Cardinal Estates
Homes for Sale in Largo, FL
All 473 homes for sale in Largo, FL · median $319,900 · 70 homes for sale in 33774 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 16 closed sales in Cardinal Estates 1St Add in Largo, FL since 2015, the most recent in November 2024. Across Largo as a whole, 897 homes closed in the last 12 months at a median of $340,000, 56 median days on market, with 221 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $6,590 ($5,780 with the full homestead exemption).
Cardinal Estates Add is a small, established pocket of 59 homes in Largo, with a housing stock built between 1959 and 1996 and a median build year of 1963. What sets price here is condition, not vintage. When most of the inventory dates to the same mid-century era, the spread between an updated home and an original one can be wide, so buyers should expect to underwrite renovation status carefully rather than lean on any single benchmark.
The homestead share sits at roughly 85%, which tells you this is a lived-in, owner-occupied enclave rather than a churn of rentals or flips. Combined with only 59 homes, that means turnover is thin. For sellers, scarcity works in your favor when your home shows well; for buyers, patience matters, because the right listing may not appear on demand and pricing will hinge on the individual property's updates.
Nearby homes for sale
No active listings inside Cardinal Estates 1St Add right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A compact, owner-occupied neighborhood of 59 mid-century homes in Largo, where the median living area of about 1,650 square feet points to practical single-story floor plans rather than sprawling new construction.
Stellar MLS sales records identify 38 homes in Cardinal Estates that have changed hands since 2005, built between 1959 and 1983 (median 1963), with a median living area of about 1,481 sq ft and a typical 2-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cardinal Estates is best for.
Best for
- Buyers wanting a compact, established Largo home who will budget for updates on a mid-century property
- Long-hold owner-occupants who value a stable, high-homestead neighborhood over rapid resale
- Renovation-minded buyers comfortable pricing a home by its condition rather than a fixed benchmark
Probably not for
- Buyers who need new construction or large-footprint floor plans
- Investors seeking a rental-heavy area with frequent turnover
- Buyers on a tight timeline who cannot wait for limited inventory to come available
The market around Cardinal Estates
Cardinal Estates is too small for its own price trend, so here is the market around it.
In ZIP 33774, 133 homes are on the market and 26% are under contract — a steady corner of Largo.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 33774 (Largo), 287 homes closed in the last 12 months at a median of $400K ($269/sq ft), down 5.6% year over year, with a median 54 days on market. Right now 46 active and 14 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 33774 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Cardinal Estates specifically. Momentum Research analysis of MLS records.
The Cardinal Estates buying strategy.
If we were buying in Cardinal Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cardinal Estates.
Reading a mid-century pocket
With a median year built of 1963 and a range running from 1959 to 1996, the homes here largely predate open-concept design and modern systems. That is not a flaw, but it does mean roofs, electrical, HVAC, and windows deserve close attention. Two homes of similar size can carry very different price justifications depending on what has been touched, so a walkthrough here is really an inspection of updates.
The median living area lands near 1,650 square feet, so this is a neighborhood of right-sized single-family homes rather than large-footprint builds. The high homestead share of about 85% reinforces the character: stable ownership, few investor-driven transactions, and a limited pool of just 59 homes total. Expect to move decisively when a well-kept property lists.
The location and the amenities are priced into every listing in Cardinal Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 59-home neighborhood, comps are scarce and condition drives everything, so a generic pricing model misses badly. We walk the actual updates, weigh what a mid-century home's systems really need, and help buyers separate a fair renovation gap from an overpriced original. For sellers, we position a well-kept home to capture the scarcity advantage without overreaching.
Cardinal Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cardinal Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cardinal Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cardinal Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cardinal Estates home worth?
Get a no-obligation home value based on real comparable sales in Cardinal Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Cardinal Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cardinal Estates Add fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Cardinal Estates. These are the public schools most often assigned to other communities in ZIP 33774; zones change and vary by address, so confirm with the district before you buy.
- Oakhurst Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Seminole Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Cardinal Estates
Where is Cardinal Estates?
Cardinal Estates is a community in Largo, Pinellas County, Florida, ZIP 33774.
Are there homes for sale in Cardinal Estates right now?
No active listings inside Cardinal Estates at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Cardinal Estates have an HOA or CDD?
No HOA is on record for Cardinal Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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