Chelsea
Cove Homes for Sale in Jacksonville, FL

Recent resales in the $300Ks to $500Ks · Jacksonville · ZIP 32223

An established single-family resale street off Loretto Road in Jacksonville's Mandarin area, built out in the early 1990s and priced as everyday resale housing rather than a new-build community.

Established resaleJacksonville, Duval County3 to 4 bedrooms
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
A small, quiet resale street. Inventory is thin, so pricing depends heavily on the individual home's condition and lot; verify the current list before you tour.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Chelsea Cove is a small, established resale street in Mandarin, not a marketed community with its own amenities. The edge here is not a clubhouse or a golf membership, it is buying an early-1990s home in a settled part of southwest Duval County near San Jose Boulevard and Loretto Road. With so few homes on the street, each listing is its own story, so weigh condition and lot before you weigh the name on the sign."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Chelsea Cove is a small, established single-family street in the Mandarin area of southwest Jacksonville, off Loretto Road near the Plantation South neighborhood. Homes here were built mainly in the early 1990s, with recent listings running roughly 1,780 to 2,400 square feet and 3 to 4 bedrooms; several have private in-ground pools.

There is no marketed community pool, clubhouse, or golf amenity tied to the street, and no HOA status has been confirmed here, so treat any amenities or dues as something to verify with the specific home rather than assume from the community name. Because it is a short, quiet street rather than a large platted subdivision, only a handful of homes trade in a given year, and each sale tends to be driven by that individual home's condition and lot more than by broad community trends.

The bigger picture is location. Mandarin is a well-established part of southwest Duval County with mature tree canopy, and Chelsea Cove sits within reach of the San Jose Boulevard shopping corridor and the Julington Creek area, with a straightforward drive to downtown Jacksonville.

Best for

  • Buyers who want an established resale home in a settled Mandarin location rather than new construction
  • Buyers who want easy access to the San Jose Boulevard corridor and southwest Duval amenities
  • Buyers comfortable evaluating a small street where each listing is its own condition story

Probably not for

  • Buyers who want a marketed community with its own pool, clubhouse, or HOA-run amenities
  • Buyers who need a large pool of comparable active listings to negotiate against
  • Buyers who want a brand-new home with a builder warranty

How Jacksonville is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Chelsea Cove update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Jacksonville listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Chelsea Cove buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Jacksonville International Airport (JAX)30 to 40 min · approximate
San Jose Boulevard shopping corridor10 to 15 min · approximate
Julington Creek area10 to 15 min · approximate
Downtown Jacksonville25 to 30 min · approximate
I-29510 to 15 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near ChelseaCove Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

FHFlynnOaks Homes for Sale in Jacksonville, FLJacksonville, FL · 0.2 miSHSuttonGrove Homes for Sale in Jacksonville, FLJacksonville, FL · 0.2 miHAHideaway AtSan Jose Homes for Sale in Jacksonville, FLJacksonville, FL · 0.4 miHHHammockOaks Homes for Sale in Jacksonville, FLJacksonville, FL · 0.4 miEHEaglewood Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miTHTuscanOaks Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miAHArborForest Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miBHBigtree Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miPHPaddleCreek Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Jacksonville (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Jacksonville is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Mandarin High School (Duval County Public Schools, verify by address)

Middle

Mandarin Middle School (verify by address)

Elementary

Loretto Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Jacksonville address.

The takeaway

There is no major single news story tied to this street. The relevant context is broader Mandarin-area growth, insurance costs, and market conditions across southwest Duval County.

Recent Developments in Chelsea Cove

Our read on what is being built around Jacksonville, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSteady. Mandarin is a mature, built-out area, so change here tends to come from wider Jacksonville market conditions rather than new development on this street.

Mandarin area is fully built out

Ongoing
NeutralNotable impact
SignificanceRadius: Area

Mandarin is a long-established part of southwest Duval County with mature tree canopy and little vacant land, so supply on streets like this changes slowly and mostly through resale, not new construction.

Homeowners insurance costs

2026
BearishNotable impact
SignificanceRadius: Region

Florida homeowners insurance premiums have remained elevated across Duval County. Get a bindable quote for the specific home, especially if it is an older roof, before you commit to a purchase.

Jacksonville resale market conditions

2026
NeutralMinor impact
SignificanceRadius: Metro

Broader Jacksonville resale inventory and pricing move with metro-wide rate and demand trends. On a thin street like this, an individual home's condition and lot matter more than the metro headline.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Chelsea Cove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Chelsea CoveGet a short monthly email when something new is approved, funded, or opens near Chelsea Cove.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Jacksonville, this is the order of operations we would run, and the one we run for our clients.

