VillaRosa in Lutz

VillaRosa Homes for Sale in Lutz, FL

Gated community · Lutz · ZIP 33558

An established gated community of conservation-set homes in Lutz.

Gated communityConservation settingFull amenities
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is an established gated community of distinct enclaves; the enclave, the HOA, the home condition, and the lot decide value, so confirm them for a specific home.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"VillaRosa is an established gated community on the western side of Lutz, so the read blends a sought-after setting with condition: public sources describe a community developed from 1996 to 2001, mostly three and four bedroom homes set among ponds and conservation areas, across ten enclaves named for roses, with a clubhouse, pool, tennis and pickleball, basketball, a park, a playground, a dog park, and trails behind a gated entrance. HOA costs vary by enclave and home type. Because the homes are now two to three decades old, condition and the lot drive value alongside the all-in HOA. Your leverage is reading the enclave, the HOA, the home condition, and the conservation lot before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

VillaRosa is an established gated community in Lutz, in northwest Hillsborough County's 33558 ZIP, just north of the Cheval area near the Pasco line. Public sources describe a community developed from 1996 to 2001, with mostly three and four bedroom homes set in a natural setting of ponds and conservation areas.

The community is organized into ten enclaves named for varieties of roses, each with its own character, behind a gated entrance. Amenities include a clubhouse and swimming pool, tennis, pickleball, and basketball courts, a community park, a playground, a dog park, and walking and jogging trails. HOA fees vary by enclave and home type.

Because the homes are now two to three decades old, condition drives value alongside the lot: the roof and systems age, prior updates, and whether a home backs to conservation or a pond set where it lands. Confirm the enclave, the current HOA, and the home condition for a specific home.

For buyers who want an established, amenity-backed gated community in a conservation setting near the Suncoast Parkway, VillaRosa is one of the sought-after options in Lutz. The work is reading the enclave, the HOA, the home condition, and the lot honestly before you fall for the gates.

Best for

  • Buyers who want an established, amenity-backed gated community
  • Anyone who values a conservation and pond setting
  • Buyers who want a clubhouse, pool, and sports courts behind a gate
  • Buyers who will read the enclave, the HOA, and the home condition

Probably not for

  • Buyers who want new construction with a builder warranty
  • Anyone who wants an established, no-HOA neighborhood
  • Buyers who want a central, in-town location
  • Anyone who will not read the condition of a two to three decade old home

How VillaRosa is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current VillaRosa listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in VillaRosa buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

VillaRosa sits in Lutz, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Suncoast Parkway (Veterans Expwy)~5-10 min · toll route to Tampa
Dale Mabry Highway retail~8-12 min · shopping and dining
Cheval / Northwest Hillsborough~5-10 min · neighboring area
Tampa Premium Outlets (Wesley Chapel)~20-25 min · retail
Tampa (downtown)~30-40 min · via the Suncoast Parkway
Tampa International Airport (TPA)~25-35 min · via the Suncoast Parkway

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near VillaRosa Homes for Sale in Lutz, FL with Momentum Realty’s local guides.

APAvea PointeLutz Homes for SaleLutz, FL · 0.8 miLALakeview atCalusa Trace Homes for Sale in Lutz, FLLutz, FL · 1.2 miWLWyndham Lakes Homes for Sale in Odessa, FLOdessa, FL · 1.4 miRHReflections Homes for Sale in Lutz, FLLutz, FL · 1.4 miCCCopeland CreekOdessa Homes for SaleOdessa, FL · 1.5 miTHTarramor Homes for Sale in Odessa, FLOdessa, FL · 1.8 miHOHidden Oaks Twnhms Homes for Sale in Lutz, FLLutz, FL · 1.8 miHOHidden OaksTownhomes in Lutz, FLLutz, FL · 1.9 miSHStillwater Homes for Sale in Odessa, FLOdessa, FL · 2.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
VillaRosa (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

VillaRosa is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any VillaRosa address.

The takeaway

What is actually shaping value at VillaRosa: the established gated community in a conservation setting, the Suncoast Parkway access, and the enclave-specific HOA structure. Each item is sourced and linked.

