Moving to Land O' Lakes, Florida: The 2026 Data Guide

As of 2026-11-08, the median home sold in Land O' Lakes, Florida over the last 12 months went for $470,000 (157 closings across 40 communities in Momentum’s MLS record), about $207 per square foot for a median 2,020-sq-ft home built around 2008. Homes currently listed have been on the market a median of 42 days, and with 156 active listings against that sales pace the city is carrying roughly 11.9 months of supply. Sellers have been getting about 97% of their original asking price. That median is 17% above the median across Momentum’s Florida and Georgia coverage.

$470,000
Median sale (12 mo)
$207
Price per sq ft
$3,351
Est. monthly cost to own
42 days
Days listed (median)
11.9
Months of supply
8%
New construction share

Land O' Lakes right now — November 2026

$404,990
Median sale price (12 mo), -2.9% YoY
440
Homes for sale today
48 days
Median days on market
3.9 mo
Months of supply
$2,195
P&I on the median, 20% down at 7.18%

Live pages for your move: 490 homes for sale in Land O' Lakes · Luxury homes · New construction · Condos (18) · Townhomes (48) · Homes by ZIP (3 ZIPs) · New listings this week · Price reductions · What your budget buys in Pasco County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Pasco County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated November 8, 2026.

What your budget buys in Land O' Lakes

Three price points from 226 recent Land O' Lakes closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Land O' Lakes

Take the median $470,000 home with 20% down at today’s 7.18% 30-year rate: principal and interest run about $2,547/month. Pasco County’s typical total millage is 16.15 mills, so after the $50,000 homestead exemption the property tax is roughly $6,785/year ($565/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pasco County is about $1,659/year; private-market quotes vary with roof age and wind mitigation. 96% of current Land O' Lakes listings carry an HOA, with a median of $100/month where one applies. All in, budget on the order of $3,351/month to own the median Land O' Lakes home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pasco County property tax guide and our home insurance by county map.

Where people are buying: Land O' Lakes’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Bexley21$590,00047
Connerton18$469,75034
Lakeshore Ranch17$527,50053
Plantation Palms14$412,00025
Wilderness Lake Preserve14$585,00042
Asbel Estates13$340,00037
Angeline12$317,24559
Deerbrook12$373,99559

Land O' Lakes by ZIP code

Sales and medians by ZIP over the same 12 months: 34638 (144 sales, median $407,995), 34639 (43 sales, median $389,000), 34637 (27 sales, median $660,000), 33980 (12 sales, median $296,875).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 79% were single-family homes, 21% townhomes or villas. New construction accounted for 8% of closings, led by Riverstone. The housing stock skews mixed: 34% of homes sold were built in 2015 or later and 2% before 1980.

Getting around from Land O' Lakes

Measured from the center of Land O' Lakes’s recent sales: Tampa International Airport (TPA) is about 17 miles; Downtown Tampa is about 19 miles; Lakeland is about 35 miles; Sarasota is about 61 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Pasco County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pasco County’s typical millage of 16.15; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pasco County average of $1,659/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Land O' Lakes: the case for and against

What works in Land O' Lakes’s favor

  • homes move quickly (median 42 days listed), so well-priced homes get competition
  • about 11.9 months of supply gives buyers room to negotiate
  • insurance is comparatively manageable here (Citizens average $1,659/year)
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • prices run 17% above the statewide median in our coverage
  • 96% of listings carry an HOA (median $100/month)
  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Land O' Lakes relocation toolkit

Common questions about moving to Land O' Lakes

How much does a house cost in Land O' Lakes, FL?
The median sale over the last 12 months was $470,000 (157 closings), about $207 per square foot. Among recent closings in our record a quarter sold under $330,000 and a quarter over $549,000.
What does it cost per month to own a home in Land O' Lakes?
For the median $470,000 home with 20% down at 7.18%, roughly $3,351 per month including principal, interest, Pasco County property tax after the homestead exemption, insurance, and a typical HOA.
What are property taxes like in Land O' Lakes?
Pasco County's typical total millage is 16.15 mills. On the median home that is about $6,785 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Land O' Lakes a buyer's or seller's market right now?
With about 11.9 months of supply and a median 42 days on market for current listings, conditions favor buyers.
Is there a lot of new construction in Land O' Lakes?
New construction was 8% of sales in the last 12 months, concentrated in Riverstone.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Land O' Lakes communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pasco County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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