Regency
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 7 closed sales in Regency in Jacksonville, FL since 2004, the most recent in June 2022. Across Jacksonville as a whole, 8,811 homes closed in the last 12 months at a median of $310,000, 44 median days on market, with 2,375 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,540 ($4,800 with the full homestead exemption).
Regency is an established Jacksonville pocket where the housing stock spans roughly four decades, with a build range from 1959 to 2000 and a median year built of 1999. That spread matters more than any single price figure: what you pay here is driven by condition and updates, not by a uniform product. Two homes of similar size can sit far apart in value depending on systems, roof age, and how much of the original interior has been touched.
With 67 homes in the snapshot and a homestead share just under 60%, this is a lived-in, owner-heavy area rather than a churn-and-flip market. For a buyer, that means inventory is finite and the good, updated listings move; for a seller, it means presentation and honest condition disclosure carry the negotiation. The median living area of about 1,814 square feet points to practical, mid-sized floor plans rather than sprawl.
The 60-Second Overview
Regency is a mature Jacksonville neighborhood in Duval County with a wide build range and mid-sized floor plans, where price tracks condition far more than location premiums. Expect an owner-occupied feel and a limited number of homes on the market at any one time.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Regency is best for.
Best for
- Buyers comfortable with a mid-sized home and willing to inspect and update older systems
- Value-focused buyers hunting for a dated home priced for the work it needs
- Long-hold owner-occupants who want a stable, established Jacksonville street
Probably not for
- Buyers who need turnkey, new-construction finishes with no deferred maintenance
- Buyers set on large floor plans well above the mid-sized median
- Short-term investors expecting rapid turnover in a tight, owner-held market
The market around Regency
Regency is too small for its own price trend, so here is the market around it.
In ZIP 32225, 180 homes are on the market and 27% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,905 homes are active and 1,695 pending (30% under contract).
ZIP and county figures describe the wider market, not Regency specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Regency, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Regency buying strategy.
If we were buying in Regency today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Regency.
Condition, not the sticker, sets the number
The defining fact of Regency is age variation. Homes range from 1959 through 2000, and while the median year built lands at 1999, the presence of much older stock means buyers should budget inspection time for roofs, HVAC, plumbing, and electrical. The median living area near 1,814 square feet describes an efficient, right-sized home rather than a large one, so square footage is rarely the swing factor — the state of the systems is.
The homestead share, just under 60%, tells you most of these homes are held by owner-occupants. That tends to keep the streetscape stable and inventory tight. When a well-maintained or updated home lists, it competes on its own merits; a dated home at the same size will ask patience and a realistic price. This is a market where a careful buyer and a well-prepared seller both benefit from clear-eyed condition assessment.
The location and the amenities are priced into every listing in Regency. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood where value is condition-driven and inventory is limited, the edge is knowing which updated homes are worth the premium and which dated ones are priced for the work they need. We walk the systems, not just the square footage, and we price and negotiate off what a home actually is — not a headline number.
Regency in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Regency buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Regency sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Regency, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Regency home worth?
Get a no-obligation home value based on real comparable sales in Regency, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Regency?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2004 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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