Living in Duluth, Georgia: The 2026 Data Guide
Duluth is in Gwinnett County, Georgia (ZIP codes 30096, 30097). · Homes for sale in Duluth · Gwinnett County
As of 2026-09-06, the median home sold in Duluth, Georgia over the last 12 months went for $464,000 (298 closings across 132 communities in Momentum’s MLS record), about $204 per square foot for a median 2,368-sq-ft home built around 1996. Homes currently listed have been on the market a median of 24 days, and with 143 active listings against that sales pace the city is carrying roughly 5.8 months of supply. Sellers have been getting about 96% of their original asking price. That median is 15% above the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Duluth
Three price points from 345 recent Duluth closings in our record, each showing what actually closed within 10% of that price:
- Around $336,000: the typical sale in this band was a 3-bed, 2.5-bath home of about 1,696 sq ft, built around 1992 (58 sales).
- Around $464,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,306 sq ft, built around 1996 (70 sales).
- Around $570,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,842 sq ft, built around 1995 (45 sales).
The real monthly cost of owning in Duluth
Take the median $464,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,398/month. Georgia taxes 40% of fair market value: at Gwinnett County’s typical unincorporated millage of 27.10 mills, the median home’s bill is roughly $4,976/year ($415/month) after the standard homestead exemption — county and school exemptions vary and can lower it; inside a city, add the city millage. Georgia homeowners insurance runs well below Florida’s coastal premiums for most of the state; get a quote on the specific address, since roof age and wind exposure still move it. All in, budget on the order of $2,812/month to own the median Duluth home.
For the full worksheet — the 40% assessment, the exemptions Gwinnett County offers, and city versus unincorporated millage — see the Gwinnett County property tax guide.
Where people are buying: Duluth’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Sugarloaf Country Club | 22 | $1,815,500 | 19 |
| St Marlo Country Club | 22 | $1,380,000 | 23 |
| Chattahoochee Reserve | 11 | $499,000 | 13 |
| Chattahoochee Cove | 10 | $301,750 | 40 |
| Charleston Bay | 9 | $375,000 | 28 |
| Berkeley Hills | 8 | $513,500 | 16 |
| Stonebrier at Sugarloaf | 8 | $1,020,000 | 24 |
| Norman Downes | 8 | $460,000 | 24 |
Duluth by ZIP code
Sales and medians by ZIP over the same 12 months: 30096 (191 sales, median $379,000), 30097 (133 sales, median $540,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 70% were single-family homes, 23% townhomes or villas, and 7% condos. The housing stock skews mixed: 9% of homes sold were built in 2015 or later and 9% before 1980.
Getting around from Duluth
Measured from the center of Duluth’s recent sales: Alpharetta is about 10 miles; Downtown Atlanta is about 22 miles; Hartsfield-Jackson Atlanta International Airport (ATL) is about 30 miles; Athens is about 45 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
Confirm school zoning for any specific address directly with the district. Property tax figures on this page use Gwinnett County’s typical millage of 27.10; municipal and special-district millage varies inside the county. Get an insurance quote for the specific address before you go under contract.
Duluth: the case for and against
What works in Duluth’s favor
- homes move quickly (median 24 days listed), so well-priced homes get competition
- property tax is levied on 40% of value, so the effective rate is lower than the millage suggests, and most counties add homestead exemptions on top
What to plan for
- prices run 15% above the statewide median in our coverage
- Georgia has a flat state income tax (about 5%, scheduled to keep stepping down), which Florida does not
Your Duluth relocation toolkit
Common questions about moving to Duluth
How much does a house cost in Duluth, GA?
What does it cost per month to own a home in Duluth?
What are property taxes like in Duluth?
Is Duluth a buyer's or seller's market right now?
Is there a lot of new construction in Duluth?
Does Georgia have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Duluth communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Gwinnett County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.