Belle Arbor in St. Marys

Belle Arbor
Homes for Sale in St. Marys, GA

All 81 homes for sale in St. Marys, GA · median $419,900

Community in St. Marys · Camden County · ZIP 31548
Free · No obligation
Talk to a Belle Arbor Expert

True comps, carrying-cost math, and listings before the portals.

Photo courtesy of Cyndi Trothier, eXp Realty, LLC · via ScoutMLS®

Built fromLive ScoutMLS® data11 years of closingsUpdated twice daily

As of September 2026, the MLS records 13 closed sales in Belle Arbor in St. Marys, GA since 2015, the most recent in November 2025. Across St. Marys as a whole, 130 homes closed in the last 12 months at a median of $375,000, 76 median days on market, with 56 homes for sale today. At that median and Camden County's 2025 rate of 28.05 mills, annual property tax runs about $4,210.

Live · Belle Arbor Housing Pulse ScoutMLS® + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
0 · 1
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Belle Arbor is a thin data set right now. Our snapshot shows only a single closing in the current window, which means there is not enough recent transaction volume to draw a reliable price trend or pace-of-market conclusion. Anyone quoting you a firm number for this pocket of St. Marys is filling in gaps that the MLS itself has not filled in yet.

That thinness cuts both ways. A seller here should not assume a hot comp exists to lean on, and a buyer should not assume there is a deep pool of competing offers to worry about. The honest posture is to treat each listing on its own condition and terms rather than reference a market trend that the data cannot currently support.

The 60-Second Overview

Belle Arbor sits in St. Marys, Camden County, in the far southeast corner of Georgia near the coast. Current MLS activity is limited enough that we are working with a single recent closing rather than an established sales pattern.

SCOUT sales records identify 15 homes in Belle Arbor that have changed hands since 2016, built between 1997 and 2001 (median 1998), with a median living area of about 1,473 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

The market around Belle Arbor

In ZIP 31548 (St. Marys), 231 homes closed in the last 12 months at a median of $318K ($177/sq ft), down 2.5% year over year, with a median 68 days on market. Right now 65 active and 14 pending listings put supply at about 5.4 months — a balanced market. See the live ZIP 31548 housing market.

ZIP and county figures describe the wider market, not Belle Arbor specifically. Momentum Research analysis of MLS records.

Best for

  • Buying based on the St. Marys/Camden County location itself, independent of resale statistics.
  • Comfortable verifying amenities and HOA terms directly rather than relying on MLS summaries.
  • Willing to negotiate off condition and direct comps rather than a published median trend.

Probably not for

  • Needing a proven, high-volume resale history to justify a purchase price.
  • Requiring confirmed community amenities before writing an offer.
  • Wanting a fast read on current pace-of-market or price direction.
How much local inventory is already under contract

26% of homes for sale in ZIP 31558 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Belle Arbor Market Scorecard

Thin data

Belle Arbor is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Belle Arbor

Live MLS inventory for Belle Arbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Belle Arbor listings as of 2026-09-19, priced high to low. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Tap any home to ask about it.

Every Home for Sale in Belle Arbor Camden Right Now (1)

All 1 active and pending Belle Arbor Camden listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 167 Silver Fox Drive · $255,000 · 4 bd / 2 ba · pending · listed Jun 21, 2026 · listed by eXp Realty, LLC

Schools

In short
  • Camden County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Camden County School System posted a 96.2% four-year graduation rate and 9,515 students across 12 schools in 2024-25 (Governor’s Office of Student Achievement).

  • Sugarmill Elementary · Elementary
  • St. Marys Middle School · Middle
  • Camden County · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Belle Arbor listings and can change; always confirm with the Camden County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Belle Arbor address.

If we were buying in Belle Arbor today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Belle Arbor.

Best Buy
Buying with patience, where the appeal is the St. Marys location itself rather than a proven resale track record.
Biggest Risk
Limited data makes it hard to validate pricing or pace of sale with confidence.
Sweet Spot
Buyers comfortable doing their own diligence on condition and HOA terms rather than leaning on market averages.
Avoid If
Avoid if you need a well-established resale trend or confirmed amenities before committing.

A community with too little data to trend

With only one closing in the tracked window, Belle Arbor does not yet give us the volume needed to talk about median price movement, days on market, or list-to-sale ratio with any confidence. That is a statement about data availability, not about the community's desirability. Smaller or newer sections of a county like Camden often show up this way in MLS feeds until enough resales accumulate.

Amenities are also unconfirmed from current listings, meaning nothing in the current MLS record establishes a pool, clubhouse, or other shared feature one way or the other. Anyone drawn to Belle Arbor for a specific amenity should verify it directly against the HOA documents or a walk of the community rather than assume it from a listing sheet.

The location and the amenities are priced into every listing in Belle Arbor. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this little transaction history, the value we add is refusing to guess. We will pull the actual listing documents, confirm amenities and HOA terms in writing, and price off condition and the true comparable set rather than a thin or misleading average.

Belle Arbor in 15 seconds.

Best forBuying with patience, where the appeal is the St. Marys location itself rather than a proven resale track record.
Biggest advantageLow competition from other recent sales data means less anchoring bias in negotiations.
Biggest riskLimited data makes it hard to validate pricing or pace of sale with confidence.
Sweet spotBuyers comfortable doing their own diligence on condition and HOA terms rather than leaning on market averages.
Avoid ifAvoid if you need a well-established resale trend or confirmed amenities before committing.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Belle Arbor homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Belle Arbor.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Belle Arbor sales matched to your home.

What is your Belle Arbor home worth?

Get a no-obligation home value based on real comparable sales in Belle Arbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Belle Arbor on the map →

Real comps, not an automated estimate.
Buying based on the St. Marys/Camden County location itself, independent of resale statistics.Excellent fit
Comfortable verifying amenities and HOA terms directly rather than relying on MLS summaries.Excellent fit
Willing to negotiate off condition and direct comps rather than a published median trend.Excellent fit
Needing a proven, high-volume resale history to justify a purchase price.Probably not
Requiring confirmed community amenities before writing an offer.Probably not
Wanting a fast read on current pace-of-market or price direction.Probably not

Data sources & freshness

Live listingsScoutMLS®, refreshed twice daily (last: September 19, 2026)
Historical depthClosed-sale records back to 2015 (13 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that MOMENTUM REALTY LLC and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Belle Arbor? 1 recorded closings (window ending 2026-09-03). See the Camden County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Common questions about Belle Arbor

Where is Belle Arbor?

Belle Arbor is a community in St. Marys, Camden County, Georgia, ZIP 31548 / 31558.

Are there homes for sale in Belle Arbor right now?

Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Belle Arbor have an HOA or CDD?

No HOA is on record for Belle Arbor in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More St. Marys & Golden Isles, Georgia guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Golden Isles, Georgia or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near Belle Arbor with Momentum Realty’s local guides.

HHaydenpoint0.2 mi away · median $324K, 7 sales/12 moCRCrooked River Plantation0.3 mi away · median $255K, 9 sales/12 moCRCrooked River0.4 mi away · median $268K, 4 sales/12 moWRWinding River (Camden)0.6 mi away · median $375K, 20 sales/12 moLILaurel Island Christains Land1.4 mi away · 2 for saleMTMission Trace1.4 mi away · median $227K, 3 sales/12 moThe Crossings (Camden)1.6 mi awayLILaurel Island Ryans Cove1.8 mi away · median $352K, 4 sales/12 mo

Browse all neighborhood guides →

Talk to a Local Belle Arbor Expert
Call Get Listings