Camp Creek Lake
Homes for Sale in Inlet Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, CAMP CREEK LAKE in Inlet Beach, FL has 4 homes for sale, asking from $2,100,000 to $7,900,000 (median $2,472,000). Over the 12 months ending 2026-07-25, 4 recorded sales closed at a median of $4,364,500, a median 209 days on market, sellers accepting 84% of original asking. Homes listed or recently sold were built 1990–2026 with 1 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 22 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $42,590 ($42,200 with the full homestead exemption).
Homes For Sale Right Now in Camp Creek Lake
Live MLS inventory for Camp Creek Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 71 daysTop listing
Active · 38 days
Active · 22 days
Active · 135 daysActive and pending Camp Creek Lake listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Camp Creek Lake sits at the top end of the Inlet Beach market, with a median price of $4,364,500. At this level, the number is driven by land position, build quality, and proximity to the water far more than by any standard price-per-foot math — each listing tends to be its own negotiation rather than a comp off the one next door.
The posture right now is patient. With a median of about 210 days on market and only 4 active listings against 4 closings, this is a thin, slow-turning market where nothing moves on impulse. Buyers have time to underwrite carefully; sellers need to price to condition and be prepared to wait for the right match rather than a fast one.
The 60-Second Overview
Camp Creek Lake market snapshot (as of July 25, 2026): the median sale price is about $4.36M, and a median 210 days on market for closed sales.
This is a small, high-end pocket of Inlet Beach where inventory is measured in single digits and homes sit for the better part of a year. Expect a deliberate process on both sides of the table.
The setting & the homes.
Aerial and on-site photos of Camp Creek Lake. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Camp Creek LakeCamp Creek LakeCamp Creek LakeCamp Creek LakePhotos from Emerald Coast MLS listings in Camp Creek Lake; content deemed reliable but not guaranteed.
Who Camp Creek Lake is best for.
Best for
- Buyers with a multi-million-dollar budget who value a small, low-inventory setting
- Purchasers who can move slowly and underwrite each property on its own merits
- Sellers willing to price to condition and wait for the right match
Probably not for
- Buyers needing a fast close or immediate liquidity
- Anyone expecting a shared amenity package to anchor value
- Sellers who need to move quickly at a predictable, comp-driven price
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($4.36M) IS the median in the snapshot above.
Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
CAMP CREEK LAKE Market Scorecard
CAMP CREEK LAKE is currently a thin data market. Limited supply, a median asking price of $2,472,000, and homes go under contract in about 54 days.
Typical home value in the 32461 ZIP is $1,402,492, about 92.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in CAMP CREEK LAKE, Inlet Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Camp Creek Lake on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Camp Creek Lake listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Camp Creek Lake address.
The Camp Creek Lake buying strategy.
If we were buying in Camp Creek Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Camp Creek Lake.
A thin, deliberate luxury market
The defining feature here is scarcity paired with time. Four active listings and four recent closings mean there is very little to compare against, and the roughly 210-day median days-on-market tells you buyers are taking their time and sellers are holding out for their price. That combination makes the median a starting reference point, not a formula — the spread between two homes can be wide and is largely condition- and location-driven.
No community amenities surfaced from current MLS listings, so the value proposition is the setting and the individual property, not a shared amenity package. That puts the burden on due diligence: understand exactly what each home offers on its own lot, because you are not buying into a standardized product.
The location and the amenities are priced into every listing in Camp Creek Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the wrong assumption costs real money. We work the actual listings and closings rather than a generic average, help you read condition and location against the median, and keep the process disciplined on timing — because at roughly 210 days on market, patience and accurate pricing matter more than motion.
Camp Creek Lake in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Camp Creek Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Camp Creek Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Camp Creek Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Camp Creek Lake home worth?
Get a no-obligation home value based on real comparable sales in Camp Creek Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Camp Creek Lake on the map →
Frequently Asked Questions
What is the median home price in Camp Creek Lake?
How long do homes in Camp Creek Lake take to sell?
Do cash buyers compete in Camp Creek Lake?
Who is the best real estate agent for Camp Creek Lake?
How do I find a top Inlet Beach real estate agent who knows Camp Creek Lake?
Can Momentum Realty connect me with an agent for Camp Creek Lake?
Should you buy in Camp Creek Lake?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Camp Creek Lake with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending July 25, 2026 |
| Historical depth | Closed-sale records back to 1996 (37 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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