021: 8d2022: 10d2023: 27d2024: 30d2025: 32d2026: 43d20122015201920232026

Cash buyers · share of sales

11%19%28%27%2016: 19%2017: 12%2018: 11%2019: 12%2020: 15%2021: 16%2022: 22%2023: 28%2024: 23%2025: 25%2026: 27%20162018202120242026

Home value trend · Hillsborough County (Zillow ZHVI)

$377K$380K$383K$377KAug '25: $383KSep '25: $381KOct '25: $380KNov '25: $379KDec '25: $379KJan '26: $379KFeb '26: $380KMar '26: $380KApr '26: $379KMay '26: $378KJun '26: $377KJul '26: $377KAug '26: $377KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

7,1137,6708,2267,592Aug '25: 8,204Sep '25: 8,051Oct '25: 7,893Nov '25: 7,692Dec '25: 7,355Jan '26: 7,171Feb '26: 7,136Mar '26: 7,393Apr '26: 7,530May '26: 7,621Jun '26: 7,604Jul '26: 7,588Aug '26: 7,592Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Hillsborough County (MLS)

1,6894,2086,727Jul 07 · Active: 6,232Aug 03 · Active: 6,502Aug 04 · Active: 6,415Aug 05 · Active: 6,465Aug 06 · Active: 6,471Aug 07 · Active: 6,498Aug 08 · Active: 6,522Aug 09 · Active: 6,511Aug 10 · Active: 6,510Aug 11 · Active: 6,500Aug 12 · Active: 6,468Aug 13 · Active: 6,460Aug 15 · Active: 6,524Aug 17 · Active: 6,465Aug 19 · Active: 6,424Aug 22 · Active: 6,500Aug 23 · Active: 6,497Aug 28 · Active: 6,472Aug 29 · Active: 6,503Aug 30 · Active: 6,485Aug 31 · Active: 6,465Sep 07 · Active: 6,438Sep 09 · Active: 6,413Sep 11 · Active: 6,512Sep 12 · Active: 6,521Sep 13 · Active: 6,523Sep 14 · Active: 6,501Sep 15 · Active: 6,505Sep 16 · Active: 6,524Sep 17 · Active: 6,563Sep 19 · Active: 6,625Sep 20 · Active: 6,615Sep 21 · Active: 6,597Sep 22 · Active: 6,589Sep 23 · Active: 6,592Sep 24 · Active: 6,590Sep 25 · Active: 6,616Sep 26 · Active: 6,627Sep 28 · Active: 6,609Sep 29 · Active: 6,592Oct 01 · Active: 6,574Oct 04 · Active: 6,537Oct 05 · Active: 6,512Oct 06 · Active: 6,517Jul 07Sep 09Oct 06ActivePending

Median price · daily recalculation

$554K$574K$593K$585KAug 06: $554KAug 08: $554KAug 09: $554KAug 10: $554KAug 11: $554KAug 12: $554KAug 13: $554KAug 15: $554KAug 17: $554KAug 18: $554KAug 19: $554KAug 20: $554KAug 21: $565KAug 22: $565KAug 23: $565KAug 24: $565KAug 26: $565KAug 28: $565KAug 29: $565KAug 30: $565KAug 31: $565KSep 01: $565KSep 04: $565KSep 05: $565KSep 06: $565KSep 07: $565KSep 08: $565KSep 09: $565KSep 10: $565KSep 11: $565KSep 12: $592KSep 13: $592KSep 14: $592KSep 15: $592KSep 16: $592KSep 17: $592KSep 19: $592KSep 20: $585KSep 21: $585KSep 22: $585KSep 23: $585KSep 24: $585KSep 25: $585KSep 26: $585KSep 28: $585KSep 29: $585KSep 30: $585KOct 01: $585KOct 03: $585KOct 04: $585KOct 05: $585KOct 06: $585KAug 06Aug 22Sep 08Sep 22Oct 06
Single-family 76%Townhome 21%? 2%
Local Economics · county layer

What’s driving 33558

Who’s moving here
-1,186 net residents/yr

Top inbound states: NY, TX, NJ, GA. Movers arriving report ~$77,979 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,816/yr avg premium

6,518 Citizens policies in force in Hillsborough County — the state-backed insurer of last resort. Budget insurance into any Hillsborough purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
8,696 units permitted -4% YoY

4,295 single-family · 4,401 multi-family · 5.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Sierra Pines Unrec ▲ 33%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 12.4 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 33558 right now.