    1

    Get the seller's disclosure and any permit history to confirm the home's actual age, roof age, and any additions like a pool.

    2

    Ask directly whether any HOA exists for this street and, if so, get the current dues and covenants in writing.

    3

    Verify the exact zoned elementary, middle, and high school by the home's address with Duval County Public Schools.

    4

    Get a bindable homeowners insurance quote for the specific home before you make an offer.

    5

    Because so few homes on this street sell in a given year, pull recent sales from a wider Mandarin radius to sanity-check price.

    Best Buy
    A well-maintained home with a documented roof and, if present, a well-kept pool.
    Biggest Risk
    Thin resale data on a short street can make pricing harder to sanity-check against just this address.
    Best Lot
    Favor a larger, well-kept lot; several homes here carry private pools that add value when maintained.
    Smart Timing
    Opportunistic. Track the wider Mandarin resale market since so few homes here trade in a given year.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Built

    Roughly early 1990s; one confirmed 1993 build, verify exact year on the specific parcel

    Size range

    About 1,780 to 2,400 sq ft based on recent listings

    Bedrooms

    Typically 3 to 4, verify by floor plan

    Costs & Fees

    HOA

    Status not confirmed here; some listings note none, verify directly before buying

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences

    Amenities

    Marketed

    No community pool, golf, or clubhouse identified; several homes have private in-ground pools

    Status

    Not gated; age-restriction status not identified

    Location

    Area

    Mandarin, southwest Duval County, off Loretto Road near the Plantation South area

    Zoned schools

    Loretto Elementary, Mandarin Middle, Mandarin High (verify by address)

    Downtown Jacksonville

    About 25 to 30 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    In the low-to-mid $300Ks you are typically looking at the smaller floor plans, around 1,780 to 2,000 square feet with 3 bedrooms, based on recent listings.

    Lowest entry
    The Core

    In the high $300Ks to low $500Ks you move into the larger plans, roughly 2,000 to 2,400 square feet with 4 bedrooms, often including a private pool.

    Most inventory
    The Top

    Above that range, condition, lot, and pool upgrades drive the price more than square footage alone. Verify against the current active list.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    In the low-to-mid $300Ks you are typically looking at the smaller floor plans, around 1,780 to 2,000 square feet with 3 bedrooms, based on recent listings.
    The Core
    In the high $300Ks to low $500Ks you move into the larger plans, roughly 2,000 to 2,400 square feet with 4 bedrooms, often including a private pool.
    The Top
    Above that range, condition, lot, and pool upgrades drive the price more than square footage alone. Verify against the current active list.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVerify per home
    Documented maintenanceGet disclosures
    Pool condition (where present)Verify upkeep
    Comp data depthThin on-street
    Location stabilityEstablished area

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Jacksonville

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    This is not a marketed lifestyle community, it is a quiet, settled street, and that is exactly its appeal.

    Jon Brooks · Founder, Momentum Realty
    6.4C · Buy Score
    Resale Strength6.0/10
    Renovation Risk5.8/10
    Location Efficiency7.0/10
    Long-Term Defensibility5.8/10
    Carrying Cost Advantage6.2/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Jacksonville is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • This is an established 1990s street, so individual home condition varies more than lot size.
    • A documented roof age and permit history matter more here than on a new-build community.
    • Several homes carry private pools; a well-maintained pool adds resale value, a neglected one is a cost.
    • Thin annual sales volume means pricing should be checked against a wider Mandarin radius, not just this street.
    • Ask for the seller's disclosure and any permit history before you write an offer.

    Because Chelsea Cove is an established resale street rather than a new-build community, the durable differences between homes are condition, documented maintenance, and lot upkeep rather than homesite location within a plan. A well-maintained roof, a cared-for private pool where one exists, and a clean permit history carry more weight here than they would in a newer community. With only a handful of homes on the street, treat any single recent sale as a data point, not a market, and check pricing against a wider Mandarin-area radius before you commit.

    Jacksonville in 15 seconds.

    Best forBuyers who want an established Mandarin-area resale home rather than new construction.
    Biggest advantageA settled, mature location near San Jose Boulevard with easy access across southwest Duval.
    Biggest riskThin sales data on a short street makes pricing harder to benchmark against just this address.
    Sweet spotA well-maintained 1990s home with a documented roof and, where present, a healthy pool.
    Avoid ifYou want a marketed community with its own amenities or a large pool of comparable active listings.

