Florida Housing IntelligencePasco County › 34610 (Spring Hill)
Aerial view of 34610, Florida

34610 (Spring Hill)
Homes for Sale & Housing Market

ZIP code market report · Pasco County

Median sale price $399,000, down 1.5% year over year, with homes going under contract in about 50 days, 43 homes on the market.

29 communities reporting419 sales analyzedRefreshed twice dailyMomentum Score 50
Live Market Pulse
50/100
Momentum
Balanced Market
About 5 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 34610 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$399K
Median sold · 12 moConfidence: High
down 1.5% vs the prior 12 months
-1.5%
1-yr price change
n = 419 recent sales
$193/sf
Sold $/sqft · 12 mo
Pasco County: $191 · flat vs prior yr
94.6%
Sale vs ask
Pasco County: 94.9% · -0.3pp vs prior yr
$332K
Pasco County home value
Zillow ZHVI, monthly · -2.5% vs a year ago
Tempo
4.6mo
Supply
3 to 6 months is the balanced band
50days
Median DOM · closed
Pasco County: 47 days · -5.0 days vs prior yr
18%
Under contract
Pasco County: 27%
43 · 13 ▼1
For sale · pending
live counts, refreshed twice daily
147
Sold · last 12 mo
closed across all tracked communities · +15.1% vs prior yr
Market context
32%
Listings with price cuts
Pasco County · Zillow · +0.2pp vs prior month
4,644
County for-sale inventory
Zillow, monthly · +0.9% vs prior month
29%
New construction
share of recent sales · +8.6pp vs prior yr
26%
Cash buyers
share of sales · peak 51% · -1.0pp vs prior yr
50/100
Momentum score
Balanced Market
Economy & people · county layer
$67,384
Median household income
U.S. Census ACS, county
588,758
County population
+15.3% since 2018
4.9×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$2,028/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.6 months of supply — balanced by the 3-to-6-month balanced benchmark, and 18% of listed homes are already under contract. Prices are down 1.5% versus the prior year, but sellers are still collecting 94.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 50
Momentum Score
Buyer leverage50
Seller leverage50

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 18% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34610 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
2.8 mo · seller-tilted · 7 active
$300K–$500K
3.6 mo · balanced band · 33 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34610 is hot — and where it isn't

Each dot is a community (29 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34610 (Spring Hill)

The median sale price across 34610 currently stands at $399,000, down 1.5% from a year ago. Buyers are paying a median of $193 per square foot. The typical home goes under contract in about 50 days. Sellers are capturing 94.6% of their original asking price on average.

There are 43 active listings on the market, with 13 more already under contract. At the current sales pace that works out to 4.6 months of supply — roughly balanced conditions by the standard six-month benchmark. 147 homes closed here over the trailing 12 months.

Zillow's home value index for Pasco County stands at $331,636. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34610 is 50 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

34610 since 2012 — and where it’s heading

A median home here sold for $92,329 in 2012 and $388,084 over the last recorded year — 320% appreciation across 14 years of recorded sales. Cash buyers took 26% of recent sales, down from a 51% peak.

Median sale price · 2012–2026 (2,636 recorded sales)

$86K$255K$425K$388K2012: $92K2013: $107K2014: $133K2015: $173K2016: $171K2017: $175K2018: $181K2019: $210K2021: $392K2022: $371K2023: $418K2024: $419K2025: $383K2026: $388K20122015201920232026

Days on market by year

4d49d94d51d2012: 68d2013: 86d2014: 63d2015: 93d2016: 68d2017: 40d2018: 58d2019: 58d2021: 6d2022: 8d2023: 25d2024: 36d2025: 56d2026: 51d20122015201920232026

Cash buyers · share of sales

22%37%52%26%2016: 51%2017: 28%2018: 32%2019: 34%2020: 30%2021: 26%2022: 27%2023: 29%2024: 22%2025: 27%2026: 26%20162018202120242026

Home value trend · Pasco County (Zillow ZHVI)

$331K$336K$340K$332KJul '25: $340KAug '25: $338KSep '25: $337KOct '25: $336KNov '25: $335KDec '25: $335KJan '26: $335KFeb '26: $335KMar '26: $335KApr '26: $334KMay '26: $334KJun '26: $332KJul '26: $332KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

4,2244,4894,7544,644Jul '25: 4,744Aug '25: 4,728Sep '25: 4,662Oct '25: 4,589Nov '25: 4,461Dec '25: 4,304Jan '26: 4,235Feb '26: 4,251Mar '26: 4,424Apr '26: 4,515May '26: 4,569Jun '26: 4,601Jul '26: 4,644Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Pasco County (MLS)