Recent Developments in VillaRosa

Our read on what is being built around VillaRosa, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe gated amenities, conservation setting, and Suncoast access support steady demand, while the watch items are the enclave-specific HOA and the condition of a two to three decade old home.

Gated, amenity-rich, conservation setting anchors demand

Ongoing
BullishMajor impact
SignificanceRadius: Community

An established gated community with full amenities in a conservation setting is a sought-after, durable draw in northwest Hillsborough.

Suncoast Parkway access supports demand

Ongoing
BullishNotable impact
SignificanceRadius: Area

Quick toll-road access to Tampa and the airport supports demand for the community.

Two to three decade old homes mean condition drives value

Ongoing
NeutralMajor impact
SignificanceRadius: Community

On homes from 1996 to 2001, roof and systems age and updates set where a specific home lands.

HOA varies by enclave

Ongoing
NeutralNotable impact
SignificanceRadius: Community

HOA costs vary by enclave and home type; confirm the enclave-specific fee for a specific home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting VillaRosa, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Community

    VillaRosa remains a sought-after gated community in Lutz

    Community guides describe VillaRosa as a gated community developed from 1996 to 2001 with ten enclaves named for roses, set among ponds and conservation, with a clubhouse, pool, and sports courts. Why it matters: The enclave, the HOA, and the home condition drive the buy; confirm them for a specific home. Source

  2. January 2025
    HOA

    VillaRosa HOA covers amenities and security

    HOA sources describe VillaRosa fees covering common-area and grounds maintenance, the community roads, the pool, and security, varying by enclave and home type. Why it matters: Confirm the enclave-specific HOA and what it covers for a specific home. Source

Development alerts for VillaRosaGet a short monthly email when something new is approved, funded, or opens near VillaRosa.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in VillaRosa, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the enclave and its HOA. Fees and character vary by enclave; get the enclave-specific HOA and what it covers in writing.

2

Inspect the roof and systems. On a home from 1996 to 2001, roof age, HVAC, and updates drive both price and insurability.

3

Read the lot. Conservation, pond, or interior, and what the home backs to drive value here.

4

Confirm any CDD. Confirm whether a CDD applies on the tax bill, since community structures vary.

5

Compare gated options, and cross-shop Suncoast Lakes for another gated community nearby.

Best Buy
A well-kept home on a conservation lot in a sound enclave
Biggest Risk
Underreading the enclave HOA and the condition of an older home
Best Lot
A conservation or pond lot over an interior one
Smart Timing
Confirm the enclave HOA, any CDD, and the condition before offering
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

VillaRosa is an established gated community in Lutz, in northwest Hillsborough County's 33558 ZIP, just north of the Cheval area. Public sources describe a community developed from 1996 to 2001, mostly three and four bedroom homes set among ponds and conservation areas, organized into ten enclaves named for varieties of roses, with a clubhouse, swimming pool, tennis, pickleball, and basketball courts, a park, a playground, a dog park, and trails behind a gated entrance. HOA costs vary by enclave and home type. Because the homes are now two to three decades old, the enclave, the HOA, the home condition, and the conservation lot drive value more than square footage.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Original or lightly updated homes in a more attainable enclave, the renovation route into the gated community.

Lowest entry
The Core Home

Updated three and four bedroom homes on a solid lot in a sound enclave, the heart of the resale market here.

Most inventory
The Premium Home

The most updated, largest homes on conservation or pond lots, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Original or lightly updated homes in a more attainable enclave, the renovation route into the gated community.
The Core Home
Updated three and four bedroom homes on a solid lot in a sound enclave, the heart of the resale market here.
The Premium Home
The most updated, largest homes on conservation or pond lots, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within LutzStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in VillaRosa

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The gates and the conservation are the draw. The deal is won or lost on the enclave, the HOA, the condition, and the lot.

Jon Brooks · Founder, Momentum Realty
7.8B · Buy Score
Resale Strength7.8/10
Renovation Risk6.4/10
Location Efficiency7.8/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on VillaRosa is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In VillaRosa, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

VillaRosa in 15 seconds.

