Moving to Cleveland, Georgia: The 2026 Data Guide
As of 2026-09-19, the median home sold in Cleveland, Georgia over the last 12 months went for $234,000 (96 closings across 73 communities in Momentum’s MLS record), about $230 per square foot for a median 960-sq-ft home built around 2005. Homes currently listed have been on the market a median of 44 days, and with 130 active listings against that sales pace the city is carrying roughly 16.2 months of supply. Sellers have been getting about 92% of their original asking price. That median is 42% below the median across Momentum’s Florida and Georgia coverage.
Cleveland right now — September 2026
Live pages for your move: 79 homes for sale in Cleveland · New construction · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · Best neighborhoods.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 19, 2026.
What your budget buys in Cleveland
Three price points from 133 recent Cleveland closings in our record, each showing what actually closed within 10% of that price:
- Around $174,900: the typical sale in this band was a 1-bed, 1-bath home of about 500 sq ft, built around 2009 (13 sales).
- Around $407,400: the typical sale in this band was a 3-bed, 2.5-bath home of about 1,849 sq ft, built around 2006 (23 sales).
The real monthly cost of owning in Cleveland
Take the median $234,000 home with 20% down at today’s 6.95% 30-year rate: principal and interest run about $1,239/month. Georgia taxes 40% of fair market value: at White County’s typical unincorporated millage of 20.57 mills, the median home’s bill is roughly $1,884/year ($157/month) after the standard homestead exemption — county and school exemptions vary and can lower it; inside a city, add the city millage. Georgia homeowners insurance runs well below Florida’s coastal premiums for most of the state; get a quote on the specific address, since roof age and wind exposure still move it. All in, budget on the order of $1,396/month to own the median Cleveland home.
For the full worksheet — the 40% assessment, the exemptions White County offers, and city versus unincorporated millage — see the White County property tax guide.
Where people are buying: Cleveland’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Mountain Shadows | 14 | $97,250 | 28 |
| The Cottages at Jackson Heights | 11 | $274,191 | 47 |
| Paradise Valley | 9 | $124,500 | 85 |
| Hunts Ridge | 7 | $435,000 | 210 |
| Elkmont | 6 | $176,000 | 40 |
| Spring Crest | 5 | $427,700 | 91 |
| Brookside Campground | 5 | $50,000 | 99 |
| Chestatee Estates | 5 | $302,000 | 25 |
Cleveland by ZIP code
Sales and medians by ZIP over the same 12 months: 30528 (128 sales, median $288,420).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 86% were single-family homes, 2% townhomes or villas. New construction accounted for 15% of closings, led by The Cottages at Jackson Heights, Blue Creek Forest. The housing stock skews newer: 37% of homes sold were built in 2015 or later and 6% before 1980.
Getting around from Cleveland
Measured from the center of Cleveland’s recent sales: Alpharetta is about 49 miles; Athens is about 53 miles; Downtown Atlanta is about 70 miles; Hartsfield-Jackson Atlanta International Airport (ATL) is about 78 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
Confirm school zoning for any specific address directly with the district. Property tax figures on this page use White County’s typical millage of 20.57; municipal and special-district millage varies inside the county. Get an insurance quote for the specific address before you go under contract.
Cleveland: the case for and against
What works in Cleveland’s favor
- prices run 42% below the statewide median in our coverage
- homes move quickly (median 44 days listed), so well-priced homes get competition
- about 16.2 months of supply gives buyers room to negotiate
- property tax is levied on 40% of value, so the effective rate is lower than the millage suggests, and most counties add homestead exemptions on top
What to plan for
- Georgia has a flat state income tax (about 5%, scheduled to keep stepping down), which Florida does not
Your Cleveland relocation toolkit
- Homes for sale in Cleveland right now
- Best neighborhoods in Cleveland
- New construction in Cleveland
- Search every Cleveland community
Common questions about moving to Cleveland
How much does a house cost in Cleveland, GA?
What does it cost per month to own a home in Cleveland?
What are property taxes like in Cleveland?
Is Cleveland a buyer's or seller's market right now?
Is there a lot of new construction in Cleveland?
Does Georgia have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Cleveland communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are White County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.