Aerial view of 33950, Florida

33950 (Punta Gorda)
Housing Market

ZIP code market report · Charlotte County

Median sale price $450,000, up 6.2% year over year, with homes going under contract in about 62 days.

8 communities reporting899 sales analyzedRefreshed twice dailyMomentum Score 52
Live Market Pulse
52/100
Momentum
Balanced Market
Buyers are negotiating roughly 8% off asking. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 33950 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$450K
Median sold · 12 moConfidence: High
up 6.2% vs the prior 12 months
+6.2%
1-yr price change
n = 899 recent sales
$229/sf
Sold $/sqft · 12 mo
Charlotte County: $192 · +7.5% vs prior yr
91.9%
Sale vs ask
Charlotte County: 92.6% · +1.2pp vs prior yr
$299K
Charlotte County home value
Zillow ZHVI, monthly · -8.2% vs a year ago
Tempo
62days
Median DOM · closed
Charlotte County: 60 days · +1.0 days vs prior yr
7
Sold · last 12 mo
closed across all tracked communities · +15.6% vs prior yr
Market context
24%
Listings with price cuts
Charlotte County · Zillow · -2.8pp vs prior month
3,539
County for-sale inventory
Zillow, monthly · -6.2% vs prior month
9%
New construction
share of recent sales · -4.8pp vs prior yr
48%
Cash buyers
share of sales · peak 52% · +3.9pp vs prior yr
52/100
Momentum score
Balanced Market
Economy & people · county layer
$66,154
Median household income
U.S. Census ACS, county
195,083
County population
+10.2% since 2018
4.5×
Price to income
county home value vs median income
83%
Owner-occupied
U.S. Census ACS, county
$2,581/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are up 6.2% versus the prior year and sellers are still collecting 91.9% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 52
Momentum Score
Buyer leverage48
Seller leverage52

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33950 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 33950 (Punta Gorda)

The median sale price across 33950 currently stands at $450,000, up 6.2% from a year ago. Buyers are paying a median of $229 per square foot. The typical home goes under contract in about 62 days. Sellers are capturing 91.9% of their original asking price on average.

7 homes closed here over the trailing 12 months.

Zillow's home value index for Charlotte County stands at $299,140. About 24% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33950 is 52 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

33950 since 2012 — and where it’s heading

A median home here sold for $184,845 in 2012 and $491,922 over the last recorded year — 166% appreciation across 14 years of recorded sales. Cash buyers took 48% of recent sales, down from a 52% peak.

Median sale price · 2012–2026 (8,041 recorded sales)

$177K$362K$546K$492K2012: $185K2013: $218K2014: $241K2015: $301K2016: $304K2017: $300K2018: $377K2019: $362K2020: $318K2021: $454K2022: $526K2023: $536K2024: $538K2025: $459K2026: $492K20122015201920232026

Days on market by year

-1d164d330d62d2012: 66d2013: 68d2014: 77d2015: 58d2016: 56d2017: 66d2018: 163d2019: 100d2020: 324d2021: 5d2022: 5d2023: 22d2024: 43d2025: 61d2026: 62d20122015201920232026

Cash buyers · share of sales

36%44%52%48%2016: 46%2017: 40%2018: 38%2019: 39%2020: 36%2021: 41%2022: 52%2023: 52%2024: 50%2025: 44%2026: 48%20162018202120242026

Home value trend · Charlotte County (Zillow ZHVI)

$299K$313K$326K$299KJun '25: $326KJul '25: $320KAug '25: $315KSep '25: $311KOct '25: $308KNov '25: $305KDec '25: $303KJan '26: $302KFeb '26: $301KMar '26: $301KApr '26: $300KMay '26: $300KJun '26: $299KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

3,5114,1934,8743,539Jun '25: 4,847Jul '25: 4,554Aug '25: 4,201Sep '25: 3,899Oct '25: 3,726Nov '25: 3,728Dec '25: 3,796Jan '26: 3,931Feb '26: 4,011Mar '26: 4,055Apr '26: 3,951May '26: 3,771Jun '26: 3,539Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Charlotte County (MLS)

6831,8362,990Aug 03 · Active: 2,944Aug 04 · Active: 2,909Aug 05 · Active: 2,930Aug 03Aug 04Aug 05ActivePending
Single-family 95%Condo 2%Manufactured Home - Post 1977 1%Manufactured 1%
Local Economics · county layer

What’s driving 33950

Who’s moving here
+3,727 net residents/yr

Top inbound states: MA, IL, NY, MI. Movers arriving report ~$97,123 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,298/yr avg premium

2,415 Citizens policies in force in Charlotte County — the state-backed insurer of last resort. Budget insurance into any Charlotte purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
3,015 units permitted -34% YoY

2,571 single-family · 444 multi-family · 15.5 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
VENETIAN ISLES ▲ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Charlotte

MarketMedianActiveScore
33950 ← this page$450K52
33982$318K634Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
VENETIAN ISLESPunta Gorda$1.40M▲ 10%
PUNTA GORDA ISLESPunta Gorda$450K▲ 3%
SOLANAPunta Gorda$388K▲ -4%
SEMINOLE LAKESPunta Gorda$310K▲ -5%
ALLIGATOR PARK COOPPunta Gorda$121K▲ -7%
Prices cooling fastest
ALLIGATOR PARK COOPPunta Gorda$121K▼ 7%
SEMINOLE LAKESPunta Gorda$310K▼ 5%
SOLANAPunta Gorda$388K▼ 4%
PUNTA GORDA ISLESPunta Gorda$450K▼ 3%
VENETIAN ISLESPunta Gorda$1.40M▼ 10%
Selling fastest
SEMINOLE LAKESPunta Gorda$310K42 days
PUNTA GORDA ISLESPunta Gorda$450K62 days
VENETIAN ISLESPunta Gorda$1.40M65 days
SOLANAPunta Gorda$388K70 days
ALLIGATOR PARK COOPPunta Gorda$121K90 days
Explore Deeper

Cities in this ZIP

Most active communities

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Plain Answers

The questions people actually ask

Should I buy a house in 33950 right now?

The data says conditions currently favor neither side decisively in 33950 — the Momentum Score reads 52/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33950 becoming more affordable?

No — the median sale price in 33950 is $450,000, up 6.2% versus the prior year, while sellers still capture 91.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 33950?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are ALLIGATOR PARK COOP (-7%); SEMINOLE LAKES (-5%); SOLANA (-4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33950 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are SEMINOLE LAKES (42 days); PUNTA GORDA ISLES (62 days); VENETIAN ISLES (65 days) — homes there go under contract well ahead of the market-wide pace of 62 days.

Questions

33950 (Punta Gorda) housing market FAQ

What is the median home price in 33950?

The median sale price in 33950 is currently $450,000, up 6.2% from a year ago, based on MLS sales data updated August 6, 2026.

Is 33950 a buyer's or seller's market right now?

The data currently is roughly balanced. 33950 scores 52 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 33950?

The typical home in 33950 goes under contract in about 62 days, per current MLS data.

Are home prices in 33950 rising or falling?

Median sale prices are up 6.2% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33950 (Punta Gorda). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.