What $400K Buys in Pasco County, FL
A $400K budget buys a very different house depending on which Pasco County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 651 homes for sale in Pasco County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,985 sq ft, built 2016, at $202/sq ft; 20% of them are new construction and the median has been on the market 40 days. The most house for the money is in Dade City (2,226 sq ft median); the least in Holiday (1,514 sq ft); the newest in Dade City (median build year 2026).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Wesley Chapel | 119 | 2,023 | 4 / 2 | 2018 | $199 | 12% | 35 |
| Land O' Lakes | 100 | 1,961 | 3 / 2 | 2011 | $207 | 13% | 37 |
| Hudson | 93 | 1,721 | 3 / 2 | 1986 | $235 | 12% | 51 |
| Zephyrhills | 90 | 2,099 | 4 / 2.5 | 2024 | $184 | 33% | 46 |
| Dade City | 78 | 2,226 | 4 / 2.5 | 2026 | $176 | 74% | 39 |
| New Port Richey | 68 | 1,778 | 3 / 2 | 1997 | $229 | 1% | 42 |
| San Antonio | 34 | 1,963 | 3 / 2 | 2021 | $212 | 9% | 40 |
| Lutz | 21 | 2,098 | 3 / 2.5 | 2003 | $193 | 5% | 58 |
| Trinity | 11 | 1,825 | 3 / 2 | 2005 | $227 | 0% | 22 |
| Holiday | 10 | 1,514 | 3 / 2 | 1993 | $249 | 10% | 35 |
| Port Richey | 10 | 1,654 | 2 / 2 | 1979 | $237 | 0% | 48 |
| Spring Hill | 9 | 1,846 | 3 / 2 | 2022 | $198 | 11% | 38 |
| Odessa | 8 | 1,901 | 3 / 2.5 | 2018 | $203 | 0% | 71 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 34667 Hudson | 76 | 1,520 | 1979 | $250 | 7% |
| 33525 Dade City | 75 | 2,226 | 2026 | $176 | 77% |
| 33541 Zephyrhills | 60 | 2,168 | 2024 | $184 | 42% |
| 33545 Wesley Chapel | 57 | 2,037 | 2022 | $194 | 19% |
| 34638 Land O' Lakes | 54 | 2,011 | 2016 | $203 | 24% |
| 33543 Wesley Chapel | 46 | 2,026 | 2009 | $203 | 7% |
| 33576 San Antonio | 34 | 1,963 | 2021 | $212 | 9% |
| 34655 New Port Richey | 33 | 1,806 | 2000 | $229 | 0% |
| 34637 Land O' Lakes | 23 | 2,072 | 2020 | $198 | 0% |
| 34639 Land O' Lakes | 23 | 1,767 | 2001 | $223 | 0% |
| 33540 Zephyrhills | 19 | 2,107 | 2022 | $184 | 26% |
| 34654 New Port Richey | 18 | 1,921 | 2001 | $208 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Pasadena Ridge | DADE CITY | 28 | 2,226 | 2026 |
| Pasadena Woods | DADE CITY | 12 | 2,226 | 2026 |
| epperson ranch south | Wesley Chapel | 11 | 2,037 | 2019 |
| tampa bay golf & tennis club | San Antonio | 10 | 1,896 | 2005 |
| Hilltop Vistas | DADE CITY | 9 | 2,503 | 2026 |
| Connerton | LAND O LAKES | 9 | 2,039 | 2021 |
| Angeline | LAND O LAKES | 8 | 2,453 | 2026 |
| Zephyrhills Colony Co | ZEPHYRHILLS | 8 | 1,769 | 1978 |
| Leisure Beach | HUDSON | 8 | 1,422 | 1971 |
| Flor A Mar | NEW PORT RICHEY | 7 | 1,112 | 1967 |
| Mirada | SAN ANTONIO | 7 | 1,936 | 2024 |
| Summit View | DADE CITY | 6 | 2,547 | 2026 |
| Deerbrook | LAND O LAKES | 6 | 2,379 | 2026 |
| West Port | PORT RICHEY | 6 | 1,673 | 1979 |
| Pine Ridge Meadows | Hudson | 5 | 2,193 | 2026 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 5, 2026; property mix at this price: Single-family 90%, Townhouse 5%, Condo 1%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Pasco County: $300K, $500K, $750K, $1M. Back to homes for sale in Pasco County, FL.