    HOA, CDD & Fees

    15-Second Take
    • HOA status is unconfirmed; verify with the seller or a title search before you buy.
    • No CDD was identified, but confirm it on the parcel's tax record.
    • No community pool, golf, or clubhouse is marketed here.
    • Several individual homes have private in-ground pools; verify condition and permits.
    • Budget Duval County homeowners insurance as a real cost; get a bindable quote.

    No HOA has been confirmed for this street. Some recent listings note no association, but this should be verified directly with the seller, a title search, or the Duval County Property Appraiser before you rely on it.

    Because HOA status is unconfirmed, do not assume any shared amenities or maintained common areas come with a dues structure here.

    There is no golf course or clubhouse tied to this street.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Jacksonville, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Plantation South, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Jacksonville home worth?

    Get a no-obligation home value based on real comparable sales in Jacksonville matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Chelsea Cove on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Chelsea Cove year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Chelsea Cove are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Chelsea Cove a marketed community with its own amenities?
    No. It is a short, established single-family street in Jacksonville's Mandarin area with no confirmed community pool, clubhouse, or golf amenity. Some individual homes have private in-ground pools.
    When were the homes built?
    Most homes date to the early 1990s. One home has a confirmed 1993 construction date; verify the exact year for any specific address.
    What do homes cost in Chelsea Cove?
    Based on live Jacksonville-area MLS data and recent listings, homes here have generally traded in the $300Ks to $500Ks depending on size, condition, and whether the home has a pool. Check the current active list, since inventory is thin.
    How big are the homes?
    Recent listings run roughly 1,780 to 2,400 square feet, typically with 3 to 4 bedrooms.
    Is there an HOA, and how much are the dues?
    This is not confirmed here. Some listings note no HOA, but verify directly with the seller, a title search, or the Duval County Property Appraiser before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this street, but CDD status is best confirmed on the specific parcel's tax record with the Duval County Property Appraiser.
    What amenities does the community have?
    No community pool, clubhouse, or golf amenity is marketed here. Several individual homes have private in-ground pools; verify condition before you buy.
    Is Chelsea Cove gated or age-restricted?
    There is no verified information that the street is gated, and it is not marketed as age-restricted or 55 plus.
    What schools serve the community?
    It is in Duval County Public Schools, zoned toward Loretto Elementary, Mandarin Middle, and Mandarin High School. Verify the exact zoned schools by the specific address.
    How is the commute to downtown Jacksonville?
    Downtown Jacksonville is roughly a 25 to 30 minute approximate drive. The San Jose Boulevard shopping corridor and the Julington Creek area are closer, roughly 10 to 15 minutes.
    How far is Jacksonville International Airport?
    Roughly a 30 to 40 minute approximate drive, since the street sits in southwest Duval County away from the airport.
    What is the biggest risk of buying here?
    Thin sales data. Because so few homes on this exact street trade in a given year, pricing should be checked against a wider Mandarin-area comp set, not just recent same-street sales.
    How should I evaluate a home here?
    Focus on documented condition: roof age, permit history, and, if present, the maintenance record on any private pool. These matter more on an established 1990s street than lot size or amenities.
    Should I get my own agent for a resale purchase here?
    Yes. Your own agent pulls a wider Mandarin-area comp set, reviews the seller's disclosure and permit history, and represents your interests through inspection and closing.
    How current is the data on this page?
    The market figures come from live Jacksonville-area MLS data and update regularly. Always confirm the exact price, condition, and availability before you make an offer.
    Who is the best real estate agent for Chelsea Cove?
    The best agent for Chelsea Cove is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Chelsea Cove.
    How do I find a top Jacksonville real estate agent who knows Chelsea Cove?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Chelsea Cove and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Chelsea Cove?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Chelsea Cove purchase or sale - no call center and no pressure.
    You want an established Mandarin-area resale home rather than new construction.Excellent fit
    You want easy access to the San Jose Boulevard corridor and southwest Duval County.Excellent fit
    You are comfortable evaluating a small street on condition rather than a marketed amenity package.Excellent fit
    You value a private pool and are prepared to verify its maintenance history.Excellent fit
    You want a marketed community with its own pool, clubhouse, or confirmed HOA-run amenities.Probably not
    You need a large pool of comparable active listings to negotiate against.Probably not
    You want a brand-new home with a builder warranty.Probably not
    You are not prepared to check pricing against a wider area due to thin same-street sales data.Probably not

    Get the inside read on Jacksonville

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Jacksonville home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Jacksonville specialist will reach out personally, usually the same day.

    Median sale price in Chelsea Cove, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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