Waterfront Homes for Sale in Largo, FL
This page tracks every Largo listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
57 waterfront homes are for sale or pending in Largo, FL today across 44 communities. The median asking price is $399,000, from $105,000 to $7,650,000. Listings in Largo without that feature have a median of $300,000. Most listings right now: Country Club Condo At East Bay (6), New Atlantis Club Condo (3), Harbor Bluffs Sec 4 (2). Updated September 27, 2026 from the MLS.
Live waterfront homes in Largo: the listings
45 active listings carry the flag today (11% of Largo inventory), median asking $399,000, $259/sq ft, median 80 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Largo
The most expensive waterfront homes in Largo
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 15041 Hardage Street | $7,650,000 | 9,136 | Indian Rocks |
| 4545 Harbor Hills Drive | $2,465,000 | 3,943 | Harbor Hills Estates |
| 12816 Harborwood Drive | $2,450,000 | 4,234 | Kensington Oaks |
| 306 Buttonwood Lane | $2,450,000 | 2,001 | harbor bluffs |
| 202 Driftwood Lane | $1,820,000 | 2,235 | harbor bluffs |
| 13227 110Th Avenue | $1,799,999 | 3,568 | Pinellas Groves |
| 902 Oakwood Drive | $1,695,000 | 2,266 | harbor bluffs |
| 201 Driftwood Lane | $1,449,000 | 2,760 | harbor bluffs |
| 9985 Sago Point Drive | $1,050,000 | 2,695 | Bayou Club Estates T |
| 4415 Clearwater Harbor Drive | $790,000 | 2,232 | Harbor Hills |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 15 | 33% |
| $300K–$500K | 15 | 33% |
| $500K–$750K | 5 | 11% |
| $750K–$1M | 1 | 2% |
| $1M+ | 9 | 20% |
Largo waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Country Club Condo At East Bay | 6 | 0 | $324,950 | $315,000 |
| New Atlantis Club Condo | 3 | 0 | $137,500 | $132,500 |
| Harbor Bluffs Sec 4 | 2 | 0 | $2,072,500 | $1,695,000 |
| Harbor Bluffs Sec 5 | 2 | 0 | $1,957,500 | $1,820,000 |
| Harbor Bluffs Sec 5 Pt Rep | 2 | 0 | $1,848,500 | $1,449,000 |
| Keene Park | 2 | 0 | $594,500 | $589,000 |
| Shipwatch | 2 | 0 | $420,000 | $405,000 |
| Indian Spgs Colony | 2 | 0 | $399,000 | $399,000 |
| Indian Rocks | 1 | 0 | $7,650,000 | $7,650,000 |
| Harbor Bluffs Sec 2 | 1 | 0 | $2,995,995 | $2,995,995 |
| Harbor Hills Estates | 1 | 0 | $2,465,000 | $2,465,000 |
| Kensington Oaks | 1 | 0 | $2,450,000 | $2,450,000 |
| Pinellas Groves | 1 | 0 | $1,799,999 | $1,799,999 |
| Bayou Club Estates T | 1 | 0 | $1,050,000 | $1,050,000 |
| Harbor Hills 1St Add | 1 | 0 | $795,500 | $795,500 |
| Harbor Hills 3Rd Add | 1 | 0 | $790,000 | $790,000 |
| Oakdale Manor | 1 | 0 | $649,900 | $649,900 |
| Hillcrest Manor | 1 | 0 | $640,000 | $640,000 |
| Randolph Farms Condo | 1 | 0 | $525,000 | $525,000 |
| Golf Lake Condo 3 At East Bay | 1 | 0 | $474,990 | $474,990 |
| Harbor Hills 4Th Add | 1 | 0 | $472,500 | $472,500 |
| Country Club Condo Ii At East Bay | 1 | 0 | $459,990 | $459,990 |
| Country Club Condo | 1 | 0 | $450,000 | $450,000 |
| Golf Lake Condo Vii At East Bay | 1 | 1 | $400,000 | $400,000 |
| Country Club Condo V At East Bay | 1 | 0 | $389,990 | $389,990 |
| Tall Pines Estates Ph Iii | 1 | 0 | $365,000 | $365,000 |
| Pinebrook Estates Ph 2 Unit 1 Sec 2 | 1 | 0 | $359,900 | $359,900 |
| Coquina Cove Residents Inc Co-Op | 1 | 0 | $325,000 | $325,000 |
| Belle Oak Villas | 1 | 0 | $265,000 | $265,000 |
| East Bay Golf Villas At Water View Condo | 1 | 0 | $265,000 | $265,000 |
| Tall Pines Estates Ph Iv | 1 | 0 | $250,000 | $250,000 |
| Willow Point Condo | 1 | 0 | $250,000 | $250,000 |
| Lakeview Of Largo South Condo | 1 | 0 | $249,900 | $249,900 |
| Imperial Point Condo | 1 | 0 | $245,000 | $245,000 |
| Pinebrook Estates | 1 | 0 | $209,999 | $209,999 |
| Penthouse Greens | 1 | 0 | $199,900 | $199,900 |
| Lakeview Of Largo | 1 | 0 | $195,000 | $195,000 |
| Lake Seminole Resort North M/H Unrec | 1 | 0 | $189,900 | $189,900 |
| New Haven Condo | 1 | 0 | $184,900 | $184,900 |
| Deerwood Gardens Iv | 1 | 0 | $180,000 | $180,000 |
| Paradise Island Co Op Inc | 1 | 0 | $162,500 | $162,500 |
| Lake Placid M/H Park Unrec | 1 | 0 | $160,000 | $160,000 |
| Paradise Island Co-Op Inc | 1 | 0 | $149,900 | $149,900 |
| Waters Edge 3 Condo | 1 | 0 | $105,000 | $105,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Largo?
What do waterfront homes cost in Largo?
Which Largo community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Largo
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- Largo gated community homes
- Largo 4-bedroom homes
- Largo homes under $300K
- Largo homes $300K–$500K
- Waterfront Homes in every city
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Largo, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.