Clearwater Beach
Housing Market
Median sale price $742,250, up 3.6% year over year, with homes going under contract in about 64 days, 161 homes on the market.
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Housing Market Analyst
Inventory sits at 6.7 months of supply — heavy by the 3-to-6-month balanced benchmark, and 15% of listed homes are already under contract. Prices are up 3.6% versus the prior year and sellers are still collecting 91.3% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 15% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Clearwater Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Clearwater Beach is hot — and where it isn't
Each dot is a community (35 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Clearwater Beach
The median sale price across Clearwater Beach currently stands at $742,250, up 3.6% from a year ago. Buyers are paying a median of $521 per square foot. The typical home goes under contract in about 64 days. Sellers are capturing 91.3% of their original asking price on average.
There are 161 active listings on the market, with 22 more already under contract. At the current sales pace that works out to 6.7 months of supply — a buyer-leaning market by the standard six-month benchmark. 299 homes closed here over the trailing 12 months.
Clearwater Beach prices sit above the Pinellas County median by roughly 89%. Zillow's home value index for Pinellas County stands at $370,534. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Clearwater Beach is 39 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.
Clearwater Beach since 2012 — and where it’s heading
A median home here sold for $477,884 in 2012 and $814,665 over the last recorded year — 70% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (2,897 recorded sales)
Days on market by year
Home value trend · Pinellas County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Pinellas County (MLS)
Median price · daily recalculation
What’s driving Clearwater Beach
Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023
20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Clearwater Beach right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Pinellas County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Clearwater Beach ← this page | $742K | 161 | 39 | |
| St. Petersburg | $439K | 1,068 | 53 | Open → |
| Clearwater | $312K | 415 | 48 | Open → |
| Palm Harbor | $365K | 238 | 57 | Open → |
| Largo | $342K | 222 | 52 | Open → |
| Seminole | $396K | 161 | 52 | Open → |
Neighborhoods on the move
| Belle Harbor CondoClearwater Beach | $1.40M | ▲ 28% |
| Clearwater Point 8 TennisClearwater Beach | $460K | ▲ 23% |
| Mandalay SubClearwater Beach | $742K | ▲ 21% |
| Island Estates Of ClearwaterClearwater Beach | $1.30M | ▲ 4% |
| Clearwater Sand KeyClearwater Beach | $1.17M | ▲ -2% |
| Sand Key Condo-South BeachClearwater Beach | $777K | ▼ 13% |
| Regatta Beach Club CondoClearwater Beach | $375K | ▼ 10% |
| Clearwater Sand KeyClearwater Beach | $1.17M | ▼ 2% |
| Island Estates Of ClearwaterClearwater Beach | $1.30M | ▼ 4% |
| Mandalay SubClearwater Beach | $742K | ▼ 21% |
| Island Estates Of ClearwaterClearwater Beach | $1.30M | 22 |
| Mandalay SubClearwater Beach | $742K | 20 |
| Cw ResortClearwater Beach | $900K | 12 |
| 440 West CondoClearwater Beach | $545K | 11 |
| Dans Island On Sand Key CondoClearwater Beach | $1.02M | 11 |
| Belle Harbor CondoClearwater Beach | $1.40M | 8 days |
| Clearwater Sand KeyClearwater Beach | $1.17M | 54 days |
| Regatta Beach Club CondoClearwater Beach | $375K | 57 days |
| Mandalay SubClearwater Beach | $742K | 58 days |
| Clearwater Point 8 TennisClearwater Beach | $460K | 64 days |
Clearwater Beach ZIP codes
Most active communities
More on Clearwater Beach
Put this data to work
The questions people actually ask
Should I buy a house in Clearwater Beach right now?
The data says conditions currently favor buyers in Clearwater Beach — the Momentum Score reads 39/100 with 6.7 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Clearwater Beach becoming more affordable?
No — the median sale price in Clearwater Beach is $742,250, up 3.6% versus the prior year, while sellers still capture 91.3% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Clearwater Beach?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Sand Key Condo-South Beach (-13%); Regatta Beach Club Condo (-10%); Clearwater Sand Key (-2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Clearwater Beach neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Belle Harbor Condo (8 days); Clearwater Sand Key (54 days); Regatta Beach Club Condo (57 days) — homes there go under contract well ahead of the market-wide pace of 64 days.
How does Clearwater Beach compare to the rest of Pinellas County?
Clearwater Beach's median of $742,250 runs 89% above the county-wide median of $393,000, and homes here take 64 days to go under contract versus 51 county-wide.
Clearwater Beach housing market FAQ
How is the housing market in Clearwater Beach right now?
As of October 5, 2026, the Clearwater Beach housing market favors buyers: the median sale price is $742,250 (up 3.6% year over year), 161 homes are for sale against 299 sales in the last 12 months, which is 6.7 months of supply, and the typical home goes under contract in about 64 days.
How much is a house in Clearwater Beach?
The median home sold for $742,250 in Clearwater Beach over the last 12 months, about $521 per square foot; asking prices on the 161 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Clearwater Beach?
By the numbers, sellers in Clearwater Beach are getting 91.3% of asking price and going under contract in about 64 days with 6.7 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Clearwater Beach housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Clearwater Beach median sale prices are up 3.6% year over year, inventory stands at 6.7 months of supply, and 15% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Clearwater Beach?
The median sale price in Clearwater Beach is currently $742,250, up 3.6% from a year ago, based on MLS sales data updated October 5, 2026.
Is Clearwater Beach a buyer's or seller's market right now?
The data currently favors buyers. Clearwater Beach scores 39 of 100 on the Momentum Score, with 6.7 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Clearwater Beach?
The typical home in Clearwater Beach goes under contract in about 64 days, per current MLS data.
How many homes are for sale in Clearwater Beach?
There are approximately 161 active listings in Clearwater Beach as of October 5, 2026.
Are home prices in Clearwater Beach rising or falling?
Median sale prices are up 3.6% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Clearwater Beach. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.