Lone Palm Beach Homes for Sale in Redington Beach, FL

Waterfront single-family · Redington Beach, Pinellas County · ZIP 33708

A small barrier-island waterfront pocket in Redington Beach, where elevation and insurance set the price.

Barrier-island waterfrontResidential beach townFlood and elevation driven

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Lone Palm Beach is a small barrier-island subdivision, so the honest read is parcel by parcel: elevation, flood zone, the FEMA 50 percent rule, and insurability move the number more than the headline price.

Free · No obligation

Unlock Off-Market Lone Palm Beach

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

n/a

Median Price

0mo

Supply

n/a

Avg DOM

Soft

Seller Leverage

n/a

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Lone Palm Beach is a barrier-island waterfront market, so the read is different from a mainland subdivision: it is a small pocket of single-family homes inside the Town of Redington Beach, bounded by the Gulf and the Intracoastal, where flood zone, finished-floor elevation, and the cost of wind and flood insurance drive the number far more than the Lone Palm Beach name. After the 2024 storms hit the Pinellas barrier islands, the FEMA 50 percent substantial-improvement rule became the central diligence question on older, lower homes, because a major repair or remodel can trigger a requirement to elevate to base flood elevation plus the county freeboard. Your leverage is reading the elevation certificate, the flood zone, the substantial-damage history, and the real insurance quote before you fall for a price or a water view."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Lone Palm Beach is a small waterfront subdivision within the Town of Redington Beach, a roughly one-square-mile barrier-island town in Pinellas County bordered by the Gulf of Mexico to the west and Boca Ciega Bay and the Intracoastal Waterway to the east (Town of Redington Beach, 2026). Redington Beach is primarily a waterfront residential community of single-family homes, incorporated in the mid 1940s, with a population well under two thousand (U.S. Census 2020 via town and Wikipedia references).

The homes here are barrier-island single-family, a mix of older beach-era houses and elevated rebuilds, many on or near the water with a boating orientation toward the Intracoastal side. Because the town is small and built out, this is a condition and elevation market, not a new-construction one, and the specific parcel, its finished-floor elevation, and its flood zone decide far more than the subdivision label.

The 2024 hurricane season changed the diligence here. After Helene and Milton, the town and county had to determine which structures were substantially damaged, and the FEMA 50 percent rule now governs many older homes: if the cost of a repair or remodel reaches half the structure's pre-storm value, the home generally must be brought up to current flood code, including elevation to base flood elevation plus the county freeboard (Pinellas County and FEMA, 2024 to 2025).

The pitch is a quiet, strictly residential barrier-island address with Gulf and Intracoastal water close at hand. The work is the homework: read the elevation certificate, the FEMA flood zone, any substantial-damage history, the rebuild and elevation math, and a real wind and flood insurance quote before you commit. Confirm every figure per parcel.

Quick Match

Who Lone Palm Beach is best for.

Best for

Buyers who want a quiet barrier-island waterfront address in Pinellas
Boaters drawn to Intracoastal access and Gulf proximity
Buyers comfortable reading elevation, flood zone, and insurance per parcel
Buyers who can budget for elevated construction or an already-elevated home

Probably not for

Buyers who want an amenity-dense gated master plan feel
Anyone unwilling to verify flood zone, elevation, and insurance cost
Buyers who cannot carry high wind and flood insurance premiums
Buyers seeking a turnkey nightly rental rather than a residence

Market Pulse

How Lone Palm Beach is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

56Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Lone Palm Beach listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Belleair Beach or Redington Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Lone Palm Beach buys, holds, and resells. See the five factors.

Interactive Map

Lone Palm Beach on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Lone Palm Beach trades mainland convenience for a quiet barrier-island address, with Gulf beaches at the doorstep, Madeira Beach and John's Pass minutes away, and St. Petersburg and Tampa reachable across the bridges.

Drive times from Lone Palm Beach. They are approximate and vary with traffic, bridges, and your exact start point on the island.

