Moving to Port Richey, Florida: The 2026 Data Guide
As of 2026-09-27, the median home sold in Port Richey, Florida over the last 12 months went for $236,000 (592 closings across 91 communities in Momentum’s MLS record), about $184 per square foot for a median 1,310-sq-ft home built around 1978. Homes currently listed have been on the market a median of 23 days, and with 252 active listings against that sales pace the city is carrying roughly 5.1 months of supply. Sellers have been getting about 97% of their original asking price. That median is 41% below the median across Momentum’s Florida and Georgia coverage.
Port Richey right now — September 2026
Live pages for your move: 346 homes for sale in Port Richey · Golf communities · Condos (62) · Townhomes (6) · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Pasco County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Pasco County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 27, 2026.
What your budget buys in Port Richey
Three price points from 321 recent Port Richey closings in our record, each showing what actually closed within 10% of that price:
- Around $170,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,248 sq ft, built around 1974 (39 sales).
- Around $236,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,290 sq ft, built around 1975 (69 sales).
- Around $285,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,358 sq ft, built around 1978 (52 sales).
The real monthly cost of owning in Port Richey
Take the median $236,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $1,260/month. Pasco County’s typical total millage is 16.15 mills, so after the $50,000 homestead exemption the property tax is roughly $3,005/year ($250/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pasco County is about $1,659/year; private-market quotes vary with roof age and wind mitigation. 29% of current Port Richey listings carry an HOA, with a median of $200/month where one applies. All in, budget on the order of $1,649/month to own the median Port Richey home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pasco County property tax guide and our home insurance by county map.
Where people are buying: Port Richey’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Embassy Hills | 112 | $252,000 | 20 |
| Jasmine Lakes | 68 | $236,250 | 21 |
| Palm Terrace Gardens | 47 | $235,000 | 25 |
| Gulf Highlands | 37 | $222,500 | 24 |
| Orchid Lake Village | 31 | $320,000 | 18 |
| San Clemente Village | 23 | $234,000 | 84 |
| Bear Creek Hudson | 22 | $267,500 | 19 |
| Holiday Hill Estates | 21 | $225,000 | 43 |
Port Richey by ZIP code
Sales and medians by ZIP over the same 12 months: 34668 (318 sales, median $222,250).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 73% were single-family homes, 6% townhomes or villas, and 17% condos. The housing stock skews older: 1% of homes sold were built in 2015 or later and 56% before 1980.
Getting around from Port Richey
Measured from the center of Port Richey’s recent sales: Tampa International Airport (TPA) is about 25 miles; Downtown Tampa is about 28 miles; Lakeland is about 49 miles; Sarasota is about 67 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pasco County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pasco County’s typical millage of 16.15; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pasco County average of $1,659/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Port Richey: the case for and against
What works in Port Richey’s favor
- prices run 41% below the statewide median in our coverage
- homes move quickly (median 23 days listed), so well-priced homes get competition
- insurance is comparatively manageable here (Citizens average $1,659/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Port Richey relocation toolkit
- Homes for sale in Port Richey right now
- Cost of living in Port Richey
- Best neighborhoods in Port Richey
- Find an agent in Port Richey
- Port Richey ZIP codes with prices
- Search every Port Richey community
Common questions about moving to Port Richey
How much does a house cost in Port Richey, FL?
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Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Port Richey communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pasco County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.