CAMP CREEK LAKE in Inlet Beach

CAMP CREEK LAKE
Homes for Sale in Inlet Beach, FL

Community in Inlet Beach · Walton County · ZIP 32459
Median sale $4.36M
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Photo via emeraldcoast

Built fromLive emeraldcoast data30 years of closingsUpdated twice daily
Live · CAMP CREEK LAKE Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$4.36M
Median sold · 12 mo
83.8%
Sale vs ask
Walton median: 94.5%
Tempo
210days
Median DOM · closed
28 days at the 2024 low
0%
Under contract
4 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
0%
Cash buyers · CAMP CREEK LAKE
0 of 4 sales, 12 mo ending July 2026
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Camp Creek Lake sits at the top end of the Inlet Beach market, with a median price of $4,364,500. At this level, the number is driven by land position, build quality, and proximity to the water far more than by any standard price-per-foot math — each listing tends to be its own negotiation rather than a comp off the one next door.

The posture right now is patient. With a median of about 210 days on market and only 4 active listings against 4 closings, this is a thin, slow-turning market where nothing moves on impulse. Buyers have time to underwrite carefully; sellers need to price to condition and be prepared to wait for the right match rather than a fast one.

The 60-Second Overview

CAMP CREEK LAKE market snapshot (as of July 25, 2026): the median sale price is about $4.36M, and a median 210 days on market for closed sales.

This is a small, high-end pocket of Inlet Beach where inventory is measured in single digits and homes sit for the better part of a year. Expect a deliberate process on both sides of the table.

Best for

  • Buyers with a multi-million-dollar budget who value a small, low-inventory setting
  • Purchasers who can move slowly and underwrite each property on its own merits
  • Sellers willing to price to condition and wait for the right match

Probably not for

  • Buyers needing a fast close or immediate liquidity
  • Anyone expecting a shared amenity package to anchor value
  • Sellers who need to move quickly at a predictable, comp-driven price

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($4.36M) IS the median in the snapshot above.

Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 5 a year; 4 in the current window.

CAMP CREEK LAKE Market Scorecard

Balanced

CAMP CREEK LAKE is currently a balanced market., a median asking price of $2,472,000, and homes go under contract in about 71 days.

$2,472,000
Median list
$4,364,500
Median sold
71
Days on mkt
4/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in CAMP CREEK LAKE

Live MLS inventory for CAMP CREEK LAKE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending CAMP CREEK LAKE listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Dune Lakes · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent CAMP CREEK LAKE listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any CAMP CREEK LAKE address.

If we were buying in CAMP CREEK LAKE today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CAMP CREEK LAKE.

Best Buy
Buyers seeking a high-end, low-volume Inlet Beach property with time to shop.
Biggest Risk
Thin comps and long days on market make pricing and liquidity uncertain.
Sweet Spot
A well-conditioned home priced honestly against the $4.36M median.
Avoid If
You need a quick sale or a fast, comparable-driven purchase.

A thin, deliberate luxury market

The defining feature here is scarcity paired with time. Four active listings and four recent closings mean there is very little to compare against, and the roughly 210-day median days-on-market tells you buyers are taking their time and sellers are holding out for their price. That combination makes the median a starting reference point, not a formula — the spread between two homes can be wide and is largely condition- and location-driven.

No community amenities surfaced from current MLS listings, so the value proposition is the setting and the individual property, not a shared amenity package. That puts the burden on due diligence: understand exactly what each home offers on its own lot, because you are not buying into a standardized product.

The location and the amenities are priced into every listing in CAMP CREEK LAKE. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin, the wrong assumption costs real money. We work the actual listings and closings rather than a generic average, help you read condition and location against the median, and keep the process disciplined on timing — because at roughly 210 days on market, patience and accurate pricing matter more than motion.

CAMP CREEK LAKE in 15 seconds.

Best forBuyers seeking a high-end, low-volume Inlet Beach property with time to shop.
Biggest advantageScarcity and a slow market mean unhurried, careful underwriting.
Biggest riskThin comps and long days on market make pricing and liquidity uncertain.
Sweet spotA well-conditioned home priced honestly against the $4.36M median.
Avoid ifYou need a quick sale or a fast, comparable-driven purchase.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CAMP CREEK LAKE sales matched to your home.

What is your CAMP CREEK LAKE home worth?

Get a no-obligation home value based on real comparable sales in CAMP CREEK LAKE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in CAMP CREEK LAKE on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in CAMP CREEK LAKE?
The median sale price in CAMP CREEK LAKE was $4.36M over the 12 months ending July 25, 2026 (4 closed sales, emeraldcoast).
How long do homes in CAMP CREEK LAKE take to sell?
Homes that closed in the 12 months ending July 25, 2026 took a median 210 days on market (4 sales, emeraldcoast).
Do cash buyers compete in CAMP CREEK LAKE?
Cash buyers took 0% of CAMP CREEK LAKE sales in the 12 months ending July 2026 (0 of 4 closings, emeraldcoast).
Who is the best real estate agent for CAMP CREEK LAKE?
The best agent for CAMP CREEK LAKE is one who actively works Inlet Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CAMP CREEK LAKE.
How do I find a top Inlet Beach real estate agent who knows CAMP CREEK LAKE?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CAMP CREEK LAKE and the wider Inlet Beach area.
Can Momentum Realty connect me with an agent for CAMP CREEK LAKE?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CAMP CREEK LAKE purchase or sale - no call center and no pressure.
Buyers with a multi-million-dollar budget who value a small, low-inventory settingExcellent fit
Purchasers who can move slowly and underwrite each property on its own meritsExcellent fit
Sellers willing to price to condition and wait for the right matchExcellent fit
Buyers needing a fast close or immediate liquidityProbably not
Anyone expecting a shared amenity package to anchor valueProbably not
Sellers who need to move quickly at a predictable, comp-driven priceProbably not

Nearby Communities

Explore more neighborhoods near CAMP CREEK LAKE with Momentum Realty’s local guides.

WOWatersound Origins Santa Rosa BeachInlet Beach, FL · 3.4 miLMLatitude Margaritaville Watersound Panama City BeachInlet Beach, FL · 8.2 miBPBreakfast Point East Panama City BeachInlet Beach, FL · 9.7 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsemeraldcoast, refreshed twice daily (last: July 25, 2026)
Community market statsemeraldcoast closed sales, 12-month windows ending July 25, 2026
Historical depthClosed-sale records back to 1996 (37 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

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