Madeira Beach and John's Pass~5 to 10 min · dining and marina

Gulf beaches and public accesses~2 to 5 min · on the island

Seminole retail and services~10 to 15 min · mainland errands

Clearwater Beach~20 to 30 min · north on Gulf Blvd

Downtown St. Petersburg~25 to 35 min · via Pinellas Bayway and I-275

Tampa International Airport~35 to 50 min · via the bridges

HCA Florida Largo Hospital~15 to 20 min · nearest hospital

Distances and drive times are approximate and vary with traffic, bridge openings, and your exact parcel. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Lone Palm Beach Homes for Sale in Redington Beach, FL with Momentum Realty’s local guides.

LPLone Palm Beach3rd Addition Homes for Sale in Redington Beach, FLRedington Beach, FL · adjacent NRNorth Redington Beach Homes for SaleNorth Redington Beach, FL · 0.3 mi RBRedington Beach Homes5th Addition Homes for SaleRedington Beach, FL · 0.4 mi LPLone Palm Beach Homes for Sale in Madeira Beach, FLMadeira Beach, FL · 0.7 mi SRSunset Reef Homes for Sale in Redington Shores, FLRedington Shores, FL · 0.9 mi OSOakhurst Shores Homes for Sale in Seminole, FLSeminole, FL · 1.0 mi LHThe Lafayette Homes for Sale in StSt. Petersburg, FL · 1.1 mi HGHarbor Greens at Yacht Club Estates Homes for Sale in Seminole, FLSeminole, FL · 1.1 mi HSHarbor Shores Homes for Sale in Redington Shores, FLRedington Shores, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Lone Palm Beach (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Lone Palm Beach is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Locator

Use the district school zone locator

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Lone Palm Beach address.

The takeaway

What is actually shaping value around Lone Palm Beach: the 2024 hurricane recovery on the Pinellas barrier islands, the FEMA 50 percent substantial-improvement rule and elevation requirements, and the town's own building and rebuild rules. Each item is sourced and linked.

Recent Developments in Lone Palm Beach

Development Intelligence

Our read on what is being built around Lone Palm Beach, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe watch item is rebuild and insurance economics: how the 50 percent rule, elevation requirements, and wind and flood premiums shape which older homes get elevated versus rebuilt, against steady demand for a scarce, strictly residential barrier-island address.

FEMA 50 percent substantial-improvement rule

2024 to 2025

BearishMajor impact

SignificanceRadius: Community

On older, lower homes a major remodel can trigger a requirement to elevate to base flood elevation plus freeboard, raising the cost and risk of value-add projects.

2024 hurricane recovery on the barrier islands

2024 to 2025

NeutralMajor impact

SignificanceRadius: Area

Helene and Milton drove substantial-damage assessments across the Pinellas beaches, so substantial-damage history and rebuild status now shape each home's outlook.

Wind and flood insurance cost

Ongoing

BearishNotable impact

SignificanceRadius: Area

Coastal wind and flood premiums are the dominant carrying cost on a barrier island and vary sharply with elevation and flood zone, so they must be quoted per address.

Redington Beach building height update

2026

BullishNotable impact

SignificanceRadius: Community

The town raised the maximum single-family building height above base flood elevation, giving owners more room to elevate when rebuilding to current flood code.

Scarce strictly residential barrier-island address

Ongoing

BullishNotable impact

SignificanceRadius: Community

A small, built-out, primarily residential town with Gulf and Intracoastal water supports durable demand for a limited supply of waterfront homes.

Elevated versus older-home value gap

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Already-elevated homes with clean elevation certificates increasingly separate in value from older, lower houses exposed to the 50 percent rule.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Lone Palm Beach, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

March 2026
Policy
Redington Beach adopts building height increase to 35 feet above base flood elevation
The Town of Redington Beach adopted an ordinance raising the maximum single-family building height from 30 to 35 feet above base flood elevation, giving owners more room to elevate when rebuilding to current flood code. Why it matters: More height above base flood elevation makes it easier to elevate and rebuild on the island, which matters directly for homes touched by the 50 percent rule. Source
September 2025
Recovery
FEMA marks one year of Helene and Milton recovery in Florida
FEMA reported continued recovery across the Florida Gulf Coast a year after Hurricanes Helene and Milton, including billions in assistance and ongoing rebuilding on the barrier islands hit in 2024. Why it matters: The slow, expensive rebuild on the Pinellas beaches underlines why elevation, substantial-damage history, and insurance are the core diligence here. Source
November 2024
Recovery
Barrier-island towns near completion of substantial-damage estimates
Officials in the Redington-area barrier-island towns reported nearing completion of substantial-damage estimates after the 2024 storms, a process that determines which homes fall under the FEMA 50 percent rule. Why it matters: Substantial-damage determinations decide whether older homes can be simply repaired or must be elevated, a make-or-break factor for buyers. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Lone Palm Beach buying strategy.

