Mill Creek
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Mill Creek's pricing is set less by location premium and more by the vintage of the housing stock. Built out almost entirely between 2014 and 2019 (median year built 2017), the community's 344 homes carry a consistency of age and construction era that's uncommon in older, mixed-vintage neighborhoods, with a median living area of 2,287 sqft translating into a median price per square foot of $186.22. At a $360,000 median price, this reads as a mid-sized, mid-2010s build stock rather than an entry-level or luxury tier.
The current posture favors buyers willing to move on well-priced listings without expecting a bidding war. Median days on market sits at 27.5, pricing is down 8.5% year over year, and the market heat score of 47 points to a market that has cooled from its peak without going stagnant. Sellers should lean on condition and realistic pricing rather than assuming a quick top-of-market sale; buyers have some room to negotiate, but the pace here isn't slow enough to sit on a lowball offer.
Mill Creek right now
🔴 Off the recent peak. The trailing-12-month median ($360K) is down 8.5% from the prior 12 months ($394K). With about 20 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (10 and 10 sales in the two windows).
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Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mill Creek market snapshot (as of July 14, 2026): the median sale price is about $360K ($186 per sq ft over the trailing 12 months of closed sales), and a median 28 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level realMLS closed sales (10 closings in the current window).
Mill Creek is a community of 344 homes in Jacksonville, Duval County, built between 2014 and 2019 (median 2017), with a median living area of about 2,287 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Mill Creek is a Duval County community in Jacksonville built out over a tight five-year window (2014-2019), giving it a more uniform housing stock than communities that developed over decades.
Who Mill Creek is best for.
Best for
- Buyers who want a newer-construction home (built 2014-2019) without competing in a pure new-build market.
- Buyers targeting a home near the $360,000 median price with roughly 2,287 sqft of living space.
- Buyers comfortable moving at a moderate, roughly 27-day pace rather than an ultra-competitive bidding sprint (heat score 47).
Probably not for
- Buyers hoping for a bargain far below the $360,000 median in a market that is down 8.5% year over year but not distressed.
- Buyers who want architectural variety spanning many decades, since Mill Creek's homes cluster tightly between 2014 and 2019.
- Sellers expecting a rapid, multiple-offer sale; the current 47 heat score and 27.5-day median point to a balanced rather than frenzied market.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($360K) IS the median in the snapshot above, and the move from 2025 ($394K) IS the -8.5% one-year change.
Windows contain 0 to 45 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
50% of homes for sale in ZIP 32211 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-12).
The Mill Creek buying strategy.
If we were buying in Mill Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek.
A Single-Era Build, Priced by the Square Foot
Of the 344 homes in Mill Creek, about 72.4% carry a homestead exemption, pointing toward a base of owner-occupants rather than heavy investor or short-term rental turnover. That tends to support steadier upkeep and slower turnover in listed inventory compared with communities carrying a lower owner-occupancy share.
The most recent closings window (10 homes, per the realmls feed as of 2026-07-11) priced at a $186.22 per-square-foot median against a $360,000 median sale price, with days on market running around 27.5 days. Year-over-year pricing is down 8.5%, which in a single-era community like this typically reflects broader rate and financing pressure rather than anything specific to the neighborhood's condition or location.
The location and the amenities are priced into every listing in Mill Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Mill Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.3). Basis: Recent Direction -8.5% year-over-year; Owner Commitment 72% owner-occupied; Pricing Power 96.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A tight-built, single-era community like Mill Creek rewards current, closing-by-closing data over generic citywide comps. Momentum tracks the realmls feed at the closing level, so pricing guidance on a listing here reflects the most recent 10-home closing window and the current 27.5-day pace rather than a stale quarterly average.
Mill Creek in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mill Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recent Developments in Mill Creek
Development, infrastructure, retail, and school activity affecting Mill Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 13 miles southwest of Mill Creek, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 6 miles west of Mill Creek, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 21 miles southwest of Mill Creek, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 5 miles northeast of Mill Creek.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 21 miles southwest of Mill Creek, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 5 miles northeast of Mill Creek.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Mill Creek?
How long do homes in Mill Creek take to sell?
How many homes are in Mill Creek?
What share of Mill Creek is owner-occupied?
When were the homes in Mill Creek built?
Do cash buyers compete in Mill Creek?
Who is the best real estate agent for Mill Creek?
How do I find a top Jacksonville real estate agent who knows Mill Creek?
Can Momentum Realty connect me with an agent for Mill Creek?
Should you buy in Mill Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (10 streets, ZIP 32211/32222/32259/32277)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2001 (252 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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