Clearwater Beach
Housing Market
Median sale price $740,000, up 2.7% year over year, with homes going under contract in about 61 days, 53 homes on the market.
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Housing Market Analyst
Inventory sits at 11.6 months of supply — heavy by the 3-to-6-month balanced benchmark, and 8% of listed homes are already under contract. Prices are up 2.7% versus the prior year and sellers are still collecting 92.2% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 8% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Clearwater Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Clearwater Beach is hot — and where it isn't
Each dot is a community (26 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Clearwater Beach
The median sale price across Clearwater Beach currently stands at $740,000, up 2.7% from a year ago. Buyers are paying a median of $501 per square foot. The typical home goes under contract in about 61 days. Sellers are capturing 92.2% of their original asking price on average.
There are 53 active listings on the market, with 4 more already under contract. At the current sales pace that works out to 11.6 months of supply — a buyer-leaning market by the standard six-month benchmark. 53 homes closed here over the trailing 12 months.
Clearwater Beach prices sit above the Pinellas County median by roughly 91%. Zillow's home value index for Pinellas County stands at $371,631. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Clearwater Beach is 32 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Clearwater Beach since 2014 — and where it’s heading
A median home here sold for $464,269 in 2014 and $801,224 over the last recorded year — 73% appreciation across 12 years of recorded sales. Cash buyers took 70% of recent sales, down from a 70% peak.
Median sale price · 2014–2026 (2,222 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Pinellas County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Pinellas County (MLS)
What’s driving Clearwater Beach
Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023
20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Clearwater Beach right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Pinellas County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Clearwater Beach ← this page | $740K | 53 | 32 | |
| St. Petersburg | $454K | 403 | 53 | Open → |
| Largo | $355K | 119 | 52 | Open → |
| Palm Harbor | $358K | 99 | 57 | Open → |
| Clearwater | $305K | 98 | 48 | Open → |
| Gulfport | $388K | 71 | 49 | Open → |
Neighborhoods on the move
| MANDALAY SUBClearwater Beach | $742K | ▲ 16% |
| ISLAND ESTATES OF CLEARWATERClearwater Beach | $1.45M | ▲ 16% |
| BELLE HARBOR CONDOClearwater Beach | $1.35M | ▲ 11% |
| REGATTA BEACH CLUB CONDOClearwater Beach | $400K | ▲ -4% |
| REGATTA BEACH CLUB CONDOClearwater Beach | $400K | ▼ 4% |
| BELLE HARBOR CONDOClearwater Beach | $1.35M | ▼ 11% |
| ISLAND ESTATES OF CLEARWATERClearwater Beach | $1.45M | ▼ 16% |
| MANDALAY SUBClearwater Beach | $742K | ▼ 16% |
| MANDALAY SUBClearwater Beach | $742K | 26 |
| ISLAND ESTATES OF CLEARWATERClearwater Beach | $1.45M | 23 |
| BELLE HARBOR CONDOClearwater Beach | $1.35M | 10 days |
| MANDALAY SUBClearwater Beach | $742K | 58 days |
| REGATTA BEACH CLUB CONDOClearwater Beach | $400K | 63 days |
| ISLAND ESTATES OF CLEARWATERClearwater Beach | $1.45M | 78 days |
Clearwater Beach ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Clearwater Beach right now?
The data says conditions currently favor buyers in Clearwater Beach — the Momentum Score reads 32/100 with 11.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Clearwater Beach becoming more affordable?
No — the median sale price in Clearwater Beach is $740,000, up 2.7% versus the prior year, while sellers still capture 92.2% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Clearwater Beach?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are REGATTA BEACH CLUB CONDO (-4%); BELLE HARBOR CONDO (11%); ISLAND ESTATES OF CLEARWATER (16%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Clearwater Beach neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are BELLE HARBOR CONDO (10 days); MANDALAY SUB (58 days); REGATTA BEACH CLUB CONDO (63 days) — homes there go under contract well ahead of the market-wide pace of 61 days.
How does Clearwater Beach compare to the rest of Pinellas County?
Clearwater Beach's median of $740,000 runs 91% above the county-wide median of $387,500, and homes here take 61 days to go under contract versus 52 county-wide.
Clearwater Beach housing market FAQ
What is the median home price in Clearwater Beach?
The median sale price in Clearwater Beach is currently $740,000, up 2.7% from a year ago, based on MLS sales data updated August 6, 2026.
Is Clearwater Beach a buyer's or seller's market right now?
The data currently favors buyers. Clearwater Beach scores 32 of 100 on the Momentum Score, with 11.6 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Clearwater Beach?
The typical home in Clearwater Beach goes under contract in about 61 days, per current MLS data.
How many homes are for sale in Clearwater Beach?
There are approximately 53 active listings in Clearwater Beach as of August 6, 2026.
Are home prices in Clearwater Beach rising or falling?
Median sale prices are up 2.7% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Clearwater Beach. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.