If we were buying in Lone Palm Beach, this is the order of operations we would run, and the one we run for our clients.

Pull the elevation certificate first. On a barrier island the finished-floor elevation versus base flood elevation drives both insurance and rebuild rules, so read it before the finishes.

Check the FEMA flood zone for the exact parcel. Coastal and Intracoastal lots fall in different zones, and the zone sets the insurance and elevation math.

Ask about substantial-damage history. After the 2024 storms many barrier-island homes were assessed, so confirm whether the home was flagged and how that affects future work.

Read the FEMA 50 percent rule into your plan. On an older, lower home a major remodel can trigger a requirement to elevate, so price that before you offer.

Quote wind and flood insurance early, and cross-shop a nearby residential beach town such as Belleair Beach if you want the same two-waterfront character.

The Quick Decision

Best Buy

An already-elevated waterfront home with a clean elevation certificate

Biggest Risk

An older, lower home where the 50 percent rule forces an elevation

Best Lot

A parcel with strong frontage and a favorable flood zone and elevation

Smart Timing

Confirm flood zone, elevation, and insurance before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Lone Palm Beach is a small waterfront subdivision inside the Town of Redington Beach rather than an amenity community, so the lifestyle is quiet, strictly residential barrier-island living. The town itself offers town parks, several public beach accesses, a causeway for fishing and relaxing, and a community recreation area with courts and a playground, with the Gulf beaches and Intracoastal water close at hand. There is no internal clubhouse or golf, so confirm any specific home's frontage, access, and the town facilities before you buy.

Lone Palm Beach Homes For Sale

What your money buys in Lone Palm Beach.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Lone Palm Beach today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Older Beach Home

An older, lower barrier-island house where condition, elevation, and the 50 percent rule drive value. The entry point, and the one that needs the closest flood read.

Lowest entry

The Elevated Rebuild

An already-elevated waterfront home with a clean elevation certificate and a workable insurance quote, the heart of the resale case here.

Most inventory

The Prime Frontage

The best-positioned waterfront parcels with strong frontage and favorable elevation, the homes that hold value best on the island.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Older Beach Home

An older, lower barrier-island house where condition, elevation, and the 50 percent rule drive value. The entry point, and the one that needs the closest flood read.

The Elevated Rebuild

An already-elevated waterfront home with a clean elevation certificate and a workable insurance quote, the heart of the resale case here.

The Prime Frontage

The best-positioned waterfront parcels with strong frontage and favorable elevation, the homes that hold value best on the island.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Lone Palm Beach, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Lone Palm Beach is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Lone Palm Beach holds value.

Our read on the factors that protect resale here, and the one to manage.

Flood and elevation exposureHigh on a barrier island

50 percent rule risk on older homesCan force elevation

Insurance cost and availabilityWind and flood driven

Waterfront frontage and locationScarce and durable

Value-add on an elevated homeWorkable with a clean cert

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Lone Palm Beach

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

On a barrier island the view is the easy part. The deal is won or lost on elevation, flood zone, the 50 percent rule, and the real insurance number.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.0B · Buy Score

Resale Strength7.4/10

Renovation Risk6.2/10

Location Efficiency8.4/10

Long-Term Defensibility7.6/10

Carrying Cost Advantage4.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Lone Palm Beach is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Frontage and elevation set value more than finishes
Pull the FEMA flood zone for the exact parcel
Read the elevation certificate before you offer
Substantial-damage history can shape future work
Favorable elevation insures and rebuilds better

On a barrier island the parcel is the part of your money the market protects. Frontage, the flood zone, and the finished-floor elevation hold value better than any finish, because the house can be renovated or elevated while the lot's exposure cannot be moved. Read the elevation certificate and the FEMA flood map first, weigh any substantial-damage history and the 50 percent rule, then price the condition of the home against that. The water view is the easy part; the elevation and insurance math is the deal.