Biggest opportunity
$500K–$750K: 1.7 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Hillsborough

MarketMedianActiveScore
33558 ← this page$585K7551
33604$374K43666Open →
33579$362K23853Open →
33578$348K22657Open →
33598$360K18360Open →
33569$352K17161Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Sierra Pines UnrecLutz$420K▲ 33%
Calusa Trace Unit 13Lutz$510K▲ 6%
REFLECTIONS PH 2ALutz$554K▲ 5%
heritage harbor ph 1bLutz$594K▲ 3%
stonebrier ph 4bLutz$592K▲ 3%
Prices cooling fastest
PARKVIEW/LONG LAKE RANCH PH 1ALutz$475K▼ 10%
Tarramor Phase 1Odessa$1.11M▼ 8%
MORSANI PH 1Lutz$655K▼ 6%
SONATA PH 2Lutz$400K▼ 5%
Parkview Long Lake RanchLutz$468K▼ 5%
Most homes for sale
paradise lakes condominiumLutz$168K25
Parkview Long Lake RanchLutz$468K8
Cordoba RanchLutz$1.25M6
villarosa ph gLutz$640K6
Lakeview At Calusa TraceLutz$205K5
Selling fastest
villarosa ph gLutz$640K6 days
timbergroveLutz$310K10 days
VILLAROSALutz$667K12 days
heritage harbor ph 1bLutz$594K24 days
Cheval Polo Golf Cl PhasLutz$735K25 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33558 right now?

The data says conditions currently favor neither side decisively in 33558 — the Momentum Score reads 51/100 with 4.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33558 becoming more affordable?

No — the median sale price in 33558 is $585,000, up 0.9% versus the prior year, while sellers still capture 95.2% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 33558?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are PARKVIEW/LONG LAKE RANCH PH 1A (-10%); Tarramor Phase 1 (-8%); MORSANI PH 1 (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33558 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are villarosa ph g (6 days); timbergrove (10 days); VILLAROSA (12 days) — homes there go under contract well ahead of the market-wide pace of 42 days.

Questions

33558 (Lutz) housing market FAQ

How is the housing market in 33558 right now?

As of October 6, 2026, the 33558 housing market is roughly balanced: the median sale price is $585,000 (up 0.9% year over year), 75 homes are for sale against 205 sales in the last 12 months, which is 4.9 months of supply, and the typical home goes under contract in about 42 days.

How much is a house in 33558?

The median home sold for $585,000 in 33558 over the last 12 months, about $240 per square foot; asking prices on the 75 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 33558?

By the numbers, sellers in 33558 are getting 95.2% of asking price and going under contract in about 42 days with 4.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 33558 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 33558 median sale prices are up 0.9% year over year, inventory stands at 4.9 months of supply, and 13% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 33558?

The median sale price in 33558 is currently $585,000, up 0.9% from a year ago, based on MLS sales data updated October 6, 2026.

Is 33558 a buyer's or seller's market right now?

The data currently is roughly balanced. 33558 scores 51 of 100 on the Momentum Score, with 4.9 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 33558?

The typical home in 33558 goes under contract in about 42 days, per current MLS data.

How many homes are for sale in 33558?

There are approximately 75 active listings in 33558 as of October 6, 2026.

Are home prices in 33558 rising or falling?

Median sale prices are up 0.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33558 (Lutz). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 6, 2026 at 7:22 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.