Best forBuyers who want an established, amenity-backed gated community in a conservation setting.
Biggest advantageGated amenities and a conservation setting near the Suncoast Parkway.
Biggest riskThe enclave HOA and the condition of a two to three decade old home.
Sweet spotA well-kept home on a conservation lot in a sound enclave.
Avoid ifYou want new construction, no HOA, or a central in-town location.

HOA, CDD & Fees

15-Second Take
  • Gated, master HOA by enclave
  • Conservation and pond setting
  • Clubhouse, pool, and sports courts
  • Read the condition of an older home
  • Confirm the enclave HOA and any CDD

A master homeowners association fee applies and varies by enclave and home type, covering the gated access, amenities, and common areas; confirm any CDD per parcel (confirm the enclave-specific HOA, what it covers, and any CDD for a specific home).

Public sources describe the HOA covering common-area and grounds maintenance, the community roads, the pool, and security; confirm exactly what is included for the specific enclave.

Public sources describe a clubhouse and swimming pool, tennis, pickleball, and basketball courts, a park, a playground, a dog park, and walking and jogging trails.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In VillaRosa, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Suncoast Lakes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your VillaRosa home worth?

Get a no-obligation home value based on real comparable sales in VillaRosa matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

VillaRosa Market Scorecard

Strong seller's market

VillaRosa is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is VillaRosa?
VillaRosa is an established gated community in Lutz, in northwest Hillsborough County's 33558 ZIP, just north of the Cheval area near the Suncoast Parkway.
When was VillaRosa built?
Public sources describe VillaRosa as developed from 1996 to 2001, with mostly three and four bedroom homes. Because the homes are now two to three decades old, condition varies home to home.
What are the HOA fees in VillaRosa?
Public sources describe HOA fees varying by enclave and home type, often in a range of a couple hundred dollars a month, covering the gate, amenities, and common areas. Confirm the enclave-specific fee for a specific home.
Is there a CDD fee in VillaRosa?
Confirm whether a CDD applies on the tax bill for a specific home, as community structures vary. The HOA covers the gate and amenities.
What are the enclaves in VillaRosa?
Public sources describe ten enclaves named for varieties of roses, each with its own character and HOA structure. Confirm which enclave a specific home is in and its rules.
What amenities does VillaRosa have?
Public sources describe a clubhouse and swimming pool, tennis, pickleball, and basketball courts, a community park, a playground, a dog park, and walking and jogging trails behind a gated entrance.
Is VillaRosa gated?
Yes. Public sources describe a gated community with controlled access.
How far is VillaRosa from Tampa?
The Suncoast Parkway is roughly five to ten minutes away, with downtown Tampa about thirty to forty minutes and the airport around twenty-five to thirty-five minutes by car.
What schools serve VillaRosa?
The community is served by Hillsborough County Public Schools. School assignment is by address and changes periodically, so confirm the current zoning for a specific home with the district.
What should I check before buying in VillaRosa?
Confirm the enclave and its HOA, inspect the roof and systems on a two to three decade old home, read the conservation or pond lot, and confirm any CDD.
Is VillaRosa a good place to buy?
An established gated community with full amenities in a conservation setting near the Suncoast supports demand. The enclave, the HOA, and the condition drive the real value.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Where the enclave HOA and condition swing value, having your own representation is the highest-leverage decision you make.
Buyers who want an established, amenity-backed gated communityExcellent fit
Anyone who values a conservation and pond settingExcellent fit
Buyers who want a clubhouse, pool, and sports courts behind a gateExcellent fit
Buyers who will read the enclave, the HOA, and the home conditionExcellent fit
Buyers who value a conservation lot in a sought-after gated communityExcellent fit
Buyers who want new construction with a builder warrantyProbably not
Anyone who wants an established, no-HOA neighborhoodProbably not
Buyers who want a central, in-town locationProbably not
Anyone who will not read the condition of a two to three decade old homeProbably not
Anyone who will not read the enclave-specific HOA and the conditionProbably not

Get the inside read on VillaRosa

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your VillaRosa home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty VillaRosa specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in VillaRosa — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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