Heritage Harbor
Homes for Sale in Lutz, FL
True comps, carrying-cost math, and listings before the portals.
As of November 2026, heritage harbor ph 1b in Lutz, FL has 1 home for sale. Over the 12 months ending 2026-11-13, 6 recorded sales closed at a median of $527,500, $230 per square foot, a median 24 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1999–2004; 14 of 14 report an HOA (median $125/mo); none of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 64 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $8,300 ($7,670 with the full homestead exemption).
| Location | Lutz, Hillsborough County, FL · ZIP 33558 |
|---|---|
| Homes in the community | 297 (FL DOR 2025 assessment roll) |
| Years built | 1998–2004 (median 2002) |
| Typical living area | 3,027 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Clubhouse, Golf, Pool, Tennis Court(s), Fitness Center, Deed Restrictions |
| Sale prices, last 12 months | $527,500 median across 6 closed sales · $230 per sq ft |
| Days on market (closed sales) | 24 median |
| For sale right now | 1 active, 1 pending · median asking $529,900 · 0.7 months of supply |
| Owner-occupied (homestead) share | 76% |
| Zoned public schools | Hillsborough County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Heritage Harbor key facts,” movewithmomentum.com/neighborhoods/heritage-harbor, data as of November 13, 2026.
Last 30 days in Heritage Harbor: 1 new listing (median asking $529,900), 1 under contract right now, 1 closed sale (median $454,000). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Heritage Harbor right now
🔴 Seller-leaning market. 0.7 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of November 13, 2026. Confidence: Medium (2 active and pending listings, 6 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Heritage Harbor market snapshot (as of November 13, 2026): the median sale price is about $528K ($230 per sq ft over the trailing 12 months of closed sales), a median 24 days on market for closed sales, and 0.7 months of supply, a seller-leaning market.
Heritage Harbor is a community of 297 homes in Lutz, Hillsborough County, built between 1998 and 2004 (median 2002), with a median living area of about 3,027 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Heritage Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Heritage HarborPhotos from Stellar MLS listings in Heritage Harbor; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($528K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026. Deemed reliable but not guaranteed.
19% of homes for sale in ZIP 33558 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Heritage Harbor Market Scorecard
Heritage Harbor is currently a seller-leaning market. About 0.7 months of supply, a median asking price of $529,900, and homes go under contract in about 16 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in heritage harbor ph 1b, Lutz
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Heritage Harbor
Live MLS inventory for Heritage Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Heritage Harbor listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026. Tap any home to ask about it.
Every Home for Sale in Heritage Harbor Right Now (2)
All 2 active and pending Heritage Harbor listings with a detail page, newest first, refreshed twice a day from the MLS.
- 19264 Fishermans Bend Drive · $529,900 · 4 bd / 3.5 ba · listed Oct 27, 2026 · listed by Mainstay Brokerage Llc
- 19266 Fishermans Bend Drive · $600,000 · 4 bd / 3.5 ba · pending · listed Oct 25, 2026 · listed by Coldwell Banker Realty
Heritage Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Heritage Harbor
- Pool · reported on 13 of 14 listings
- Clubhouse · reported on 12 of 14 listings
- Golf · reported on 12 of 14 listings
- Tennis Court(s) · reported on 12 of 14 listings
- Fitness Center · reported on 11 of 14 listings
- Playground · reported on 11 of 14 listings
- Gated Community - No Guard · reported on 9 of 14 listings
- Deed Restrictions · reported on 9 of 14 listings
- Restaurant · reported on 8 of 14 listings
- Golf Carts OK · reported on 7 of 14 listings
- Park · reported on 7 of 14 listings
- Gated · reported on 6 of 14 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Heritage Harbor listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Heritage Harbor address.
Recent Developments in Heritage Harbor
Development, infrastructure, retail, and school activity affecting Heritage Harbor, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Parks & Amenities
Tampa Bay Downs opens renovated golf practice facility with Toptracer range
The renovated facility on Stable Gate Lane in Westchase was unveiled Oct. 17 with a covered 10-bay Toptracer range, 12 extra covered turf mats, a putting green, chipping areas and a new bar. Buckets start at $10 and reservations are required for the Toptracer bays after Oct. 29.
