Moving to Monroe, Georgia: The 2026 Data Guide
As of 2026-09-11, the median home sold in Monroe, Georgia over the last 12 months went for $459,000 (189 closings across 119 communities in Momentum’s MLS record), about $179 per square foot for a median 2,202-sq-ft home built around 2006. Homes currently listed have been on the market a median of 61 days, and with 158 active listings against that sales pace the city is carrying roughly 10.0 months of supply. Sellers have been getting about 96% of their original asking price. That median is 14% above the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Monroe
Three price points from 253 recent Monroe closings in our record, each showing what actually closed within 10% of that price:
- Around $322,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,732 sq ft, built around 2003 (42 sales).
- Around $459,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,412 sq ft, built around 2019 (46 sales).
- Around $535,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,627 sq ft, built around 2021 (53 sales).
The real monthly cost of owning in Monroe
Take the median $459,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,372/month. Georgia taxes 40% of fair market value: at Walton County’s typical unincorporated millage of 28.24 mills, the median home’s bill is roughly $5,129/year ($427/month) after the standard homestead exemption — county and school exemptions vary and can lower it; inside a city, add the city millage. Georgia homeowners insurance runs well below Florida’s coastal premiums for most of the state; get a quote on the specific address, since roof age and wind exposure still move it. All in, budget on the order of $2,799/month to own the median Monroe home.
For the full worksheet — the 40% assessment, the exemptions Walton County offers, and city versus unincorporated millage — see the Walton County property tax guide.
Where people are buying: Monroe’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| River Pointe | 17 | $469,990 | 61 |
| Waltons Mill Village | 15 | $108,000 | 59 |
| Belle Woode Estates | 14 | $519,428 | 94 |
| Providence Club | 12 | $540,000 | 46 |
| Walton Mill Village | 10 | $106,450 | 84 |
| Willow Brook | 7 | $361,000 | 44 |
| Alcovy Bluffs | 7 | $443,000 | 80 |
| Clubside Estates | 6 | $592,500 | 18 |
Monroe by ZIP code
Sales and medians by ZIP over the same 12 months: 30655 (148 sales, median $351,000), 30656 (75 sales, median $499,900).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 87% were single-family homes, 12% townhomes or villas. New construction accounted for 23% of closings, led by River Pointe, Brookland Commons, Arrington Woods, Stonegate at Bold Springs. The housing stock skews newer: 41% of homes sold were built in 2015 or later and 10% before 1980.
Getting around from Monroe
Measured from the center of Monroe’s recent sales: Athens is about 24 miles; Alpharetta is about 38 miles; Downtown Atlanta is about 38 miles; Hartsfield-Jackson Atlanta International Airport (ATL) is about 42 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Walton County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Walton County’s typical millage of 28.24; municipal and special-district millage varies inside the county. Get an insurance quote for the specific address before you go under contract.
Monroe: the case for and against
What works in Monroe’s favor
- about 10.0 months of supply gives buyers room to negotiate
- property tax is levied on 40% of value, so the effective rate is lower than the millage suggests, and most counties add homestead exemptions on top
What to plan for
- prices run 14% above the statewide median in our coverage
- Georgia has a flat state income tax (about 5%, scheduled to keep stepping down), which Florida does not
Your Monroe relocation toolkit
- Homes for sale in Monroe right now
- New construction in Monroe
- Monroe ZIP codes with prices
- Search every Monroe community
Common questions about moving to Monroe
How much does a house cost in Monroe, GA?
What does it cost per month to own a home in Monroe?
What are property taxes like in Monroe?
Is Monroe a buyer's or seller's market right now?
Is there a lot of new construction in Monroe?
Does Georgia have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Monroe communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Walton County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.