The 15-Second Verdict

Lone Palm Beach in 15 seconds.

Best forBuyers who want a quiet barrier-island waterfront address and will do the elevation and insurance homework.

Biggest advantageA strictly residential Gulf and Intracoastal location with boating access in a small town.

Biggest riskFlood, elevation, and the 50 percent rule on older homes, plus high wind and flood insurance.

Sweet spotAn already-elevated waterfront home with a clean elevation certificate and insurable frontage.

Avoid ifYou want a gated amenity master plan or cannot carry coastal insurance premiums.

HOA, Flood & Insurance

15-Second Take

Most single-family homes carry no mandatory HOA, verify per parcel
Flood and wind insurance are the real carrying cost here
Flood premium tracks the flood zone and the elevation certificate
An elevated home generally insures better than an older, lower one
Quote both wind and flood insurance for the exact address

Most single-family homes in a small Redington Beach subdivision like this carry no mandatory HOA, though a voluntary property owners association may exist at the town level. The real carrying cost here is insurance, not dues: wind and flood premiums on a barrier island are the line that moves the budget. Confirm the exact picture for the specific parcel.

Where any association exists it is typically light and town-oriented rather than amenity-heavy. The cost that matters is the combination of flood insurance tied to the flood zone and elevation, plus wind coverage, so quote both for the exact address before you buy.

Run Your Numbers

Tools for a Lone Palm Beach buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Lone Palm Beach.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Lone Palm Beach

Price it to elevation, flood zone, and insurability, not a barrier-island average.

Selling in Lone Palm Beach means pricing to your specific parcel, its elevation, its flood zone, and how it insures, not to a townwide barrier-island average. An already-elevated home with a clean elevation certificate and a manageable insurance quote sells very differently from an older, lower house exposed to the 50 percent rule.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Lone Palm Beach, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Belleair Beach, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Lone Palm Beach home worth?

Get a no-obligation home value based on real comparable sales in Lone Palm Beach matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lone Palm Beach on the map →
Or get your Lone Palm Beach home value & selling guide →

Real comps, not a Zestimate.

Lone Palm Beach Market Scorecard

Strong seller's market

Lone Palm Beach is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8

Months supply

$1,019,500

Median list

$847,500

Median sold

$313

Per sqft

Days on mkt

6/8/41

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Lone Palm Beach?

Lone Palm Beach is a small waterfront subdivision in the Town of Redington Beach, a barrier-island town in Pinellas County on the Gulf side of the Tampa Bay metro, with the Gulf of Mexico to the west and the Intracoastal Waterway to the east.

What kind of homes are in Lone Palm Beach?

It is primarily barrier-island single-family homes, a mix of older beach-era houses and elevated rebuilds, many on or near the water with a boating orientation toward the Intracoastal side. Confirm the specific home's age, elevation, and condition per parcel.

Does Lone Palm Beach have an HOA?

Most single-family homes in a small Redington Beach subdivision like this carry no mandatory HOA, though a voluntary town-level property owners association may exist. Confirm the exact picture for any specific home.

What is the FEMA 50 percent rule and why does it matter here?

If the cost of repairing or remodeling a home reaches 50 percent or more of its pre-storm market value, the home is generally considered substantially improved and must be brought up to current flood code, which can require elevating to base flood elevation plus the county freeboard. On older, lower barrier-island homes this is the central diligence question (Pinellas County and FEMA, 2024 to 2025).

Was Redington Beach affected by the 2024 hurricanes?

Yes. Hurricanes Helene and Milton struck the Pinellas barrier islands in 2024, and the town and county had to assess which structures were substantially damaged. Always ask whether a specific home was flagged and how that affects future work.

What flood zone is Lone Palm Beach in?

Flood zones on a barrier island vary by parcel, with Gulf-facing and Intracoastal lots often falling in different zones. Always pull the FEMA flood zone and the elevation certificate for the exact address during diligence.

How important is the elevation certificate here?

Very. On a barrier island the finished-floor elevation versus base flood elevation drives both the flood insurance premium and whether future work triggers an elevation requirement. Read the elevation certificate before the finishes.

