Moving to Monroe, Georgia: The 2026 Data Guide

As of 2026-10-02, the median home sold in Monroe, Georgia over the last 12 months went for $434,000 (181 closings across 121 communities in Momentum’s MLS record), about $179 per square foot for a median 2,217-sq-ft home built around 2006. Homes currently listed have been on the market a median of 59 days, and with 156 active listings against that sales pace the city is carrying roughly 10.3 months of supply. Sellers have been getting about 97% of their original asking price. That median is 8% above the median across Momentum’s Florida and Georgia coverage.

$434,000
Median sale (12 mo)
$179
Price per sq ft
$2,779
Est. monthly cost to own
59 days
Days listed (median)
10.3
Months of supply
25%
New construction share

Monroe right now — October 2026

$445,000
Median sale price (12 mo), +2.4% YoY
76
Homes for sale today
62 days
Median days on market
6.2 mo
Months of supply
$2,309
P&I on the median, 20% down at 6.75%

Live pages for your move: 108 homes for sale in Monroe · Luxury homes · New construction · Townhomes (8) · Homes by ZIP (2 ZIPs) · New listings this week · Price reductions · What your budget buys in Walton County · Best neighborhoods · Property tax · Walton County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.

What your budget buys in Monroe

Three price points from 255 recent Monroe closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Monroe

Take the median $434,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $2,376/month. Georgia taxes 40% of fair market value: at Walton County’s typical unincorporated millage of 28.24 mills, the median home’s bill is roughly $4,846/year ($404/month) after the standard homestead exemption — county and school exemptions vary and can lower it; inside a city, add the city millage. Georgia homeowners insurance runs well below Florida’s coastal premiums for most of the state; get a quote on the specific address, since roof age and wind exposure still move it. All in, budget on the order of $2,779/month to own the median Monroe home.

For the full worksheet — the 40% assessment, the exemptions Walton County offers, and city versus unincorporated millage — see the Walton County property tax guide.

Where people are buying: Monroe’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
River Pointe17$469,99061
Waltons Mill Village15$108,00059
Belle Woode Estates11$525,26087
Providence Club10$517,00046
Walton Mill Village9$106,00085
Willow Brook7$361,00054
Clubside Estates6$592,50018
Brookland Commons6$328,186106

Monroe by ZIP code

Sales and medians by ZIP over the same 12 months: 30655 (149 sales, median $357,900), 30656 (77 sales, median $499,500).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 87% were single-family homes, 12% townhomes or villas, and 0% condos. New construction accounted for 25% of closings, led by River Pointe, Brookland Commons, Arrington Woods, Stonegate at Bold Springs, Belle Woode Estates. The housing stock skews newer: 39% of homes sold were built in 2015 or later and 10% before 1980.

Getting around from Monroe

Measured from the center of Monroe’s recent sales: Athens is about 24 miles; Alpharetta is about 38 miles; Downtown Atlanta is about 38 miles; Hartsfield-Jackson Atlanta International Airport (ATL) is about 42 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Walton County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Walton County’s typical millage of 28.24; municipal and special-district millage varies inside the county. Get an insurance quote for the specific address before you go under contract.

Monroe: the case for and against

What works in Monroe’s favor

  • about 10.3 months of supply gives buyers room to negotiate
  • 25% of sales are new construction, so builder incentives and warranties are part of the market
  • property tax is levied on 40% of value, so the effective rate is lower than the millage suggests, and most counties add homestead exemptions on top

What to plan for

  • Georgia has a flat state income tax (about 5%, scheduled to keep stepping down), which Florida does not

Your Monroe relocation toolkit

Common questions about moving to Monroe

How much does a house cost in Monroe, GA?
The median sale over the last 12 months was $434,000 (181 closings), about $179 per square foot. Among recent closings in our record a quarter sold under $316,000 and a quarter over $535,000.
What does it cost per month to own a home in Monroe?
For the median $434,000 home with 20% down at 7.28%, roughly $2,779 per month including principal, interest, Walton County property tax after the homestead exemption.
What are property taxes like in Monroe?
Georgia assesses homes at 40% of market value. At Walton County's typical unincorporated millage of 28.24 mills, the median home pays about $4,846 a year after the standard homestead exemption; county and school exemptions can lower it, and city limits add city millage.
Is Monroe a buyer's or seller's market right now?
With about 10.3 months of supply and a median 59 days on market for current listings, conditions favor buyers.
Is there a lot of new construction in Monroe?
New construction was 25% of sales in the last 12 months, concentrated in River Pointe, Brookland Commons, Arrington Woods, Stonegate at Bold Springs, Belle Woode Estates.
Does Georgia have a state income tax?
Yes. Georgia has a flat state income tax of about 5% (scheduled to keep stepping down), with retirement-income exclusions for older filers. Property tax is assessed on 40% of value.

Sales figures are Momentum Realty’s MLS record of closings in Monroe communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Walton County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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