What it may mean for the marketThe upgraded range adds a recreation and entertainment option for the Westchase and Oldsmar area. The project is about 9 miles southwest of Heritage Harbor, elsewhere in Hillsborough County.
Source: Tampa Bay Beacons - October 2026Parks & Amenities
Tampa begins public input on nearly 60 acre K-Bar Ranch park in New Tampa
The city held its first public meeting Oct. 15 on an $8 million park of nearly 60 acres south of Mistflower Lane near the Pasco line. Residents favored paths, nature areas and flexible green space, and a multi-purpose field is proposed. Skanska is the design-builder with design estimated at 10 to 12 months.
What it may mean for the marketThe planned park would add trails and open space for the northern New Tampa area, with design still under way. The project is about 8 miles east of Heritage Harbor, elsewhere in Hillsborough County.
Source: Tampa Bay Beacons - October 2026Retail & Dining
Hobby Lobby coming to Carrollwood Commons on North Dale Mabry
County records show a 49,106 square foot Hobby Lobby planned at Carrollwood Commons on North Dale Mabry Highway, with coming soon signs posted. No opening date has been announced and the company had not commented.
What it may mean for the marketA large craft retailer would add a destination store to the Dale Mabry shopping corridor in northwest Tampa. The project is about 7 miles south of Heritage Harbor, elsewhere in Hillsborough County.
Source: Tampa Bay Beacons - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 11 miles south of Heritage Harbor, elsewhere in Hillsborough County.
Source: City of Tampa - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 8 miles north of Heritage Harbor.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 9 miles north of Heritage Harbor.
Source: WUSF
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Heritage Harbor buying strategy.
If we were buying in Heritage Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Heritage Harbor.
A closer look at the Heritage Harbor market
At a median of $230 per square foot, Heritage Harbor prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 0.7 months of supply, a seller-leaning market. Homes that do trade take a median 24 days on market, useful leverage on any listing that has lingered.
The housing stock is 297 homes built between 1998 and 2004, and 76% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Heritage Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Heritage Harbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.3). Basis: Liquidity & Demand 0.7 months of supply; Owner Commitment 76% owner-occupied; Pricing Power 97.2% sale-to-list. Refreshed with each data update.
Tools for a Heritage Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Heritage Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Heritage Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Heritage Harbor home worth?
Get a no-obligation home value based on real comparable sales in Heritage Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lutz →
Recently off market in heritage harbor ph 1b
Homes in heritage harbor ph 1b that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 19218 Sea Mist Lane · off market
- 19308 Sandy Springs Circle · off market
- 19312 Sea Mist Lane · off market
- 19431 Sandy Springs Circle · off market
- 4308 Harborwatch Lane · off market
Recently sold in Heritage Harbor
- 19431 Sandy Springs Circle · sold $454,000
- 19308 Sandy Springs Circle · sold $437,500
Closed sales from the MLS; each page shows the sold price, taxes and value history.
Frequently Asked Questions
What is the median home price in Heritage Harbor?
How long do homes in Heritage Harbor take to sell?
Is Heritage Harbor a buyer's or seller's market right now?
How many homes are in Heritage Harbor?
What share of Heritage Harbor is owner-occupied?
When were the homes in Heritage Harbor built?
What schools serve Heritage Harbor?
Who is the best real estate agent for Heritage Harbor?
How do I find a top Lutz real estate agent who knows Heritage Harbor?
Can Momentum Realty connect me with an agent for Heritage Harbor?
Nearby Communities
Explore more neighborhoods near Heritage Harbor with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending November 13, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 33558)) |
| Under-contract shares | Stellar MLS records, as of 2026-11-13 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2018 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how heritage harbor ph 1b fits the bigger picture — live prices, inventory, and Momentum Scores: