Bella Terraza
Homes for Sale in Jacksonville, FL
All 4,475 homes for sale in Jacksonville, FL · median $299,900 · 150 homes for sale in 32225 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of November 2026, Bella Terraza in Jacksonville, FL has 1 home for sale. Homes listed or recently sold were built 1971–1971; 3 of 3 report an HOA (median $181/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 50 ft).
Last 30 days in Bella Terraza: 1 closed sale (median $90,000). As of November 14, 2026, realMLS.
Bella Terraza is a small, newer community in Jacksonville — 26 homes built between 2008 and 2024, with the median home dating to 2010 and running a substantial 2,491 square feet. What sets price here is condition and vintage, not location alone: with a build range spanning more than fifteen years, an early-2010s home and a near-new 2024 build sit in the same community but rarely trade at the same number. Expect a wide spread driven by finishes, updates, and how recently a home was delivered.
The closing record is thin — this is a low-turnover community, so any single sale carries outsized weight in the numbers. For sellers, that scarcity can work in your favor when inventory is tight, but it also means comps are hard to lean on and pricing takes real judgment. For buyers, patience matters; when a home does come up, you are often choosing among very few options rather than negotiating from a deep bench.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bella Terraza right now
🟢 Buyer-leaning market. 12.0 months of supply and 50% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
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· Updated November 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bella Terraza is a compact, owner-occupied-leaning enclave of larger newer homes in Duval County, where roughly two-thirds of homes carry a homestead exemption — a sign of long-hold ownership rather than heavy investor churn.
realMLS (Northeast Florida) sales records identify 29 homes in Bella Terraza that have changed hands since 2009, built between 1971 and 1971 (median 1971), with a median living area of about 1,050 sq ft and a typical 2-bedroom, 1-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bella Terraza. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bella Terraza
Bella Terraza
Bella TerrazaPhotos from realMLS listings in Bella Terraza; content deemed reliable but not guaranteed.
Who Bella Terraza is best for.
Best for
- Long-hold buyers wanting a spacious home around 2,491 square feet they plan to stay in for years
- Buyers who value newer construction and can act quickly when a rare listing appears
- Sellers of an updated home who want experienced pricing help in a thin-comp market
Probably not for
- Buyers who need a wide selection of homes to compare at any given time
- Investors looking for high turnover and quick flip opportunities
- Buyers who want a firm price range up front rather than condition-driven pricing
The market around Bella Terraza
Bella Terraza is too small for its own price trend, so here is the market around it.
In ZIP 32225, 209 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,343 homes are active and 1,482 pending (25% under contract).
In ZIP 32225 (Jacksonville), 602 homes closed in the last 12 months at a median of $404K ($208/sq ft), down 1.7% year over year, with a median 29 days on market. Right now 107 active and 57 pending listings put supply at about 2.1 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Bella Terraza specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Bella Terraza
Live MLS inventory for Bella Terraza. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bella Terraza listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Bella Terraza on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
The Bella Terraza buying strategy.
If we were buying in Bella Terraza today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bella Terraza.
A small community that turns over slowly
With only 26 homes and a homestead share near 64%, Bella Terraza reads as a hold-and-stay community more than a trading floor. That has two effects worth understanding before you engage. First, listings are infrequent, so timing is less about picking the perfect week and more about being ready when something surfaces. Second, the owner-occupied tilt tends to mean homes are maintained to live in, not flipped — which usually shows in condition.
The size profile is the other headline: a median near 2,491 square feet is genuinely roomy, and the 2008–2024 build window means you can find both settled early-cycle homes and recent construction under one community name. The practical takeaway is that no two homes here are truly interchangeable, so lean on a walk-through and a close read of updates rather than assuming the community sets a single price.
The location and the amenities are priced into every listing in Bella Terraza. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 26-home community with limited closings, the data will not price a home for you — someone has to weigh vintage, square footage, and condition against a thin comp set. That is exactly the situation where local judgment earns its keep, and it is what we do: we tell you when a listing is fairly priced, when it is a stretch, and when it is simply not the right fit for what you are after.
Bella Terraza in 15 seconds.
Tools for a Bella Terraza buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bella Terraza sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bella Terraza, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bella Terraza home worth?
Get a no-obligation home value based on real comparable sales in Bella Terraza, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Bella Terraza
Homes in Bella Terraza that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 355 Monument Road #10 D1 · off market
Housing distress & ownership in Bella Terraza, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Every Home for Sale in Bella Terraza Jacksonville Right Now (1)
All 1 active and pending Bella Terraza Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 355 Monument Road #12 A1 · $119,900 · 1 bd / 1 ba · listed Aug 15, 2026 · listed by Weichert Realtors Coastal City
Recently sold in Bella Terraza Jacksonville
- 355 Monument Road #10 D1 · sold $90,000
- 355 Monument Road #15 D1 · sold $105,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Monument Road (1 homes on record)
Recent Developments in Bella Terraza
Development, infrastructure, retail, and school activity affecting Bella Terraza, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Market
Northeast Florida home sales dip in September as inventory tightens
Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.
What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 7 miles west of Bella Terraza.
Source: Clay Today - October 2026Development
FSCJ opens large automated semiconductor training lab, a first for Florida
Florida State College at Jacksonville has built a fully automated lab it describes as the first of its kind in Florida for its size. Students train on electrical, robotics, mechatronics, AI inspection and control systems used in chip manufacturing. The college says it aims to help draw semiconductor companies to Northeast Florida and prepare workers for local manufacturers.
What it may mean for the marketA regional technical-training pipeline can support recruitment of advanced manufacturers, which would widen the local employment base. The site is about 7 miles west of Bella Terraza.
Source: News4JAX - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 5 miles northeast of Bella Terraza.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 7 miles west of Bella Terraza.
Source: Jacksonville Today - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 5 miles north of Bella Terraza.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 5 miles north of Bella Terraza.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Ask an agent about Bella Terraza
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bella Terraza will answer, and the answer is published on this page for the next buyer.
29% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
Frequently Asked Questions
Is Bella Terraza a buyer's or seller's market right now?
Who is the best real estate agent for Bella Terraza?
How do I find a top Jacksonville real estate agent who knows Bella Terraza?
Can Momentum Realty connect me with an agent for Bella Terraza?
Where is Bella Terraza, and what county is it in?
How far is Bella Terraza from downtown Jacksonville and the beach?
Should you buy in Bella Terraza?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (35 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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