1,3443,1004,856Jul 07 · Active: 4,578Aug 03 · Active: 4,663Aug 04 · Active: 4,488Aug 05 · Active: 4,585Aug 06 · Active: 4,605Aug 07 · Active: 4,652Aug 08 · Active: 4,666Aug 09 · Active: 4,669Aug 10 · Active: 4,654Aug 11 · Active: 4,614Aug 12 · Active: 4,612Aug 13 · Active: 4,613Aug 15 · Active: 4,676Aug 17 · Active: 4,646Aug 19 · Active: 4,646Aug 22 · Active: 4,717Aug 23 · Active: 4,721Aug 28 · Active: 4,722Aug 29 · Active: 4,758Aug 30 · Active: 4,758Aug 31 · Active: 4,753Sep 07 · Active: 4,753Sep 09 · Active: 4,690Sep 11 · Active: 4,786Sep 12 · Active: 4,782Sep 13 · Active: 4,781Sep 14 · Active: 4,729Sep 15 · Active: 4,728Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$372K$386K$400K$399KAug 06: $372KAug 08: $372KAug 09: $372KAug 10: $372KAug 11: $372KAug 12: $372KAug 13: $372KAug 15: $372KAug 17: $372KAug 18: $372KAug 19: $372KAug 20: $372KAug 21: $372KAug 22: $372KAug 23: $372KAug 24: $372KAug 26: $372KAug 28: $372KAug 29: $372KAug 30: $372KAug 31: $372KSep 01: $372KSep 04: $372KSep 05: $372KSep 06: $372KSep 07: $372KSep 08: $372KSep 09: $372KSep 10: $372KSep 11: $372KSep 12: $399KSep 13: $399KSep 14: $399KSep 15: $399KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 76%Manufactured Home - Post 1977 18%Manufactured 2%Mobile Home - Pre 1976 2%? 0%
Local Economics · county layer

What’s driving 34610

Who’s moving here
+18,430 net residents/yr

Top inbound states: NY, NJ, IL, CA. Movers arriving report ~$76,486 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,659/yr avg premium

8,233 Citizens policies in force in Pasco County — the state-backed insurer of last resort. Budget insurance into any Pasco purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
7,878 units permitted +16% YoY

6,191 single-family · 1,687 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
K Bar Ranch ▼ 21%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 3.6 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 34610 right now.

Biggest opportunity
Under $300K: 2.8 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Pasco

MarketMedianActiveScore
34610 ← this page$399K4350
33543$415K30456Open →
33541$400K28948Open →
34667$254K24847Open →
33545$445K20159Open →
34652$220K19846Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
HIGHLANDS UNRECHudson$399K▲ 13%
leisure hillsSpring Hill$285K▲ 4%
highlands ph 01Hudson$380K▲ 3%
lone star ranchSpring Hill$310K▲ 0%
Anderson Snow EstatesSpring Hill$444K▲ -3%
Prices cooling fastest
K Bar RanchTampa$500K▼ 21%
talavera ph 1eSpring Hill$416K▼ 16%
Suncoast Highlands UnrecHudson$296K▼ 16%
avalon west ph 2Spring Hill$367K▼ 12%
Lone Star TwnhmsSpring Hill$205K▼ 10%
Most homes for sale
ConnertonLand O' Lakes$442K18
Del Webb River Reserve Phase 1A & 1BSpring Hill$431K10
Woodhaven Farms UnrecSpring Hill$333K5
highland forest unrecSpring Hill$285K3
K Bar RanchTampa$500K3
Selling fastest
HIGHLANDS UNRECHudson$399K19 days
lone star ranchSpring Hill$310K19 days
highlands ph 01Hudson$380K22 days
leisure hillsSpring Hill$285K23 days
Suncoast Highlands UnrecHudson$296K26 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34610 right now?

The data says conditions currently favor neither side decisively in 34610 — the Momentum Score reads 50/100 with 4.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34610 becoming more affordable?

Yes, modestly — the median sale price in 34610 is $399,000, down 1.5% versus the prior year, while sellers still capture 94.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34610?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are K Bar Ranch (-21%); talavera ph 1e (-16%); Suncoast Highlands Unrec (-16%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34610 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are HIGHLANDS UNREC (19 days); lone star ranch (19 days); highlands ph 01 (22 days) — homes there go under contract well ahead of the market-wide pace of 50 days.

Questions

34610 (Spring Hill) housing market FAQ

How is the housing market in 34610 right now?

As of September 15, 2026, the 34610 housing market is roughly balanced: the median sale price is $399,000 (down 1.5% year over year), 43 homes are for sale against 147 sales in the last 12 months, which is 4.6 months of supply, and the typical home goes under contract in about 50 days.

How much is a house in 34610?

The median home sold for $399,000 in 34610 over the last 12 months, about $193 per square foot; asking prices on the 43 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34610?

By the numbers, sellers in 34610 are getting 94.6% of asking price and going under contract in about 50 days with 4.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34610 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34610 median sale prices are down 1.5% year over year, inventory stands at 4.6 months of supply, and 18% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34610?

The median sale price in 34610 is currently $399,000, down 1.5% from a year ago, based on MLS sales data updated September 15, 2026.

Is 34610 a buyer's or seller's market right now?

The data currently is roughly balanced. 34610 scores 50 of 100 on the Momentum Score, with 4.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34610?

The typical home in 34610 goes under contract in about 50 days, per current MLS data.

How many homes are for sale in 34610?

There are approximately 43 active listings in 34610 as of September 15, 2026.

Are home prices in 34610 rising or falling?

Median sale prices are down 1.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34610 (Spring Hill). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.