What does insurance cost on a barrier-island home?

Wind and flood insurance are the real carrying cost here and vary widely with the flood zone, the elevation, and the home's construction. Always get a real wind and flood quote for the specific address rather than relying on an average.

Can I short-term rental a home in Redington Beach?

Redington Beach regulates short-term rentals through a town ordinance, and this is an owner-occupied residential community rather than a nightly-rental district. Confirm the current short-term rental rules with the town before assuming any rental use.

What schools serve Redington Beach?

Redington Beach is part of Pinellas County Schools, with nearby Seminole-area schools commonly serving the barrier-island beaches. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home using the district school zone locator.

How close is the beach and the water?

Lone Palm Beach sits on the barrier island itself, with Gulf beaches and Intracoastal water close at hand and public beach accesses within the small town. Confirm the exact frontage and access for the specific parcel.

Is this a good place to buy a waterfront home?

It can be for a buyer who wants a quiet, strictly residential barrier-island address and will do the elevation, flood, and insurance homework. The outcome is driven by the parcel's elevation and insurability, not the name, and coastal risk means this is not a guarantee of future value.

Why does pricing vary so much parcel to parcel?

Because elevation, flood zone, frontage, and substantial-damage history differ from lot to lot on a barrier island, two homes that look similar can carry very different insurance and rebuild math. The parcel, not the subdivision name, sets the price.

What should I verify before I offer?

Pull the elevation certificate, the FEMA flood zone, any substantial-damage history, the rebuild and elevation implications of the 50 percent rule, and a real wind and flood insurance quote for the exact address.

The Verdict

Should you buy in Lone Palm Beach?

An honest fit check. We will tell you when it is not your community.

Buyers who want a quiet barrier-island waterfront address in PinellasExcellent fit

Boaters drawn to Intracoastal access and Gulf proximityExcellent fit

Buyers comfortable reading elevation, flood zone, and insurance per parcelExcellent fit

Buyers who can budget for elevated construction or an elevated homeExcellent fit

Buyers who will read substantial-damage history and the 50 percent ruleExcellent fit

Buyers who want one gated, amenity-dense master planProbably not

Anyone unwilling to verify flood zone, elevation, and insurance costProbably not

Buyers who cannot carry high wind and flood insurance premiumsProbably not

Buyers seeking a turnkey nightly rental rather than a residenceProbably not

Buyers unwilling to budget elevation work on an older, lower homeProbably not

Get the inside read on Lone Palm Beach

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Lone Palm Beach home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Lone Palm Beach specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Lone Palm Beach — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Lone Palm Beach Homes for Sale in Redington Beach, FL

The 60-Second Overview

Who Lone Palm Beach is best for.

Best for

Probably not for

How Lone Palm Beach is performing right now

Lone Palm Beach on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Schools (verify by address)

Confirm zoned elementary, middle, and high

Use the district school zone locator

Recent Developments in Lone Palm Beach

FEMA 50 percent substantial-improvement rule

2024 hurricane recovery on the barrier islands

Wind and flood insurance cost

Redington Beach building height update

Scarce strictly residential barrier-island address

Elevated versus older-home value gap

Redington Beach adopts building height increase to 35 feet above base flood elevation

FEMA marks one year of Helene and Milton recovery in Florida

Barrier-island towns near completion of substantial-damage estimates

The Lone Palm Beach buying strategy.

The full read, only if you want it.

What your money buys in Lone Palm Beach.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Lone Palm Beach holds value.

5 Mistakes Buyers Make in Lone Palm Beach

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Lone Palm Beach is different.

Which Lots & Views Hold Value Best

Lone Palm Beach in 15 seconds.

HOA, Flood & Insurance

Tools for a Lone Palm Beach buy.

Price it to elevation, flood zone, and insurability, not a barrier-island average.

In Lone Palm Beach, condition and view decide your number

What is your Lone Palm Beach home worth?

Price History: What Homes Here Have Actually Sold For

Lone Palm Beach Market Scorecard

Frequently Asked Questions

Should you buy in Lone Palm Beach?

Get the inside read on Lone Palm Beach

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.